From our humble beginnings, America's First has always prioritized its members. As we evolved over the years, we've expanded our services while staying true to our mission of empowering individuals and families through accessible financial solutions. Our total assets now exceed $2.5 billion, reflecting our commitment to responsible growth and member satisfaction. We are proud to offer a wide range of services tailored to meet the diverse needs of our community. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we are here to help. Additionally, we provide business banking services that include merchant solutions and business loans to support local entrepreneurs.
We invite you to experience the benefits of being a part of America's First family. Discover how we can help you achieve your financial goals today! Whether you're looking to open an account or learn more about what we offer, visit us online at www.amfirst.org or stop by our branch your journey towards better banking starts here!
In today's digital world, we have embraced technology to make banking easier for you. With features like online banking, mobile payments, and e-statements, managing your finances has never been more convenient. We also prioritize accessibility with ADA-compliant facilities at our branch. Our operating hours reflect our dedication to serving you best: Monday through Thursday from 9:00 a.m. - 5:00 p.m., and Friday from 9:00 a.m. - 6:00 p.m., ensuring you can visit us when it's most convenient for you. If you need assistance or have questions about any of our services, feel free to reach out at 205-320-4000. While members can visit us at 894 Pelham Road N for all their banking needs, official correspondence should be sent to our mailing address: 894 PELHAM ROAD N, JACKSONVILLE, AL 36265.
At America's First, our mission is clear: we strive to enhance the financial well-being of our members by providing exceptional service and innovative solutions. We believe in making banking easy and accessible for everyone. Our team works diligently to ensure that each member feels valued and supported every step of the way. Community involvement is also at the heart of what we do. We actively participate in various outreach programs aimed at improving the lives of those around us. Through partnerships with local organizations, we invest in initiatives that foster growth and prosperity within Jacksonville and beyond.
Don't forget about our ATM availability! With an ATM conveniently located at our branch, you can easily withdraw cash or check your balance whenever you need.
Situated near popular landmarks and easily accessible roads, our branch is perfect for all your banking needs. You'll find us just a short drive from local favorites, making it simple to fit banking into your busy day. We offer ample parking options and ensure that our facilities are ADA compliant, so everyone can access our services without hassle.
We invite you to visit us at America's First Jacksonville Campus Branch or give us a call at 205-320-4000 for any inquiries. We look forward to serving you and helping you achieve your financial goals! While members can visit us at 894 Pelham Road N, official correspondence should be sent to the same address as well. Come see how we can make banking easier for you!
Our doors are open Monday through Thursday from 9:00 a.m. to 5:00 p.m., and on Fridays, we extend our hours until 6:00 p.m., giving you plenty of time to visit after work or school. At America's First, we provide a range of services designed to make banking straightforward and efficient. From personal checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, enjoy the convenience of our drive-thru banking for quick transactions without leaving your car. For those who prefer digital solutions, we also offer online and mobile banking options. You can access your accounts anytime, anywhere making it easier than ever to stay on top of your finances.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $30 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $16,042,353, we continue to drive economic growth by financing new and expanding businesses.
Imagine running a busy retail shop and needing a fast way to process payments. Our merchant services make transactions smooth and easy, whether it's accepting credit cards or managing online sales. This allows you to focus on what matters most growing your business. Located conveniently at 894 Pelham Road N Jacksonville Al 36265, Jacksonville, AL, we're here to partner with you on your journey to success. Call us at (205) 320-4000 or visit our website at https://www.amfirst.org/ to learn more about how we can help your business thrive!
If you prefer cash transactions, we have convenient access to ATMs where you can withdraw cash or check balances hassle-free. Our branch also features basic drive-thru banking for quick deposits, withdrawals, and simple transactions without needing to leave your vehicle. At America's First, we believe that accessible financial services should come with personal touchpoints that cater directly to member needs. Our friendly team is always ready to assist you during our operating hours: Monday-Thursday from 9:00 a.m. - 5:00 p.m., and Friday from 9:00 a.m. - 6:00 p.m. We invite you to visit us or call us at (205) 320-4000 to learn more about how we can assist you on your financial journey. Your future starts here let's build it together!
For entrepreneurs and small business owners, we understand how important reliable banking is. Our business banking services, including merchant services and business loans, are designed to support your growth and success.
In today's fast-paced world, access to banking should be easy and efficient. That's why we offer robust online and mobile banking features. Manage your accounts from anywhere, anytime! You can pay bills, transfer funds, and even send money to friends through our person-to-person payment service.
Life can throw unexpected expenses your way, but our personal loans and debt consolidation options provide peace of mind when you need it most. Plus, with our credit cards that offer rewards, every purchase can earn you points towards something special.
When it comes to managing your money, our personal banking services offer everything you need. With checking and savings accounts, you can choose options that fit your lifestyle. For those considering a new vehicle, our auto loans and vehicle financing solutions make purchasing a car straightforward and affordable. If homeownership is on your mind, check out our mortgage loans and refinancing programs designed to help you secure the best rates available.
Our online banking platform allows you to manage your finances with ease. You can check balances, pay bills, and transfer money all from the comfort of your home or while on the go. If you need to send money to a friend or family member quickly, our person-to-person transfer feature makes it simple and secure. For those who prefer mobile banking, our dedicated mobile application is available for download, offering all the essential features right from your smartphone. Plus, with mobile payments enabled, making purchases has never been easier; just tap and go!
We prioritize your security, which is why we provide electronic signature authorization for transactions, allowing you to sign documents securely online. And if you're looking to go paperless, e-statements are readily available so you can keep track of your finances without clutter. Managing your accounts has never been more accessible. Whether you're checking in during lunch breaks or handling transactions late at night, our user-friendly tools ensure that everything is just a click away. Join us at America's First to experience hassle-free digital banking tailored for today's fast-paced lifestyle!
With $293,257,447 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to excellence is reflected in our ability to adapt to your needs while maintaining solid financial footing.
We also take pride in having 420 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 365,403, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's First is your trusted partner. Visit us at 894 Pelham Road N Jacksonville Al 36265 or call (205) 320-4000 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $579,776,512 in share certificates and $213,280,411 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $295,261,662, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.40% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
With $37,462 in used auto loans and $2,072,094,611 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $5,144,835 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $800,148,213 in used vehicle loans and $472,768,288 in new vehicle loans, helping members get on the road with confidence. With flexible terms and competitive rates, financing your next vehicle has never been easier.
For business owners, our outstanding commercial loans totaling $16,042,353 provide the capital needed to grow and expand your operations. We know that running a business comes with its challenges; let us help lighten the load with tailored lending solutions.
We also offer flexible terms on unsecured credit card loans. With a total of $44,091,545 in unsecured credit card loans available, our members can effectively manage their finances while enjoying rewards and benefits tailored to their spending habits.
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $193,083,940, making buying or refinancing simple. We provide personalized guidance throughout the process to ensure you find the right fit for your financial situation.
If you're considering refinancing any of your existing loans or seeking eligibility for our products, our team is here to assist you every step of the way. We provide insights into potential savings and how you can improve your financial situation through various options available to you. At America's First Credit Union, we pride ourselves on being a supportive partner in your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website for more information on how we can assist you!
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