America’s First Hoover AL Credit Union | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to America's First, your trusted financial partner located at 3312 Old Columbiana Rd, Hoover, AL 35226. Since our establishment in 1936, we have proudly served our community with a commitment to providing personalized banking solutions tailored to meet the needs of our 195,392 members. With total assets of $2,514,666,869 and a net worth of $284,700,495, we are dedicated to ensuring your financial well-being. At America's First, we understand that every member's journey is unique. Whether you're looking for an auto loan among our 120,593 loans and leases or seeking to grow your savings with competitive deposit accounts totaling $241,463,130, our team is here to support you every step of the way. We also offer a range of services including personal loans, credit cards with rewards, and business banking solutions that cater to both individual and commercial needs. Our leadership team, led by CEO Bill Connor and Board President Ross Mitchell, is passionate about making a positive impact in the community. With over 436 employees working diligently to assist you, we strive to create an environment where every member feels valued and understood. While you can visit us at our branch location in Hoover for all your banking needs, please note that official correspondence should be sent to our mailing address at 3312 Old Columbiana Rd, Vestavia, AL 35226-3337. We invite you to explore our website at www.amfirst.org for more information on how we can help you achieve your financial goals. Don't hesitate to give us a call at (205) 823-3985 or stop by during our operating hours from 9:00 AM to 5:00 PM Monday through Thursday and 9:00 AM to 6:00 PM on Friday. Join us today and experience the difference that comes with being part of America's First!

Branch History & Mission

Join Us

As you consider your financial future, we invite you to become part of the America's First family. Experience firsthand the benefits of being a member of a credit union that truly cares about its community. Contact us at 205-823-3985 or explore more on our website here. Together, let's build a brighter financial future!

Our Evolution

From humble beginnings, America's First has evolved into a trusted financial partner for many in Hoover and beyond. Our journey reflects not just growth in numbers but also a steadfast commitment to providing accessible and affordable financial services. As we expanded our offerings from checking and savings accounts to auto loans and mortgages we remained focused on what matters most: our members. We are proud to embrace digital advancements that make banking easier for everyone. With online banking, mobile payments, and e-statements, we ensure that your banking experience is as convenient as possible. Additionally, our drive-thru service allows for quick transactions while keeping customer service at the forefront.

Our Mission

At America's First, our mission is clear: to empower our members by providing exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to financial resources that can help them thrive. This belief drives us to support local initiatives and partnerships aimed at uplifting those around us. Our commitment goes beyond just banking; it's about making a real impact in the lives of our members and the community at large. Whether through educational workshops or community outreach programs, we strive to create an environment where everyone can succeed. While members can visit us at 3312 Old Columbiana Rd, official correspondence should be sent to our mailing address: 3312 Old Columbiana Rd, Vestavia, AL 35226-3337.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important. Our branch is designed to accommodate everyone, including those who may need special assistance. With ADA-compliant features like ramps and spacious walkways, we ensure that all our members can navigate comfortably. Plus, parking is readily available, so you can visit us without any hassle.

Call to Action

So why wait? Come visit us at America's First Hoover Branch today! We look forward to welcoming you into our community and helping you achieve your financial goals. Remember, whether it's banking in person or using our online services from home, we're here every step of the way!

Operating Hours

We're open Monday through Thursday from 9:00 am to 5:00 pm and extend our hours on Friday until 6:00 pm. This way, you can choose a time that works best for you! Whether you're coming in during the week or squeezing in a visit on Friday evening, we're here when you need us.

Services Offered

At America's First, we pride ourselves on offering a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you with whatever financial journey you're on. Need quick access? We also have an ATM available for your convenience, along with drive-thru banking for those simple transactions when you're on the go. If you're looking for more personalized service or have specific questions, don't hesitate to reach out! You can call us at 205-823-3985 our friendly staff is always happy to help.

Member Eligibility

Joining America's First is like stepping into a welcoming community where your financial needs are prioritized. If you live, work, or worship in certain areas, or if you're affiliated with specific organizations, you may qualify for membership. It's easy and inclusive everyone deserves a chance to benefit from our friendly services. To learn more about the eligibility criteria, feel free to visit our detailed page at this link. Once you find that you meet the requirements, opening an account is a breeze! You can get started by visiting our online application at this site. If you have any questions or need assistance, don't hesitate to reach out to us at 205-823-3985. We're here to help you make the most of your banking experience at America's First located at 3312 Old Columbiana Rd Hoover Al 35226.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $34 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $14,884,162, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having efficient merchant services can make all the difference. Imagine a local coffee shop that needs quick and easy payment options for busy customers. Our merchant services help businesses like this accept payments seamlessly, allowing them to focus on what they do best serving great coffee! Visit us at 3312 Old Columbiana Rd, Hoover, AL 35226, or give us a call at 205-823-3985 to learn how we can support your business today!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive banking solutions including merchant services and business loans. We know how important it is for local businesses to thrive, which is why we offer tools and support specifically aimed at helping you grow.

Convenient Banking Features

In addition to our traditional services, we also pride ourselves on offering convenient banking features. With ATM access available right here at the branch and through various locations around town, withdrawing cash has never been easier. Our drive-thru service allows for quick transactions without leaving your car a perfect option when you're on the go. If you'd like to learn more about what America's First has to offer or if you're ready to open an account today, give us a call at 205-823-3985 or visit us online at www.amfirst.org. Your financial journey starts here!

Credit Options

When it comes to credit cards, our offerings come with rewards that let you earn points for everyday purchases. This means that every time you swipe your card for groceries or gas, you're earning benefits that could lead to cashback or travel perks. If you find yourself needing extra cash for unexpected expenses or consolidating debt, our personal loans are designed for situations just like these. We want to ensure that you have access to funds when life throws challenges your way.

Home Financing Solutions

For those considering buying a home or refinancing their mortgage, we provide flexible mortgage loans tailored to fit different budgets and needs. Our mortgage team is here to guide you through every step of the process making it easier than ever to secure your dream home.

Personal Banking Services

Starting with personal banking, we offer checking and savings accounts designed to help you manage your money effectively. Imagine having easy access to your funds while earning interest on your savings. With our online and mobile banking features, you can check balances, transfer funds, and pay bills anytime from anywhere. If you're thinking about purchasing a car or refinancing an existing loan, our auto loans and vehicle financing options can make that process smooth and straightforward. We take the hassle out of financing so that you can focus on finding the perfect vehicle.

Digital & Online Banking

Accessibility

With our mobile application, you have the power of banking right in your pocket! This app is designed for ease of use so that you can manage your accounts while waiting in line or during your commute. Enjoy real-time account management wherever life takes you. At America's First, we are committed to providing services that enhance your banking experience. Explore all these features and more by visiting https://www.amfirst.org/ today!

Key Features

Our online banking service provides 24/7 access, allowing you to check balances, pay bills, and transfer funds from the comfort of your home or on the go. Whether you're using a desktop or our mobile application, managing your money has never been easier. You can also enjoy the benefits of electronic statements; sign up today for e-statements to receive your monthly account details securely via email no more paper clutter! Security is paramount at America's First. We use advanced encryption technology to keep your information safe while you bank online. Plus, with electronic signature authorization available, signing documents has never been more straightforward or secure. Need to send money to friends or family? Our person-to-person transfer feature allows you to quickly send funds with just a few clicks. And if you're someone who loves using mobile payments, you'll be pleased to know that our services support this feature too making transactions faster than ever.

Financial Strength

A Committed Team

We also take pride in having 411 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 369,393, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's First is your trusted partner. Visit us at 3312 Old Columbiana Rd Hoover Al 35226 or call (205) 823-3985 to learn more about how we can help you achieve your financial goals.

Focused on You

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $280,830,625 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Member Savings Secured

Members' savings are secured through $593,125,482 in share certificates and $205,559,879 in money market shares, offering stable and rewarding financial growth opportunities. This level of commitment to our members shows how we prioritize your savings over everything else.

Solid Financial Position

With a net worth of $284,700,495, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,131 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We have an impressive lending capacity with $35,566 in used auto loans and $1,966,742,791 in total loans and leases, which supports our members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $750,972,118 in used vehicle loans and $447,431,231 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we have financing options tailored just for you.

Business Loans

For business owners looking to expand or invest in their ventures, our outstanding commercial loans totaling $14,884,162 provide the capital needed to grow and expand. We understand the unique challenges businesses face and offer tailored solutions that suit your specific needs. If you're considering refinancing any existing loans or exploring eligibility options for these products, our knowledgeable staff is ready to assist you. You can reach us at 205-823-3985 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. We're here to support you every step of the way in your financial journey!

Credit Lines

For those needing extra flexibility in their budgeting or cash flow management, our total credit lines amount to $235,222,769. This option provides an easy way to access funds when you need them without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,150,760, make buying or refinancing simple. We believe that everyone deserves a place to call home, and our experienced team is here to guide you through the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $43,761,685 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no annual fees perfect for those looking to build or improve their credit history.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh serves as a trusted tool for borrowers seeking the best financing options available. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users. Each lender's rates are presented without bias, allowing you to make informed decisions based on accurate information. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This means you receive unbiased results tailored to your needs. The platform also provides real-time rate comparisons, so you always have access to the most up-to-date loan rates from multiple institutions. This feature empowers users to compare options effectively and find loans that suit their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in delivering tangible savings and making the borrowing process easier. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Americas First