America’s First Gardendale AL Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to America's First at our Gardendale Branch, located conveniently at 1039 Mount Olive Rd, Gardendale, AL 35071. Since opening our doors in 1936, we've proudly served a growing community of over 195,000 members, providing reliable financial services tailored to meet your needs. With total assets exceeding $2.5 billion and deposits amounting to $241,463,130, we are committed to your financial well-being. Our dedicated team of 436 employees, led by CEO Bill Connor and Board President Ross Mitchell, is here to help you navigate your financial journey. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business services such as merchant accounts and business loans, we have you covered. While members can visit us at our branch for in-person assistance, official correspondence should be directed to our mailing address: 1039 Mount Olive Rd, Gardendale, AL 35071-2436. We invite you to experience the difference that comes with being a part of a community-focused credit union that prioritizes your needs. At America's First, we understand that every member's financial journey is unique. That's why we offer personalized services and competitive rates on various products ranging from auto loans (with over 71,132 loans issued) to mortgage refinancing options. Our strong net worth of $284,700,495 speaks volumes about our stability and commitment to serving our members. We're excited about the opportunity to support you financially and help you achieve your goals. Don't hesitate to reach out! Call us at 205-631-5556 or visit our website at amfirst.org for more information on how we can assist you today. Your journey towards better financial health starts here!

Branch History & Mission

Community Commitment

We don't stop at financial services. Our branch is deeply involved in community outreach efforts and partnerships aimed at uplifting those around us. From sponsoring local events to supporting charitable initiatives, we strive to make a positive impact on the lives of Gardendale residents. In addition to traditional banking services, we have embraced modern technology with online and mobile banking options available for our members' convenience. We also ensure accessibility with ADA-compliant facilities and drive-thru banking services for those who prefer ease of access. While members can visit us at 1039 Mount Olive Rd, official correspondence should be sent to 1039 Mount Olive Rd, Gardendale, AL 35071-2436 if different from our branch address.

Join Us Today!

As we continue our journey into the future, we invite you to become part of the America's First family. Experience firsthand how we can help you with your financial needs while fostering a sense of community spirit. Visit us during our operating hours Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 6:00 pm or give us a call at 205-631-5556. Together, let's build a brighter tomorrow!

Our Mission

Our mission at America's First is simple yet profound: to enhance the financial well-being of our members while actively contributing to the growth and vitality of our community. We believe that banking should be more than just transactions; it should be about building relationships. This philosophy drives us to offer personalized services that meet the unique needs of each member. With total assets amounting to $2,514,666,869, we ensure that we have the resources to provide a wide range of products including personal banking accounts, auto loans, mortgages, and business financing. Our team is dedicated to helping you achieve your financial goals with integrity and care.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility for all members. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can visit us comfortably. Whether you are walking in or using our drive-thru service, we've designed our space with your convenience in mind.

Conveniently Located

Our branch is nestled in the heart of Gardendale, surrounded by familiar landmarks that make finding us a breeze. You can easily spot us near the intersection with Main Street, just a short drive from the bustling downtown area. With ample parking available right outside our doors, you won't have to worry about finding a spot when you arrive.

Operating Hours That Fit Your Schedule

We know how busy life can get. That's why our lobby is open from 9:00 AM to 5:00 PM Monday through Thursday and extends to 6:00 PM on Fridays giving you more opportunities to stop by after work or during lunch breaks. If you're in need of cash or quick banking services outside these hours, our ATM is available for your convenience.

Services Tailored for You

At America's First Gardendale Branch, we offer a wide range of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing our team is ready to assist you every step of the way. And don't forget about our basic drive-thru services for quick deposits and withdrawals! Feel free to reach out at 205-631-5556 if you have any questions or need assistance before your visit. We look forward to welcoming you into our community and helping you achieve your financial goals!

Member Eligibility

At America's First, we believe that becoming a member is like joining a warm and welcoming family. If you're curious about how to join us at our branch located at 1039 Mount Olive Rd Gardendale Al 35071, you're in for a treat! Membership is open to anyone who lives, works, worships, or attends school in our community. We also welcome immediate family members of current members. It's all about building connections and supporting one another, so if you meet these simple criteria, you're already on your way to enjoying the benefits we offer. Joining America's First means gaining access to a variety of financial products tailored just for you, from personal banking to loans and more. The process is straightforward and can be started online just visit us at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad3b-glbedv28paokizazcpsiysz_jued5xtutqyvby3- to get started! If you have any questions or need assistance, don't hesitate to reach out at (205) 631-5556. For more detailed information about eligibility requirements, check out our resources at https://www.amfirst.org/why/become-a-member/. We can't wait for you to become a part of our community!

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $34 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $14,884,162, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, having reliable merchant services can make all the difference. Imagine running your shop and effortlessly accepting payments from customers using various methods whether it's credit cards, mobile payments, or online transactions. Our merchant services are designed to simplify your sales process so you can focus on what matters most: growing your business. Visit us at 1039 Mount Olive Rd Gardendale Al 35071 in Gardendale, AL, or give us a call at (205) 631-5556 to learn more about how our business banking solutions can help you thrive!

Comprehensive List Of Services

ATM Services

Need cash quickly? With our ATM & Cash Withdrawal Services, accessing funds is simple and efficient. Our drive-thru banking offers basic services like deposits and withdrawals for those who prefer face-to-face interactions without leaving their vehicles. In summary, whether it's personal banking needs or business solutions you seek, America's First is here to assist you every step of the way. Feel free to reach out at 205-631-5556 if you have any questions or want more information about how we can help you achieve your financial goals. We invite you to visit us at our Gardendale Branch or explore more on our website here. Your journey towards better financial health starts today!

Auto Loans & Vehicle Financing

If you're in the market for a new car, you'll find our Auto Loans & Vehicle Financing options very appealing. We understand that purchasing a vehicle is a significant investment. That's why we offer competitive rates and flexible terms that can fit any budget. Imagine driving off in your new car while knowing you made a smart financial choice!

Business Banking Solutions

For our business members, we offer essential Business Banking services including merchant services and business loans. We know how crucial it is for local businesses to have reliable support. Our products are designed to help you thrive in today's competitive market.

Credit Cards with Rewards

Looking for ways to earn rewards while spending? Our Credit Cards with Rewards program allows you to do just that! Enjoy cashback on everyday purchases, travel benefits, and more. It's like getting paid to spend who wouldn't want that?

Digital Banking Convenience

In today's busy world, convenience matters. That's why we provide robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. You can easily transfer money, pay bills, and even deposit checks from the comfort of your home or while out and about.

Home Financing Options

Homeownership is a dream for many, and at America's First, we provide comprehensive Mortgage Loans & Refinancing solutions to make that dream a reality. Whether you're buying your first home or looking to refinance an existing mortgage, our team will guide you through every step of the process.

Personal Banking Solutions

Starting with Personal Banking, we offer a variety of checking and savings accounts designed to fit your lifestyle. For instance, if you're saving for a vacation or planning for your child's education, our savings accounts can help you reach those goals faster. Our checking accounts come with convenient features like online banking and mobile payments, allowing you to manage your finances on the go.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation options come into play. If you've found yourself juggling multiple bills or need funds for an emergency, we can help simplify your finances with straightforward lending options tailored to your needs.

Digital & Online Banking

Key Features

With our online banking platform, accessible at https://www.amfirst.org/, managing your accounts is straightforward and secure. You can check balances, transfer funds, and pay bills with just a few clicks. Plus, our 24/7 online banking services mean you're never limited by traditional hours you have the freedom to bank whenever it suits you. For those who prefer mobile access, our user-friendly mobile application allows you to handle transactions right from your smartphone. You can make person-to-person transfers easily, send money to friends or family without hassle, and even make payments on the go through our mobile payments feature. Whether you're grabbing coffee or on your daily commute, managing your finances is now at your fingertips.

Security and Accessibility

Security is a top priority for us. Our electronic signature authorization feature ensures that your documents are signed securely online, making transactions faster while keeping your information safe. Additionally, you can opt for e-statements to view your account statements digitally this not only helps you keep track of your finances but also reduces paper waste. With all these tools at your disposal, you'll find that real-time account management has never been easier or more secure. We invite you to explore all that America's First has to offer in the realm of digital banking. Join us today and take control of your financial future!

Financial Strength

A Dedicated Team at Your Service

We're proud to have 411 full-time employees and 25 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team. You can trust that when you walk into America's First or reach out over the phone at 205-631-5556, you're speaking with professionals who genuinely care about your financial well-being.

Committed to Your Financial Needs

Our lending capacity supports various sectors with $35,566 in used auto loans and a total of 120,593 loans & leases. This means whether you're looking for an auto loan or any other financing option, we are here to help you achieve your dreams. Additionally, our operational efficiency is highlighted by our net income of $0, allowing us to continue offering competitive loan rates and solid financial products tailored for our members.

Growing Together

With a strong member base of 369,393 total share accounts, it's clear that more people are choosing America's First as their trusted financial partner. Our commitment to excellence means we can continue serving you confidently. Our financial strength means we can keep meeting your needs now and into the future. Whether you're saving for something special or borrowing for important life events, America's First is here for you every step of the way. Visit us at 1039 Mount Olive Rd Gardendale Al 35071 or call us at 205-631-5556 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing Back into Our Community

We believe in reinvesting in our community and our members. With $280,830,625 in undivided earnings, we continuously improve our services with innovative banking tools and stronger lending options. Our capacity to support your financial goals is reflected in the $1,966,742,791 in total loans and leases we have made available.

Member-Centric Savings Options

Your savings are our priority. Members' savings are secured through $593,125,482 in share certificates and $205,559,879 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on our members first. With non-member deposits at $0, our resources are dedicated to benefiting you through better loan rates and exclusive perks.

Solid Financial Foundation

With a net worth of $284,700,495, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.31% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have $750972118 in used vehicle loans and $447431231 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our competitive rates make it easier than ever.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $178150760, making buying or refinancing simple. Our experienced staff will guide you through the process to ensure you find the right mortgage solution tailored to your circumstances.

Refinancing Options

If you're considering refinancing existing loans or are unsure about your eligibility for any of our products, we encourage you to reach out to us. Our knowledgeable team is available at (205) 631-5556 to discuss potential options and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how America's First can support your financial journey. Visit us today or check out our website for more information on how to apply for a loan or become a member!

Unsecured Credit Cards

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $43761685 in loans helping members effectively manage their finances, our credit card options come with rewarding benefits designed for your convenience.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from recognized financial institutions, ensuring that the information is reliable and accurate. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus remains solely on providing unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, enabling them to make well-informed choices quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback reflects the effectiveness of the platform in helping individuals secure favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that all offers are fair and transparent. By using verified data from legitimate financial institutions, LendMesh guarantees that users receive trustworthy information when comparing loan options.

AMERICA'S FIRST FEDERAL CREDIT UNION - Gardendale, AL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

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Loan rates in Gardendale, AL (35071)

Introduction

Branch History & Mission

Community Commitment

Join Us Today!

Our Mission

Branch Location & Accessibility

Accessibility Features

Conveniently Located

Operating Hours That Fit Your Schedule

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Commercial Loans That Drive Growth

Merchant Services That Make Transactions Easy

Comprehensive List Of Services

ATM Services

Auto Loans & Vehicle Financing

Business Banking Solutions

Credit Cards with Rewards

Digital Banking Convenience

Home Financing Options

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

A Dedicated Team at Your Service

Committed to Your Financial Needs

Growing Together

Investing Back into Our Community

Member-Centric Savings Options

Solid Financial Foundation

Loan Offering

Auto Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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