America’s First Calera AL Credit Union | Best Auto Loans & ATM Services

Introduction

Welcome to America's First at our Calera Branch, where we are dedicated to providing exceptional financial services tailored to meet the needs of our community. Located at 108 County Road 304, Calera, AL 35040, our branch has been a trusted partner for individuals and families since its establishment in 1936. With a proud membership of over 195,000 and total assets amounting to an impressive $2.5 billion, we are here to support your financial journey every step of the way. At America's First, we believe in building relationships that go beyond banking. Our commitment to serving you is reflected in our diverse range of services, including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Whether you're looking to purchase your first home or need assistance with personal loans or business banking, our experienced team is ready to help. Our leadership is comprised of passionate individuals who care about your success. Under the guidance of CEO Bill Connor and Board President Ross Mitchell, we strive to create a welcoming environment where members feel valued and heard. We understand that every member's financial situation is unique, and we're here to provide personalized solutions that work for you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 108 County Road 304, Calera, AL 35040. With over $241 million in total deposits and a net worth of $284 million, our financial stability speaks volumes about our dedication to safeguarding your money while helping it grow. You can also count on us for convenience; we offer online and mobile banking options so you can manage your finances anytime, anywhere. If you have questions or would like more information about how we can assist you today, please feel free to reach out at 205-825-9850 or visit our website at www.amfirst.org. We invite you to become part of the America's First family where your financial goals are our top priority!

Branch History & Mission

Join Us

If you're looking for a credit union that truly values its members and is committed to making a positive impact in the community, look no further than America's First. With operating hours from Monday through Thursday from 9:00 a.m. to 5:00 p.m., and Friday until 6:00 p.m., we are here to serve you! You can reach us at 205-825-9850 or visit our website for more information. Join us today and discover how America's First can help you achieve your financial dreams while being part of a caring community!

Our Journey

From the very start, our mission has been clear: to enhance the lives of our members by offering personalized financial solutions and fostering a spirit of community. Over the decades, we've expanded our offerings significantly while staying true to our roots. Today, we manage total assets of approximately $2.5 billion, reflecting not only our growth but also the trust placed in us by our members. We understand that the world is constantly changing. To keep pace with these changes, we've embraced technology to offer convenient services like online banking and mobile payments. These advancements ensure that our members can access their accounts anytime and anywhere. We also prioritize accessibility with ADA-compliant facilities and services that cater to all members of the community.

Our Mission

At America's First, our mission goes beyond just banking; we are dedicated to uplifting our community through various outreach efforts and partnerships. We believe in supporting local initiatives that make a real difference in people's lives. Whether it's through financial education programs or sponsorships for local events, we strive to be an integral part of the Calera community. While members can visit us at 108 County Road 304 for all their banking needs, official correspondence should be sent to the same address as it serves as both our branch and mailing location. We invite you to experience firsthand what sets us apart.

Branch Location & Accessibility

Connect With Us

If you have any questions or need further assistance, don't hesitate to reach out! You can give us a call at 205-825-9850. We look forward to welcoming you at America's First where your financial journey begins!

Nearby Landmarks and Accessibility Features

Situated near local favorites, our branch is just a short drive from Calera City Park and the bustling downtown area. When you arrive, you'll find ample parking available, ensuring that your visit is as hassle-free as possible. For those who may require assistance, our facility is ADA compliant and equipped with ramps for easy access.

Operating Hours and Services

Our friendly team is ready to serve you Monday through Thursday from 9:00 a.m. to 5:00 p.m., and on Fridays until 6:00 p.m. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. If you're in need of a quick cash withdrawal or balance check, you'll be pleased to know we have an ATM available right on-site. For members who prefer added convenience, we also provide drive-thru banking for simple transactions without leaving your vehicle. While our branch does not participate in shared services, we are dedicated to offering personalized assistance tailored to your needs.

Member Eligibility

Becoming a member of America's First is like joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in the communities we serve, you're already eligible to join us! We welcome individuals from all walks of life, offering a supportive environment where you can access personal banking services tailored just for you. By becoming a member at America's First, you'll enjoy benefits like competitive rates on loans and savings accounts, personalized service, and a wealth of resources designed to help you reach your financial goals. To get started on your membership journey, simply visit us at our branch located at 108 County Road 304 Calera Al 35040 or check out the eligibility details at https://www.amfirst.org/why/become-a-member/. If you're ready to open an account today, it's easy! You can find all the information you need by following this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad3b-glbedv28paokizazcpsiysz_jued5xtutqyvby3-. For any questions or assistance, feel free to give us a call at (205) 825-9850. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $34 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $14,884,162, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop there. Our merchant services are designed to simplify your transactions. Imagine running your business smoothly with easy payment processing options that allow you to focus on what you do best serving your customers. From point-of-sale systems to online payment solutions, we provide tools that help streamline your operations. Explore how America's First can be a valuable partner in your business journey. Reach out today at (205) 825-9850 or visit us at 108 County Road 304 Calera Al 35040!

Comprehensive List Of Services

Additional Services

Our branch provides basic drive-thru banking for deposits, withdrawals, and simple transactions. This service ensures you can handle quick banking needs without leaving your vehicle. Additionally, our ATMs allow for withdrawals and balance checks at your convenience.

Business Banking Solutions

For local entrepreneurs and small businesses, we offer tailored business banking services that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your goals with financial products designed for success.

Connect With Us

At America's First in Calera, we strive to be more than just a bank; we aim to be a trusted partner in your financial journey. If you have any questions about our services or want to explore how we can assist you further, please don't hesitate to reach out at 205-825-9850. Ready to take the next step? Visit us online at www.amfirst.org or come see us in person! We look forward to helping you achieve all your financial goals!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills right from your smartphone or computer. Plus, with our ATM and cash withdrawal services, accessing your funds is easier than ever.

Personal Banking Services

For individuals looking to manage their finances effectively, we offer checking and savings accounts designed to help you save and grow your money. With competitive interest rates and low fees, our accounts are perfect for anyone looking to make the most out of their savings. When it comes to larger purchases like vehicles or homes, our auto loans and vehicle financing options make it easy to drive away in your dream car. We also provide mortgage loans and refinancing services that can help you secure the perfect home loan or adjust your existing mortgage terms to better fit your budget. If you're facing unexpected expenses or want to consolidate debt, our personal loans can offer the financial support you need. And don't forget about our credit cards with rewards, which let you earn points on every purchase while enjoying flexible payment options.

Digital & Online Banking

Key Services

With our online banking platform, accessible at https://www.amfirst.org/, you can take control of your finances anytime, anywhere. From checking your balance to transferring money, our 24/7 online banking services ensure that you have access whenever you need it. Plus, with person-to-person transfers, sending money to friends or family is just a few clicks away. You'll also enjoy the convenience of e-statements. Say goodbye to piles of paper get your statements electronically and keep track of your transactions with ease. And for those moments when you're out shopping, our mobile payments feature allows you to pay directly from your smartphone.

Security and Accessibility

Security is a top priority at America's First. We provide electronic signature authorization for easy yet secure document signing, so you can complete transactions safely without any hassle. Our user-friendly mobile application offers all the tools you need right at your fingertips, making it simple to manage your account on the go. In today's fast-paced world, having real-time access to your finances is crucial. With features like mobile payments and e-statements available at your convenience, you'll find it easier than ever to stay on top of your financial goals. Join us at America's First and discover how our digital and online banking services can enhance your banking experience!

Financial Strength

At America's First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident about where you place your hard-earned money. That's why we are proud to share insights into our strong financial standing, ensuring that you can trust us as your reliable financial partner. With a net worth of $284,700,495, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.31% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $593,125,482 in share certificates and $205,559,879 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $280,830,625 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $35,566 in used auto loans and a total of $1,966,742,791 in loans and leases available across various sectors. Though our current net income is $0, it reflects our commitment to maintaining a stable environment for all our members. We also take pride in having 411 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares available for lending and investments stand at $585,914, while the total number of share accounts shows a thriving member base with 369,393 accounts trusting us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's First is your trusted partner. Visit us at 108 County Road 304 Calera AL 35040 or call us at 205-825-9850 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $750,972,118 in used vehicle loans and $447,431,231 in new vehicle loans already helping members get on the road. We have flexible terms and options for refinancing if needed, making it easier than ever to find the perfect financing solution for your next vehicle.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $43,761,685 in loans helping members manage their finances effectively. This can be a great way to consolidate debt or make larger purchases without the burden of high-interest rates.

Credit Lines

In addition to traditional loans, we provide access to credit lines totaling $235,222,769. These lines are designed to offer flexibility when you need it most, allowing you to borrow as needed while only paying interest on what you use. If you have any questions or would like more information about eligibility options for our loan products, please don't hesitate to reach out. You can contact us at 205-825-9850 during our operating hours: Monday-Thursday from 9:00 a.m. to 5:00 p.m., and Friday from 9:00 a.m. to 6:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,150,760, make buying or refinancing simple. We work closely with our members to ensure they understand their options and feel confident in their decisions.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means every loan offer you see is fair and transparent, coming from reputable lenders who are held to high regulatory standards.

Americas First

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Connect With Us

Nearby Landmarks and Accessibility Features

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Additional Services

Business Banking Solutions

Connect With Us

Convenient Digital Banking

Personal Banking Services

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Credit Card Loans

Credit Lines

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Join Our Community