America’s First Birmingham AL Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to America's First at our Trussville Branch, located at 1910 Gadsden Hwy, Birmingham, AL 35235! Since our establishment in 1936, we have been committed to serving our community with integrity and dedication. With a membership base of over 195,000 individuals, we proudly stand as a pillar of support for our members' financial needs. At America's First, we understand that trust is earned through reliable service and transparency. Our total assets amount to a robust $2.5 billion, ensuring we have the resources to help you achieve your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with loans our total loans and leases exceed 120,000 we are here for you. We believe in making banking convenient and accessible. With services like online banking, mobile payments, and ATMs available, managing your finances has never been easier. Plus, you can always reach out to us directly at 205-655-3360 if you have any questions or need assistance. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: 1910 Gadsden Hwy, Birmingham, AL 35235-3227. Under the leadership of CEO Bill Connor and Board President Ross Mitchell, we strive to create a welcoming environment that fosters financial literacy and empowers our members. Join us today and experience the difference of being part of a credit union that truly cares about its community! Explore more about what we offer by visiting our website at www.amfirst.org or stop by to chat with one of our friendly team members. We look forward to helping you on your financial journey!

Branch History & Mission

America's First has a rich history that began in 1936, rooted in the belief that financial services should be accessible to everyone. Since opening its doors, our branch in Birmingham, Alabama, has grown significantly, proudly serving a total membership of over 195,000 members. Located at 1910 Gadsden Hwy, near local landmarks that make our community vibrant, we strive to meet the evolving needs of our members while ensuring they feel valued and supported. Our mission is simple yet impactful: to provide exceptional financial services while fostering a sense of community. We believe in empowering our members through sound financial advice and innovative products designed to help them achieve their goals. Whether it's personal banking, auto loans, or business financing, we are committed to guiding our members on their journey to financial wellness. In addition to traditional banking services, we have embraced technology to enhance convenience. Our digital offerings include online banking and mobile payment options that allow members to manage their finances anytime and anywhere. Furthermore, with ADA compliance in place, we ensure that all members can access our services comfortably. We also recognize the importance of giving back. Our partnerships with local organizations and community outreach initiatives reflect our dedication to making a positive difference in Birmingham. By actively participating in community events and programs, we aim to uplift those around us and support local growth. While members can visit us at 1910 Gadsden Hwy, official correspondence should be sent to 1910 Gadsden Hwy, Birmingham, AL 35235-3227 if different from the branch address. Our operating hours are convenient for busy schedules: Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 6:00 pm. With an impressive total asset base of $2,514,666,869, America's First is well-positioned to serve its members effectively. We invite you to experience the benefits of being part of a credit union that prioritizes your financial health and community well-being. Join us today and discover how America's First can make a positive impact on your life! For more information or assistance, feel free to call us at 205-655-3360.

Branch Location & Accessibility

Getting Here

Our branch address is not only easy to find but also offers ample parking for our members. If you need assistance, rest assured that our location is ADA compliant, featuring ramps and accessible entryways to ensure everyone can access our services comfortably. While members can visit us at 1910 Gadsden Hwy, official correspondence should be sent to 1910 Gadsden Hwy, Birmingham, AL 35235-3227.

Reach Out

If you have any questions or need further assistance before visiting, feel free to call us at 205-655-3360. We're excited to help you achieve your financial goals! Come by America's First in Birmingham today we look forward to seeing you!

Services & Hours

At America's First, we understand that convenience is key. That's why we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Need cash? Our ATM is available on-site for easy withdrawals and balance checks. Plus, if you prefer driving up, our drive-thru service makes quick transactions a breeze. We invite you to visit us during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Our friendly team is always ready to assist you with any questions or services you may need.

Member Eligibility

Becoming a member of America's First is like joining a welcoming family that genuinely cares about your financial well-being. If you live, work, worship, or attend school in the areas served by our credit union, you're already on your way to enjoying all the benefits we offer! We pride ourselves on making membership accessible and inclusive for everyone. Whether you're looking to open a checking account, get an auto loan, or simply want a supportive community for your financial journey, America's First is here for you. To find out more about the specific eligibility criteria and how to start your membership journey, feel free to visit our detailed page at https://www.amfirst.org/why/become-a-member/. When you're ready to open an account, it's as simple as following this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad3b-glbedv28paokizazcpsiysz_jued5xtutqyvby3-. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (205) 655-3360. We're excited to welcome you to our community at 1910 Gadsden Hwy Birmingham Al 35235!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $34 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $14,884,162, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In today's market, smooth transactions are crucial. Our merchant services help you accept payments easily, whether online or in-person. Imagine running your shop without worrying about payment delays; our tools let you focus on what you do best growing your business. Located at 1910 Gadsden Hwy Birmingham Al 35235 in Birmingham, AL, we're here to offer personalized service that meets your needs. Call us at (205) 655-3360 to learn more about how we can assist you in reaching your business goals!

Comprehensive List Of Services

Business Banking Services

For those who own a business, our comprehensive business banking services include everything from merchant services to business loans. We're here to support your entrepreneurial spirit by providing flexible financial products that cater specifically to small businesses.

Convenient Access

We believe in making banking as convenient as possible. Our branch features basic drive-thru banking for quick transactions such as deposits and withdrawals, along with ATM access for balance checks and cash withdrawals whenever you need them. You can reach us easily at 205-655-3360, whether you have questions about services or need assistance with an account. In today's fast-paced world, having the ability to manage your finances anytime and anywhere is crucial. That's why we emphasize our digital banking features, ensuring that our members enjoy hassle-free access to their accounts through mobile apps and online platforms. As part of the community since 1936, America's First remains dedicated to providing exceptional service and support. We invite you to explore all that we have to offer by visiting us at our Trussville Branch or browsing our website at www.amfirst.org. Ready to take the next step? Open an account today by clicking here. We're excited to help you achieve your financial dreams!

Credit Cards with Rewards

Why not earn rewards while spending? Our credit cards with rewards offer points for every dollar spent, which can be redeemed for exciting perks like travel, merchandise, or cash back. It's just another way we strive to add value to your everyday purchases.

Loans and Financing Options

If you're considering buying a new car or refinancing your home, look no further! Our auto loans and vehicle financing options are crafted to help you hit the road without breaking the bank. Plus, our mortgage loans and refinancing services can make owning your dream home a reality. We also offer personal loans for debt consolidation, allowing you to simplify your payments into one manageable monthly bill.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming at times. That's why we offer checking and savings accounts designed to fit your lifestyle. With competitive interest rates and easy access through our online and mobile banking, you can keep track of your finances on the go. Imagine depositing checks from your couch or quickly transferring money to a friend using our person-to-person service it's that simple!

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to view e-statements. This means you can access your account statements anytime without having to wait for them to arrive in the mail. Plus, if you prefer a more modern approach, we've made electronic signature authorization available, allowing you to sign documents securely from wherever you are. If you're always on the move, you'll love our mobile application. With it, you can manage your finances directly from your smartphone or tablet. Our app also supports mobile payments, so making quick transactions has never been easier. Plus, with person-to-person transfer options, sending money to friends or family is just a few taps away.

Security and Ease of Use

We prioritize your security while ensuring that our services remain user-friendly. Your financial data is protected with advanced encryption technology, giving you peace of mind while accessing your accounts online. Managing your finances in real-time has never been easier! With our digital banking services, you can check balances, pay bills, and transfer funds all from one convenient location. No more waiting in line or making phone calls everything you need is just a click away. In summary, America's First is committed to making banking simple and accessible for you through our comprehensive digital and online services. Experience the ease of managing your finances today!

Financial Strength

At America's First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to providing reliable services to our members. With a net worth of $284,700,495, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.31% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $593,125,482 in share certificates and $205,559,879 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $280,830,625 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $35,566 in used auto loans and $1,966,742,791 in total loans and leases. Our operational efficiency is reflected in our $0 net income, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 411 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $585,914. Total Share and Deposit Accounts: 369,393, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's First is your trusted partner. Visit us at 1910 Gadsden Hwy Birmingham Al 35235 or call 205-655-3360 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

For those looking for additional support for business ventures, our outstanding commercial loans totaling $14,884,162 provide the capital needed to grow and expand. If you're considering refinancing or want to explore eligibility options for any of our loan products, we encourage you to reach out. We are here to guide you through the process and answer any questions you may have. For more information about our loan offerings or to start an application today, feel free to contact us at 205-655-3360 or visit us at 1910 Gadsden Hwy Birmingham AL 35235. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $750,972,118 in used vehicle loans and $447,431,231 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, whether you're purchasing a brand-new vehicle or a reliable used one.

Credit Cards and Unsecured Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $43,761,685 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that add extra value to every purchase you make.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,150,760, make buying or refinancing simple. We offer competitive rates and various loan types to help you find the perfect fit for your financial situation.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By focusing on verified institutions, LendMesh builds a foundation of trust and reliability in its service.

Americas First