America’s First Birmingham AL Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

At America's First, we believe that financial institutions should be built on trust, community, and the commitment to serve our members. Located at 724 Crow Dr, Birmingham, AL 35215, our Roebuck Branch is proud to offer personalized banking solutions tailored to meet the needs of our growing membership, which currently stands at an impressive 195,392 members. Established in 1936, we have a rich history of supporting our community through various financial services. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 724 Crow Dr, Birmingham, AL 35215-7844. Our team is dedicated to providing you with top-notch service and guidance every step of the way. With total assets exceeding $2.5 billion, we are well-equipped to help our members achieve their financial goals. Our robust offerings include auto loans and vehicle financing, mortgage loans, personal loans, credit cards with rewards, and business banking services. This ensures that whether you're looking for everyday banking solutions or specialized financial products, we have you covered. Under the leadership of CEO Bill Connor and Board President Ross Mitchell, our experienced team of 436 employees is always ready to assist you. We take pride in not just meeting but exceeding your expectations while maintaining a net worth of $284,700,495 and managing total deposits of $241,463,130. With a focus on transparency and community impact, we also boast a cash reserve of $30,814,871, allowing us to remain financially stable while supporting local initiatives. Whether you're looking for a place to save or seeking assistance with a loan our friendly staff is here to guide you through the process. Ready to experience the difference? Call us today at 205-836-8380 or visit our website at www.amfirst.org to learn more about how we can help you thrive financially!

Branch History & Mission

Welcome to America's First, a cornerstone of financial support and community growth in Birmingham, AL. Since our opening in 1936, we have been dedicated to serving our members with integrity and commitment. Over the decades, we have grown alongside our community, currently boasting a robust membership of over 195,000 individuals who trust us for their financial needs. Located at 724 Crow Dr, Birmingham, AL 35215, our branch is easily accessible and situated near local landmarks that many residents know well. We invite you to visit us during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. For your convenience, we also offer ATM services and drive-thru banking to make your banking experience smoother. America's First isn't just about banking; it's about building relationships and enhancing lives. Our mission is simple yet profound: we strive to provide exceptional financial services while actively participating in community development. We are proud to offer a wide range of products including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. Our total assets now exceed $2.5 billion, reflecting our stability and commitment to supporting our members. As technology advances, so do we. Our digital tools allow members to manage their finances conveniently via online banking and mobile applications. We ensure ADA compliance across all services to provide equal access for all members. Our outreach extends beyond financial services; we actively engage in partnerships within the community to foster growth and provide support where it's needed most. From sponsoring local events to collaborating with non-profits, we believe in giving back. While members can visit us at 724 Crow Dr, official correspondence should be sent to 724 Crow Dr, Birmingham, AL 35215-7844 if necessary. If you're ready to join a credit union that prioritizes your financial wellbeing while making a difference in the community, reach out today! Call us at 205-836-8380 or explore more on our website here. Join America's First where your financial future meets community spirit!

Branch Location & Accessibility

Convenient Access and Features

Parking is readily available, so you can pop in without any hassle. Plus, our branch is designed with accessibility in mind, featuring ADA-compliant ramps to ensure everyone can visit us comfortably. If you prefer a quick transaction, take advantage of our drive-thru banking services perfect for those on-the-go days when you need to make deposits or withdrawals without stepping out of your vehicle.

Get in Touch!

If you have any questions or need assistance, feel free to give us a call at 205-836-8380. We invite you to come by and experience the friendly service that makes America's First a trusted choice in Birmingham. We look forward to seeing you soon!

Operating Hours

We're here to serve you during our operating hours: Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 6:00 pm. These hours are designed to fit your busy schedule, allowing you ample time to handle your banking needs.

Services Available

At America's First Roebuck Branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Our ATM is also available for quick cash withdrawals and balance checks, ensuring you have access to your funds whenever you need them. While members can visit us at 724 Crow Dr for all their banking needs, official correspondence should be sent to the same address for consistency.

Member Eligibility

At America's First, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you live, work, worship, or go to school in the areas we serve, you're likely eligible to join us! We welcome individuals from various backgrounds, making it easy for you to access our range of financial services designed just for you. Membership opens the door to amazing benefits like lower loan rates and personalized service that really makes a difference in your financial journey. To get started, simply visit our eligibility page at https://www.amfirst.org/why/become-a-member/ for detailed information on membership requirements. Once you're ready to open an account, it's as simple as visiting this link or giving us a call at (205) 836-8380. Our friendly team is here to help you every step of the way at our branch located at 724 Crow Dr Birmingham Al 35215. Join us today and start enjoying the perks of being part of America's First!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $34 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $14,884,162, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily and securely while focusing on what you do best running your business. Our merchant services offer seamless payment processing options that adapt to your needs. From card swipes at the counter to online transactions, we help streamline operations so you can concentrate on delivering excellent service. Visit us at 724 Crow Dr, Birmingham, AL 35215, or call us at 205-836-8380 to learn more about how our business banking services can empower your enterprise today!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our branch also provides essential services like merchant services and business loans. We understand that running a business comes with its own set of challenges, so we aim to make banking simple and supportive for entrepreneurs.

Convenient Access Options

We know that convenience is key in today's fast-paced world. That's why we have an ATM on-site for quick cash withdrawals and balance checks. Our drive-thru service allows members to complete basic transactions like deposits and withdrawals without leaving their vehicles perfect for those busy days. Whether you're visiting us in person or managing your finances online, our friendly staff is here to assist you during our lobby hours from 9:00 am - 5:00 pm Monday through Thursday, and until 6:00 pm on Fridays. You can reach us at 205-836-8380 if you have any questions or need assistance. In summary, at America's First in Roebuck Branch, we strive to make your banking experience smooth and enjoyable with personalized service that meets all your financial needs. Ready to take the next step? Visit us or explore more about how we can help you by checking out our website here. We look forward to serving you!

Credit Cards and Rewards

Don't forget about our credit cards with rewards! These cards not only offer convenience but also give you points for every purchase which can be redeemed for exciting rewards. It's an easy way to earn while you spend!

Personal Banking Solutions

Our personal banking options include checking and savings accounts designed to fit your lifestyle. Imagine having access to your funds anytime with our online and mobile banking features. You can easily check balances, make transfers, and pay bills right from your smartphone or computer. If you're considering buying a car, our auto loans and vehicle financing services can help you get behind the wheel quickly and affordably. For those dreaming of homeownership, we offer various mortgage loans and refinancing options. Our experienced team will guide you through the process to ensure that you secure the best rates available. Need some extra cash? Our personal loans and debt consolidation services provide flexible solutions to help you manage expenses or consolidate existing debts without stress.

Digital & Online Banking

Easy Account Management

Stay organized with e-statements that let you view your account activity whenever you need. No more waiting for paper statements in the mail! If you're often on the move, don't forget about our mobile application, which brings all these features right to your fingertips. You can even make mobile payments easily, so paying for purchases becomes seamless.

Join Us Today!

Ready to experience hassle-free banking? Visit us today at 724 Crow Dr Birmingham Al 35215 or explore our services further at https://www.amfirst.org/. Your financial journey deserves an easy and secure path let's take that journey together!

Security You Can Trust

Security is a top priority for us. We utilize advanced measures to protect your information while you bank online. Plus, our electronic signature authorization feature allows you to handle transactions securely without needing to visit a branch in person.

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud to have 411 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership Base

With 369,393 total share accounts, we demonstrate a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $585,914, allowing us the flexibility to meet your needs while continuing to grow. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's First is your trusted partner. Visit us at 724 Crow Dr Birmingham Al 35215 or call 205-836-8380 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings Security

Members' savings are secured through $593,125,482 in share certificates and $205,559,879 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Member Services

Our $280,830,625 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $35566 in used auto loans and an impressive total of $1,966,742,791 in loans and leases, our lending capacity supports members' financial goals across various sectors.

Strong Financial Position

With a net worth of $284,700,495, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.31% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $750,972,118 in used vehicle loans and $447,431,231 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or adjust your terms.

Credit Lines

In addition to our traditional loan offerings, we provide access to credit lines with a total amount of $235,222,769 available. This can help you cover unexpected expenses or take advantage of opportunities as they arise. For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $14,884,162 can provide the necessary funding. At America's First, we believe in making banking easy and accessible. For any questions about our loan offerings or eligibility options, feel free to reach out at 205-836-8380 or visit us at 724 Crow Dr Birmingham Al 35215. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our services today at Americas First and take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $178,150,760, make buying or refinancing simple. We guide you through the process and offer competitive rates to ensure that you find a plan that suits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $43,761,685 in loans helping members manage their finances effectively. This can be a great option for those who need quick access to funds without collateral.

Loan Aggregator

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Americas First