America’s First Birmingham AL Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to America's First, your trusted partner in financial well-being, located at 110 Frankfurt Cir, Birmingham, AL 35211. Established in 1936, our mission has always been to support our community and help our members achieve their financial goals. With a strong membership base of over 195,000 individuals and total assets exceeding $2.5 billion, we are dedicated to providing personalized financial solutions that meet your unique needs. At America's First, we pride ourselves on our commitment to community impact and member satisfaction. Under the leadership of CEO Bill Connor and Board President Ross Mitchell, our team of 436 employees works tirelessly to ensure you receive the best service possible. Whether you're looking for checking accounts, auto loans, or business banking services, we have you covered with comprehensive offerings designed to help you thrive financially. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 110 Frankfurt Cir, Birmingham, AL 35211-6967. We are here for you during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. With total deposits amounting to $241 million and a net worth of $284 million, we stand strong as a secure financial institution ready to serve you. Our total loans and leases number over 120,000, reflecting our deep commitment to supporting the dreams of our members. Experience the difference with America's First where your success is our priority! Don't hesitate to reach out at (205) 716-3387 or visit us online at www.amfirst.org for more information or assistance. Let's build a better financial future together!

Branch History & Mission

At America's First, we take great pride in our legacy of service and community support since opening our doors in 1936. Located at 110 Frankfurt Cir, Birmingham, AL 35211, our branch has grown to serve over 195,000 members, offering a wide range of financial services designed to empower individuals and families. As a cornerstone of the Birmingham community, we have witnessed tremendous growth and transformation over the decades. Our mission is simple yet powerful: to provide exceptional financial services while fostering a supportive environment for our members. We believe in making banking accessible to everyone and are committed to helping our members achieve their financial goals. Whether you need a checking account, auto loan, mortgage, or business banking solutions, we are here to guide you every step of the way. In addition to traditional banking services, we have embraced modern technology to enhance your experience. Our digital banking platform allows you to manage your accounts anytime and anywhere. With features like online banking, mobile payments, and person-to-person transactions, we make it easy for you to stay connected with your finances. Plus, our commitment to ADA compliance ensures that all our members can access our services without barriers. Over the years, we've made significant strides in community outreach and partnerships that reflect our dedication to giving back. Our initiatives focus on supporting local schools, charities, and events that strengthen the fabric of Birmingham. We believe that when our community thrives, we all benefit. While members can visit us at 110 Frankfurt Cir for all their banking needs, official correspondence should be sent to 110 Frankfurt Cir, Birmingham, AL 35211-6967. For those who prefer face-to-face interactions or require assistance with transactions, we offer drive-thru banking along with ATM availability for quick cash withdrawals. As we look ahead towards the future of America's First Credit Union, we're excited about continuing this journey with you. Join us today and experience firsthand the benefits of being part of a credit union that truly values its members and community. For more information or to open an account online, please call us at 205-716-3387 or visit our website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access

Whether you're popping in for a quick transaction or need assistance with your banking needs, you'll find that our branch is designed with you in mind. We offer ample parking right outside the door, ensuring that you can get in and out without any hassle. For those who may require additional support, our facility is ADA compliant, featuring ramps and accessible entrances to accommodate everyone.

Operating Hours

We understand that life can be busy, which is why we strive to keep our doors open when you need us most. Our lobby hours are from 9:00 am to 5:00 pm Monday through Thursday and extend until 6:00 pm on Fridays. This schedule allows you to visit us before or after work with ease.

Reach Out Anytime

If you have questions or want to learn more about what we can do for you, don't hesitate to give us a call at 205-716-3387. Our team is always ready to help! While members can visit us at 110 Frankfurt Cir for their banking needs, official correspondence should be sent to our mailing address at 110 Frankfurt Cir, Birmingham, AL 35211-6967. We invite you to stop by the Lakeshore Branch soon and experience the friendly service that America's First is known for!

Services Offered

At America's First, we offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage financing, our knowledgeable staff is here to assist you every step of the way. Plus, with drive-thru banking available for quick deposits and withdrawals, you can enjoy even more convenience during your busy day.

Member Eligibility

Becoming a member of America's First is like stepping into a warm and welcoming community that genuinely cares about your financial well-being. If you're looking to join us at our branch located at 110 Frankfurt Cir Birmingham Al 35211, you'll find that eligibility is straightforward and inviting. Whether you live, work, or go to school in the areas we serve, you're likely to qualify. We also embrace individuals from specific employment groups and associations, making it easier for many to join our family. For full details on eligibility criteria, check out this resource: https://www.amfirst.org/why/become-a-member/. Joining America's First not only gives you access to a variety of financial products tailored just for you but also opens the door to personalized service and support from our dedicated team. The process of opening an account is simple; just visit us online through this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad3b-glbedv28paokizazcpsiysz_jued5xtutqyvby3-, or feel free to give us a call at (205) 716-3387 if you have any questions. We're excited to welcome you into our community!

Business Banking & Commercial Services

At America's First, we understand that running a business is both rewarding and challenging. That's why we're dedicated to providing you with the financial tools you need to thrive. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $34 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $14,884,162, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services can transform how you accept payments. Imagine having the ability to process transactions quickly and efficiently, allowing you more time to focus on what matters most growing your business. Whether you're looking for a reliable point-of-sale system or online payment solutions, we have options tailored just for you. Visit us at 110 Frankfurt Cir, Birmingham, AL 35211, or call us at 205-716-3387 to learn how our business banking services can help your company reach its full potential. Together, let's build a stronger future for your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple to drive away in the vehicle you want. With competitive rates and flexible terms, we help you find the right plan that fits your budget.

Business Banking

For our business members, we provide essential services like merchant services and business loans designed to support growth and efficiency. No matter the size of your business, we are here to assist with financial solutions tailored specifically for entrepreneurs.

Convenient Access

We understand that convenience matters. That's why at Lakeshore Branch, you'll find ATM services available for quick cash withdrawals and balance checks. Additionally, our drive-thru banking allows for easy deposits and withdrawals without leaving your vehicle. We invite you to visit us at 110 Frankfurt Cir Birmingham Al 35211 or give us a call at (205) 716-3387 during our operating hours of 9:00 am - 5:00 pm Mon-Thu and 9:00 am - 6:00 pm Fri. Discover how America's First can help meet your financial needs today! For more information about becoming a member or opening an account, check out our website at https://www.amfirst.org/. We look forward to serving you!

Credit Cards with Rewards

With our credit cards offering rewards programs, every purchase can bring you closer to exciting benefits. Whether it's cash back on everyday purchases or points for travel, we have options that suit your spending habits.

Mortgage Loans & Refinancing

Homeownership dreams can become a reality with our mortgage loans. If you already own a home but are considering refinancing, we offer various options that could lower your monthly payments or help you tap into your home's equity.

Personal Banking

Whether you're looking to open a checking or savings account, we have personal banking solutions tailored just for you. Imagine easily managing your finances with our user-friendly online and mobile banking platforms. You can check your balances, transfer funds, and even pay bills right from your smartphone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and when it does, our personal loans are here to help. Whether it's for medical bills or a much-needed vacation, you can rely on us for quick access to funds. Plus, if you're looking to simplify your finances, consider our debt consolidation loans to combine multiple debts into one easy payment.

Digital & Online Banking

Key Features

With our user-friendly online banking platform, accessible at https://www.amfirst.org/, you can easily check your account balances, transfer funds, and pay bills without stepping foot outside. Plus, our 24/7 online banking services mean that you're always in control of your financial life. Whether it's early morning or late at night, your bank is just a click away. For those who prefer mobile banking, our dedicated mobile application ensures that your finances are always within reach. You can make payments on the go, take advantage of mobile payments, and even set up person-to-person transfers with just a few taps. No need to worry about carrying cash; send money to friends or family instantly!

Security and Accessibility

We prioritize your security with features like electronic signature authorization, making transactions safe and efficient. You can feel confident knowing that your personal information is protected while enjoying all the conveniences of modern banking. Additionally, we offer e-statements for easy record-keeping. With this feature, you can receive your statements electronically rather than waiting for them to arrive in the mail. This not only helps you stay organized but also contributes to a greener planet by reducing paper waste. At America's First, we aim to make banking as accessible as possible. With our digital tools, managing your money has never been easier. Whether you're at home or on the move, enjoy real-time account management that fits into your busy lifestyle. Join us today and experience how effortless banking can be!

Financial Strength

Growing Member Base

Total Share Accounts stand at 369,393, showing a strong and growing member base that trusts us with their finances. This trust is reflected in the net shares available for lending and investments: $585,914. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's First is your trusted partner. Visit us at 110 Frankfurt Cir Birmingham Al 35211 or call 205-716-3387 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Members

With $280,830,625 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $1,966,742,791 in total loans & leases, including $35,566 in used auto loans, supporting our members' financial goals across various sectors.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 411 full-time employees and 25 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $593,125,482 in share certificates and $205,559,879 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $284,700,495, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.31% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At America's First, we understand that financial needs vary from person to person. Whether you're looking to buy a new car, purchase your dream home, or manage your expenses, we have a loan product tailored for you. Our commitment to serving our community shines through in our diverse offerings. With over 120593 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're looking to buy a new car, our auto loans offer some of the lowest rates in the industry. We've already issued over $750,972,118 in used vehicle loans and $447,431,231 in new vehicle loans to help members get on the road comfortably and affordably. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $178,150,760, making buying or refinancing simple and accessible. We aim to support you in every step of your journey towards owning a home. For those interested in managing their finances more effectively, we also provide flexible terms on unsecured credit card loans, with a total of $43,761,685 in loans available. This is designed to give our members the freedom and flexibility they need when it comes to personal spending. Business owners will find value in our outstanding commercial loans totaling $14,884,162, which provide the necessary capital needed to grow and expand your business. If you're considering refinancing options or want to know about eligibility criteria for any of these products, feel free to reach out. You can contact us at 205-716-3387 for personalized assistance or visit us at our branch located at 110 Frankfurt Cir Birmingham Al 35211. Our services don't just stop at loan offerings; we provide comprehensive banking solutions including personal banking accounts and online services that fit today's fast-paced lifestyle. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how America's First can help you achieve your financial aspirations today!

Loan Aggregator

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AMERICA'S FIRST FEDERAL CREDIT UNION - Birmingham, AL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Compare Loan Rates Near You

Loan rates in Birmingham, AL (35211)

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access

Operating Hours

Reach Out Anytime

Services Offered

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient Access

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Growing Member Base

Investing Back into Our Members

Operational Efficiency

Secure Savings Options

Strong Financial Health

Loan Offering

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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