America’s First Network Putnam CT Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to America's First Network, your trusted partner in financial growth and community support, located at 320 Pomfret St, Putnam, CT 06260. Since our establishment in 1976, we have been dedicated to serving our members with a personalized touch and commitment to excellence. With a robust membership of over 8,055 individuals, we pride ourselves on being more than just a credit union; we are a cornerstone of the community. At America's First Network, we manage total assets of $85,475,219, ensuring that your money is secure and working for you. Our offerings include diverse services such as personal banking, auto loans, mortgages, and business banking solutions tailored to meet your unique needs. We understand that every member has different financial goals; that's why we strive to provide access to over 3,172 loans and leases, along with $4,830,724 in deposits that reflect our members' trust in us. Our leadership team is here to guide you on your financial journey. Under the direction of CEO Nicholas Moalli and Board President Philip Lane, we are committed to transparency and integrity in all our operations. Our dedicated staff of 27 employees is always ready to assist you with any inquiries or financial decisions you may face. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 320 Pomfret ST, Putnam, CT 06260-1836. We invite you to explore our services further by visiting our website at afncu.com or by calling us directly at 860-928-2347. Join us today and experience the difference that comes from being part of a member-focused credit union! Whether you're looking for savings accounts or need help financing your next vehicle, we're here for you every step of the way.

Branch History & Mission

Join Us Today!

America's First Network invites you to experience the benefits of membership firsthand. With operating hours designed for your convenience Monday through Tuesday and Thursday through Friday from 9 am to 4 pm and Wednesday from 11 am to 4 pm we are here to serve you when you need us most. Come visit us or give us a call at 860-928-2347. Together, let's build a better future for yourself and our community!

Our Journey

Since our inception nearly five decades ago, America's First Network has evolved from a small organization into a trusted financial institution with total assets exceeding $85 million. We have grown alongside our members, adapting to their needs and offering valuable services that go beyond banking. Our story is marked by milestones that reflect our dedication to personal service and community involvement. As we progressed through the years, we embraced technology to enhance member experiences while ensuring accessibility for all. We proudly offer online banking services, mobile applications, and convenient ATM access. Each development is driven by our desire to empower members to manage their finances effectively.

Our Mission

At the heart of America's First Network lies our mission: to provide exceptional financial services while fostering a sense of community support. We understand that banking isn't just about numbers; it's about people. Our goal is to help members achieve their financial dreams, whether through personal loans, auto financing, or business banking solutions. We believe in giving back. Our outreach efforts focus on improving the lives of those in Putnam and surrounding areas. By partnering with local organizations and participating in community events, we strive to make a positive impact and uplift those around us. While you can visit us at 320 Pomfret St for all your banking needs, please note that official correspondence should be sent to 320 Pomfret ST, Putnam, CT 06260-1836 if you need to reach us via mail.

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance before your visit, don't hesitate to give us a call at 860-928-2347. We're always ready to help! So why wait? Come see us at America's First Network today your local credit union dedicated to serving the community!

Operating Hours Tailored for You

We know how busy life can get, which is why our operating hours are designed with your schedule in mind. Visit us Monday, Tuesday, Thursday, and Friday from 9 AM to 4 PM, or drop by on Wednesday from 11 AM to 4 PM. Our team is here during these hours to assist you with all your banking needs.

Services That Fit Your Life

While you're here, take advantage of our wide range of services tailored for individuals and businesses alike. From personal checking and savings accounts to auto loans and mortgage refinancing options, we've got you covered. Plus, we offer convenient ATM access so you can easily manage your cash flow without any hassle.

Visit Us with Ease

At America's First Network, we understand that accessibility is key. Our branch is designed with ADA-compliant features, ensuring that everyone can enter and navigate comfortably. Parking is readily available for both cars and those with mobility needs, so you won't have to worry about finding a spot when you come by.

Member Eligibility

At America's First Network, we believe that joining our community is more than just opening an account; it's about becoming part of a family that supports your financial journey. To become a member, you need to meet a few simple eligibility criteria. Residents of Windham County, as well as those who work or worship in the area, are welcome to join us. Additionally, family members of existing members can easily become part of our community too. We invite you to explore the details further on our website at this link. Becoming a member at America's First Network opens up a world of benefits tailored just for you. From competitive rates on loans and savings accounts to personalized service, we're here to help you achieve your financial goals. Ready to take the next step? Opening an account is straightforward and welcoming just visit this page for all the information you need. If you have any questions or want assistance along the way, feel free to call us at 860-928-2347. We look forward to welcoming you into our thriving community!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having the tools to easily accept payments from your customers whether in-store or online. Our merchant services provide practical solutions that make transactions smoother and more efficient. You can focus on what you do best: running your business. If you're located at 320 Pomfret St Putnam Ct 06260 in Putnam, CT, come visit us or reach out at (860) 928-2347 to learn how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $180,955, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide ATM and cash withdrawal services at our location for quick access to cash when you need it. Our friendly team is always ready to assist you with any questions or concerns regarding our services. With all these offerings under one roof at 320 Pomfret St Putnam CT 06260, we strive to be more than just a bank; we aim to be a part of your financial journey. If you're ready to learn more about how America's First Network can assist you, feel free to give us a call at 860-928-2347 or visit our website at afncu.com. Let us help you take control of your financial future today!

Business Banking

If you're a business owner, we've got you covered too. Our business banking services include merchant services and business loans tailored to help you grow. Whether you're looking to invest in new equipment or expand your operations, we understand what it takes to succeed and are here to support you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at America's First Network, we emphasize our online and mobile banking features. You can check balances, transfer funds, and pay bills right from your smartphone or computer. With basic ATM access available for withdrawals and balance checks, managing your money has never been easier.

Personal Banking

Our personal banking services start with checking and savings accounts that help you manage your day-to-day finances effortlessly. Imagine easily accessing your funds online or through our mobile app whenever you need them. We also offer auto loans and vehicle financing options, perfect for those looking to purchase a new car or refinance their existing loan. Our mortgage loans and refinancing solutions can help you secure the home of your dreams or lower your monthly payments on your current mortgage. For those unexpected expenses, our personal loans and debt consolidation options provide a safety net that can help ease financial burdens. Plus, don't forget about our credit cards with rewards! They allow you to earn benefits while making purchases.

Digital & Online Banking

Convenient Online Services

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, you can manage your finances effortlessly. Plus, we provide electronic statements for easy access to your financial records whenever you need them no more paper clutter!

Easy Money Transfers

Need to send money quickly? Our person-to-person transfer service makes it simple to send money to friends or family without any hassle. Just log in to your account and make transfers in real time it's that easy! At America's First Network, we're committed to making banking accessible and straightforward for all our members. Whether you're checking balances or transferring funds, our digital services are designed with your convenience in mind. Experience the future of banking today!

Enhanced Security Features

Security is our top priority. With features like electronic signature authorization, your transactions are protected, giving you peace of mind while banking online. Our user-friendly mobile application further enhances security by allowing you to access your accounts right from your smartphone.

Financial Strength

Commitment to Growth

With $2,886,754 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $73,600 in used auto loans and a total of $55,433,682 in loans and leases. This allows us to meet diverse member needs effectively.

Growing Membership Base

Total share accounts stand at 14,732, showcasing a strong and growing member base that trusts us with their finances. We invite you to join this vibrant community where your financial well-being is our priority. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's First Network is your trusted partner. Visit us at 320 Pomfret St Putnam Ct 06260 or call 860-928-2347 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Resources

Members' savings are secured through $13,173,252 in share certificates and $3,349,614 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,978,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our commitment to quality service. While our net income stands at $0 this period due to strategic investments back into the credit union for future growth opportunities, it underlines our dedication to enhancing member experiences over profit alone.

Solid Foundation

With a net worth of $9,677,443, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.32% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Workforce

We take pride in having 25 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. This dedicated workforce is essential as we continue expanding services tailored specifically for our members' needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,254,099 in used vehicle loans and $4,929,662 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away in the vehicle you want.

Credit Lines

In addition to traditional loans, we have credit lines available for those who need ongoing access to funds. With a total of $3,950,000 available in credit lines, you can enjoy financial flexibility when it matters most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,029,419, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you understand your options and find the right fit for your budget.

Refinancing Options

If you're considering refinancing an existing loan or exploring eligibility options for any of our products, our team is ready to assist you. We can help determine if refinancing could be beneficial for your financial situation. At America's First Network, we prioritize transparency and ease of access. You can reach us at (860) 928-2347 or visit us at 320 Pomfret St Putnam Ct 06260. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey with confidence!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $383,722 in loans helping members manage their finances effectively. These cards provide a great way to handle unexpected expenses or make larger purchases without the burden of high-interest rates.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By working with trusted lenders, LendMesh maintains a high level of accuracy in the information presented.

AMERICA'S FIRST NETWORK CREDIT UNION