America’s First Network Groton CT Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to America's First Network in Groton, Connecticut! Located at 44 Plaza Ct, Groton, CT 06340, our branch has been a trusted financial partner for the community since 1976. With a solid membership of 8,364 members and total assets amounting to an impressive $90,203,557, we are dedicated to providing exceptional service and personalized financial solutions. At America's First Network, we understand that every member is unique. That's why we offer a wide range of services tailored to meet your specific needs from checking and savings accounts to auto loans and mortgages. Our commitment to helping you achieve your financial goals is reflected in our total loans of 3,237 and deposits totaling $6,996,478. Our experienced team, led by CEO Nicholas Moalli and Board President Philip Lane, is here to support you every step of the way. Whether you're looking for personal banking options or business solutions, we strive to create an environment where you feel valued and understood. If you need to send official correspondence, please note that while members can visit us at our branch address, mail should be directed to 44 Plaza Court, Groton, CT 06340. With a net worth of $9,857,903 and cash reserves of $922,521, you can trust that your financial future is in good hands with us. We invite you to visit us or give us a call at 860-446-4121 during our lobby hours Monday, Tuesday, Thursday, Friday from 8 AM to 4 PM and Wednesday from 10 AM to 5 PM. Experience the difference that comes from being part of America's First Network today! For more information about our services and how we can assist you further, check out our website at afncu.com.

Branch History & Mission

Accessing Our Services

While you can visit us at 44 Plaza Ct, official correspondence should be sent to 44 Plaza Court, Groton, CT 06340 if needed. We are here for you Monday through Friday from 8 am to 4 pm (with extended hours on Wednesdays until 5 pm). Although we currently do not offer ATM services or drive-thru banking at this location, you can enjoy online banking features for convenient access to your accounts anytime. Our digital advancements ensure you have access to essential banking tools right at your fingertips. We provide options like online banking and mobile applications that keep you connected with your finances wherever you go.

Join Us Today!

If you're looking for a credit union that genuinely cares about its members and strives to enhance your financial journey while supporting the community around us, look no further than America's First Network. Join us today and experience firsthand the benefits of being part of a cooperative dedicated to your success! For more information about membership eligibility or how to open an account, please visit our website or call us at 860-446-4121. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, we have continuously evolved to meet the changing needs of our members. Over the years, we have expanded our offerings to include a variety of financial services such as checking and savings accounts, auto loans, mortgage loans, personal loans, business banking, and credit cards with rewards. This growth reflects our commitment to not only provide exceptional financial products but also support our local economy.

Our Mission

At America's First Network, our mission is simple yet profound: to empower our members through accessible financial services while enhancing community well-being. We believe that everyone deserves the opportunity to achieve their financial goals. This belief drives us to offer personalized service and innovative solutions designed with your best interests in mind. We are not just a financial institution; we are an integral part of the Groton community. Our team actively engages in outreach efforts, supporting local initiatives and partnerships that uplift those around us. We strive to make a positive impact by investing in programs that promote education, economic development, and overall well-being within the communities we serve.

Branch Location & Accessibility

Accessibility Features

At America's First Network, we understand the importance of accessibility. Our branch is designed with ADA compliance in mind, featuring ramps and ample parking for everyone. We strive to ensure that every member feels welcome and can access our services comfortably.

Get in Touch

Have questions or want more information? Don't hesitate to give us a call at 860-446-4121. We're here to support you every step of the way! Come visit us at America's First Network today your journey towards better financial health starts right here in Groton!

Operating Hours

We know your time is valuable. That's why we offer convenient lobby hours: Monday, Tuesday, Thursday, and Friday from 8 am to 4 pm, and Wednesday from 10 am to 5 pm. Feel free to come by during these times when our friendly staff will be ready to assist you with any of your banking needs.

Services Offered

Our branch provides a wide range of services tailored just for you! From checking and savings accounts to auto loans and mortgage refinancing, we have solutions that suit your financial goals. While we currently do not have ATM availability or drive-thru service on-site, our team is eager to help you navigate through online banking options and other services.

Member Eligibility

At America's First Network, we believe that joining our community means becoming part of a family that supports your financial goals. If you're wondering how to become a member, it's simpler than you might think! To qualify for membership, you need to be either an employee or a member of certain organizations within our community, or even live in specific areas around Groton. This means if you're looking for a financial partner that truly cares about your needs, you've come to the right place. For more detailed information on eligibility criteria, please check out this resource: Who Can Join. Opening an account with us is straightforward and welcoming. Whether you're interested in checking and savings accounts, auto loans, or credit cards with rewards, we have options that cater to everyone. Feel free to reach out to us at 860-446-4121 if you have questions or need assistance. We're here to help you every step of the way! If you're ready to take the next step towards becoming a member, visit us at Account Opening for all the details you need. Join us at 44 Plaza Ct Groton Ct 06340 and start enjoying the benefits of being part of America's First Network today!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services that help streamline payment processing. Picture a local retailer who can accept credit card payments easily, making transactions smoother for customers. Our merchant services enable businesses to focus on what they do best serving their clients while we handle the financial details. Whether you're just starting out or looking to grow your established business, America's First Network is here to support you every step of the way. For more information about our services, visit us at 44 Plaza Ct Groton CT 06340 or give us a call at 860-446-4121.

Our Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $176,490, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Are you thinking about purchasing a new vehicle? Our auto loans make it simple and affordable. With competitive rates and flexible terms, getting behind the wheel of your next car is just a few steps away. You'll find that our application process is straightforward, ensuring that you can secure financing quickly.

Business Banking

If you're a business owner, you'll find great value in our business banking services. From merchant services that make transactions easy for your customers to business loans designed to help grow your enterprise, we're committed to supporting local businesses in Groton and beyond.

Convenient Access

In addition to our broad range of services, we emphasize convenience through our online and mobile banking features. Members can manage accounts on-the-go using mobile applications or pay bills easily through our digital platforms. While we currently do not offer ATM services at this branch location, our other offerings ensure that accessing financial assistance is never far away. If you're ready to explore what America's First Network has to offer, don't hesitate to reach out! Call us at 860-446-4121 or visit us online at www.afncu.com. We're excited to assist you on your financial journey!

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase earns you points towards exciting perks. Whether it's cash back or travel rewards, you'll appreciate how our cards can enhance your spending experience while allowing you to earn rewards along the way.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, we provide comprehensive mortgage solutions tailored to fit your budget. Our knowledgeable staff will guide you through the entire process, helping you understand your options and find the right loan for your situation.

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your day-to-day finances easily. Imagine having access to funds whenever you need them, all while earning interest on your savings. Plus, with our user-friendly online and mobile banking platforms, you can check your balances or transfer money from the comfort of your home.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes unexpected expenses arise. Our personal loans are available to help cover those costs or consolidate existing debts into one manageable payment. We understand that financial flexibility is key during tough times, and we're here to support you.

Digital & Online Banking

Key Features

Our online banking services offer 24/7 access, ensuring you can check balances, transfer funds, and pay bills whenever it suits you. Plus, with the added benefit of electronic signature authorization, signing important documents has never been easier or more secure. We also provide e-statements for those who prefer to go paperless. This not only helps you stay organized but also contributes to a greener planet. You can view your statements online whenever you need them, keeping all your financial information at your fingertips. If you're always on the go, you'll love our mobile application. It allows you to manage your accounts right from your smartphone. From person-to-person transfers to checking your latest transactions, everything is easy to navigate and accessible with just a tap. While we currently do not support mobile payments, our commitment to providing exceptional digital services remains strong. We prioritize security in every feature we offer so that you can bank with confidence. Whether you're checking account balances or making transfers, the convenience of our online banking services lets you take control of your finances without any hassle. Join us at America's First Network and experience the ease of modern banking today!

Financial Strength

A Growing Community

Total Share Accounts stand at 15,299, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $23,423. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America's First Network is your trusted partner. Visit us at 44 Plaza Ct Groton Ct 06340 or call (860) 446-4121 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $3,067,214 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $702 in used auto loans and $56,635,065 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $9,857,903, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,093 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $15,074,362 in share certificates and $3,245,084 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,978,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,431,871 in used vehicle loans and $4,440,951 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our competitive rates make it easier than ever to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $176,490 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, we have tailored solutions to support your business needs. In addition to these loan products, we also provide refinancing options that may help you lower your payments or access cash from the equity in your home or vehicle. To see if you qualify for any of our loan products or refinancing opportunities, please visit us or contact us at 860-446-4121. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At America's First Network, we are committed to supporting our members with transparent and personalized service as you pursue your financial objectives.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $11,568,826, make buying or refinancing simple. We offer flexible terms and competitive rates to help you achieve the dream of owning your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $346,932 in loans helping members manage their finances effectively. These cards provide an excellent way to handle unexpected expenses while offering rewards and benefits for everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make well-informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your borrowing options today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. By working only with reputable financial institutions, LendMesh provides a reliable foundation for your loan comparison.

AMERICA'S FIRST NETWORK CREDIT UNION - Groton, CT