America's First Network Jonesboro AR Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to America's First Network, your trusted financial partner in the heart of Jonesboro, AR. Nestled at 2407 Quality Way, our branch has proudly served the community since 1976, providing a friendly and supportive environment for all your banking needs. With a commitment to excellence, we currently serve over 8,055 members, helping them achieve their financial goals with personalized service and competitive products. At America's First Network, we understand that every member's journey is unique. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards tailored just for you. Our total assets stand strong at $85,475,219, ensuring we have the resources to support our members effectively. With total deposits of $4,830,724 and a solid net worth of $9,677,443, we are financially robust and ready to assist you. Our dedicated team of 27 employees is here to ensure you receive the best service possible. Led by our CEO, Nicholas Moalli, and Board President, Philip Lane, we are committed to making your banking experience seamless and rewarding. Whether you're looking for advice on loans or need help managing your finances online, we're just a call away at (870) 910-1194. While you can visit us at our branch location for all your banking needs, any official correspondence should be directed to the same address: 2407 Quality Way, Jonesboro, AR 72401. Join us today at America's First Network where your financial well-being is our priority! Explore more about what we offer by visiting our website at afncu.com. We look forward to welcoming you into our community!

Branch History & Mission

Community Commitment

Beyond banking services, America's First Network actively engages in community outreach efforts. We partner with local organizations and initiatives aimed at enhancing the quality of life in Jonesboro. By participating in events and supporting local charities, we strive to give back and create a positive impact where it matters most. As we move forward into the future, we invite you to join us on this journey. Experience firsthand what it means to be part of a credit union that truly cares about its members and the community. Explore our services today or visit us at our branch we're excited to welcome you into the America's First Network family! For more information or assistance, feel free to call us at 870-910-1194 or visit our website at afncu.com.

Our Mission

Our mission at America's First Network is simple yet profound: to empower our members through accessible financial services while fostering a strong sense of community. We believe that everyone deserves the chance to achieve their financial goals. Whether it's opening a checking account, obtaining an auto loan, or planning for retirement, we are here to guide you every step of the way. While members can visit us at 2407 Quality Way for all their banking needs, official correspondence should be sent to the same address. Our operating hours are Monday through Friday from 7:00 AM to 4:00 PM Central Time, making it easy for you to find time for your financial needs. We also recognize that technology plays an important role in modern banking. That's why we've invested in online banking options that allow you to manage your finances anytime and anywhere. Plus, with our ATM available on-site, accessing cash is always convenient.

Branch Location & Accessibility

Accessibility Features

At America's First Network, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can comfortably access our services. Additionally, we have ample parking available right outside the branch, so you won't have to worry about finding a spot when you visit.

Connect With Us

If you have any questions or need assistance before your visit, don't hesitate to call us at 870-910-1194. We look forward to welcoming you at America's First Network in Jonesboro! Come see how we can help you achieve your financial goals today!

Operating Hours

We are open Monday through Tuesday and Thursday through Friday from 7:00 AM to 4:00 PM Central Time. Whether you need assistance with personal banking or loans, our friendly staff is here to help during these hours.

Our Location

While you can visit us at our main location on Quality Way, please remember that official correspondence should be sent to the same address. Our branch is situated in Craighead County, ensuring you have quick access to all the services we offer.

Services Offered

Our branch provides a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we aim to support both your personal and business banking requirements. Plus, with ATM availability on-site, you can easily manage your cash withdrawals and balance checks whenever needed.

Member Eligibility

At America's First Network, we believe that joining our credit union is like becoming part of a caring community where your financial well-being matters. If you're looking to become a member, you'll be pleased to know that eligibility is designed to be inclusive and straightforward. Generally, anyone who lives, works, worships, or attends school in Craighead County can join us. We welcome you with open arms, whether you're new to the area or have been here for years. The benefits of membership at America's First Network include access to personalized financial services, competitive rates on loans and savings accounts, and a supportive environment that prioritizes your needs. Ready to take the next step? Opening an account is as easy as reaching out! You can find more detailed information about eligibility criteria by visiting our website at https://www.afncu.com/who-can-join/. If you have any questions or need assistance, feel free to call us at (870) 910-1194. We're excited to help you become a part of our family at America's First Network, located at 2407 Quality Way Jonesboro Ar 72401.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. Imagine having the funds to purchase new equipment, hire additional staff, or expand your operational space all made possible by our tailored loan options.

Merchant Services

In today's fast-paced market, providing excellent customer service can set you apart from competitors. Our merchant services offer practical solutions that simplify payment processing. Whether you run a brick-and-mortar store or an online shop, we help ensure your transactions are smooth and efficient. With an outstanding commercial loan portfolio of $180,955, we continue to drive economic growth by financing new and expanding businesses in Jonesboro, AR. Explore how America's First Network can be your partner in achieving your business goals today!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide essential tools like merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business journey with the right financing options.

Digital Banking Features

To make banking even more accessible, America's First Network offers robust online and mobile banking features. With our user-friendly platforms, you can easily manage your accounts from anywhere check balances, transfer funds, or pay bills all at your fingertips! Plus, our ATM services provide basic access for cash withdrawals and balance checks whenever you need it.

Get Started Today!

We invite you to explore all these services at America's First Network, where your financial well-being is our priority. Visit us in person or check out our website at afncu.com for more information on how we can serve you best. Join us today and take the first step towards a brighter financial future!

Loans Tailored for You

In addition to auto and mortgage loans, we also offer personal loans and debt consolidation options. These can be invaluable if you're looking to consolidate existing debts into one manageable payment or finance unexpected expenses. Plus, our credit cards with rewards allow you to earn benefits on your everyday spending.

Personal Banking Services

For those looking to manage their day-to-day finances, we offer a variety of personal banking options. Our checking and savings accounts are designed with you in mind, providing easy access to your money while helping you save for future goals. Whether you're saving for a vacation or just need a reliable account for everyday purchases, we have the right solution for you. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are here to make that dream a reality. We provide competitive rates and flexible terms to suit your budget. Planning to buy a home? Our mortgage loans and refinancing services ensure that you have the support needed for one of life's biggest investments.

Digital & Online Banking

Secure and Accessible Banking

Security is paramount in everything we do. You can rest assured that your information is safe while using our online services. We prioritize protecting your data so you can focus on what matters most your financial goals. With all these features at your fingertips, we invite you to experience the ease of digital banking at America's First Network. Start managing your finances today by visiting us at https://www.afncu.com/!

User-Friendly Features

Our mobile application makes banking even simpler. Whether you're using it for person-to-person transfers or accessing e-statements, you'll find that managing your money has never been easier. Plus, with electronic signature authorization available, signing documents is a breeze no need to print anything out! For those who enjoy keeping track of their finances digitally, our e-statements give you a clear view of your transactions without the clutter of paper statements. It's not only good for you; it's also great for the environment.

Financial Strength

At America's First Network, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential. That's why we are proud to share our strong financial standing with you. With a net worth of $9,677,443, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.32% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $13,173,252 in share certificates and $3,349,614 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,978,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,886,754 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $55,433,682 in total loans and leases, including 736 used auto loans designed to help our members achieve their dreams of vehicle ownership. Our operational efficiency reflects well in our finances as indicated by our net income of $0, which positions us to maintain competitive loan rates and robust financial products for you. We also take pride in having 25 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $20,351, while our total share accounts number an impressive 14,732, showing a strong and growing member base that trusts us with their finances. Rest assured that your financial well-being is our top priority. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, America's First Network is your trusted partner. Visit us at 2407 Quality Way Jonesboro Ar 72401 or call 870-910-1194 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Options

For those looking for business solutions, we offer outstanding commercial loans totaling $180,955. These loans are designed to provide capital needed for growth and expansion. It's important to note that we also offer refinancing options across various loan products. If you're considering refinancing an existing loan or exploring eligibility options for any of our services, our knowledgeable staff is here to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to start your application today, feel free to call us at 870-910-1194 or visit our website at afncu.com. We're here to help you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $12,254,099 in used vehicle loans and $4,929,662 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team can guide you through the process with ease.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $10,029,419, making buying or refinancing simple. We also provide guidance on eligibility options to ensure you make informed decisions about your investment in real estate.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but our flexible terms on unsecured credit card loans can help. With a total of $383,722 in unsecured credit card loans issued, many members have found it easier to handle their finances effectively.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers presented are not only fair but also transparent. Each listing reflects current market conditions, allowing users to make informed decisions based on reliable information.