American United Sunnyside UT Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to American United, your trusted partner in financial services located at 1 Market St, Sunnyside, UT 84539. Since our establishment in 1952, we have been dedicated to supporting our community and providing exceptional banking experiences tailored to the needs of our 25,296 members. With total assets exceeding $375 million, we take pride in offering a wide range of services, including personal banking, auto loans, mortgage refinancing, and business banking solutions. At American United, we believe that everyone deserves access to financial tools that foster growth and stability. With a strong commitment to our members, we manage over $8 million in deposits and maintain a robust loan portfolio of 14,311 loans and leases. Our mission is clear: to empower you with the resources needed for your financial journey. Our leadership team is here to ensure you receive the best service possible. Under the guidance of CEO Jake Bowman and Board President Lisa Jensen, our dedicated staff of 102 employees is ready to assist you every step of the way. Whether you're looking for advice on credit cards with rewards or need help navigating your business financing options, we're here for you. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 1 Market St, Sunnyside, UT 84539-8001. We invite you to explore our website at www.amucu.org or give us a call at 435-888-4433 during our lobby hours from Monday to Friday, 9 AM to 5 PM. Join us at American United where your financial well-being is our top priority!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of innovation in serving our members effectively. That's why we've embraced digital advancements such as online banking and mobile applications, allowing you to manage your finances anytime, anywhere. Despite these advancements, we remain committed to maintaining a personal touch with each member who walks through our doors. While members can visit us at 1 Market St Sunnyside Ut 84539, official correspondence should be sent to 1 Market St, Sunnyside, UT 84539-8001 if it differs from our physical location. Our operating hours are designed for your convenience: Monday through Friday from 9 AM to 5 PM.

Join Us

As part of the American United family, we invite you to experience everything American United has to offer. From competitive rates on loans and deposits to exceptional customer service, there's something for everyone here. If you're ready to take the next step toward achieving your financial goals, visit us or give us a call at (435) 888-4433. Join us on this journey where your financial dreams can become a reality! Together, let's build a prosperous future for you and our community.

Our Mission

At American United, our mission goes beyond simply offering financial products. We are dedicated to empowering our members by providing personalized services that foster financial well-being. Whether it's helping you secure your first auto loan or guiding you through mortgage options, we strive to make every interaction meaningful. Our mission statement emphasizes our commitment to not only meet but exceed the expectations of our members. We believe that everyone deserves access to quality financial services, and we work tirelessly to ensure that our offerings reflect this belief. We also prioritize community engagement through outreach programs and partnerships, aiming to uplift those around us.

Branch Location & Accessibility

Convenient Access

Our location ensures that accessibility is a priority. We have ample parking available, making it easy for you to visit us without any hassle. The branch is ADA compliant, featuring ramps and other amenities that help everyone access our services comfortably. While members can visit us at 1 Market St, official correspondence should be sent to the same address: 1 Market St, Sunnyside, UT 84539-8001.

Friendly Operating Hours

We're here for you during convenient hours from Monday through Friday, opening our doors at 9 AM and welcoming you until 5 PM. Our friendly staff is ready to assist you with everything from checking and savings accounts to personal loans and credit cards with rewards.

Services Tailored for You

At American United's Sunnyside branch, we offer a wide range of services tailored to meet your financial needs. While we currently do not have ATM services or drive-thru banking, our shared service center allows basic transactions like deposits and withdrawals for partner credit union members. You can always rely on us for personalized banking experiences. If you have any questions or want to learn more about our offerings, don't hesitate to call us at 435-888-4433. We invite you to visit us soon and discover how we can support your financial goals!

Member Eligibility

At American United, we believe that joining our community is a step towards better financial well-being. Becoming a member is easy and open to anyone who lives, works, or worships in the area around 1 Market St Sunnyside Ut 84539. If you're ready to take advantage of our personalized services and friendly atmosphere, you'll find that membership offers numerous benefits like competitive rates on loans and accounts designed with your needs in mind. To learn more about the specific eligibility criteria and see if you qualify, feel free to check out our detailed information at https://www.amucu.org/personal/checking-accounts/goldstar-membership/ . If you're excited to get started, opening an account is just a few clicks away at https://www.amucu.org/apply-now/ . Have questions? Don't hesitate to give us a call at (435) 888-4433; we're here to help!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $85 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $59,488,392, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services is vital. Imagine being able to accept payments quickly and securely from your customers, whether they prefer credit cards, mobile payments, or online transactions. Our merchant services are designed to streamline your operations, making it easier for you to focus on what matters most growing your business. Visit us at 1 Market St Sunnyside Ut 84539 in Sunnyside, UT or call us at (435) 888-4433 to learn how we can support your business journey today!

Comprehensive List Of Services

Accessibility and Convenience

In addition to these offerings, we also facilitate basic shared branch transactions for partner credit union members. This means that whether you're depositing or withdrawing funds, you can do so conveniently at various locations across the network. Our location at 1 Market St Sunnyside Ut 84539, right here in Sunnyside, provides easy access for all your banking needs. If you're ever unsure about anything or need assistance, just give us a call at (435) 888-4433 during our lobby hours from Monday to Friday, 9 AM to 5 PM. At American United, we're not just about transactions; we're about building relationships and supporting our community's financial well-being. Explore how we can assist you today by visiting us online at Sunnyside or stop by our branch! Your journey toward financial success starts here!

Business Banking

For those running businesses or looking to start one, we provide specialized Business Banking solutions including merchant services and business loans. This support helps entrepreneurs thrive in their endeavors while managing their financial needs effectively.

Personal Banking

Managing your day-to-day finances is made easy with our Personal Banking services. We offer both checking and savings accounts that fit different lifestyles and goals. Imagine having access to your funds anytime through our robust Online & Mobile Banking platforms. You can check balances, transfer money, and even make payments all from the palm of your hand. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options allow you to drive off with confidence. You can choose from competitive rates that help ease the burden on your budget. When it's time for a new home, our Mortgage Loans & Refinancing services are here to guide you through each step, ensuring you find the perfect fit for your financial situation.

Personal Loans and Credit Options

Need some extra cash? Our Personal Loans & Debt Consolidation services can help you manage expenses without the stress of high-interest rates. Plus, our Credit Cards with Rewards offer fantastic benefits that turn everyday purchases into exciting rewards making every swipe work for you.

Digital & Online Banking

Key Features

Our services include electronic signature authorization, which makes signing documents quick and hassle-free. You won't need to print or mail anything just sign electronically and you're done! Plus, we offer e-statements for those who prefer a paperless option, helping you keep track of your finances while being eco-friendly. If you're always on the move, you'll love our mobile application. It allows you to access your accounts right from your smartphone. With features like mobile payments, you can easily make purchases using just your phone no wallet needed! Additionally, our person-to-person transfer feature lets you send money to friends or family instantly. Security is a top priority for us. Our online banking services are designed to protect your information while providing a user-friendly experience. You can manage your accounts in real time with confidence. At American United, we're committed to making banking easier for you. Whether you're at home or out and about, our digital banking solutions ensure that managing your money is both convenient and safe. Visit https://www.amucu.org/ today to explore all the ways we can support your financial needs!

Financial Strength

Building Trust Together

Our net shares (funds available for lending and investments) stand at $5,533,804, while we manage a total of 53,662 share accounts showing a strong and growing member base that trusts us with their finances. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American United is your trusted partner. Visit us at 1 Market St Sunnyside Ut 84539 or call (435) 888-4433 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

Our focus on your financial well-being is reflected in our $36,531,748 in undivided earnings, which allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures. Additionally, with $3,152 in used auto loans and $301,192,509 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $105,229,471 in share certificates and $76,440,655 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

We are pleased to report a net income of $0, which reflects our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 93 full-time employees and 9 part-time employees who are dedicated to serving you with knowledgeable support.

Strong Financial Health

With a net worth of $42,319,477, we maintain robust financial health that allows us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,126 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $49,315,357 in used vehicle loans and $22,282,829 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned car, we've got you covered.

Business Loans

For business owners, our outstanding commercial loans totaling $59,488,392 provide the capital needed to grow and expand your business operations. Whether you're starting a new venture or looking to enhance your existing one, we can support your business financing needs.

Credit Lines

Our total credit lines amounting to $97,435,491 give members the flexibility they need for various financial commitments. This product helps ensure that you have access to funds when you need them most. If you're considering refinancing any of these loan types or want to check your eligibility for our offerings, we're here to help. Visit us today at 1 Market St Sunnyside Ut 84539, or reach out through our website at https://www.amucu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At American United, we strive to provide transparent and effective solutions for all your borrowing needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,691,831, make buying or refinancing simple. We offer competitive rates and flexible terms to help you find the right mortgage solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,992,114 in loans helping members manage their finances effectively. This option allows you to make purchases without putting down collateral, making it easier to handle unexpected expenses.

Loan Aggregator

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AMERICAN UNITED FEDERAL CREDIT UNION - Sunnyside, UT