American United Grantsville UT Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to American United, where your financial journey is our priority! Located at 458 E Main St, Grantsville, UT 84029, we have proudly served our community since 1952. With a membership of over 25,296 individuals, we're more than just a credit union; we're a family dedicated to helping you achieve your financial goals. At American United, we understand that trust is essential in banking. That's why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. Our total assets stand impressively at $375,683,502, reflecting our commitment to stability and growth for our members. We also have $8,181,549 in total deposits, ensuring that your hard-earned money is both safe and accessible. Our leadership team is here for you: CEO Jake Bowman and Board President Lisa Jensen work tirelessly to create an environment where every member feels valued and supported. With the help of our dedicated staff of 102 employees, we strive to provide exceptional service in all areas including personal banking, business loans, and online banking options. If you need assistance or have questions about any of our services, don't hesitate to reach out! Call us at 385-270-8742 or visit our website at www.amucu.org for more information. While members can visit us at our branch location for their banking needs, official correspondence should be sent to the same address: 458 E Main St, Grantsville, UT 84029-9567. Join us today at American United where your financial well-being is our mission!

Branch History & Mission

Join Us

As we continue this journey together with our members and the Grantsville community, we invite you to experience everything American United has to offer. Join us today and discover how we can help you achieve your financial goals while also contributing positively to our shared community. For more information or to open an account, please visit our website or call us at 385-270-8742. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet profound: to empower our members by providing exceptional financial services while supporting the communities we serve. We understand that financial stability is key to achieving personal goals and dreams. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Moreover, we believe in giving back to our community through various outreach programs and partnerships. Whether it's sponsoring local events or supporting charitable organizations, we strive to make a positive impact on the lives of those around us. While members can visit us at our branch location for their banking needs, official correspondence should be sent to our mailing address at 458 E Main St, Grantsville, UT 84029-9567.

Branch Location & Accessibility

Friendly Access and Amenities

We understand that convenience matters. Our location offers ample parking, ensuring that you have a hassle-free experience when visiting us. The branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can comfortably access our services. Plus, if you're in a hurry, take advantage of our drive-thru banking for quick transactions without leaving your car.

Operating Hours That Work for You

At American United, we strive to make banking easy and convenient. Our lobby hours are Monday through Thursday from 9:00 AM to 5:30 PM and Friday from 9:00 AM to 6:00 PM. We're here when you need us! If you have any questions or need assistance, don't hesitate to call us at 385-270-8742.

Services Tailored for Your Needs

Our Grantsville branch offers a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also provide business banking services to help local businesses thrive. For those who prefer digital solutions, our online and mobile banking features allow you to manage your finances on the go. While members can visit us at 458 E Main St, official correspondence should be sent to the same address since it serves as both our physical and mailing address. Come see how American United can support your financial journey today! We look forward to welcoming you into our branch.

Member Eligibility

Joining the community at American United is a straightforward and welcoming process that opens doors to numerous financial opportunities. If you're looking to become a member, you'll find that eligibility is designed to be inclusive. Essentially, anyone who lives, works, or worships in the area around 458 E Main St Grantsville Ut 84029 can apply. This means that whether you're new to the Grantsville area or have been here for years, you're likely eligible to enjoy all the benefits we offer. For more details on eligibility criteria, feel free to visit our dedicated page at https://www.amucu.org/personal/checking-accounts/goldstar-membership/ . Becoming a member of American United not only connects you with a supportive community but also gives you access to a range of financial products tailored just for you. From checking and savings accounts to loans and credit cards with rewards, we strive to meet your needs. Ready to take the next step? Opening an account is easy! You can start your application online by visiting https://www.amucu.org/apply-now/ , or simply give us a call at (385) 270-8742 if you have any questions. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services that Matter

In today's fast-paced world, having the right tools at your fingertips can make all the difference. Our merchant services help you streamline transactions, allowing you to focus more on serving your customers. Imagine being able to accept payments easily from anywhere whether it's through a point-of-sale system or mobile payment options. This not only enhances customer satisfaction but also drives repeat business. Visit us at 458 E Main St Grantsville Ut 84029 in Grantsville, UT or call us at (385) 270-8742 to learn how we can help your business thrive!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $85 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $59,488,392, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM services provide easy access to your funds with simple withdrawals and balance checks. For those who prefer face-to-face interactions but want the convenience of staying in their car, our drive-thru banking allows for deposits and withdrawals without leaving your vehicle.

Business Banking Solutions

If you're a business owner, our business banking services, including merchant services and business loans, are designed to support your growth. We know that running a business comes with its own set of challenges, and having reliable financial backing can make all the difference.

Credit Cards and Rewards

Our credit cards with rewards not only help you make purchases but also earn points for everyday spending. Whether you're planning a family vacation or simply shopping for groceries, our rewards program lets you benefit from every dollar spent.

Digital Banking Features

We recognize the importance of convenience in today's fast-paced world. That's why American United offers robust online and mobile banking features. With online banking, managing your accounts is just a click away. You can check balances, transfer funds, and pay bills anytime, anywhere. Plus, our mobile app allows for easy access on-the-go perfect for busy lifestyles!

Personal Banking

When it comes to personal banking, we offer essential products like checking and savings accounts that cater to various lifestyles. Imagine having a checking account that simplifies your daily transactions while earning interest on your savings this is what we strive for at Grantsville. Our auto loans and vehicle financing options make purchasing a new car straightforward and affordable, ensuring that you can hit the road with confidence. For those considering homeownership or refinancing, our mortgage loans provide flexible terms tailored to fit your budget. Additionally, our personal loans and debt consolidation options can assist you in managing expenses or consolidating debt into one manageable payment.

Shared Branch Transactions

As part of our commitment to community service, we also offer shared branch transactions, allowing members from partner credit unions to perform basic transactions like deposits and withdrawals at our location. At American United, we aim to make banking as simple and accessible as possible for everyone in Grantsville. To learn more about how we can help meet your financial goals or if you have questions about any of our services, don't hesitate to call us at (385) 270-8742 or visit us at Grantsville today!

Digital & Online Banking

Key Services Available

With our 24/7 online banking service, you can access your accounts whenever you need to. This means checking balances, transferring funds, and paying bills is just a few clicks away. Visit us at https://www.amucu.org/ to explore all that we have to offer. Need to sign documents quickly? Our electronic signature authorization feature lets you do just that without the hassle of printing or mailing. Plus, with e-statements available, keeping track of your finances has never been easier or more environmentally friendly. For those who prefer banking on their mobile devices, our mobile application offers an intuitive interface for managing your accounts from the palm of your hand. You can even make mobile payments, making transactions faster and more convenient than ever before.

Safety and Accessibility

Your security is our top priority. Our online services are designed with robust security measures to protect your personal information. You can bank with peace of mind knowing that you're in safe hands. Additionally, our person-to-person transfer feature makes it simple to send money to friends or family directly from your account. No more fumbling with cash or checks just a quick transfer through our app! At American United, we are committed to providing you with accessible and user-friendly solutions that enhance your banking experience. Join us today and discover how easy it is to manage your finances online!

Financial Strength

Commitment to Growth

With $36,531,748 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $31,519,357 in used auto loans and a total of $301,192,509 in loans and leases across various sectors.

Member Savings and Investments

Members' savings are secured through $105,229,471 in share certificates and $76,440,655 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

The trust our members place in us is evident through our total share accounts of 53,662, showcasing a strong and growing member base that relies on us for their financial needs. Net Shares (funds available for lending and investments) stand at $5,533,804, further solidifying our position as your trusted credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, American United is here to support you every step of the way. Visit us at 458 E Main St Grantsville Ut 84029 or call us at 385-270-8742 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 93 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $42,319,477, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.26% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Products

In addition to our primary offerings, we also provide personal loans and debt consolidation options that can help streamline your financial commitments. No matter what you're looking for, our team is dedicated to finding the right financing solution for you. If you're interested in learning more about our loan offerings or if you want to discuss refinancing options, don't hesitate to reach out. You can contact us at (385) 270-8742 or visit us at our branch located at 458 E Main St Grantsville Ut 84029 in Grantsville, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $49,315,357 in used vehicle loans and $22,282,829 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals, making it easier than ever to drive away in your dream vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $59,488,392 provide the capital needed to grow and expand. We offer tailored solutions that cater specifically to small businesses, ensuring you have access to the funds necessary for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,691,831, make buying or refinancing simple. We're here to guide you through every step of the process, ensuring you find a mortgage solution that fits your budget and lifestyle.

Unsecured Credit Cards

Managing everyday expenses can be easier with our unsecured credit card loans. With a total of $20,992,114 in loans helping members manage their finances effectively, our credit cards come with flexible terms and rewards designed to benefit you.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence guarantees that all loan offers are fair and transparent. Each listing is carefully vetted to ensure that users receive only accurate and trustworthy information.

AMERICAN UNITED FEDERAL CREDIT UNION - Grantsville, UT