American United San Jacinto CA Credit Union | Best Auto Loans & Business Banking

Introduction

At American United, we believe that banking should feel personal and accessible. Established in 1952, our credit union has been a trusted partner for the community in San Jacinto, CA. Located conveniently at 23333 Soboba Rd, we are proud to serve over 25,296 members with a strong commitment to their financial well-being. With total assets of $375,683,502 and deposits amounting to $8,181,549, we offer a wide range of services tailored to meet your needs whether you're looking for personal banking options like checking and savings accounts or seeking financing through auto loans and mortgages. Our diverse portfolio includes more than 14,311 loans and leases, showcasing our dedication to helping members achieve their financial goals. Led by our CEO, Jake Bowman, and Board President, Lisa Jensen, our team of 102 employees is here to ensure you receive the best service possible. We understand that every member's journey is unique, which is why we provide personalized support along with modern conveniences like online and mobile banking. While you can visit us at our branch for assistance or inquiries, please note that official correspondence should be directed to our mailing address at 23333 Soboba Rd, San Jacinto, CA 92583. We invite you to experience the difference at American United. For any questions or to learn more about how we can assist you on your financial journey, don't hesitate to reach out at 951-267-9951 or explore our website at amucu.org. Join us today and become part of a community-focused credit union that truly cares about its members!

Branch History & Mission

Commitment to Community

We take pride in being active participants in our community. Our partnerships with local organizations help us support various outreach efforts that uplift those in need. Whether it's through financial education programs or community events, we strive to make a positive impact in San Jacinto. In addition to traditional banking services such as checking and savings accounts, auto loans, mortgages, and business banking solutions, we also offer modern conveniences like online and mobile banking for added accessibility. Our members can enjoy features like electronic statements and mobile payments making it easier than ever to manage finances on-the-go. While you can visit us at 23333 Soboba Rd, official correspondence should be sent to the same address since it also serves as our mailing address. For any inquiries or assistance, feel free to reach out at 951-267-9951 during our operating hours from Monday to Friday, 9 AM to 5 PM.

Join Us

At American United, we're not just about numbers; we're about people. As we continue to grow alongside our members and the community, we invite you to become part of our story. Experience the benefits of membership today by visiting us or applying online through our website. Together, let's build a brighter financial future!

Our Journey

Since opening our doors, American United has evolved to meet the changing needs of our members while maintaining a focus on community support. Over the decades, we have expanded our services and embraced modern banking solutions that enhance the member experience. With total assets now exceeding $375 million, we have established ourselves as a pillar of financial stability in Riverside County. Our mission is clear: to provide exceptional financial services that empower our members to achieve their goals while fostering a strong sense of community. We believe that banking should be more than just transactions; it should be about building relationships and supporting one another.

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance before your visit, feel free to give us a call at 951-267-9951. We're always happy to help! While members can visit us at 23333 Soboba Rd, official correspondence should be sent to the same address: 23333 Soboba Rd, San Jacinto, CA 92583. We invite you to stop by American United today your financial journey starts here!

Operating Hours

We are open Monday through Friday from 9 AM to 5 PM, providing plenty of opportunities for you to visit us during the week. Whether you're looking to open a new account, apply for a loan, or just have a quick question, our team is ready and eager to assist you during these hours.

Parking and Accessibility

At American United, we understand the importance of convenience. Our branch offers ample parking right outside, making it easy for you to stop by whenever you need assistance. For our members who require accessibility features, rest assured that our location is compliant with ADA standards, ensuring everyone can access our services comfortably.

Services Offered

Our branch offers a wide range of services designed to make banking as simple and beneficial as possible. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with ATM availability on-site, you can easily manage cash withdrawals and balance checks at your convenience.

Member Eligibility

At American United, we believe that everyone deserves the opportunity to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to join us at our branch located at 23333 Soboba Rd San Jacinto Ca 92583. We embrace individuals from various backgrounds and experiences, making it easy for you to find your place with us. To learn more about specific eligibility criteria, feel free to visit our detailed page here: https://www.amucu.org/personal/checking-accounts/goldstar-membership/ . Joining American United opens the door to a variety of benefits designed to support your financial journey. Whether you're looking for checking accounts, loans, or personalized advice, our friendly team is here to assist you every step of the way. Ready to start? Opening an account is just a click away check out this link for more details on how to apply: https://www.amucu.org/apply-now/ . If you have any questions, don't hesitate to reach out at (951) 267-9951; we're excited to help you become part of our family!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $85 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $59,488,392, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced marketplace, having reliable merchant services can set your business apart. Our payment processing solutions ensure that you can accept payments easily and securely, whether online or in-store. Imagine offering your customers various payment options while keeping transaction costs low our merchant services make this possible. Join us at American United, located at 23333 Soboba Rd San Jacinto Ca 92583 in San Jacinto, CA, where we empower your business to reach its full potential. For more information or to get started, call us at (951) 267-9951 today!

Comprehensive List Of Services

Accessing Our Services

We strive to make banking easy and accessible for everyone. With basic ATM access for withdrawals and balance checks, you're never far from your funds. If you have questions or need assistance, don't hesitate to reach out! You can contact us at (951) 267-9951 during our lobby hours from Monday to Friday, 9 AM to 5 PM. At American United, we are more than just a financial institution; we're your partner in achieving financial wellness. Explore all the ways we can serve you by visiting our website at https://www.amucu.org/ or stop by our branch today! Your financial success starts here!

Business Banking Services

If you're a business owner, we understand that managing finances can be challenging. That's why we offer specialized Business Banking solutions. From Merchant Services that streamline payment processing to Business Loans that help fund growth and expansion, we are committed to supporting your business journey.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at 1st Californian - Soboba. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. Need cash? Our ATM & Cash Withdrawal Services ensure you have access whenever you need it.

Personal Banking Solutions

Managing your everyday finances is simple with our personal banking services. We offer various Checking & Savings Accounts designed to fit different lifestyles and goals. If you're dreaming of a new car or need financial flexibility, our Auto Loans & Vehicle Financing can help make that dream a reality. Plus, if you're considering purchasing a home, our Mortgage Loans & Refinancing options can guide you through the process with ease. For those unexpected expenses or planning for future projects, our Personal Loans & Debt Consolidation services provide flexible terms that suit your situation. Additionally, our Credit Cards with Rewards program lets you earn while you spend, making every purchase more rewarding.

Digital & Online Banking

Key Features

Our online banking platform provides everything from real-time account management to convenient transactions. You can view your balances, transfer funds, and pay bills with just a few clicks. Plus, with electronic signature authorization available, signing documents has never been easier or safer. For those who prefer paperless options, e-statements are readily accessible, ensuring that you can keep track of your finances while helping the environment. If you're always on the go, our mobile application lets you manage your accounts directly from your smartphone or tablet. You can even make mobile payments seamlessly, giving you the freedom to pay for purchases quickly and securely.

Stay Connected

Sending money to friends or family is straightforward with our person-to-person transfer feature. Whether it's splitting a dinner bill or sending a gift, you can do it all in just moments. We prioritize security in all our digital services so that you can bank confidently. At American United, we're committed to making banking convenient and accessible for all our members. Explore our full range of digital services today by visiting https://www.amucu.org/ and take advantage of all the benefits we have to offer!

Financial Strength

Growing Trust Among Members

Total Share Accounts: 53,662, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,533,804. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American United is your trusted partner. Visit us at 23333 Soboba Rd San Jacinto Ca 92583 or call (951) 267-9951 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $105,229,471 in share certificates and $76,440,655 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 93 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $36,531,748 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,152 in used auto loans and $301,192,509 in total loans and leases.

Solid Financial Foundation

With a net worth of $42,319,477, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,126 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $49,315,357 in used vehicle loans and $22,282,829 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have financing solutions that fit your budget.

Business Loans

For business owners looking for capital to grow and expand, our outstanding commercial loans totaling $59,488,392 provide essential funding for various business needs. Whether you're starting a new venture or looking to improve your existing operations, our tailored solutions can support your ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $40,691,831. With flexible terms and competitive rates, achieving your dream home is within reach.

Refinancing Options

If you're considering refinancing any of these loans or want to explore eligibility options for any of our products, feel free to reach out. Our team is here to help you find the best solution for your situation. You can contact us at 951-267-9951 for more information about our loan products or visit us at 23333 Soboba Rd San Jacinto Ca 92583. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At American United, we believe that everyone deserves access to quality financial services. Let us help you take the next step towards achieving your financial goals today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,992,114 in loans helping members manage their finances effectively. Our credit card options are designed to give you the freedom to make purchases when you need them while keeping costs manageable.

Loan Aggregator

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AMERICAN UNITED FEDERAL CREDIT UNION - San Jacinto, CA