American United Cabazon CA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to American United, your trusted financial partner in the heart of Cabazon, CA. Established in 1952, our branch at 47993 Morongo Trl Ste 101 has been dedicated to serving the community with integrity and care for over seven decades. With a strong membership base of 25,296 members, we pride ourselves on being more than just a credit union; we are a part of your community. At American United, we understand that financial needs can vary widely among individuals and families. That's why we offer a comprehensive range of services, from personal banking solutions like checking and savings accounts to auto loans and mortgage options. With total assets exceeding $375 million and deposits totaling $8,181,549, our financial strength is matched only by our commitment to our members. Our leadership team, including CEO Jake Bowman and Board President Lisa Jensen, fosters an environment where every member feels valued. Together with our team of 102 employees, we work tirelessly to provide personalized service tailored to your unique circumstances. Whether you need assistance with loans where we currently manage a portfolio of 14,311 loans and leases or you're looking for guidance on savings strategies, we're here for you. While members can visit us at 47993 Morongo Trl Ste 101, official correspondence should be sent to our mailing address: 47993 Morongo Trl Ste 101, Cabazon, CA 92230-2165. With over $42 million in net worth and significant cash reserves of around $3 million, American United is positioned to support you through all your financial journeys. We invite you to explore the benefits of membership today. Visit us online at American United or call us at 951-755-5573 to learn how we can assist you in achieving your financial goals. Your future starts here!

Branch History & Mission

Commitment to Community

American United is more than just a financial institution; we are committed to making a positive impact in Cabazon. Through various outreach programs and partnerships, we seek to uplift those around us. Our team regularly participates in community events, offering support and resources to enhance the lives of our neighbors.

Join Us

As we look towards the future, we remain dedicated to fulfilling our mission and enhancing the lives of those we serve. If you're not yet a member of American United, we invite you to join us today! Discover how we can help you achieve your financial dreams while being part of a caring community-focused organization. For more information or to open an account, please call us at (951) 755-5573 or visit our website at https://www.amucu.org . Let's build a brighter future together!

Modern Banking Solutions

In addition to our traditional services, we've embraced technology to make banking easier for everyone. With features like online banking, mobile payments, and e-statements, managing your finances has never been more convenient. We also offer ADA-compliant facilities and services, ensuring that all members of our community can access what they need without barriers. While you can visit us at 47993 Morongo Trl Ste 101 Cabazon Ca 92230, official correspondence should be sent to 47993 Morongo Trl Ste 101, Cabazon, CA 92230-2165. Our branch operates Monday through Friday from 9 AM to 5 PM, providing ample opportunity for you to come in and speak with our friendly staff.

Our Mission

The mission of American United is simple yet profound: we strive to provide exceptional financial services while actively supporting our local community. We believe that by helping our members achieve their financial goals, we contribute to the overall well-being of Cabazon and its surrounding areas. Whether it's through personal banking options like checking and savings accounts or auto loans and credit cards with rewards, we are here to empower our members every step of the way.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility for all members. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can access our services comfortably.

Nearby Landmarks

Located near popular spots in Cabazon, our branch is just a stone's throw away from the famous Cabazon Dinosaurs and close to various shopping centers. This makes it simple for you to stop by while enjoying a day out or running errands.

Operating Hours

Our friendly team is here for you Monday through Friday from 9 AM to 5 PM. We strive to accommodate your schedule and make banking as convenient as possible.

Parking and Drive-Thru Services

Parking is available right outside our entrance, making it hassle-free for you to visit us. Plus, we offer drive-thru banking so you can handle your transactions without leaving your vehicle. It's perfect for quick deposits or withdrawals when you're on the go!

Services Offered

At American United, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our ATM services for cash withdrawals and balance checks. While members can visit us at 47993 Morongo Trl Ste 101 Cabazon Ca 92230, official correspondence should be sent to 47993 Morongo Trl Ste 101, Cabazon, CA 92230-2165 if different. If you're looking for personalized service in a welcoming environment, we invite you to call us at (951) 755-5573 or stop by today! Let's make your banking experience enjoyable and straightforward together!

Member Eligibility

Becoming a member of American United is like joining a warm, welcoming family that supports your financial journey. If you live, work, or worship in our community, you're already on your way to enjoying all the benefits we offer! We invite individuals from various backgrounds to join us and experience our personalized service and commitment to your financial well-being. To learn more about who qualifies for membership, feel free to check out the detailed criteria at https://www.amucu.org/personal/checking-accounts/goldstar-membership/ . Opening an account is easy and straightforward just visit us at 47993 Morongo Trl Ste 101 Cabazon Ca 92230 or give us a call at (951) 755-5573, and we'll guide you through the process. You can also apply online anytime by visiting https://www.amucu.org/apply-now/ . Whether you're looking for savings options, loans, or just a friendly place to manage your finances, American United is here for you!

Business Banking & Commercial Services

At American United, we understand that every business has unique needs. Whether you're a startup looking to make your mark or an established company aiming for expansion, our business banking and commercial services are designed to support your journey. Imagine securing the funds you need to purchase new equipment or expand your workspace this is where our commercial loans come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $85 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $59,488,392, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services simplify transactions. Picture this: a customer can pay with ease while you focus on delivering great service. Our tools help streamline payments, making everyday operations smoother. Located at 47993 Morongo Trl Ste 101 Cabazon Ca 92230 in Cabazon, CA, we're here to partner with you every step of the way. Contact us today at (951) 755-5573 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

For quick cash withdrawals or basic transactions, our ATM services are available around the clock. Additionally, our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle perfect for busy days! At American United located at 47993 Morongo Trl Ste 101 in Cabazon, CA (phone number: 951-755-5573), we are committed to making your banking experience as smooth as possible. Explore all of these services and discover how we can help you achieve your financial goals. Ready to take the next step? Visit us today or check out our website at https://www.amucu.org to learn more about opening an account or applying for a loan!

Business Banking Services

For our business members, American United provides essential tools like merchant services and business loans. We understand that running a business requires reliable financial support, and our team is ready to assist you every step of the way.

Convenient Digital Banking

In today's fast-paced world, having access to digital banking is crucial. That's why we offer robust online and mobile banking features so you can manage your finances anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even conduct person-to-person transactions with just a few taps on your smartphone.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn benefits while making everyday purchases. From cashback offers to travel points, these cards give you more value from your spending.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing services can help turn your dream into reality. We work with you to find a loan that fits your budget and goals. Plus, if you're already a homeowner looking to save on monthly payments, refinancing could be the perfect solution.

Personal Banking Solutions

We offer a variety of personal banking options designed to simplify your financial life. Our checking and savings accounts come with features that allow you to manage your money easily, whether you prefer online or in-person banking. For those looking to purchase a new vehicle, our auto loans and vehicle financing options are tailored to help you get on the road without breaking the bank.

Personal Loans for Life’s Needs

Life can be unpredictable, which is why we offer personal loans and debt consolidation options. Whether you need funds for an unexpected expense or want to combine multiple debts into one manageable payment, we're here to support you.

Digital & Online Banking

Accessibility Anytime

Our 24/7 online banking services ensure that you have access to your accounts whenever you need it. Whether it's midnight or midday, you can manage your finances at your convenience. You'll also enjoy the peace of mind that comes with knowing your information is safe and secure with us. At American United, we are committed to providing an accessible and user-friendly banking experience. Explore all our digital banking options today and take charge of your financial journey!

Key Features

With our online banking platform, accessing your accounts is simple and straightforward. You can check balances, transfer funds, and pay bills anytime, day or night. Plus, our mobile application allows you to do all this right from your smartphone. Need to make a quick payment? Our mobile payments feature makes it easy to send money securely in just a few taps. Security is always a top priority for us. We offer electronic signature authorization for hassle-free document signing and e-statements so you can keep track of your transactions without the clutter of paper. Plus, with person-to-person transfers, sending money to friends or family is as quick as sending a text.

Financial Strength

Committed Team

We also take pride in having 93 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 53,662, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American United is your trusted partner. Visit us at 47993 Morongo Trl Ste 101 Cabazon Ca 92230 or call 951-755-5573 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are secure with us. We have $105,229,471 in share certificates and $76,440,655 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $36,531,748 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment helps us enhance security measures and improve the overall member experience.

Strong Financial Health

With a net worth of $42,319,477, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.26% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

American United is here to support your financial goals. With $3,152 in used auto loans and a total of $301,192,509 in loans and leases, our lending capacity spans various sectors to assist you whether you're buying a car or financing other needs. Our operational efficiency is reflected in our net income of $0, which shows our dedication to managing resources wisely while continuing to provide valuable products for you.

Loan Offering

Additional Options

If you're considering refinancing any existing loans or exploring eligibility options for our services, feel free to reach out. Our team is here to assist you every step of the way. You can contact us at 951-755-5573 or visit us at 47993 Morongo Trl Ste 101 Cabazon CA 92230 for more information about our loan products and how they can work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let American United help you take that next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $49,315,357 in used vehicle loans and $22,282,829 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that suit your needs.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $59,488,392 provide the capital needed to expand operations or invest in new projects. We are dedicated to supporting local businesses and helping them thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,691,831, make buying or refinancing simple. We guide you through the process to ensure you find the right mortgage for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,992,114 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to provide you with the purchasing power you need without breaking the bank.

Loan Aggregator

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AMERICAN UNITED FEDERAL CREDIT UNION - Cabazon, CA