American Southwest Thatcher AZ Credit Union | Affordable Auto Loans & Personal Banking

Introduction

At American Southwest, we believe that financial services should feel personal and accessible. Located at 3915 W Main St, Thatcher, AZ 85552, our branch has been a trusted partner for the community since we opened our doors in 1955. With a focus on serving our 33,772 members, we are committed to delivering the highest level of service and support. As a cornerstone of the Thatcher community, we manage a total of $401,682,866 in assets and have facilitated over 15,227 loans and leases. Our members benefit from a variety of offerings including checking and savings accounts, auto loans, mortgage options, and business banking solutions. Currently, our total deposits stand at an impressive $28,890,371, showcasing the trust our members place in us. Led by our dedicated CEO Jay Williamson and Board President Mary Hyder, our team of 82 employees is here to help you navigate your financial journey. Whether you're looking to open a new account or need assistance with a loan application, you can count on us for expert advice tailored to your needs. While you can visit us directly at our branch for all your banking needs, if you prefer official correspondence via mail, please use the same address: 3915 W Main St, Thatcher, AZ 85552. We invite you to explore more about what we offer by visiting our website at ascu.org or giving us a call at 800-752-6394. Let us be your partner in achieving your financial goals!

Branch History & Mission

Community Focus

At American Southwest, we believe in giving back. We actively engage in community outreach programs and partnerships aimed at improving the quality of life for all residents of Thatcher and surrounding areas. Whether it's supporting local events or offering educational resources about financial literacy, we strive to make a positive impact every day. We are proud to offer essential services like ATM access and shared service center availability for added convenience. While we do not have drive-thru banking at this location, our friendly staff is always ready to assist you inside the branch.

Join Us Today!

As we continue our journey forward, we invite you to become part of our family at American Southwest. Experience firsthand how our dedicated team can help you achieve your financial goals while being an integral part of the community. Visit us today or give us a call at 800-752-6394 to learn more about membership options and how we can serve you better. Together, let's build a brighter future!

Our Mission

Our mission is simple yet powerful: to deliver personalized financial solutions that foster growth and prosperity for our members. We aim to empower individuals and families through various services such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking. We also understand the importance of convenience in today's fast-paced world; that's why we offer robust online and mobile banking options alongside traditional services. While members can visit us at 3915 W Main St, official correspondence should be sent to the same address as our mailing address remains unchanged. Our operating hours are from 9 AM to 5 PM, Monday through Friday, ensuring that we are here when you need us.

Branch Location & Accessibility

Convenient Access and Parking

Our location is designed with you in mind. There's ample parking available right outside, making it simple for you to pop in for your banking needs. Plus, we prioritize accessibility; our branch is fully ADA compliant with ramps and easy access points, ensuring everyone can enjoy our services comfortably. While members can visit us at 3915 W Main St Thatcher Az 85552, official correspondence should be sent to 3915 W Main St, Thatcher, AZ 85552. This helps keep things organized as we strive to serve you better!

Friendly Service Hours

We understand that life can be busy, which is why we offer flexible hours. Our lobby is open from 9 AM to 5 PM Monday through Friday, allowing you to stop by when it's most convenient for you. Whether you're looking to open a new account or seek assistance with loans, our friendly staff is here to help.

Services Tailored for You

At American Southwest, we offer a variety of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. We also provide basic shared branch transactions for partner credit union members ensuring that your banking experience is seamless no matter where you are. If you need cash on the go, we have an ATM available at our location for quick withdrawals and balance checks. However, please note that we do not currently offer drive-thru banking.

Visit Us Today!

We invite you to come by and see what American Southwest has to offer! If you have any questions or need assistance before your visit, feel free to call us at (800) 752-6394. Our team looks forward to welcoming you and helping you achieve your financial goals!

Member Eligibility

At American Southwest, we believe in creating a warm and welcoming community where everyone can thrive. If you're looking to become a member, we're excited to share that eligibility is open to those who live, work, worship, or attend school in the areas we serve. This means you could be part of a supportive network that prioritizes your financial well-being. Becoming a member is not just about banking; it's about joining a family that values relationships and community involvement. To kickstart your journey with us at our Thatcher location 3915 W Main St, Thatcher, AZ 85552 you can find detailed eligibility criteria at https://ascu.org/membership/forms/. We've made the account opening process simple and straightforward so you can start enjoying the benefits of membership right away. If you have any questions or need assistance, feel free to call us at (800) 752-6394. We can't wait to welcome you into the American Southwest family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we provide merchant services that simplify payment processing for your business. Imagine running your store without worrying about transactions our reliable systems ensure you get paid quickly and securely, allowing you to focus on what matters most: serving your customers. Visit us at 3915 W Main St Thatcher Az 85552 or call us at (800) 752-6394 to learn how we can support your business journey!

Our Commitment to Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $157 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $39,529,531, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options make it easier than ever. Imagine driving off the lot in your dream vehicle without breaking the bank. Our competitive rates help ensure that you can afford the car you want while keeping monthly payments manageable.

Business Banking

For entrepreneurs and small business owners, we offer specialized business banking services including merchant services and business loans. Running a business comes with its own set of challenges, but we are committed to helping you succeed by providing resources tailored for growth.

Convenient Access

In addition to traditional banking services, we also provide ATM and cash withdrawal services across various locations. Need help outside normal hours? Enjoy basic shared branch transactions such as deposits and withdrawals for partner credit union members making banking accessible wherever you go.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase can earn you something back! Imagine collecting points on everyday expenses that can be redeemed for travel or cash back it's like getting rewarded for spending wisely.

Digital Banking Features

With digital banking features like online and mobile banking available at your fingertips, managing your finances has never been easier. Check balances, transfer funds, or pay bills all from the comfort of your home or on-the-go! We invite you to explore all that American Southwest has to offer. For more information about our services or to speak with one of our friendly team members, give us a call at (800) 752-6394 or visit us at Ascu - Branch 9 today! Your financial success is just a step away.

Mortgage Loans & Refinancing

When it comes to homeownership, we understand that finding the right mortgage can be overwhelming. That's why we offer mortgage loans and refinancing options designed to suit various budgets and needs. Whether you're purchasing your first home or looking to refinance an existing loan for better terms, we're here to guide you every step of the way.

Personal Banking

Managing your day-to-day finances is simple with our personal banking services. We provide checking and savings accounts designed to fit your lifestyle. Whether you're saving for a special occasion or just want easy access to your funds, our accounts are user-friendly and secure. Plus, you can easily track your balance and transactions through our online and mobile banking platforms.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans, you have options. Whether it's for home improvements or consolidating debt, we provide flexible loan solutions that empower you to manage your finances better.

Digital & Online Banking

Key Features for Your Convenience

Our 24/7 online banking services ensure you can access your accounts anytime, anywhere. Whether you're checking your balance or transferring funds, you have real-time control right at your fingertips. You can also take advantage of e-statements, allowing you to view and manage your account statements electronically no more cluttered mailboxes! For those who need to send money quickly, our person-to-person transfer feature makes it easy to send cash to friends or family with just a few taps on your mobile device. Plus, if you're always on the go, our mobile application lets you bank wherever you are, making it simple to stay on top of your finances from your smartphone.

Security You Can Trust

We prioritize your safety with features like electronic signature authorization, ensuring that your transactions are secure and verified. Rest easy knowing that protecting your information is our top concern. Moreover, if you're interested in using contactless payments, our mobile payments feature allows you to make purchases quickly and securely without needing physical cards. With all these tools at your disposal, managing your finances is straightforward and stress-free. Explore everything we offer by visiting us online at https://ascu.org/ today!

Financial Strength

A Solid Foundation

With a net worth of $40,205,159, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,001 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member-Centric Savings

Your savings are secured through $85,059,325 in share certificates and $46,155,004 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 11 part-time employees who are always ready to assist you with their knowledge and dedication.

Reinvesting in Your Future

With $40,110,418 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is evident as we support various sectors with $3,820 in used auto loans and $215,489,114 in total loans and leases.

Trust Built Over Time

Total Share Accounts: 59,004, showing a strong and growing member base that trusts us with their finances. This trust allows us to operate effectively while focusing on your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Southwest is your trusted partner. Visit us at 3915 W Main St Thatcher Az 85552 or call (800) 752-6394 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Information

If you're considering refinancing options or want to learn more about eligibility requirements, our friendly staff is available to answer all your questions. You can reach us at (800) 752-6394 or visit us at our branch located at 3915 W Main St Thatcher Az 85552 in Thatcher, AZ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to providing clear information so you can make informed financial decisions. Explore our loan offerings today and let us help you take the next step toward achieving your goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,365,885 in used vehicle loans and $15,835,175 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used car, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $39,529,531 provide the capital needed to grow and expand your business. Whether you're looking to invest in new equipment or manage cash flow, we have tailored solutions that can support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,805,787, make buying or refinancing simple. We work with you to find the right plan that fits your budget and timeline, ensuring you feel confident every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,256,722 in loans helping members manage their finances effectively. This option can be a great tool for everyday purchases or unexpected expenses, giving you peace of mind and control over your spending.

Loan Aggregator

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