American Southwest Sierra Vista AZ Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to American Southwest, your trusted partner in financial well-being, located at 3090 E Fry Blvd, Sierra Vista, AZ 85635. Established in 1955, we have proudly served our community for decades, nurturing a membership of over 33,772 individuals who rely on us for their banking needs. With total assets reaching an impressive $401,682,866, we are committed to providing exceptional service and value to our members. At American Southwest, we understand that financial decisions can be daunting. That's why our dedicated team is here to guide you every step of the way. Our CEO, Jay Williamson, along with Board President Mary Hyder, leads a talented staff of 82 employees, ensuring personalized service tailored to your unique circumstances. We offer a variety of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 370, Sierra Vista, AZ 85636-0370. Whether you're looking to save for the future or need assistance with financing options like our total loans amounting to 15,227 you'll find that we prioritize your needs above all else. Our commitment goes beyond numbers; it's about creating lasting relationships within the community. With total deposits of $28,890,371 and net worth standing strong at $40,205,159, we have the foundation to support your financial journey with confidence. Ready to take the next step? Visit us online at ascu.org or give us a call at 520-459-1860. Let's work together towards achieving your financial goals!

Branch History & Mission

Commitment to Service

In addition to traditional banking services, we embrace modern technology to enhance member experiences. We offer online and mobile banking options for convenience and accessibility. Our branch features ADA compliance measures so that all members can access our services comfortably. With an ATM on-site and drive-thru service available during operating hours Monday through Friday from 7 a.m. to 6 p.m., and Saturday from 9 a.m. to 1 p.m. we aim for your banking experience to be as smooth as possible. While you can visit us at 3090 E Fry Blvd, please note that official correspondence should be sent to PO Box 370, Sierra Vista, AZ 85636-0370 if this differs from your visit.

Join Us

As we continue our mission in Sierra Vista and beyond, we invite you to be part of the American Southwest family. Experience firsthand how we prioritize your financial well-being while making meaningful contributions to the community we serve. Visit us or explore more about what we offer at ascu.org. Together, let's build a brighter future!

Our Journey

Our journey began with a simple mission: to provide accessible and affordable financial services to individuals and families in Sierra Vista. As we built relationships with our members, we expanded our offerings to include personal banking, auto loans, mortgages, and business services. Today, we proudly manage over $401,682,866 in total assets. Our commitment to excellence has not gone unnoticed; we've become known for our customer-centric approach and community involvement.

Our Mission

At American Southwest, our mission goes beyond just banking. We strive to empower our members by providing them with the tools they need to achieve their financial goals. We believe that everyone deserves access to quality financial services regardless of their circumstances. This belief drives us to offer a range of products designed to meet diverse needs from checking accounts and savings options to loans and credit cards with rewards. We also prioritize community support through partnerships with local organizations and outreach programs that aim to uplift those around us. By investing in initiatives that enrich lives and foster growth, we ensure that our impact extends well beyond financial transactions.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 520-459-1860. We look forward to seeing you soon at the American Southwest branch where your banking experience matters!

Nearby Landmarks and Accessibility

Conveniently situated near local landmarks, our branch is just a short drive from the Sierra Vista Mall and close to several popular dining spots. This makes it easy for you to combine your banking errands with shopping or grabbing a bite to eat. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably.

Operating Hours and Services

We understand that life can get busy, which is why our lobby hours are welcoming: open Monday through Thursday from 9 a.m. to 5 p.m., and Friday until 6 p.m. For those who prefer drive-thru service, we're here for you from 7 a.m. to 6 p.m. on weekdays and from 9 a.m. to 1 p.m. on Saturdays. Feel free to utilize our ATM available on-site for quick cash withdrawals or balance checks anytime. In addition to standard banking services like checking and savings accounts, we offer auto loans, mortgage refinancing, personal loans, business banking options, and more. We even provide shared branch services for members of partner credit unions!

Member Eligibility

At American Southwest, we believe that becoming a member is like joining a family that supports your financial journey. If you're looking to be part of a caring community in Sierra Vista, you're in the right place! To become a member, you need to meet some simple eligibility requirements. Generally, if you live, work, worship, or attend school in Cochise County or have family members who are already part of our credit union, you can easily join us. This means more than just banking; it means having access to a range of personalized services designed to help you thrive financially. For the full details on eligibility and how to become a member, check out our website at https://ascu.org/membership/forms/ . Opening an account with us is straightforward and welcoming. You can start the process online by visiting https://app.loanspq.com/apply.aspx?lenderref=ascu010522&list=xaccvlplst , or if you prefer a personal touch, feel free to give us a call at (520) 459-1860. Our friendly team at 3090 E Fry Blvd Sierra Vista Az 85635 is ready to assist you every step of the way! Join us today and discover all the benefits that come with being a member of American Southwest.

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine a local coffee shop that uses our merchant services to streamline payments. They can accept credit and debit cards easily, ensuring quick transactions and happier customers. Our merchant solutions are designed to fit the needs of businesses like yours, helping you manage sales efficiently while focusing on what you do best. Located at 3090 E Fry Blvd Sierra Vista Az 85635, Sierra Vista, AZ, we're here to partner with you every step of the way. Reach out at (520) 459-1860 to learn more about how we can assist your business!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $157 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $39,529,531, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll appreciate our Business Banking services, which include Merchant Services and Business Loans tailored to help you grow. Whether you're starting a new venture or expanding an existing one, we offer resources that empower your business journey.

Call to Action

Ready to explore how American Southwest can assist you in achieving your financial goals? Visit us at 3090 E Fry Blvd Sierra Vista Az 85635 in Sierra Vista, AZ, or give us a call at (520) 459-1860. Our friendly team is here to answer any questions you may have about our services or how to become a member. Join us today and experience banking designed for real life!

Credit Options

When unexpected expenses arise, our Personal Loans and Debt Consolidation options can provide the financial relief you need. Life happens, and having access to funds can ease burdens when they come up. In addition, our Credit Cards with Rewards allow you to earn points on every purchase. Think about getting rewarded for everyday spending whether it's groceries or gas turning your purchases into benefits that enhance your life.

Digital Banking Features

Convenience is at the heart of what we do at American Southwest. Our Online and Mobile Banking platforms let you manage your accounts anytime, anywhere. Need to check your balance? Transfer funds? Pay bills? You can do it all from the palm of your hand! Plus, with features like ATM & Cash Withdrawal Services, accessing your money is easy whether you're at home or on the go. We also offer Basic Drive-Thru Banking, where quick transactions like deposits and withdrawals are handled efficiently without leaving your car perfect for busy days! Additionally, members of partner credit unions can take advantage of Basic Shared Branch Transactions for even greater convenience.

Personal Banking

Our personal banking services are designed with you in mind. We offer Checking and Savings Accounts that help you manage your day-to-day finances easily. Imagine having an account that not only keeps your money safe but also earns interest. Whether you're saving for a special occasion or just want to keep your funds accessible, our accounts can help you reach your goals. If you're thinking about buying a new car or need financing for a vehicle, our Auto Loans and Vehicle Financing options make it simple and straightforward. Picture yourself driving off in the car of your dreams without the stress of complicated paperwork. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans and Refinancing services provide competitive rates and flexible terms. We understand that purchasing a home is a significant milestone, so we work closely with you to find the right solution that fits your budget.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform is user-friendly and accessible 24/7 at https://ascu.org/ . Whether you're checking balances, transferring funds, or paying bills, everything is just a few clicks away. You can also enjoy the ease of electronic signature authorization, making document signing quick and hassle-free. E-statements are available for those who prefer going paperless. They not only reduce clutter but also allow you to access your financial information securely and efficiently. Plus, with mobile payments enabled, you can make purchases directly from your smartphone no wallet needed!

Stay Connected with Our Mobile Application

For on-the-go banking, our mobile application is a must-have. It puts the power of your finances right in your pocket! With features like person-to-person transfers, you can send money to friends or family instantly. It's perfect for splitting bills or sharing expenses without the need for cash. We prioritize your security at American Southwest. All transactions are protected by strong encryption protocols to ensure that your personal information remains confidential. In today's fast-paced world, having real-time access to your accounts makes managing your money easier than ever. Join us at American Southwest and experience the future of banking with our comprehensive digital solutions!

Financial Strength

Commitment to Growth

With $40,110,418 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,820 in used auto loans and $215,489,114 in total loans and leases.

Growing Member Base

Our strong member base is evidenced by a total of 59,004 share and deposit accounts. This growing community trusts us with their finances, further strengthening our ability to provide excellent service. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Southwest is your trusted partner. Visit us at 3090 E Fry Blvd Sierra Vista Az 85635 or call (520) 459-1860 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $85,059,325 in share certificates and $46,155,004 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $40,205,159, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,001 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

We also offer personal loans and debt consolidation options that cater to various needs. If you're considering refinancing or want to explore eligibility options for any of these products, our team is here to guide you every step of the way. At American Southwest, we're committed to making your borrowing experience straightforward and supportive. For more information or to start your application process today, please call us at 520-459-1860 or visit our website at ascu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $54,365,885 in used vehicle loans and $15,835,175 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used car, we can help you find the right option.

Business Financing

For business owners looking to expand, our outstanding commercial loans total $39,529,531, providing the capital needed for growth and opportunity.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $5,805,787. This means you can secure your dream home with ease and confidence.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible unsecured credit card loans. We currently provide $2,256,722 in unsecured credit card loans to assist our members in managing their finances effectively without the burden of collateral.

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AMERICAN SOUTHWEST CREDIT UNION - Sierra Vista, AZ