American Southwest Kearny AZ Credit Union | Best Auto Loans & Business Banking

Introduction

At American Southwest, we understand that your financial journey is unique, and we're here to support you every step of the way. Located at 112 W Williams Ln, Kearny, AZ 85137, our branch has been serving the community since 1955. With a strong commitment to our members, we proudly boast a membership of over 33,772 individuals who trust us with their financial needs. Our total assets exceed $401 million, showcasing our stability and ability to provide robust financial services. We offer a variety of products, including personal banking options, auto loans, mortgage loans, credit cards with rewards, and business banking solutions tailored just for you. With a total loan portfolio of 15,227, we're dedicated to helping you achieve your financial goals whether that's buying a new car or starting a business. Under the leadership of our CEO, Jay Williamson, and Board President Mary Hyder, we focus on community impact and member satisfaction. Our team of 82 employees works diligently to provide exceptional service in a welcoming environment. Additionally, we maintain $28.8 million in total deposits and have over $34 million in cash readily available for our members. While members can visit us at our Kearny location for all their banking needs, official correspondence should be sent to the same address: 112 W Williams Ln, Kearny, AZ 85137-1227. For any inquiries or assistance, feel free to give us a call at 520-459-1860. Explore our website at ascu.org for more information on how we can help you navigate your financial future. Whether you're looking to open an account or need advice on loans and investments, we invite you to become part of the American Southwest family today!

Branch History & Mission

American Southwest has proudly served the community of Kearny, AZ, since it first opened its doors in 1955. Over the decades, we have grown from a small credit union to a trusted financial institution with a membership base of over 33,000 members and total assets reaching an impressive $401,682,866. Our journey reflects our commitment to providing exceptional financial services while fostering a sense of community among our members. Located at 112 W Williams Ln, Kearny, AZ 85137, our branch is easily accessible for local residents. Whether you are visiting us for personal banking needs or seeking assistance with loans and credit cards, our friendly staff is ready to help you achieve your financial goals. While members can visit us at this location, official correspondence should be sent to the same address for convenience. At American Southwest, our mission is simple yet powerful: to empower our members by offering financial solutions that meet their unique needs. We understand that every member's situation is different; therefore, we strive to provide personalized services ranging from checking and savings accounts to auto loans and mortgage financing. We take pride in not only helping individuals but also supporting local businesses through our business banking services. Our commitment extends beyond just financial transactions. We actively engage in community outreach initiatives that strengthen ties within Kearny and surrounding areas. By partnering with local organizations and participating in events, we aim to make a meaningful impact on the lives of those we serve. As part of our dedication to improving member experience, we have embraced technology with online banking options and mobile payments that allow you to manage your finances conveniently from anywhere. Our facilities are ADA compliant, ensuring everyone can access our services comfortably. We invite you to join the American Southwest family today! Experience the benefits of being part of a community-focused credit union that values your financial well-being as much as you do. For inquiries or assistance, feel free to call us at 520-459-1860 during our lobby hours from Monday to Friday, 9 am - 5 pm. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access

Situated near local landmarks, our branch is easy to find and reach. You'll enjoy hassle-free parking right outside the entrance, making it simple for you to come in and chat with our team. We are fully ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours

We know your time is valuable. That's why we are open Monday through Friday from 9 AM to 5 PM, ready to assist you with all your banking needs. Need a quick question answered? Just give us a call at 520-459-1860 during these hours.

Services Offered

At American Southwest, we offer a variety of services tailored just for you: from checking and savings accounts to auto loans and mortgages. Our ATM is available for quick cash withdrawals and balance checks, allowing you to bank on your schedule. While we don't have drive-thru service, our shared service center offers basic transactions for members of partner credit unions, ensuring everyone has access to essential banking services. While you can visit us directly at our branch address for all in-person services, please remember that any official correspondence should be sent to the same address: 112 W Williams Ln, Kearny, AZ 85137-1227.

Visit Us Today!

We invite you to stop by American Southwest! Our dedicated team is here to help you with your financial goals and questions. Come experience the warmth of community banking where you're more than just a member; you're part of the family!

Member Eligibility

At American Southwest, we believe that becoming a member is like joining a warm, welcoming family dedicated to supporting your financial journey. If you're curious about how to become part of our community, you'll be pleased to know that the eligibility criteria are straightforward and inclusive. To qualify, you simply need to live, work, or worship in specific areas we serve. We also welcome family members of current members, ensuring that more people can enjoy the benefits we offer. Plus, joining us comes with many advantages like competitive rates on loans and savings accounts, personalized service, and access to various financial products tailored just for you. For detailed eligibility requirements, feel free to check out this helpful resource: Member Eligibility. Getting started is easy! You can open an account with us through our simple online application process found here: Account Opening. If you have any questions or need assistance along the way, don't hesitate to call us at (520) 459-1860. We're excited to welcome you into the American Southwest family at our branch located at 112 W Williams Ln Kearny Az 85137!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $157 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $39,529,531, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with reliable payment solutions. Our merchant services simplify transactions, ensuring you can focus on what matters most serving your customers. From credit card processing to online payments, we provide tools that enhance your business efficiency. If you're in the Kearny area or nearby, visit us at 112 W Williams Ln Kearny Az 85137 or call us at (520) 459-1860. Let's work together to fuel your business success!

Comprehensive List Of Services

ATM Services and Shared Branch Access

Need cash on the go? Our ATM services allow you to withdraw cash and check balances without hassle. Plus, as part of our commitment to accessibility, we offer basic shared branch transactions for members of partner credit unions. This means you can make deposits and withdrawals conveniently from various locations. At American Southwest in Kearny, AZ, we pride ourselves on being more than just a bank; we're a trusted partner in your financial journey. If you're interested in exploring these services further or have any questions about how we can assist you better, please don't hesitate to reach out at 520-459-1860. Visit us today or check out our website at ascu.org for more information!

Business Banking

For entrepreneurs and business owners, we provide essential tools through our business banking services. From merchant services that facilitate transactions to tailored business loans, we support local businesses in achieving their goals.

Credit Cards with Rewards

Who doesn't love rewards? Our credit cards with rewards allow you to earn points for every purchase you make. These points can be redeemed for travel, merchandise, or cash back making each swipe more rewarding!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even use our person-to-person payment feature for quick transactions with friends or family.

Flexible Loan Options

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether it's medical bills, home repairs, or consolidating debts into one manageable payment, we've got solutions that fit your needs.

Home Financing Solutions

If owning a home is on your agenda, our mortgage loans and refinancing options can make that dream a reality. We guide you through the process, making it easier than ever to secure financing for your new home or refinance your existing mortgage for better terms.

Personal Banking

Whether you're opening your first checking account or looking to save for a big purchase, our personal banking services have got you covered. We offer checking and savings accounts that cater to different lifestyles, ensuring easy access to your funds whenever you need them. For those looking to finance their dream car or upgrade their vehicle, our auto loans and vehicle financing options provide competitive rates tailored just for you.

Digital & Online Banking

Accessible Banking Anytime

Managing your accounts has never been easier! Our digital tools empower you with real-time updates and insights into your financial health. From checking balances to monitoring recent transactions, you'll have everything you need at your fingertips. Embrace the convenience of banking on your terms with American Southwest. Experience how easy it is to stay connected with your finances through our comprehensive digital banking services today!

Key Features for Your Convenience

Our user-friendly mobile application allows you to manage your finances right from your smartphone. Want to make payments on the go? With our mobile payments feature, you can send money quickly and easily without any hassle. Plus, if you're splitting costs with friends or family, our person-to-person transfers make it simple to send cash directly to anyone with just their email or phone number. In today's world, security is crucial. That's why we offer electronic signature authorization, ensuring that your transactions are safe and protected. You can also opt for e-statements, which provide an easy way to keep track of your finances without the clutter of paper statements.

Financial Strength

Commitment to Operational Efficiency

Our operations reflect our commitment to efficiency with a net income of $0. This success enables us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

With total share accounts reaching 59,004, it's clear that more members trust us with their finances every day. Net Shares available for lending and investments stand at $7,636,341, further reflecting our robust position. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Southwest is your trusted partner. Visit us at 112 W Williams Ln Kearny Az 85137 or call (520) 459-1860 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $85,059,325 in share certificates and $46,155,004 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to protecting your savings sets us apart from traditional banks. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $40,110,418 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our current lending capacity is reflected in the $3,820 in used auto loans and $215,489,114 across total loans and leases, helping support our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $40,205,159, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,001 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,365,885 in used vehicle loans and $15,835,175 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process and find an option that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $39,529,531 provide the capital needed to grow and expand. We understand that every business has its own set of challenges and goals, which is why we tailor our solutions to fit your specific needs.

Eligibility and Refinancing Options

If you're considering refinancing or want to know about eligibility options for any of our loan products, feel free to reach out. We're here to provide clarity on how you can benefit from our services. You can visit us at 112 W Williams Ln Kearny Az 85137 or give us a call at (520) 459-1860 during our operating hours from Monday to Friday, 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how American Southwest can help you take control of your finances today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,805,787, make buying or refinancing simple. We believe that everyone deserves a place to call home, and our knowledgeable staff is ready to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,256,722 in loans helping members manage their finances effectively. Our credit cards come with various features that cater to your spending habits while providing you with peace of mind.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all loan offers are both fair and transparent, giving users peace of mind as they navigate their borrowing options.