American Southwest Green Valley AZ Credit Union | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to American Southwest, your trusted financial partner right here in Green Valley, AZ! Located at 1225 W Duval Mine Rd, we have been serving our community since 1955. With a strong commitment to our members, we proudly support over 33,772 individuals and families in achieving their financial goals. At American Southwest, we believe in building lasting relationships with our members. Our total assets of $401,682,866 reflect the trust placed in us by our community. We are dedicated to providing personalized services tailored to meet your unique needs. Whether you're looking for auto loans, mortgages, or personal banking solutions, we're here to help. Led by our CEO Jay Williamson and Board President Mary Hyder, our team of 82 employees is passionate about making a positive impact in your life. We understand that financial decisions can be daunting, which is why we strive to offer clear guidance and support every step of the way. While members can visit us at our branch address, official correspondence should be sent to the same location: 1225 W. Duval Mine Rd., Green Valley, AZ 85614. With total deposits amounting to $28,890,371 and robust loan offerings exceeding 15,227, we're committed to providing you with competitive rates and flexible options that suit your lifestyle. Plus, with a net worth of $40,205,159 and cash in hand totaling $3,449,624, you can trust that your finances are secure with us. Our door is always open during business hours from 9:00 AM to 5:00 PM (Monday through Friday). Feel free to reach out at (520) 459-1860 or explore more about what we offer by visiting our website at ascu.org. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Join Us

As we look toward the future, we invite you to be part of our story at American Southwest. Whether you're looking for personal banking solutions or seeking guidance on your financial journey, we're here for you every step of the way. Visit us at 1225 W Duval Mine Rd, call us at 520-459-1860, or explore more about what we offer at ascu.org. Together, let's build a brighter future for you and our community!

Modern Services

In addition to traditional banking methods, we've embraced digital advancements to ensure convenience for all our members. With features like online banking, mobile payments, and e-statements, accessing your finances has never been easier. We also prioritize accessibility with ADA-compliant facilities and services. For those who prefer face-to-face interaction, our branch offers a drive-thru service for quick transactions and an ATM available on-site for added convenience. Plus, if you need assistance outside regular hours or specific services, our shared service center allows you access to partner credit unions' facilities.

Our Mission

The mission of American Southwest is clear: we aim to improve the financial well-being of our members while fostering a sense of belonging within our community. We understand that each member's journey is unique, which is why we offer a wide range of services from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. Our commitment goes beyond just financial transactions; we strive to build lasting relationships with our members. We believe in giving back. Our partnerships with local organizations help us drive initiatives that uplift our community through outreach programs and educational workshops. We are here not only as your financial partner but as your neighbor dedicated to enhancing the lives of those around us.

Branch Location & Accessibility

Convenient Features

We pride ourselves on providing excellent service with accessibility in mind. Our branch is fully ADA compliant, featuring ramps and accessible entrances for all our members. Parking is readily available, so you can stop by without any hassle.

Get in Touch

Have questions or want to learn more about what we offer? Don't hesitate to call us at 520-459-1860! We're eager to help you find the right financial solutions that suit your lifestyle. Come visit us today at American Southwest you're always welcome here!

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM, making it easy to fit banking into your busy schedule. Whether you're looking to make a deposit or have a quick chat about your account options, we're here during these hours to assist you.

Services Offered

At American Southwest, we offer a variety of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also provide ATM access for quick cash withdrawals and basic drive-thru services for added convenience. And if you're part of another credit union that shares our services, feel free to take advantage of our shared service center capabilities right here!

Member Eligibility

Joining the American Southwest family means becoming part of a caring community that prioritizes your financial well-being. If you're wondering whether you qualify for membership, you'll be pleased to know that eligibility is open to a variety of individuals who share our values. You can easily become a member if you live, work, worship, or attend school in the local area, as well as immediate family members of current members. This inclusivity ensures that anyone looking for personalized financial services can find a welcoming home here at our branch located at 1225 W Duval Mine Rd, Green Valley, AZ 85614. The process to join us is straightforward and designed with you in mind. To get started, simply check out our detailed eligibility criteria at ascu.org/membership/forms. Once you're ready, opening an account is just a click away through this link: app.loanspq.com/apply.aspx. If you have any questions or need assistance along the way, don't hesitate to reach out to us at 520-459-1860. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $157 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $39,529,531, we continue to drive economic growth by financing new and expanding businesses. These loans can be crucial for purchasing equipment, managing cash flow, or even hiring new staff everything you need to keep your business moving forward.

Merchant Services

In addition to lending, we offer robust merchant services tailored for various types of businesses. Imagine being able to accept payments seamlessly, whether through card transactions or mobile payments. Our merchant solutions provide the tools you need to enhance customer satisfaction and streamline operations. Come visit us at 1225 W Duval Mine Rd Green Valley Az 85614 or give us a call at (520) 459-1860 to learn how we can help your business reach its full potential!

Comprehensive List Of Services

Additional Services

Our branch also provides essential services like basic drive-thru banking for deposits and withdrawals, as well as shared branch transactions for partner credit union members. This means that even if you're away from home, accessing your funds is simple and straightforward. We invite you to visit us at 1225 W Duval Mine Rd Green Valley Az 85614 in Green Valley, AZ, or give us a call at (520) 459-1860. Our friendly staff is ready to answer any questions you may have about our services or help guide you through setting up an account. Join us at Ascu - Branch 8 today we're here for all your financial needs!

Business Banking Services

For local entrepreneurs and businesses, we offer comprehensive business banking services, including merchant services and business loans. We believe in supporting our community's growth by providing the financial tools necessary for success.

Credit Cards and Rewards

Don't forget about our credit cards with rewards, which allow you to earn while you spend! Imagine booking your next vacation using points accrued from everyday purchases it's all possible at American Southwest.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts, pay bills, and transfer money without needing to visit us in person. Plus, we have an ATM available for quick cash withdrawals whenever you need them.

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts designed to fit your lifestyle. If you're planning to purchase a new car, our auto loans and vehicle financing options make it easier than ever to hit the road. For those dreaming of homeownership, our mortgage loans and refinancing services can help turn that dream into reality. Additionally, if you find yourself needing extra funds for unexpected expenses, our personal loans and debt consolidation options provide flexible solutions tailored to your situation.

Digital & Online Banking

Always Available

Whether you're checking your balance during a lunch break or making a payment late at night, American Southwest has you covered. Our mobile payments feature means you can pay for purchases directly from your phone while earning rewards through our credit card offerings. In a world where time is precious, we strive to provide accessible banking solutions tailored to fit your lifestyle. Explore all that digital and online banking has to offer at American Southwest today!

Key Features for Your Convenience

Our mobile application makes banking even simpler. With just a few taps on your smartphone, you can manage your accounts, make mobile payments, and even conduct person-to-person transfers. Whether you're splitting a bill with friends or sending money to family, our user-friendly features make it quick and hassle-free. Security is a top priority at American Southwest. We offer electronic signature authorization for certain transactions, ensuring that your financial activities remain protected. Plus, with e-statements available, you can keep track of your transactions without the clutter of paper statements it's both eco-friendly and efficient!

Financial Strength

At American Southwest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust when it comes to your financial well-being, which is why we are proud to share our strong financial standing with you. With a net worth of $40,205,159, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,001 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $85,059,325 in share certificates and $46,155,004 in money market shares, offering stable and rewarding financial growth opportunities. This focus on member savings allows us to prioritize your needs over traditional banking models. In fact, with non-member deposits at $0, we ensure our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $40,110,418 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $3,820 in used auto loans and $215,489,114 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 11 part-time employees who are always ready to assist you with knowledgeable support. The numbers speak volumes about our commitment to serving you: Total Share and Deposit Accounts stand at 59,004, showing a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments) totaling $7,636,341, we're well-positioned to meet your needs now and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Southwest is your trusted partner. Visit us at 1225 W Duval Mine Rd Green Valley Az 85614 or call (520) 459-1860 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,365,885 in used vehicle loans and $15,835,175 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, making it easier than ever to drive away in the vehicle you desire.

Commercial Loans

For business owners, our outstanding commercial loans totaling $39,529,531 provide the capital needed to grow and expand. We understand that every business has unique needs, and our tailored solutions can support your venture's success. At American Southwest, we prioritize transparency and accessibility in all our services. To learn more about our loan offerings or to see if you qualify for any of our products, please feel free to reach out at (520) 459-1860 or visit us at 1225 W Duval Mine Rd Green Valley Az 85614 in Green Valley, AZ. For more detailed information on eligibility and application processes, check out our website at https://ascu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward financial wellness!

Credit Lines and Unsecured Loans

For those who need extra cash for unexpected expenses or everyday purchases, we offer total credit lines of $110,133,422, providing flexibility when you need it most. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $2,256,722 in loans helping members manage their finances effectively. This gives you the freedom to handle life's surprises without added stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,805,787, make buying or refinancing simple. We are dedicated to guiding you through the process, ensuring you have all the information needed for a smooth experience. If you're considering refinancing your current mortgage, our team can assist you with eligibility options that may lower your monthly payments.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers when searching for loans.