American Southwest Fort Huachuca AZ Credit Union | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to American Southwest, your trusted financial partner located at Winrow Rd, Fort Huachuca, AZ 85613. Established in 1955, our credit union has built a strong community presence and a dedicated membership base of over 33,000 members. With total assets exceeding $401 million, we pride ourselves on providing a range of services tailored to meet your personal and business banking needs. At American Southwest, we understand the importance of accessible banking. Our branch is equipped with essential services, including ATM access and drive-thru banking for your convenience. While members can visit us at our Fort Huachuca location, official correspondence should be sent to our mailing address: Winrow Rd, Building 41331, Fort Huachuca, AZ 85613-7079. Under the leadership of CEO Jay Williamson and Board President Mary Hyder, our team is committed to supporting you every step of the way. We are proud to have a dedicated staff of 82 employees who work tirelessly to ensure that your banking experience is seamless and supportive. Our financial strength is reflected in our impressive figures: we have total deposits amounting to $28,890,371 and a net worth of $40,205,159. With total loans exceeding 15,227, we are here to assist you with everything from auto loans and mortgages to personal loans and credit cards with rewards. As part of our commitment to serving our community, we invite you to explore the various ways we can help you achieve your financial goals. Whether you're looking for personal banking solutions or need support for your business endeavors, American Southwest is here for you. For more information or assistance, don't hesitate to call us at 520-459-1860. Visit our website at ascu.org for more details about our services and offerings. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

Innovation and Accessibility

American Southwest embraces modern technology while ensuring accessibility for all members. Our digital offerings include online banking and mobile payments, making it easier than ever to manage your finances on the go. Plus, with ADA compliance in mind, we strive to provide an inclusive experience for all customers visiting our branch or using our services.

Join Us

As we continue this journey together since 1955, we invite you to become part of the American Southwest family. Experience firsthand how we're dedicated to serving you with integrity and excellence. Visit us today at Winrow Rd in Fort Huachuca or check out more about our services at ascu.org. Join us in building a stronger community your financial future starts here!

Mission Statement

At the heart of American Southwest is our mission: to empower our members with financial tools that enhance their lives while fostering community engagement. We strive to provide exceptional services such as personal banking accounts, auto loans, mortgages, and business financing solutions tailored to meet the diverse needs of our members. Our commitment goes beyond just banking; we actively participate in local events and initiatives that uplift our community. Whether it's partnering with schools or supporting local charities, we believe that by investing in our community's well-being, we help create a brighter future for everyone.

Our Journey

From our humble beginnings, American Southwest has consistently focused on providing personalized financial services. Located at Winrow Rd, Fort Huachuca, AZ 85613, we are easily accessible to our members and the surrounding community. Our branch is open Monday through Friday from 9 a.m. to 5 p.m., ensuring that we are available when you need us most. For those who prefer to conduct their banking transactions from the comfort of their vehicles, we also offer convenient drive-thru service. While members can visit us at our physical location for all their banking needs, official correspondence should be sent to our mailing address: Winrow Rd, Building 41331, Fort Huachuca, AZ 85613-7079.

Branch Location & Accessibility

Convenient Access and Services

Our branch offers ample parking and is fully ADA compliant, ensuring everyone can visit us without any hassle. We have a drive-thru service for those who prefer to bank from their vehicles, making it even more convenient for busy schedules. Plus, with ATM availability on-site, you can access your funds anytime!

Friendly Staff Ready to Assist You

When you walk into our branch, you'll be greeted by our dedicated team ready to assist you with everything from checking and savings accounts to auto loans and mortgage refinancing. We also offer basic shared services for members of partner credit unions, so you can manage your finances effortlessly. While members can visit us at Winrow Rd, official correspondence should be sent to our mailing address: Winrow Rd, Building 41331, Fort Huachuca, AZ 85613-7079. So why wait? Come see us today or give us a call at 520-459-1860! We look forward to serving you at American Southwest!

Operating Hours That Work for You

We understand that your time is valuable. That's why we're open Monday through Friday from 9 a.m. to 5 p.m., making it easy to stop by during your day. While our branch is closed on Saturdays, we're here for you throughout the week when you need us most.

Member Eligibility

Becoming a member of American Southwest feels like joining a close-knit family that genuinely cares about your financial well-being. At our Fort Huachuca branch located at Winrow Rd Fort Huachuca Az 85613, we invite anyone who lives, works, or worships in the area to apply for membership. If you have a family member who is already part of our community, that's even better! Our goal is to create an inclusive environment where everyone can benefit from our exceptional services and support. You'll enjoy personalized banking experiences, competitive loan rates, and a range of products designed to meet your needs. Getting started is simple! To see if you meet the eligibility requirements and learn more about what it means to be part of our community, please visit our detailed page at https://ascu.org/membership/forms/. When you're ready to open an account, just follow the easy steps outlined on our account opening page: https://app.loanspq.com/apply.aspx?lenderref=ascu010522&list=xaccvlplst. If you have any questions or need assistance, feel free to reach out to us at (520) 459-1860. We're here to help you every step of the way as you join us in building a brighter financial future together!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $157 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $39,529,531, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Managing transactions smoothly is crucial for any business. Our merchant services simplify payments, allowing you to focus on what you do best running your business. Imagine a local café streamlining their payment process, making it easier for customers to enjoy their coffee without delays. That's the kind of real-world benefit we provide. Whether you're located in Fort Huachuca, AZ, or beyond, our team at American Southwest is here to help your business thrive. Connect with us today at (520) 459-1860 to explore how we can assist you!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks right when you need them. Plus, our drive-thru service offers basic banking transactions like deposits and withdrawals without leaving your car perfect for those busy days!

Business Banking

For entrepreneurs, we offer business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support your business aspirations with customized financial tools.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why American Southwest provides robust online and mobile banking features that let you manage your accounts anytime, anywhere. From checking balances to transferring funds, our digital banking platform makes it easy to stay on top of your finances.

Financial Assistance

Life can throw unexpected challenges your way, which is why we provide personal loans for debt consolidation and other needs. Our credit cards come with rewards that make everyday spending more rewarding. We understand that financial flexibility is essential, and we strive to offer solutions that empower you to achieve your goals.

Personal Banking Solutions

We offer an array of personal banking services that cater to individuals and families alike. You can open a checking or savings account that fits your lifestyle, allowing you to manage your finances easily. If you're considering buying a new vehicle or refinancing your current one, our auto loans and vehicle financing options are designed to help you hit the road without breaking the bank. For those planning to purchase a home, our mortgage loans and refinancing services simplify the process, guiding you every step of the way.

Shared Branch Transactions

If you're part of a partner credit union, you'll appreciate our shared branch transactions that enable deposits and withdrawals seamlessly across networks. This feature ensures that accessing your funds is always convenient. At American Southwest, we are committed to meeting all your financial needs under one roof. With our friendly staff ready to assist you at any time during operating hours (M-F from 9 a.m. to 5 p.m.), we invite you to reach out at (520) 459-1860 or visit us today! Explore how we can help you achieve financial success by visiting our website at Ascu - Branch 2. Your journey toward better banking starts here!

Digital & Online Banking

Key Features

Our online banking system allows you to easily view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. If you prefer to handle transactions using your smartphone, our mobile application is available for download, giving you the freedom to manage your finances right in your pocket. For those who enjoy the convenience of electronic statements, we provide e-statements that can be accessed securely online. This not only helps you stay organized but also reduces paper clutter. Plus, with electronic signature authorization available, signing important documents is quick and hassle-free.

Security You Can Trust

Your security is our priority. Our digital banking services come equipped with robust security measures to keep your personal information safe. You can make person-to-person transfers with confidence knowing that we have systems in place to protect your transactions. Additionally, if you're looking for ways to make payments more convenient, our mobile payments feature allows you to pay directly from your phone. Whether it's splitting a bill with friends or paying for everyday purchases, it's just a tap away. In today's fast-paced world, having access to real-time account management is essential. At American Southwest, we strive to provide an accessible and user-friendly experience so that you can focus on what truly matters your life. Embrace the ease of digital banking today!

Financial Strength

At American Southwest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, you can trust that your savings are in good hands. With a net worth of $40,205,159, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,001 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $85,059,325 in share certificates and $46,155,004 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $40,110,418 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,820 in used auto loans and $215,489,114 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 59,004, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Southwest is your trusted partner. Visit us at Winrow Rd Fort Huachuca Az 85613 or call (520) 459-1860 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,365,885 in used vehicle loans and $15,835,175 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car purchase as affordable as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $39,529,531 provide the capital needed to grow and expand. We understand the challenges businesses face and aim to support you with financing solutions that fit your goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,805,787, make buying or refinancing simple. We work closely with our members to find the right mortgage solution tailored to your circumstances.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that may help lower your monthly payments or secure better terms based on current market conditions. To learn more about our loan offerings or how you can become eligible for membership, please visit us at Winrow Rd Fort Huachuca Az 85613 in Fort Huachuca, AZ, or give us a call at (520) 459-1860. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,256,722 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees.

Loan Aggregator

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