American Southwest Douglas AZ Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to American Southwest, your trusted financial partner located at 1094 N San Antonio Dr, Douglas, AZ 85607. Established in 1955, our credit union has been dedicated to serving the community and ensuring that our members achieve their financial goals. With a total membership of over 33,772 individuals, we pride ourselves on fostering strong relationships built on trust and reliability. At American Southwest, we understand that each member's needs are unique. That's why we offer a variety of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our commitment to our members is reflected in our impressive total assets of $401,682,866 and total deposits amounting to $28,890,371. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1094 N San Antonio Dr, Douglas, AZ 85607-0015. We encourage you to take advantage of our convenient operating hours Monday through Thursday from 9 a.m. to 5 p.m., and Friday from 9 a.m. to 6 p.m. for both lobby and drive-thru services. Under the leadership of our CEO Jay Williamson and Board President Mary Hyder, American Southwest is committed not just to providing quality financial services but also to making a positive impact in our community. With a team of 82 employees, we're here to ensure that your banking experience is smooth and fulfilling. With cash reserves totaling $3,449,624 on hand and a net worth of $40,205,159, you can trust that your money is safe with us. We invite you to explore more about what we offer by visiting our website at ascu.org or giving us a call at 520-459-1860. Join us today at American Southwest where your financial well-being is our top priority!

Branch History & Mission

At American Southwest, located at 1094 N San Antonio Dr in Douglas, AZ, we proudly reflect on our rich history that began in 1955. Since opening our doors, we have been dedicated to serving our community with integrity and commitment. Over the years, we've grown from a small credit union into a vital financial institution with over 33,000 members and total assets exceeding $401 million. Our mission is clear: to provide accessible financial services while fostering a spirit of community support and cooperation. We understand that every member's financial journey is unique, which is why we offer a range of services tailored to meet individual needs from personal banking options like checking and savings accounts to auto loans and mortgage financing. American Southwest thrives on building relationships within the Douglas area. Our evolution has been marked by milestones such as expanding our service offerings and embracing technology to enhance member experiences. We are proud to provide modern conveniences such as online banking, mobile payments, and ATM access, ensuring our members can manage their finances easily and securely. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 1094 N San Antonio Dr, Douglas, AZ 85607-0015. Our operating hours are convenient: Monday through Thursday from 9 a.m. to 5 p.m., and Friday from 9 a.m. to 6 p.m., allowing you ample opportunity to connect with us. We also believe in giving back to the community that supports us. Through various outreach initiatives and partnerships with local organizations, we strive to make a positive impact in the lives of those around us. Join us at American Southwest Credit Union today! Experience firsthand how we can support your financial goals while being part of a community-focused organization that truly cares about its members. For inquiries or assistance, feel free to reach out at (520) 459-1860 or visit our website at ascu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Parking

At American Southwest, we prioritize your convenience. There's ample parking available right outside our doors, making it easy to pop in for a quick transaction or longer visit. We also ensure that our facilities are accessible to everyone, including ramps and ADA-compliant features for those who may need them.

Connect With Us

While members can visit us at 1094 N San Antonio Dr, official correspondence should be sent to the same address as our mailing address: 1094 N San Antonio Dr, Douglas, AZ 85607-0015. If you have any questions or want to learn more about how we can assist you with your financial needs, don't hesitate to give us a call at 520-459-1860. Come by today and discover what makes American Southwest your trusted partner in financial wellness!

Operating Hours and Services

We're here to serve you during convenient hours: Monday through Thursday from 9 a.m. to 5 p.m., and Fridays until 6 p.m. Whether you need to open an account, apply for a loan, or just ask questions about our services, we're ready to help. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. And if you're in a hurry? No problem! Our drive-thru service is available for quick deposits and withdrawals without leaving your car. Plus, we have an ATM on-site so you can access cash whenever you need it.

Member Eligibility

At American Southwest, we believe that everyone deserves access to a welcoming financial community. Becoming a member is simple and rewarding! If you live, work, or worship in the Douglas area, you're likely eligible to join us. We also welcome family members of existing members, which means you can share the benefits of membership with your loved ones. Enjoy personalized service, competitive rates on loans, and a range of financial products designed just for you. For detailed eligibility criteria, feel free to check out our resource at https://ascu.org/membership/forms/. Ready to take the next step? Opening an account at American Southwest is a breeze! Just visit us at our location at 1094 N San Antonio Dr Douglas Az 85607, or give us a call at (520) 459-1860 if you have any questions. You can also find everything you need to get started online by visiting https://app.loanspq.com/apply.aspx?lenderref=ascu010522&list=xaccvlplst. Join our community today and experience the difference that comes with being a valued member of American Southwest!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $157 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $39,529,531, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a solution that allows you to accept payments seamlessly, whether online or in-store. Our merchant services make it easy for you to manage transactions and keep track of sales. This means more time focusing on what you do best running your business. If you're ready to explore how we can help your business grow, reach out today at (520) 459-1860 or visit us at 1094 N San Antonio Dr Douglas Az 85607. Let's build a successful future together!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer tailored business banking services, including merchant services and business loans designed to support your growth and success. We understand the unique challenges faced by businesses today and are ready to partner with you every step of the way.

Convenient Access and Digital Banking

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking solutions. With features like mobile payments, online transfers, and person-to-person payment options, managing your finances has never been easier or more secure. Additionally, our branch is equipped with an ATM for cash withdrawals and basic drive-thru banking services for quick deposits and withdrawals. If you're a member of a partner credit union, our shared branch transactions allow you access to essential services wherever you are. At American Southwest, we're dedicated to making your banking experience smooth and efficient. If you're ready to explore any of these services or have questions about how we can assist you further, don't hesitate to reach out! Give us a call at 520-459-1860 or visit us at our Douglas branch during our operating hours Monday through Friday. Join us today on this journey toward financial wellness!

Loans and Credit Solutions

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come into play. Whether it's an emergency or planned expense, we're here to help you navigate these challenges with manageable solutions. And if you're interested in building credit while earning rewards, check out our credit cards with rewards program. It's a smart way to make everyday purchases while earning benefits along the way.

Personal Banking

Whether you're just starting out or looking to manage your wealth, our personal banking services have got you covered. Open a checking or savings account that fits your lifestyle. Our accounts offer flexibility and convenience, making it easy for you to manage your everyday finances. If you're in the market for a new vehicle, consider our auto loans and vehicle financing options. We provide competitive rates to help you drive away in the car of your dreams without breaking the bank. Additionally, for those looking to buy a home, our mortgage loans and refinancing services can guide you through the process with ease, ensuring you find the best terms available.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills all in real-time. You can also take advantage of our electronic signature authorization feature, making it simple to complete transactions without the hassle of paperwork. Plus, if you choose to go paperless, e-statements are readily available for easy access to your financial history. For those on the go, our mobile application provides all the tools you need at your fingertips. You can make mobile payments effortlessly and even send money to friends or family through our person-to-person transfer feature. Whether you're at home or out running errands, managing your money has never been more straightforward.

Security and Accessibility

We prioritize your security while using our digital services. Your information is protected with advanced security measures, ensuring that every transaction is safe and secure. Navigating through our online platform is user-friendly, making it accessible for everyone whether you're tech-savvy or just getting started with online banking. At American Southwest, we understand that life can be busy, which is why we've made it easier than ever to handle your banking needs digitally. Enjoy the freedom of managing your finances on your terms with our comprehensive suite of digital banking services!

Financial Strength

Investing in Our Members

With $40,110,418 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $3,820 in used auto loans and $215,489,114 in total loans and leases, we support your financial goals across various sectors.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $85,059,325 in share certificates and $46,155,004 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $40,205,159, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,001 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Member Base

Total Share and Deposit Accounts stand at 59,004, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) amount to $7,636,341, further illustrating our dedication to supporting your financial needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Southwest is your trusted partner. Visit us at 1094 N San Antonio Dr Douglas Az 85607 or call (520) 459-1860 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $54,365,885 in used vehicle loans and $15,835,175 in new vehicle loans to help members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our flexible terms can fit your budget.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $39,529,531 offer the capital needed to expand your operations or invest in new projects.

Eligibility and Refinancing Options

If you're considering refinancing existing loans or checking eligibility for any of our products, we're here to assist you every step of the way. Visit us online or call us at 520-459-1860 for more information on how we can help. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At American Southwest, we are committed to providing straightforward solutions tailored to meet your unique needs. Explore our loan offerings today and discover how we can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process of buying or refinancing. We offer Junior Lien 1-4 Family Residential Properties loans totaling $5,805,787, ensuring that you have access to competitive rates and personalized service throughout your journey to owning a home.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $2,256,722 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits designed for everyday use.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the current market. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make informed choices quickly and easily. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the real impact that using an unbiased comparison tool can have on your financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that every offer displayed is fair and transparent. By utilizing only verified financial institutions, LendMesh guarantees that users receive accurate loan offers without hidden agendas or misleading information.