American Southwest Benson AZ Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to American Southwest, your trusted financial partner located at 654 E 7th St, Benson, AZ 85602. Since our establishment in 1955, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet your needs. With a total membership of 33,772 and assets exceeding $401 million, we strive to create a supportive environment where our members can thrive. At American Southwest, we understand that each member's financial journey is unique. That's why we offer a variety of services, including personal banking, auto loans, mortgage options, and business financing solutions. With over $28 million in total deposits and a robust loan portfolio of 15,227 loans and leases, we're equipped to help you achieve your financial goals. Our dedicated team of 82 employees, led by CEO Jay Williamson and Board President Mary Hyder, is here to assist you every step of the way. Whether you need assistance with opening an account or advice on loans, we pride ourselves on being approachable and ready to help. For any official correspondence, please note that while members can visit us at our branch address, all mail should be directed to the same location: 654 E 7th St, Benson, AZ 85602-6638. We invite you to explore our website at ascu.org for more information about our services or call us at 520-459-1860 during our lobby hours: Monday through Thursday from 9 a.m. to 5 p.m., and Friday from 10 a.m. to 6 p.m. Come discover how American Southwest is more than just a credit union it's your community partner in achieving financial success!

Branch History & Mission

Join Us

As we continue this journey together with our valued members, we invite you to join American Southwest today! Experience the benefits of being part of a credit union that truly cares about your financial well-being and the betterment of your community. Visit us online at ascu.org for more information on membership options or how we can assist you on your financial path!

Our Evolution

Since opening our doors in the mid-20th century, American Southwest has seen significant growth and change. We began with a mission to provide affordable financial services to our members and have expanded that mission over the years. Today, we proudly manage total assets amounting to $401,682,866. This growth reflects not just our success as a credit union but also our commitment to helping our members achieve their financial goals. Our evolution has included embracing digital advancements that make banking easier for everyone. We offer services like online banking and mobile payments, ensuring that members can access their accounts anytime and anywhere. We also ensure compliance with ADA standards so that everyone can use our services without barriers.

Our Mission

At American Southwest, our mission is clear: we are here to empower individuals and families by providing exceptional financial services while supporting the community we call home. We believe in building lasting relationships with our members through trust and transparency. Our focus is not only on providing personal banking solutions like checking accounts, auto loans, and mortgages but also on contributing positively to local initiatives. We take pride in being involved in various outreach programs and partnerships that strengthen the fabric of Benson. By investing in education and community development projects, we aim to uplift those around us. While you can visit us at 654 E 7th St, official correspondence should be sent to 654 E 7th St, Benson, AZ 85602-6638 if different from our branch address. For any inquiries or assistance, feel free to reach out at 520-459-1860 during our operating hours: Monday through Thursday from 9 a.m. to 5 p.m., and Friday from 10 a.m. to 6 p.m.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and other accommodations to ensure everyone can access our services with ease. Additionally, parking is available nearby, making your visit as smooth as possible.

Get in Touch!

Ready to experience exceptional service? Feel free to visit us at the American Southwest branch or give us a call at 520-459-1860. Our friendly staff is eager to assist you with any questions or concerns you may have. We look forward to serving you soon!

Operating Hours

Our doors are open Monday through Thursday from 9 a.m. to 5 p.m., and on Fridays we welcome you until 6 p.m. Please note that we are closed on Saturdays. Whether you're stopping by during your lunch break or after work, we strive to be here when you need us.

Services Offered

At the American Southwest branch, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Enjoy the convenience of drive-thru banking for quick transactions like deposits and withdrawals without leaving your vehicle. Plus, if you're a member of partner credit unions, take advantage of shared services right here at our branch! For added convenience, we also offer ATM access for cash withdrawals and balance checks anytime you need it. Our goal is to make banking as simple and efficient as possible for all our members.

Member Eligibility

At American Southwest, we believe that everyone deserves a supportive community to help them thrive financially. If you're looking to become a member, you'll be glad to know that eligibility is designed to be inclusive and straightforward. Generally, membership is available to anyone who lives, works, worships, or attends school in the area surrounding our branch located at 654 E 7Th St Benson Az 85602. This means that whether you're a long-time resident or new to the community, you can join us and enjoy the many benefits we offer. Becoming a member opens the door to a range of services tailored just for you, from personal banking solutions like checking and savings accounts to loans for vehicles and homes. Plus, our friendly staff is here to guide you every step of the way. To get started, check out the detailed eligibility criteria at https://ascu.org/membership/forms/ , where you can find all the information you need. When you're ready, opening an account is easy just visit us or head over to https://app.loanspq.com/apply.aspx?lenderref=ascu010522&list=xaccvlplst . If you have any questions, feel free to call us at (520) 459-1860; we're here to help!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $157 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $39,529,531, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments easily from your customers whether they're using credit cards or mobile payments. This convenience not only enhances customer satisfaction but also streamlines your operations. Whether you're a startup or an established company, American Southwest has the tools and expertise to help you achieve your goals. Let's work together to make your business dreams a reality! For more information, give us a call at (520) 459-1860 or visit our website at https://ascu.org/ .

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans that help keep your operations running smoothly. Whether you're looking to invest in new equipment or expand your workforce, we are here to assist you in making sound financial decisions.

Convenient Access

Need to make a quick deposit or withdrawal? Our basic drive-thru banking service offers a straightforward way to handle simple transactions without leaving your vehicle. For members of partner credit unions, we provide basic shared branch transactions as well ensuring that banking with us is convenient no matter where you are.

Credit Cards & Loans

For those unexpected expenses or larger purchases, our personal loans and debt consolidation options can help you manage your finances more effectively. Plus, don't forget about our credit cards that come with rewards! You can earn points on everyday purchases while enjoying the convenience of cashless transactions.

Digital Banking Features

In today's fast-paced world, managing your finances should be hassle-free. That's why we offer robust online and mobile banking options that let you check balances, transfer funds, and pay bills anytime, anywhere. With features like ATM and cash withdrawal services, accessing your money has never been easier.

Get Started Today!

We invite you to explore all the benefits available at American Southwest. To learn more about our services or to open an account today, please give us a call at 520-459-1860 or visit us online at ascu.org. Let us partner with you on this journey toward financial wellness!

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that allows you easy access to your funds while earning interest on your savings. We also offer auto loans and vehicle financing options, making it simple for you to drive away in a reliable car without breaking the bank. If you're thinking about purchasing a home or refinancing an existing mortgage, our mortgage loans can provide the support you need with competitive rates.

Digital & Online Banking

Conclusion

With all these features readily available at American Southwest, you can take charge of your finances without any hassle. We're here to support you every step of the way as you navigate through today's financial landscape. Enjoy the peace of mind that comes with knowing your banking needs are just a click away!

Key Features

Managing your finances has never been easier! You can enjoy features like e-statements, which provide a quick and eco-friendly way to view your account statements without the clutter of paper. Plus, with electronic signature authorization, signing documents is a breeze no more printing and mailing forms. If you're always on the go, our mobile application ensures that you have access to your accounts right from your smartphone. You can even make mobile payments directly from the app, simplifying how you handle everyday purchases. And when it comes to sharing funds with friends or family, our person-to-person transfers let you send money in seconds. At American Southwest, we prioritize security alongside convenience. Our online banking platform uses top-notch security measures to keep your information safe while you manage your accounts with ease.

Financial Strength

Commitment to Innovation and Service

With $40,110,418 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is significant; we have $3,820 in used auto loans and $215,489,114 in total loans and leases available for various needs.

Member Savings and Growth Opportunities

Members' savings are secured through $85,059,325 in share certificates and $46,155,004 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust and Engagement

Total Share and Deposit Accounts: 59,004, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $7,636,341. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Southwest is your trusted partner. Visit us at 654 E 7Th St Benson Az 85602 or call (520) 459-1860 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $40,205,159, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,001 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $54,365,885 in used vehicle loans and $15,835,175 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new vehicle or a reliable used one, we have options tailored for you. Plus, if you're considering refinancing your current auto loan, our team can guide you through eligibility options to help you save more.

Business Loans

For business owners, our outstanding commercial loans totaling $39,529,531 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and strive to offer financial products that support growth and sustainability. At American Southwest, we pride ourselves on transparency and reliability. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to take the next step towards achieving your financial goals or have any questions about our loan offerings, don't hesitate to reach out at (520) 459-1860 or visit us at 654 E 7Th St Benson Az 85602 in Benson, AZ. We're here to help!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,805,787, make buying or refinancing simple. We offer flexible terms and competitive rates designed to fit your budget. If you have questions about eligibility or refinancing existing mortgages, our knowledgeable staff is here to assist you every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $2,256,722 in loans helping members manage their finances effectively. These cards come with rewards and benefits that make them ideal for everyday use.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all loan offers are fair and transparent. Users can trust that they are viewing accurate information when comparing loans across various financial institutions.

AMERICAN SOUTHWEST CREDIT UNION - Benson, AZ