American Partners Reidsville NC Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to American Partners, your trusted credit union located at 618 N Scales St, Reidsville, NC 27320. Since our establishment in 1975, we have been committed to serving our community and providing financial solutions tailored to the needs of our members. With a total membership of 9,118 and total assets exceeding $98,681,484, we take pride in being a reliable financial partner for individuals and families alike. At American Partners, we understand that banking is not just about numbers; it's about relationships. That's why our dedicated team of 32 employees, led by CEO Brian Bone and Board President John McCollum, works diligently to support your financial goals. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage refinancing, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1198, Reidsville, NC 27323-1198. We're here to help you navigate your financial journey with confidence and ease. With a focus on community impact and member satisfaction, we offer a range of services designed to empower you. Our total deposits stand at $4,383,684, reflecting the trust our members place in us. Plus, with a net worth of $8,609,092 and cash in hand amounting to $491,305, you can be assured of our stability and commitment to your financial wellbeing. Ready to start your journey with American Partners? Give us a call at 336-349-2729 or visit our website at www.apfcu.com today! Let's work together towards achieving your financial dreams!

Branch History & Mission

Commitment to Accessibility

At American Partners, we understand that convenience matters. Although we currently do not offer ATM services, we provide drive-thru banking for quick transactions like deposits and withdrawals. Our operating hours are designed with your schedule in mind: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM.

Community Engagement

We believe that strong communities are built on trust and collaboration. That's why we participate in various outreach programs and partnerships aimed at supporting local organizations. Our shared service center allows us to extend our services even further, ensuring that all members can access their funds and manage their finances conveniently. While you can visit us at our main location, official correspondence should be sent to PO Box 1198, Reidsville, NC 27323-1198.

Join Us Today!

We invite you to become part of the American Partners family! Experience firsthand how we can help you achieve your financial goals while making a difference in our community. To learn more about membership eligibility or to open an account online, visit us at American Partners today!

Mission Statement

Our mission at American Partners goes beyond just providing financial services; it's about enriching lives and empowering our members. We strive to deliver exceptional service tailored to your unique needs while actively contributing to the local community. Whether through educational workshops or charitable initiatives, we are committed to making a positive impact in Reidsville and beyond.

Our Journey

From our humble beginnings, American Partners has continuously evolved to meet the changing needs of our members. With total assets now exceeding $98 million, we have established ourselves as a cornerstone of financial security in Rockingham County. Over the decades, we have embraced innovations in banking technology while maintaining our core values of integrity and community support. Our dedicated team of 32 employees is always ready to assist you with a range of services from checking accounts to vehicle financing and mortgage loans.

Branch Location & Accessibility

Accessibility Features

At American Partners, we believe that everyone should have access to financial services. Our branch is designed with accessibility in mind. There are ramps available for ease of entry, ensuring that all members feel comfortable during their visit. Plus, our drive-thru service allows for quick and convenient transactions without having to leave your car.

Connect With Us

If you have any questions or would like more information about our services, don't hesitate to give us a call at 336-349-2729. We're always here to help! We invite you to visit us soon at American Partners your trusted financial partner in Reidsville.

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours! Our lobby is open from 9:00 AM to 5:00 PM Monday through Thursday, and we extend our hours until 6:00 PM on Fridays. This gives you plenty of time to come by and take care of your banking tasks.

Services Offered

We provide a variety of services tailored to meet your banking needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking services, we've got you covered. Our shared service center also allows members from partner credit unions to conduct basic transactions like deposits and withdrawals here.

Member Eligibility

Becoming a member of American Partners is like joining a close-knit community where you can feel supported in your financial journey. If you're looking to enjoy the benefits of personalized banking and a range of financial services, you'll be pleased to know that membership is open to anyone who lives, works, or worships in our area, as well as their family members. This means if you call Reidsville home or are connected through work or family ties, you're already on the path to joining us! You can find more detailed eligibility criteria at http://www.apfcu.com/about-us/membership-eligibility. Once you've confirmed your eligibility, opening an account with us is straightforward and welcoming. Whether you're interested in checking accounts, savings options, or loans, we're here to help every step of the way. For more information on how to start your journey with American Partners, visit http://www.apfcu.com/personal/borrow-here/apply-for-a-loan or give us a call at (336) 349-2729. Join us at 618 N Scales St Reidsville Nc 27320, and become part of a community that cares about your financial well-being!

Business Banking & Commercial Services

Business Loans that Fuel Growth

Imagine being able to take your business to the next level. With our commitment to supporting businesses, we've funded over $59 in commercial loans for our members, helping them scale and succeed. Whether you need funds for expansion, equipment purchases, or working capital, our flexible loan options are designed to meet your unique needs. We also support the broader community with $0 in non-member commercial loans, offering accessible financing solutions for all local businesses. With an outstanding commercial loan portfolio of $9,949,503, we play an essential role in driving economic growth by financing new and expanding ventures.

Merchant Services Made Easy

In today's fast-paced market, having the right tools can make all the difference. Our merchant services provide businesses with simple yet powerful payment solutions, ensuring you can accept payments seamlessly from your customers. Whether it's point-of-sale systems or mobile payment options, we help streamline your operations so you can focus on what matters most growing your business. Visit us at 618 N Scales St Reidsville Nc 27320 in Reidsville, NC, or call us at (336) 349-2729 to learn more about how our business banking services can work for you!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options come with competitive rates that can fit any budget. Whether it's a brand-new car or a reliable used vehicle, we guide you through the loan application process so you can drive away with confidence.

Business Banking

For our entrepreneurial members, we offer comprehensive business banking services, including merchant services and business loans. Your success is important to us; that's why we strive to support local businesses in their growth journey.

Convenient Access Options

Understanding the importance of accessibility, we also provide ATM and cash withdrawal services, along with basic drive-thru banking options for quick deposits and withdrawals. If you're a member of partner credit unions, enjoy basic shared branch transactions too! We invite you to visit us at 618 N Scales St Reidsville Nc 27320 or give us a call at (336) 349-2729 during our convenient hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Let us help you make your financial dreams a reality! For more information about our services or how to become a member, please check out our website at Main.

Credit Cards with Rewards

Our credit cards with rewards allow you to earn points for every purchase you make. Whether it's for travel, shopping, or dining out, these rewards can add up quickly and provide extra value for your everyday spending.

Mortgage Loans & Refinancing

Homeownership is an important milestone for many families. At American Partners, we offer flexible mortgage loans and refinancing options tailored just for you. Our knowledgeable staff will help you navigate through various loan products to find the one that best fits your needs.

Personal Banking

When it comes to personal banking, we offer various checking and savings accounts designed for every lifestyle. You can easily manage your money through our online and mobile banking platforms, allowing you to check balances, transfer funds, and pay bills from anywhere at any time. Our commitment to convenience extends to features like e-statements and mobile payments, so you can stay on top of your finances without hassle.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans can provide immediate relief. We take the time to understand your situation and work with you on finding the right solution to get back on track financially.

Digital & Online Banking

Key Services

With our online banking platform, you can check your account balances, transfer funds, and pay bills at your convenience. No need to rush to the bank before it closes; our 24/7 online banking services ensure that you are always in control of your finances. For added convenience, we offer electronic signature authorization. This means you can sign documents electronically, making processes faster and easier without the hassle of paperwork. Plus, our e-statements are available for those who prefer going paperless an eco-friendly choice that lets you view your statements anytime.

Mobile Banking Made Easy

On-the-go? No problem! With our mobile application, you have all the power of online banking right in your pocket. Want to make a quick payment or transfer money to a friend? Our mobile payments feature allows you to do just that with a few taps on your phone. You can also use person-to-person transfers to send money directly to anyone within moments.

Secure and User-Friendly Experience

Security is a top priority at American Partners. We employ robust security measures to protect your information, so you can bank confidently from wherever you are. Our user-friendly interface ensures that even if you're not tech-savvy, you'll find navigating through our services simple and straightforward. In today's fast-paced world, having access to reliable digital banking is essential. Whether you're at home or on the move, American Partners has the tools you need for easy and secure banking. Explore more about what we offer by visiting our website today!

Financial Strength

At American Partners, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health, which allows us to support your financial needs effectively. With a net worth of $8,609,092, we maintain robust financial strength, enabling us to offer better rates, lower fees, and enhanced services tailored for our members. Our net worth ratio of $872 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $28,433,386 in share certificates and $14,919,981 in money market shares, both of which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,496,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,525,342 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $1,223 dedicated to used auto loans and $74,345,224 in total loans and leases, supporting various financial goals across different sectors. Our financial performance shows through our $0, reflecting operational efficiency that allows us to provide competitive loan rates and solid products for our members. We also take pride in having 30 full-time employees and 2 part-time employees ready to serve you with knowledge and commitment. Net Shares available for lending stand at $0, while our total share accounts have reached an impressive 16,547, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Partners is your trusted partner. Visit us at 618 N Scales St Reidsville Nc 27320 or call (336) 349-2729 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,260,808 in used vehicle loans and $2,147,871 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, ensuring that you have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $9,949,503 provide the capital needed to grow and expand. We understand the importance of having access to funds when opportunities arise.

Eligibility and Refinancing Options

We encourage potential borrowers to explore our eligibility requirements and refinancing options available for existing loans. If you're looking for ways to lower your monthly payments or adjust your loan terms, our team is here to assist you every step of the way. Our branch is located at 618 N Scales St Reidsville Nc 27320 in Reidsville, NC. If you have questions or would like more information about any of our loan products, feel free to call us at (336) 349-2729 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At American Partners, we're committed to providing personalized service and support so that you can confidently make informed decisions about your financial future.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,759,999, make buying or refinancing simple. We work with you to find a mortgage solution that fits your financial situation.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $3,225,487 in loans helping members manage their finances effectively. This option allows you to make purchases without the need for collateral while enjoying the benefits of easy repayment plans.

Loan Aggregator

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