American Lake Tacoma WA Credit Union | Convenient ATM Access & Basic Services

Introduction

Welcome to American Lake, your trusted financial partner located at Camp Murray Building 16, Tacoma, WA 98430. Since our establishment in 1948, we have proudly served the community with a commitment to providing exceptional financial services tailored to meet the needs of our members. With over 5,222 members and total assets reaching an impressive $60,837,670, we are dedicated to fostering a sense of belonging and trust among our clientele. At American Lake, we believe that everyone deserves access to reliable banking solutions. Our focus on member satisfaction has led us to offer a variety of services designed for your convenience. While you can visit us at our branch location for assistance, please note that any official correspondence should be sent to our mailing address: PO Box 98979, Lakewood, WA 98499. Under the leadership of our CEO, Kolin McMann, and Board President, William Disbrow, we strive to create a welcoming environment where you can feel secure about your financial future. We take pride in our strong net worth of $8,849,245 and robust total deposits amounting to $2,847,518. Our team of 13 employees is here to support you with personalized service. Our offerings include essential ATM services for quick withdrawals and balance checks. We encourage you to take advantage of our online banking features and mobile app for easy access to your accounts from anywhere. Whether you're looking for loans or simply want to manage your savings efficiently, American Lake is here for you. We invite you to explore the benefits of membership and see how we can help enhance your financial well-being. Don't hesitate to reach out by calling us at 253-584-0079 or visiting our website at AmericanLake.org. Join us today and experience the difference that comes with being part of the American Lake family!

Branch History & Mission

At American Lake, we take pride in our rich history and our unwavering commitment to serving the community. Founded in 1948, our branch has grown alongside the families and individuals of Tacoma, Washington, providing essential financial services and support. Located at Camp Murray Building 16, Tacoma, WA 98430, we are proud to be a cornerstone of this vibrant community. Over the years, American Lake has evolved significantly. From our humble beginnings to becoming a trusted financial partner for over 5,222 members, we have consistently aimed to foster financial well-being. With total assets now exceeding $60 million, we have built a strong foundation that allows us to offer a wide range of services tailored to meet the needs of our members. Our mission is simple yet powerful: to empower our members through accessible financial solutions while actively contributing to the welfare of our community. We believe that by helping individuals achieve their financial goals whether it's buying a home, financing a vehicle, or saving for the future we strengthen not only their lives but also the fabric of our community. While members can visit us at Camp Murray Building 16 Tacoma Wa 98430, official correspondence should be sent to PO Box 98979, Lakewood, WA 98499. This ensures that all communications are handled promptly and efficiently. American Lake is dedicated to enhancing your banking experience. Our branch offers ATM services for easy access to your funds anytime you need them. Although we don't have drive-thru services or shared service centers available, we invite you to explore our user-friendly digital platforms that allow you to manage your finances online or via mobile applications. Community is at the heart of what we do. We participate in various outreach programs and partnerships designed to uplift those around us. From local events to educational workshops, we strive to make a positive impact beyond just banking. Join us today at American Lake! Experience firsthand how we can help you achieve your financial dreams while supporting a credit union that truly cares about its members and the community. For more information on how you can become part of our growing family or inquire about our services, please call us at (253) 584-0079 or visit us online at American Lake. Together, let's build a brighter future!

Branch Location & Accessibility

Easy Access and Amenities

Parking is readily available, ensuring you can visit us hassle-free. Our building is equipped with accessibility features to accommodate all members, including ramps and ADA-compliant access points. Whether you're stopping by for a quick transaction or need assistance with your banking needs, we're here for you.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 253-584-0079. We look forward to serving you at American Lake! Whether you're stopping by for personal banking or seeking guidance on financial products, our team is here to help every step of the way.

Operating Hours

Our friendly team is ready to assist you from Tuesday through Friday, opening our doors at 9 AM and welcoming you until 4 PM. Please note that we take a short lunch break daily from 12:30 PM to 1:15 PM. This schedule allows us to provide you with the best service possible while ensuring our staff is refreshed and ready to help.

Services Offered

At American Lake, we offer essential ATM services right on-site for quick withdrawals and balance checks, making it easier than ever to manage your finances. While we currently do not have drive-thru banking or shared service centers available, our dedicated staff is always on hand during operating hours to assist with any inquiries or transactions you may have. For those who prefer online options, our website offers a range of digital banking services. Feel free to explore more about what we provide by visiting us online at American Lake.

Member Eligibility

At American Lake, we believe that everyone deserves a financial partner who truly understands their needs, and becoming a member is your first step into our welcoming community. Whether you're a resident of the Tacoma area or connected through various affiliations, you may qualify to join us. The eligibility criteria are straightforward and designed to ensure that our members benefit from personalized service and support. For the most current details about who can become a member, feel free to check out our resource at . Joining American Lake not only opens the door to a range of financial services tailored just for you but also connects you with a network of people dedicated to helping each other thrive. Ready to get started? Opening an account is easy! You can find all the information you need about the process at https://onlinebanking.americanlake.org/enrollment/terms_and_condition. If you have any questions, don't hesitate to give us a call at (253) 584-0079. We're here for you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans, we are eager to help our members secure financing as they grow. If you're not yet a member, we also offer flexible financing solutions for non-members, though our current non-member commercial loans stand at $0. Imagine being able to purchase new equipment that boosts your production or secure funds for a marketing campaign that elevates your brand presence. With our tailored commercial loans, you can turn those ideas into reality.

Merchant Services That Matter

In today's fast-paced market, having efficient payment processing is crucial. Our merchant services simplify transactions, allowing you to focus on what really matters growing your business. Picture a customer walking into your store and seamlessly completing their purchase with just a swipe or tap. Our solutions are designed to enhance customer satisfaction while streamlining your operations. At American Lake located at Camp Murray Building 16 Tacoma Wa 98430 in Tacoma, WA, we're dedicated to fueling local businesses and driving economic growth. Let us be your partner in success! For more information or to get started, give us a call at (253) 584-0079.

Comprehensive List Of Services

A Commitment to Convenience

At American Lake, we know that convenience is key for our members. Our lobby hours are designed with your schedule in mind open Tuesday through Friday from 9 AM to 4 PM, with a short break for lunch from 12:30 PM to 1:15 PM. This means you can plan your visit around your daily routine without hassle. If you're ever unsure about how to utilize any of our services or have questions regarding account management, don't hesitate to reach out! You can contact us directly at 253-584-0079 for personalized assistance.

Accessible ATM Services

We understand that life can get busy, and sometimes you just need quick access to your money. That's why American Lake offers reliable ATM services right here at our branch. With basic ATM access, you can easily withdraw cash or check your account balance whenever it suits you. No need to wait in line during business hours; our ATMs provide a simple and convenient way to handle your banking on the go.

Emphasizing Digital Banking Features

In addition to our ATM services, we encourage our members to take advantage of our digital banking features. While we currently focus on essential ATM access, we are committed to enhancing your banking experience through online platforms in the future. Imagine being able to check your balances or transfer funds from the comfort of your home or while out and about it's all about making your financial life easier.

Join Us Today!

Your financial journey deserves a solid partner by your side. At American Lake, we're here not only to serve but also to empower you with the tools and resources needed for success. Come visit us at Camp Murray Building 16 or explore more about what we offer by visiting our website at www.americanlake.org. We look forward to welcoming you into our community!

Digital & Online Banking

Key Features

Our online banking platform is user-friendly, allowing you to check balances, pay bills, and transfer funds with just a few clicks. You can also enjoy the convenience of e-statements, which help you stay organized while contributing to a greener environment. Plus, for those who prefer a paperless experience, we provide electronic signature authorization to simplify document signing. If you're looking for quick and easy ways to send money to friends or family, our person-to-person transfer feature is just what you need. It's a hassle-free way to share expenses or send gifts without needing cash or checks.

Mobile Access

For those always on the go, our mobile application makes banking even easier. Whether you're waiting in line or relaxing at home, you can manage your accounts right from your smartphone. While mobile payments are not currently available, rest assured that our app provides all the essential features for effective account management. With these digital tools at your fingertips, you can enjoy real-time account monitoring and the peace of mind that comes with secure banking. At American Lake, we're committed to providing you with accessible and efficient solutions for all your banking needs. Join us today and experience the ease of online banking!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 8,042, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Lake is your trusted partner. Visit us at Camp Murray Building 16 Tacoma WA 98430 or call 253-584-0079 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member Savings and Investments

Members' savings are secured through $5,203,899 in share certificates and $10,323,534 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of -$11,398, which highlights areas for growth and improvement while still allowing us to provide valuable services to our members. We also take pride in having 12 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for the Future

With $4,153,750 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $25,973,638 in total loans and leases including $1,933 in used auto loans, we support members' financial goals across various sectors.

Strong Financial Health

With a net worth of $8,849,245, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1452 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,004,803 in used vehicle loans and $10,540,550 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle straightforward and affordable.

Credit Lines and Unsecured Credit Cards

For those needing additional flexibility in their finances, we offer credit lines with a total of $5,000,000 available. Additionally, our unsecured credit card loans amounting to $1,866,303 provide our members with an easy way to manage expenses without collateral. These products come with flexible terms designed to fit various budgets. Our dedicated team is here to help you explore refinancing options if you're looking to lower your current loan rates or consolidate debt. We want to ensure that you have access to the best possible financial solutions tailored for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At American Lake, we pride ourselves on being a trusted partner for all your lending needs. Reach out today or visit us during our operating hours from Tuesday to Friday between 9 AM and 4 PM (closed for lunch from 12:30 PM - 1:15 PM). Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,174,441, make buying or refinancing simple. We are dedicated to guiding you through every step of the process to ensure that you find the right mortgage solution for your needs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an emphasis on transparency and reliability, LendMesh is designed to help you make informed decisions without the confusion that often comes with loan shopping. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to verified data means you can trust the offers presented on the platform are fair and transparent (Source: https://www.ncua.gov). One of the standout features of LendMesh is its commitment to providing verified data. All loan offers come from legitimate financial institutions, which adds an extra layer of trust. Additionally, LendMesh operates without sponsored listings, meaning lenders are not prioritized based on paid promotions. The goal here is simple: to deliver unbiased results that empower you to find the best rate for your situation. With real-time rate comparisons, users can access up-to-date loan rates from multiple institutions. This feature allows you to quickly assess your options and choose a loan that fits your needs. Thousands of users trust LendMesh for their loan comparisons; one member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your financial future by comparing real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

American Lake