Best Auto Loans & Personal Banking | American Heritage Pottstown PA Credit Union

Introduction

Welcome to American Heritage, your trusted partner in financial services, conveniently located at 501 W Schuylkill Rd, Pottstown, PA 19464. Established in 1948, we have proudly served our community for over 75 years, nurturing strong relationships with our members and providing personalized banking solutions tailored to meet their unique needs. With a robust membership of 315,518 and total assets exceeding $4.8 billion, we are committed to ensuring your financial success. Our dedicated team of 679 employees is here to support you with a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Whether you're looking to secure your first home or grow your business, we have the resources and expertise to help you achieve your goals. At American Heritage, we believe in the power of community. Our commitment goes beyond just numbers; it's about empowering our members. With a total deposit base of $550,829,177 and a net worth of $408,402,198, we maintain financial strength that allows us to invest back into the community. We also offer competitive loan options with a total of 176,174 loans and leases, ensuring that you can find the right financing for any venture. Under the leadership of CEO Bruce Foulke and Board President Gary Weyhmuller, we strive to create an environment where every member feels valued. Your trust is important to us, and we work diligently every day to earn it. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 501 W Schuylkill Rd, Pottstown, PA 19464. Ready to take the next step? Call us today at 610-323-4135 or explore more about our services on our website here. Join us at American Heritage and experience a credit union that truly cares about you!

Branch History & Mission

The story of American Heritage in Pottstown, PA is one of dedication, community support, and a commitment to helping individuals achieve their financial goals. Established in 1948, this branch has a rich legacy that spans over seven decades, growing alongside the community it serves. From its humble beginnings, American Heritage has evolved into a trusted financial partner for its 315,518 members. Located at 501 W Schuylkill Rd, American Heritage is easily accessible to residents and neighbors. The branch stands as a welcoming hub for personal banking needs, surrounded by the vibrant life of Pottstown. Whether you're making deposits or exploring loan options, you can rely on our friendly staff to provide exceptional service. At American Heritage, our mission is clear: we are committed to delivering quality financial services while fostering community growth and well-being. We believe that when our members succeed, the entire community thrives. This philosophy drives us to offer a range of services from checking and savings accounts to auto loans and mortgage financing tailored to meet the diverse needs of our members. While members can visit us at 501 W Schuylkill Rd, official correspondence should be sent to 501 W Schuylkill Rd, Pottstown, PA 19464. Our operating hours make it convenient for you to stop by: Monday through Thursday from 8:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 3:00 PM. In addition to our core offerings, we embrace modern technology with features like online banking and mobile payments. We strive for accessibility for everyone, ensuring ADA compliance and creating an inviting environment for all visitors. Our branch also provides ATM access and drive-thru banking for added convenience. Community engagement is at the heart of what we do. We actively seek partnerships that strengthen local initiatives and outreach programs. By collaborating with various organizations, we aim to uplift those around us and foster a sense of belonging. As we look ahead, we invite you to become part of our story at American Heritage. Join us today and experience firsthand how we can help you achieve your financial dreams while contributing positively to our community's future. Together, let's build a brighter tomorrow!

Branch Location & Accessibility

Convenient Access and Parking

When you arrive, you'll find ample parking available right outside our doors, making it convenient to stop by for your banking needs. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can visit us with ease.

Get in Touch!

We're excited to welcome you into our branch! If you have any questions or would like more information about our services before your visit, don't hesitate to give us a call at 610-323-4135. Come experience personalized service at American Heritage your trusted partner in achieving financial success!

Operating Hours and Services

We understand that your time is valuable. That's why our lobby hours are tailored to fit your busy schedule: Monday through Thursday from 8:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 3:00 PM. Whether you need help with personal banking services, auto loans, mortgage refinancing, or just want to chat about your financial goals, our friendly team is here for you. For those who prefer quick transactions, we also offer drive-thru banking services that allow you to handle deposits and withdrawals without leaving your car. Plus, our ATM is available around the clock for cash withdrawals and balance checks whenever you need them.

Shared Services Available

As a member of the American Heritage Credit Union family, you can enjoy additional benefits through our shared service center. This means you can conduct basic transactions even if you're visiting other credit unions partnered with us. While members can visit us at our Pottstown location for all their banking needs, please note that official correspondence should be sent to the same address: 501 W Schuylkill Rd, Pottstown, PA 19464.

Member Eligibility

Becoming a member of American Heritage is like opening the door to a welcoming community that truly cares about your financial well-being. If you're looking to join, it's quite simple! Membership is available to individuals who live, work, worship, or attend school in specific areas around Pottstown and Montgomery County. We believe everyone deserves access to great financial services, so whether you're just starting out or looking for more options, we're here for you. For the most up-to-date details on eligibility requirements, feel free to check out our website at http://www.americanheritagecu.org/member-services/membership-benefits. Once you know you qualify, opening an account at American Heritage is a breeze. Our friendly staff is ready to assist you every step of the way. You can learn more about how to get started by visiting http://www.americanheritagecu.org/apply-for-a-loan or simply give us a call at (610) 323-4135. We can't wait to welcome you into our family at 501 W Schuylkill Rd Pottstown Pa 19464!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments easily while managing your cash flow smoothly. Our merchant services are designed for real-world use. Whether you're a small shop or a growing franchise, we provide solutions that fit your needs making transactions straightforward for both you and your customers. Located at 501 W Schuylkill Rd Pottstown Pa 19464, Pottstown, PA, we're here to partner with you on your business journey. Reach out today at (610) 323-4135 to explore how we can help your business succeed!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $526 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $174 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,018,865,110, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide essential services such as drive-thru banking for quick transactions without leaving your car and shared branch transactions for deposits and withdrawals if you're a member of partner credit unions. This means whether you're in Pottstown or traveling elsewhere, accessing your funds is always simple. If you'd like to learn more about how our services can benefit you or if you're ready to open an account with us, don't hesitate to reach out! You can call us at 610-323-4135 or visit our website at American Heritage. We look forward to assisting you on your financial journey!

Business Banking Services

At American Heritage, we understand that businesses have unique financial needs. Our business banking services, including merchant services and business loans, are designed to support your growth and success. Whether you're starting a new venture or expanding an existing one, we provide the tools necessary for managing your business finances effectively.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to bank anytime, anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, pay bills, and more. Our members also benefit from easy access to ATMs for cash withdrawals and basic transactions like deposits and balance checks.

Personal Banking Solutions

Our personal banking services include everything from checking and savings accounts that help you manage your day-to-day finances to flexible auto loans and vehicle financing options. If you're considering buying a new car, we offer competitive rates that can fit various budgets. Additionally, our mortgage loans and refinancing options make home ownership more accessible than ever, allowing you to secure the perfect place for you and your family. For those unexpected expenses or for consolidating debt, our personal loans provide quick access to cash when you need it most. Plus, with our credit cards featuring rewards, you can earn points on purchases while enjoying the convenience of credit.

Digital & Online Banking

Key Features

Our online banking service, available at https://www.americanheritagecu.org/, gives you the power to check balances, transfer funds, and pay bills with just a few clicks. You can enjoy 24/7 access to your accounts, ensuring you're always in control of your finances. Whether it's day or night, our online banking services are there when you need them. With our electronic signature authorization feature, signing documents is quick and hassle-free. You won't have to worry about printing or mailing anything just sign electronically and you're done! Plus, if you prefer going paperless, we offer e-statements for easy access to your account statements right from your device.

Mobile Convenience

For those on the go, our mobile application makes banking even more accessible. You can make mobile payments with ease and handle person-to-person transfers directly from your phone. It's all about making sure your money moves as fast as you do! We also prioritize security in every transaction. With robust security measures in place, you can feel confident knowing that your personal information is safe while using our services. In summary, American Heritage is committed to providing modern banking solutions that fit into your lifestyle. Embrace the convenience of digital banking today! Visit us at https://www.americanheritagecu.org/ to get started or download our mobile app for on-the-go access.

Financial Strength

Community Trust

Total Share and Deposit Accounts stand at 600,583, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $13,997,062, further showcasing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Heritage is your trusted partner. Visit us at 501 W Schuylkill Rd Pottstown Pa 19464 or call (610) 323-4135 to learn more about how we can help you achieve your financial goals.

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 630 full-time employees and 49 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $1,322,944,083 in share certificates and $102,002,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,241,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $370,771,691 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $50,634 in used auto loans and $3,657,218,934 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Strong Financial Health

With a net worth of $408,402,198, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth provides us with the ability to navigate economic changes while still meeting our members' needs effectively. Our net worth ratio of $841 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

If you're interested in refinancing or exploring eligibility options for any of our loan products, please reach out to us at (610) 323-4135 or visit us at our branch located at 501 W Schuylkill Rd, Pottstown PA 19464. Our dedicated team is ready to assist you in finding the right financing solution. At American Heritage, we believe that everyone deserves access to quality financial products. Visit our website at americanheritagecu.org for more information on how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $861,785,420 in used vehicle loans and $209,627,180 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, our financing options can help make your purchase more affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $1,018,865,110 provide the capital needed to grow and expand. We support local businesses with tailored solutions that help them thrive in today's market.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $278,326,236, make buying or refinancing simple. We provide various mortgage solutions that cater to both first-time homebuyers and those looking to refinance their existing mortgages.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $126,036,862 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that make every purchase more rewarding.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh takes pride in its commitment to transparency and reliability. The loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, allowing users to make informed decisions.

American Heritage

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Parking

Get in Touch!

Operating Hours and Services

Shared Services Available

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Additional Services

Business Banking Services

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Key Features

Mobile Convenience

Financial Strength

Community Trust

Efficient Operations

Member-Centric Savings Options

Reinvesting for Your Benefit

Strong Financial Health

Loan Offering

Additional Services

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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