Best Auto Loans & Quick Personal Loans | American Heritage Philadelphia PA Credit Union

Introduction

Welcome to American Heritage, your trusted partner in financial services located at 1575 N 52Nd St, Philadelphia, PA 19131. Established in 1948, our credit union has been dedicated to serving our community with integrity and care for over 75 years. With a strong membership base of 315,518 individuals, we pride ourselves on building lasting relationships and providing personalized solutions tailored to your financial needs. At American Heritage, we understand that every member's journey is unique. That's why we offer a wide range of services from checking and savings accounts to auto loans and mortgages, all designed to help you achieve your financial goals. Our total assets stand at an impressive $4,841,386,801, reflecting our commitment to stability and growth. With total deposits of $550,829,177 and a net worth of $408,402,198, you can trust that your money is secure with us. Led by our CEO, Bruce Foulke, and Board President Gary Weyhmuller, our team of 679 employees is here to assist you every step of the way. We take pride in offering exceptional service while maintaining a friendly atmosphere where you feel valued as a member. While members can visit us at the branch for face-to-face interactions, any official correspondence should be directed to our mailing address: 1575 N 52nd St, Philadelphia, PA 19131. Whether you're looking for personal banking options or business loan assistance with a net member business loan balance of $1,027,228,405, we are here to meet your needs. Explore our website at American Heritage for more information about the services we offer or give us a call at 215-969-0777 during our operating hours Monday through Friday from 10 AM to 7 PM and Saturday from 9 AM to 3 PM. We invite you to join us and discover how American Heritage can help enrich your financial future!

Branch History & Mission

A Commitment to Innovation

In this fast-changing world, American Heritage stays ahead by embracing technology that enhances member experience. We offer online and mobile banking options so you can manage your finances anytime, anywhere. With features like electronic signatures and person-to-person payments, we ensure that banking with us is convenient and secure. While members can visit us at 1575 N 52nd St for all their banking needs during our operating hours from Monday to Friday (10 AM - 7 PM) and Saturday (9 AM - 3 PM), official correspondence should be sent to the same address for consistency.

Join Us Today!

As part of American Heritage, you're not just another account holder you're part of a family that cares deeply about your financial well-being. Whether you're looking for support with a loan or simply want to open a checking account, we invite you to join us today! Experience the difference that comes from being part of an institution rooted in community values and committed to your success. For more information or to become a member, visit us online at American Heritage or call us at 215-969-0777. Let's work together towards a brighter financial future!

Our Mission

The mission of American Heritage is simple yet powerful: to empower our members through affordable financial solutions while enhancing their overall quality of life. We understand that banking is not just about transactions; it's about building relationships and fostering community. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and credit cards with rewards tailored to meet the diverse needs of our members. We believe in giving back to the community that supports us. Through various outreach programs and partnerships with local organizations, we strive to make a meaningful impact in Philadelphia. Whether it's through financial literacy workshops or community events, our goal is to uplift those around us.

Branch Location & Accessibility

A Range of Services

Our Parkside branch offers a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we are committed to helping you achieve your financial goals. Plus, with online and mobile banking options available, managing your finances has never been easier!

Come Visit Us!

We invite you to stop by American Heritage today! If you have any questions or need assistance before your visit, feel free to call us at 215-969-0777. Experience the convenience of banking with a community-focused credit union that truly cares about its members. We look forward to serving you!

Convenient Access

At American Heritage, we prioritize accessibility. Our branch is designed to be welcoming for everyone, including those who may need extra assistance. With ADA-compliant features and easy parking options, visiting us is a breeze. We also offer an ATM on-site for quick cash withdrawals and balance checks whenever you need them.

Operating Hours

We understand that life can be busy, which is why we keep our doors open during convenient hours. You can visit us Monday through Friday from 10 AM to 7 PM and on Saturday from 9 AM to 3 PM. Whether you're looking to open a new account, apply for a loan, or simply ask a question, our friendly staff is here to help. While members can visit us at 1575 N 52nd St, official correspondence should be sent to the same address as our mailing address remains the same.

Member Eligibility

Becoming a member of American Heritage means joining a warm and welcoming community that prioritizes your financial well-being. Located at 1575 N 52Nd St Philadelphia Pa 19131, we invite anyone who lives, works, worships, or attends school in our area to consider membership. Whether you're looking for personal banking solutions, auto loans, or simply a place to save and grow your money, we're here for you. Our eligibility criteria are straightforward and designed to be inclusive. To learn more about the specific requirements and how easy it is to get started, check out our detailed resource at http://www.americanheritagecu.org/member-services/membership-benefits. When you're ready to open an account, visit us online at http://www.americanheritagecu.org/apply-for-a-loan or give us a call at (215) 969-0777. We can't wait to welcome you into the American Heritage family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $526 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $174 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,018,865,110, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools you need to process payments smoothly, manage cash flow effectively, and enhance customer satisfaction. Our merchant services are tailored to help your business thrive. From credit card processing to online payment solutions, we provide practical benefits that let you focus on what you do best running your business. Come visit us at 1575 N 52Nd St Philadelphia Pa 19131, Philadelphia, PA, and discover how we can help you achieve your business goals!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide tailored solutions like merchant services and business loans. If you're starting a new venture or expanding an existing one, our team is here to guide you through the process. We understand the local market and are committed to supporting the growth of businesses in our community.

Convenient Access Anytime

With our state-of-the-art ATM services, you can withdraw cash or check balances without any hassle. Plus, our basic ATM access ensures that even if you're on the go, managing your finances is just a few taps away. At American Heritage, we pride ourselves on being more than just a financial institution; we're a community partner invested in your success. Our friendly staff is always available to answer questions and help you navigate your financial journey. Ready to explore what we offer? Visit us at 1575 N 52Nd St Philadelphia Pa 19131 or give us a call at (215) 969-0777 today! Your financial well-being starts here at Parkside (shoprite), where we put people before profits.

Personal Banking Made Easy

Our personal banking options cater to every member's unique financial journey. With checking and savings accounts, you have the flexibility to manage your daily expenses while saving for the future. Imagine having easy access to your funds through our online and mobile banking platforms. You can check balances, transfer money, and pay bills anytime, anywhere right from your smartphone. When it comes to financing big purchases like a car or home, we offer competitive auto loans and mortgage loans. These products come with flexible terms designed to fit your budget. For those moments when unexpected expenses arise, our personal loans and debt consolidation options provide a safety net that can help you get back on track without overwhelming stress.

Rewarding Credit Options

Don't forget about our credit cards with rewards! Whether you're making everyday purchases or planning a special trip, you can earn points that add up to great rewards. Using these cards is not just convenient; it also helps build your credit score over time.

Digital & Online Banking

At American Heritage, we understand that your time is valuable, and managing your finances should be as easy and secure as possible. Our digital and online banking services are designed with you in mind, providing convenience at your fingertips. Whether you're on the go or relaxing at home, our robust online platform is here to help you manage your accounts effortlessly. You can access all our online banking features by visiting https://www.americanheritagecu.org/. Here, you'll find everything you need to take control of your financial life. With 24/7 online banking services, you can check balances, transfer funds, pay bills, and more whenever it suits you. Our user-friendly mobile application makes banking even easier, allowing you to handle transactions right from your smartphone. Security is a top priority for us at American Heritage. We offer electronic signature authorization for added protection when signing documents online. Plus, with e-statements available, you can receive your account statements securely and environmentally friendly no more paper clutter! If sharing money with friends or family is on your agenda, our person-to-person transfers make it simple and fast. Need to make a quick payment? Our mobile payments feature allows you to complete transactions in seconds without hassle. With all these options available at American Heritage, managing your finances has never been easier or more accessible. Embrace the freedom of banking on your terms!

Financial Strength

Commitment to Growth

With $370,771,691 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $50,634 in used auto loans and $3,657,218,934 in total loans and leases.

Growing Trust

Total Share Accounts: 600,583, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $13,997,062. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Heritage is your trusted partner. Visit us at 1575 N 52Nd St Philadelphia Pa 19131 or call (215) 969-0777 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $1,322,944,083 in share certificates and $102,002,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,241,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 630 full-time employees and 49 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $408,402,198, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $841 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $861,785,420 in used vehicle loans and $209,627,180 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your payments or change your loan terms.

Business Loans

For business owners, our outstanding commercial loans totaling $1,018,865,110 provide the capital needed to grow and expand. We know how vital access to funds can be for small businesses looking to thrive.

Credit Lines

Our total credit lines amount to $1,293,949,532, giving you access to extra funds when you need them most. This option allows for flexibility in managing expenses without the hassle of applying for a new loan each time. At American Heritage, we are committed to providing personalized service and straightforward solutions that cater to your unique financial situation. For more information on how to apply for any of these loan products or learn about eligibility requirements, visit us online at American Heritage or stop by our branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $278,326,236, making buying or refinancing simple. We have flexible eligibility options to help more members realize their dream of owning a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $126,036,862 in loans helping members manage their finances effectively. These cards are ideal for everyday purchases and can assist you in building or improving your credit score.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers tailored to their financial needs. Each loan comparison is anchored in verified data, making it easier for individuals to trust the information presented.

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates you see are accurate and reliable. - No Sponsored Listings: Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh focuses solely on providing unbiased results. This means you get a clear view of all available options without hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and efficiently. Whether you're looking for a mortgage or an auto loan, you'll find relevant information at your fingertips. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the platform's effectiveness and user satisfaction. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

American Heritage

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

A Commitment to Innovation

Join Us Today!

Our Mission

Branch Location & Accessibility

A Range of Services

Come Visit Us!

Convenient Access

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Convenient Access Anytime

Personal Banking Made Easy

Rewarding Credit Options

Digital & Online Banking

Financial Strength

Commitment to Growth

Growing Trust

Member Savings and Investments

Operational Efficiency

Our Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Join Our Community