Low Mortgage Rates & Top Checking Accounts | American Heritage Philadelphia PA Credit Union

Introduction

Welcome to American Heritage, your trusted financial partner located at 2185 Bridge St, Philadelphia, PA 19124. Since our establishment in 1948, we have dedicated ourselves to serving our community with integrity and commitment. With a robust membership of 315,518 individuals, we pride ourselves on being more than just a credit union; we are a family that supports each other in achieving financial success. At American Heritage, we understand the importance of your hard-earned money. That's why we manage assets totaling over $4.84 billion, ensuring your funds are safe and secure. Our members benefit from a wide range of services tailored to meet their needs, including personal banking options, auto loans, mortgages, and business banking solutions. With total deposits amounting to $550,829,177, you can trust that your savings will grow with us. Led by our dedicated CEO, Bruce Foulke, and Board President, Gary Weyhmuller, our experienced team is here to help you navigate your financial journey. We employ 679 passionate professionals who work tirelessly to provide exceptional service and support. Whether you're visiting us for a quick transaction or seeking comprehensive financial advice, our friendly staff is ready to assist you. For any official correspondence, please note that while members can visit us at our branch address, all mail should be directed to the same location: 2185 Bridge St, Philadelphia, PA 19124. Join us today and experience the American Heritage difference! Feel free to give us a call at (215) 533-2068 or explore more about our services on our website at American Heritage. We look forward to being part of your financial journey!

Branch History & Mission

At American Heritage, located at 2185 Bridge St in Philadelphia, PA, our journey began in 1948. Since then, we've grown from a small community credit union into a trusted financial partner for over 315,000 members. With total assets of $4,841,386,801, we are proud to serve the financial needs of our community while fostering a spirit of cooperation and mutual support. Our mission is clear: to empower our members through exceptional financial services and community support. We focus on providing accessible banking solutions tailored to the unique needs of individuals and families. Whether it's checking and savings accounts, auto loans, or mortgage refinancing, we aim to make banking straightforward and beneficial for everyone. Over the years, we have reached many milestones that reflect our commitment to progress. Our dedication to innovation has led us to embrace digital advancements such as online banking and mobile payments. We ensure our services are accessible to all by maintaining ADA compliance across our platforms. American Heritage is not just about numbers; it's about people. Our team actively engages with the local community through outreach programs and partnerships with various organizations. We believe that by supporting local initiatives, we can help uplift the neighborhoods we serve. While members can visit us at our main branch address on Bridge Street, official correspondence should be sent to the same address: 2185 Bridge St, Philadelphia, PA 19124. We invite you to reach out with any questions at 215-533-2068 or explore our website at www.americanheritagecu.org. We operate with convenient hours from Monday to Friday between 8 AM and 6 PM, and Saturday from 9 AM to 3 PM. Our drive-thru service is available for quick transactions without leaving your car, making banking even easier for you. Join us at American Heritage and experience the difference of being part of a credit union that truly cares about its members and community. Together, we can build a brighter financial future!

Branch Location & Accessibility

Operating Hours

We're here for you during flexible hours! Our lobby is open Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 3 PM. Please note that we are closed on Sundays, so plan your visit accordingly. If you have questions or need assistance outside these hours, feel free to give us a call at 215-533-2068.

Services Offered

At American Heritage, we pride ourselves on offering a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. You can also enjoy the convenience of our drive-thru service for quick transactions, such as deposits and withdrawals. Additionally, our ATM is readily available for cash withdrawals and balance checks whenever you need it. While you can always reach us at our branch address, if you need to send any official correspondence, please use the mailing address: 2185 Bridge St, Philadelphia, PA 19124. We invite you to come by and see how we can help you manage your finances better. Our friendly staff is eager to assist you with any questions or concerns. Visit us today or give us a call we look forward to serving you!

Member Eligibility

Becoming a member of American Heritage is like joining a caring community that prioritizes your financial well-being. We welcome individuals who live, work, worship, or attend school in the Philadelphia area to join us. If you have family members who are already part of our credit union, you can also benefit from membership! This means that whether you're looking for personal banking solutions, auto loans, or friendly support for your financial journey, we've got you covered. To find out more about eligibility details, feel free to check out our website at http://www.americanheritagecu.org/member-services/membership-benefits. Opening an account with us is straightforward and friendly. Simply visit us at our branch located at 2185 Bridge St Philadelphia Pa 19124, or reach out to us by phone at (215) 533-2068 for assistance. We're here to help guide you through the process of becoming a member and enjoying all the benefits that come with it! For those ready to take the next step, you can start your application online by visiting http://www.americanheritagecu.org/apply-for-a-loan. Join us today and discover how being a member of American Heritage can make a difference in your life!

Business Banking & Commercial Services

Business Loan Options

Imagine having the funds you need to seize opportunities as they arise. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $526 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $174 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,018,865,110, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify payment processing for your business. Whether you're a café owner accepting cash and card payments or a retail store managing inventory and transactions, our services make it easy to focus on what you do best serving your customers. Visit us at 2185 Bridge St Philadelphia Pa 19124, Philadelphia, PA to learn more about how we can support your business dreams!

Comprehensive List Of Services

Business Banking Support

For our business members, we offer comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we have solutions tailored specifically for small businesses.

Convenient Access Points

Our branch provides essential services such as basic drive-thru banking for deposits and withdrawals as well as ATM services for quick cash access. You can withdraw cash or check your balance conveniently without stepping inside the branch. In today's fast-paced world, we prioritize ease of access with features like mobile payments, person-to-person transfers, and e-statements all aimed at making your banking experience smoother. We invite you to visit us at American Heritage on Bridge Street or call us at 215-533-2068 if you have any questions about our services. Our friendly team is ready to assist you in achieving your financial goals!

Credit Cards with Rewards

Want to earn while you spend? Our credit cards with rewards give you points for every purchase made great for those who love to travel or shop! Enjoy perks that add value back into your everyday spending.

Flexible Personal Loans

Life can throw unexpected expenses your way. With our personal loans and debt consolidation options, you can tackle those financial hurdles head-on. Whether it's for home repairs, medical bills, or just consolidating debt into a single payment, we're here to help.

Home Financing Made Easy

Thinking about purchasing a home? Our mortgage loans and refinancing options are designed to simplify the home-buying process. Our knowledgeable staff will guide you through each step, making it easier than ever to secure the financing you need.

Personal Banking Solutions

We understand that managing personal finances can sometimes be overwhelming. That's why we offer checking and savings accounts designed for convenience and flexibility. Imagine having easy access to your funds through our robust online and mobile banking platforms, allowing you to check balances, make transfers, and pay bills from anywhere. If you're considering buying a new car or refinancing your current vehicle, our auto loans and vehicle financing options can help get you behind the wheel without breaking the bank. Our competitive rates and personalized service ensure that you find the best fit for your budget.

Digital & Online Banking

Enhanced Features

Sending money to friends or family? Use our person-to-person transfer service for quick and easy transactions right from your app or online account. It's a hassle-free way to share expenses or send gifts without needing cash. At American Heritage, security is our top priority. Our digital banking services come with robust security measures so you can feel confident while managing your money online. Whether you're making payments or checking balances, rest assured that your information is safe with us. Explore all that digital banking has to offer at American Heritage today! Visit us at https://www.americanheritagecu.org/ and take control of your finances with ease and peace of mind.

Key Services

With our 24/7 online banking services, you can check your account balances, transfer funds, and pay bills all at your convenience. Say goodbye to long lines and hello to easy account management! If you're on the go, our mobile application gives you access to all these features with just a few taps. Plus, our mobile payments feature makes it simple to pay for purchases directly from your phone. For those who prefer paperless options, we offer e-statements that are not only environmentally friendly but also provide quick access to your financial records. And if you need to sign documents quickly, our electronic signature authorization makes it easy no more printing or mailing required!

Financial Strength

Operational Efficiency

Our $5,436,341 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 630 full-time employees and 49 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $370,771,691 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $50,634 in used auto loans and $3,657,218,934 in total loans and leases.

Secure Savings Options

Members' savings are secured through $1,322,944,083 in share certificates and $102,002,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,241,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $408,402,198, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

Total Share and Deposit Accounts: 600,583, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending are valued at $13,997,062. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Heritage is your trusted partner. Visit us at 2185 Bridge St Philadelphia Pa 19124 or call (215) 533-2068 to learn more about how we can help you achieve your financial goals.

Loan Offering

At American Heritage, we understand that everyone's financial journey is unique. Whether you're looking to buy a new car, purchase your first home, or manage unexpected expenses, we have a variety of loan products designed to meet your needs. With over 176,174 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, offering some of the lowest rates in the industry. Looking to buy a new car? Our auto loans include $209,627,180 for new vehicles and $861,785,420 for used vehicles already helping our members get on the road. If homeownership is on your mind, our mortgage options make it easier than ever. We offer Junior Lien 1-4 Family Residential Property loans totaling $278,326,236. These loans simplify both buying and refinancing processes, allowing you to focus on what truly matters making your house a home. For business owners, we provide outstanding commercial loans totaling $1,018,865,110. These loans are tailored to give you the capital needed to grow and expand your business effectively. Additionally, we recognize the importance of financial flexibility. That's why we also offer unsecured credit card loans, with a total amount of $126,036,862 available to help members manage their finances efficiently. If you're considering refinancing or exploring eligibility options for any of these products, feel free to reach out to us at (215) 533-2068 or visit us at our branch located at 2185 Bridge St Philadelphia Pa 19124, Philadelphia, PA. Our friendly staff is here to guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product today!

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all loan offers displayed are fair and transparent. LendMesh prioritizes reliability through several key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh in delivering meaningful savings and reliable information. If you're looking for a straightforward way to compare loans without hidden agendas or confusing terms, consider using LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

AMERICAN HERITAGE FEDERAL CREDIT UNION - Philadelphia, PA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Philadelphia, PA (19124)