Top Business Banking & Auto Loans | American Heritage Philadelphia PA Credit Union

Introduction

Welcome to American Heritage, your trusted financial partner located at 700 Robbins St Bldg 1, Philadelphia, PA 19111. Established in 1948, we have been proudly serving our community for over 75 years. With a strong commitment to our members, we currently support a vibrant community of 315,518 members. At American Heritage, we take pride in our robust financial health, boasting total assets of over $4.8 billion and total deposits reaching $550.8 million. Our dedication to providing excellent financial services is reflected in our wide range of offerings, including personal banking, auto loans, mortgages, and business financing solutions. Under the leadership of our CEO, Bruce Foulke, and Board President Gary Weyhmuller, we strive to create lasting relationships with our members based on trust and integrity. With a team of 679 employees, we are here to ensure you receive the best possible service every time you visit us. While members can visit us at the branch for assistance or inquiries, official correspondence should be sent to our mailing address at 700 Robbins Street, Philadelphia, PA 19111. We invite you to explore all that American Heritage has to offer by visiting our website at americanheritagecu.org or calling us at 215-552-2420. Join us today and experience the difference with American Heritage where your financial well-being is our top priority!

Branch History & Mission

At American Heritage, we take pride in our rich history and steadfast commitment to serving our community. Established in 1948, our branch at Naval Support Activity (nsa) has grown alongside the vibrant city of Philadelphia, PA. Located at 700 Robbins St Bldg 1, this branch has become a cornerstone for many members seeking reliable financial services and support. From our humble beginnings over seven decades ago, American Heritage has evolved into a trusted credit union with over 315,000 members and total assets of approximately $4.84 billion. We have witnessed significant milestones during this journey, including expanding our services to meet the diverse needs of our members while maintaining a strong focus on community engagement. Our mission is clear: to provide exceptional financial services while enhancing the well-being of our members and the communities we serve. We believe that everyone deserves access to quality financial products without compromising their values or dreams. This is why we offer a variety of personal banking options, auto loans, mortgages, and business banking services tailored to fit individual needs. We are dedicated to making banking easier and more accessible. Our branch operates with member-friendly hours on Tuesday and Wednesday from 10:30 AM to 1:30 PM, ensuring that you can visit us when it suits you best. While we currently do not offer drive-thru service, we are proud to provide ATM availability for your convenience. Additionally, as part of our commitment to accessibility, we ensure compliance with ADA standards so that all individuals can enjoy our services. American Heritage is also committed to community outreach and forming partnerships that benefit those around us. We regularly participate in local events and initiatives aimed at improving the quality of life for residents in Philadelphia. Our shared service center further reflects our dedication to collaboration by allowing members from partner credit unions to access basic banking transactions at our location. While members can visit us at 700 Robbins St Bldg 1 Philadelphia Pa 19111, official correspondence should be sent to 700 Robbins Street, Philadelphia, PA 19111. If you're looking for a financial institution that genuinely cares about your success and well-being, we invite you to join American Heritage today! Experience firsthand the benefits of being part of a cooperative that prioritizes its members above all else. For more information about membership benefits or how to open an account, please visit us online at American Heritage. We look forward to serving you!

Branch Location & Accessibility

Convenient Access and Features

Accessibility is key at American Heritage. Our branch is designed with ease of access in mind, featuring ADA-compliant entrances and ramps for those who need them. Plus, there's ample parking available nearby so you can visit us without any hassle.

Get in Touch!

If you have any questions or need assistance, don't hesitate to give us a call at 215-552-2420. We invite you to stop by our branch and experience firsthand how American Heritage can support your financial journey!

Operating Hours

We understand that everyone has busy schedules. That's why our lobby hours are set to accommodate your needs: we're open on Tuesday and Wednesday from 10:30 AM to 1:30 PM. If you're looking to handle your banking tasks during these times, our friendly staff will be ready to assist you.

Services Offered

At American Heritage, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Additionally, members can enjoy ATM access for quick cash withdrawals and balance checks at their convenience. While we don't have drive-thru service at this location, we do provide shared services for partner credit union members, allowing basic transactions like deposits and withdrawals.

Member Eligibility

At American Heritage, we believe that becoming a member is like joining a close-knit family where support and community are at the heart of everything we do. If you're looking to join us, eligibility is straightforward and welcoming. We're here for anyone who lives, works, worships, or attends school in our service areas. Additionally, immediate family members of existing members can also enjoy the benefits of membership. To learn more about the specific criteria and ensure you meet the requirements, feel free to check out this detailed resource: http://www.americanheritagecu.org/member-services/membership-benefits. Once you've confirmed your eligibility, opening an account with us is a breeze! We're committed to making this process as simple as possible. Just visit our account opening page at http://www.americanheritagecu.org/apply-for-a-loan or give us a call at (215) 552-2420 if you have any questions. We're excited to welcome you to the American Heritage community at 700 Robbins St Bldg 1 Philadelphia Pa 19111, where you'll find a range of services designed just for you!

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $526 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $174 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,018,865,110, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Imagine having the ability to accept payments quickly and securely, whether online or in-person. Our solutions can streamline your operations, allowing you to focus more on what you do best serving your customers. Located at 700 Robbins St Bldg 1 Philadelphia Pa 19111 in Philadelphia, PA, we're here to partner with you every step of the way. Let's work together to turn your business dreams into reality! For more information, feel free to reach out at (215) 552-2420.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Convenience is key at American Heritage. With our ATM services, you can withdraw cash or check balances without stepping inside the branch. Plus, we are part of a network that allows basic shared branch transactions for deposits and withdrawals from partner credit union members. Whether you're visiting us during our lobby hours on Tuesday and Wednesday from 10:30 AM to 1:30 PM or accessing us online at www.americanheritagecu.org, we aim to serve you in every way possible. If you're ready to explore these services further or have any questions, feel free to reach out by calling us at 215-552-2420. Your financial journey starts here with American Heritage!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options can help you drive away in the vehicle you've always wanted. Whether it's a brand-new model or a used car, we offer competitive rates that fit within your budget. With a simple application process available online, securing financing has never been easier.

Business Banking

For small business owners, our business banking services including merchant services and business loans are designed to support growth and stability. We know how important it is to have access to funds when you need them most.

Credit Cards with Rewards

To further enhance your spending power, we offer credit cards with rewards that allow you to earn points on everyday purchases. Imagine earning cash back or travel rewards just for using your card responsibly!

Mortgage Loans & Refinancing

For those considering homeownership or wanting to refinance their current mortgage, our mortgage loans provide flexible solutions tailored to meet your goals. Picture yourself owning a home with manageable monthly payments designed just for you. Our team is here to guide you through every step of the process, ensuring you understand your options.

Personal Banking

We understand that everyone has different banking needs. That's why we offer personal banking services that include checking and savings accounts designed to help you manage your day-to-day expenses while saving for the future. Imagine being able to easily transfer money or pay bills from the comfort of your home using our online and mobile banking options. You can check your balance, deposit checks electronically, and even make payments on the go with just a few taps on your smartphone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our personal loans, you can tackle these costs head-on. Additionally, if you're looking to simplify your finances, our debt consolidation loans can combine multiple debts into one easy monthly payment, making it simpler to regain control over your financial situation.

Digital & Online Banking

Key Features

One of the standout features at American Heritage is our mobile application. This handy app allows you to manage your accounts on the go. You can easily make person-to-person transfers, so sending money to friends or family has never been simpler. Plus, with mobile payments available, you can pay for purchases directly from your phone no wallet needed! Security is a top priority for us. That's why we offer electronic signature authorization for transactions, giving you peace of mind when making important decisions online. Additionally, e-statements are available, allowing you to receive your account statements electronically and reduce paper clutter. With real-time account management tools at your fingertips, you'll always be in control of your finances. Whether you're checking recent transactions or setting up automatic payments, everything is designed to fit into your busy lifestyle. Join us at American Heritage and experience how easy digital banking can be! For more information about our services and how to sign up, visit https://www.americanheritagecu.org/ today!

Financial Strength

At American Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud of our solid financial standing, which reflects our commitment to serving you and your community. With a net worth of $408,402,198, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 841 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,322,944,083 in share certificates and $102,002,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,241,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $370,771,691 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: we provide $50,634 in used auto loans and manage a total of $3,657,218,934 in loans and leases. This means we are here to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 630 full-time employees and 49 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 600,583, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, American Heritage is your trusted partner. Visit us at 700 Robbins St Bldg 1 Philadelphia Pa 19111 or call 215-552-2420 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $861,785,420 in used vehicle loans and $209,627,180 in new vehicle loans already helping members get on the road. We also provide flexible refinancing options to ensure you find the best fit for your budget.

Credit Lines

For members looking for additional flexibility, we have credit lines totaling $1,293,949,532 available. This allows you to access funds when you need them most and gives you the freedom to manage your cash flow efficiently.

For Business Owners

If you're a business owner seeking capital for growth or expansion, our outstanding commercial loans totaling $1,018,865,110 provide the financial support you need to take your business to the next level. At American Heritage in Philadelphia (700 Robbins St Bldg 1), we're dedicated to providing personalized solutions that fit your lifestyle. If you're interested in learning more about our loan offerings or would like assistance with eligibility options and refinancing possibilities, feel free to contact us at 215-552-2420. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Your journey towards better financial health starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $278,326,236, make buying or refinancing simple. We aim to support you through every step of the process so that you can focus on what truly matters making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $126,036,862 in loans helping members manage their finances effectively. This option can be ideal for those who want to consolidate debt or make purchases without collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all offers displayed are fair and transparent. By relying on trusted institutions, LendMesh provides a reliable platform for users seeking competitive loan options.

American Heritage

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Features

Get in Touch!

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans That Make a Difference

Merchant Services Tailored for You

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Credit Lines

For Business Owners

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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