Cheap Mortgage Refinance & Business Banking | American Heritage Philadelphia PA Credit Union

Introduction

Welcome to American Heritage, your trusted financial partner located at 430 Rhawn St, Philadelphia, PA 19111. Established in 1948, we have proudly served our community for over 75 years, building a strong foundation of trust and reliability. With a robust membership of 315,518 individuals, we are committed to enhancing the financial well-being of our members through personalized service and innovative banking solutions. At American Heritage, we understand that every member has unique financial needs. That's why we offer a diverse range of services, including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. With total assets exceeding $4.84 billion and total deposits reaching $550.83 million, our financial stability enables us to provide competitive rates and outstanding service. Our leadership team is dedicated to fostering a welcoming environment for all members. Under the guidance of our CEO, Bruce Foulke, and Board President, Gary Weyhmuller, we strive to create meaningful relationships with each member while actively contributing to the local community. While members can visit us at our branch location on Rhawn Street, official correspondence should be sent to the same address for your convenience. Our friendly staff is here to assist you during our operating hours: Monday through Thursday from 8:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 3:00 PM. We invite you to explore how American Heritage can help you achieve your financial goals. Feel free to reach out at 215-722-8502 or visit our website at American Heritage for more information about our services. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Join Us

As we look towards the future, we invite you to become part of the American Heritage family. Experience firsthand how we can help you navigate your financial journey while being an integral part of your community. Whether you're looking for checking accounts or home loans, our dedicated team is here to assist you every step of the way. Call us at 215-722-8502 or visit our website at American Heritage to learn more about membership benefits or apply for a loan today! Join us in making a difference in your financial future and enriching our community together!

Our Journey

Since opening our doors, American Heritage has focused on providing reliable financial services while fostering a strong connection with the community. Over the decades, we have expanded our offerings to include personal banking, auto loans, mortgage financing, and business banking services. As we evolved, we embraced technology to enhance member experience with online and mobile banking options, ensuring that our members can access their accounts anytime and anywhere. Our branch's location is not just a spot on the map; it's part of a vibrant community filled with rich culture and history. Nestled near local landmarks, American Heritage serves as both a financial partner and a community hub. While our physical address is 430 Rhawn St, Philadelphia, PA 19111 for in-person visits, official correspondence should be sent to our mailing address at 430 Rhawn Street, Philadelphia, PA 19111.

Our Mission

At American Heritage, our mission goes beyond just banking. We are dedicated to empowering individuals and families by offering financial education and support tailored to their unique needs. Our commitment to helping members achieve their financial goals is evident through various outreach programs and partnerships within the community. We believe that everyone deserves access to quality financial services without barriers. That's why we prioritize ADA compliance and strive to create an inclusive environment where all members feel welcome. With ATM availability for easy cash access and shared service centers for broader reach across Pennsylvania, we make it convenient for everyone to engage with us.

Branch Location & Accessibility

Welcome to the American Heritage Credit Union branch located at 430 Rhawn St, Philadelphia, PA 19111! We take pride in our convenient location that serves the vibrant community of Philadelphia. Nestled near local landmarks like the stunning Pennypack Park, our branch is easily accessible for all your banking needs. At American Heritage, we strive to make your visit as smooth as possible. Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can comfortably navigate our space. We're here to serve you during our lobby hours: Monday through Thursday from 8:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 3:00 PM. While you're here, take advantage of our ATM services available on-site for quick cash withdrawals and balance checks. Although we currently do not offer drive-thru banking, our friendly staff is always ready to assist you inside the branch. If you need official correspondence, please send it to the same address at 430 Rhawn Street, Philadelphia, PA 19111. For any questions or assistance, don't hesitate to reach out by calling us at 215-722-8502. Whether you're looking for personal banking services like checking and savings accounts or need help with auto loans and mortgages, we are dedicated to providing you with a welcoming experience. Come visit us today and discover how American Heritage Credit Union can support your financial journey!

Member Eligibility

At American Heritage, we believe in creating a welcoming community for our members, where everyone can feel supported and valued. Becoming a member is easier than you might think! If you live, work, worship, or attend school in the areas served by our branch, you're likely eligible to join us. We embrace individuals from various backgrounds and situations, making it easy for you to access great financial services tailored just for you. Plus, as a member of American Heritage, you'll enjoy benefits like lower loan rates and better savings options that can truly make a difference in your financial life. To find out if you meet the eligibility criteria or to explore all the advantages of membership, we encourage you to check out more details at this link. When you're ready to take the next step, opening an account is simple; just visit our account opening page or give us a call at (215) 722-8502. We're here to help you every step of the way! Come visit us at 430 Rhawn St Philadelphia Pa 19111 and let's start this journey together.

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $526 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $174 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,018,865,110, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Alongside our loan offerings, we provide essential merchant services designed to simplify your payment processes. Imagine being able to accept various payment methods seamlessly at your point of sale, making it easier for your customers to do business with you. Our services help streamline transactions, allowing you to focus on what matters most growing your business. Visit us at 430 Rhawn St Philadelphia Pa 19111, Philadelphia, PA or call us at (215) 722-8502 to discover how we can support your business banking needs today!

Comprehensive List Of Services

ATM Access & Shared Services

We also ensure ease of access with our ATM services, allowing for cash withdrawals and balance checks without hassle. Plus, through our shared service center availability, members of partner credit unions can perform basic transactions like deposits and withdrawals right here at our branch. With so many services available under one roof at American Heritage, we strive to make managing your finances as simple as possible. For more information or personalized assistance, don't hesitate to reach out at 215-722-8502 or visit us at our branch in Philadelphia. We're excited to help you achieve your financial dreams!

Business Banking Services

For our business members, we offer specialized business banking solutions, including merchant services and business loans. Whether you're starting a new venture or looking to expand your current operations, we're here to support your entrepreneurial spirit.

Credit Card Rewards

Our credit cards with rewards are designed for those who want to make the most of their purchases. With every swipe, you earn points that can be redeemed for exciting rewards turning everyday spending into valuable perks.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at American Heritage, we provide robust online and mobile banking services. You can manage your accounts anytime, anywhere from checking balances and making transfers to paying bills directly from your smartphone.

Flexible Loan Products

In addition to auto and mortgage loans, we also offer personal loans that can assist with debt consolidation or unexpected expenses. Life can be unpredictable, and having access to funds when you need them most can make all the difference.

Home Financing Options

For those looking to purchase a home or refinance an existing mortgage, our mortgage loans provide a straightforward way to secure financing. Our knowledgeable staff can guide you through the process and help find the right mortgage product for your unique situation.

Personal Banking Solutions

One of the cornerstones of our offerings is personal banking. We provide various checking and savings accounts tailored to help you reach your financial goals. Whether you are saving for a big purchase or managing daily expenses, our accounts come with user-friendly features that make banking easy and accessible. If you're in need of financing for a vehicle, our auto loans and vehicle financing options can help you hit the road in no time. We understand how important it is to have reliable transportation, which is why we offer competitive rates and flexible terms to fit your budget.

Digital & Online Banking

Key Services Offered

Our online banking platform is available 24/7, allowing you to manage your finances whenever it suits you. Whether you're checking balances, transferring funds, or paying bills, our user-friendly interface makes it simple. Plus, with electronic signature authorization, you can sign important documents from the comfort of your home without any hassle. For those who prefer paperless options, we provide e-statements that keep your financial records organized and accessible. Say goodbye to cluttered mailboxes and hello to instant updates on your account!

Mobile Convenience

On the go? No problem! With our mobile application, you can access all these features right from your smartphone. Plus, our mobile payments feature allows you to make quick purchases or send money to friends with ease through person-to-person transfers. It's all about making your banking experience as convenient as possible. Security is a top priority for us at American Heritage. Our online services are designed with robust security measures to protect your information while giving you peace of mind. Whether you're looking to check your account balance or make a quick transfer, our digital banking services empower you with real-time access and control over your finances. Experience the ease of banking with us today!

Financial Strength

Growing Membership Base

Total Share Accounts: 600,583, showcasing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $13,997,062, we demonstrate not just strength but also a readiness to support your aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Heritage is your trusted partner. Visit us at 430 Rhawn St Philadelphia Pa 19111 or call (215) 722-8502 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,322,944,083 in share certificates and $102,002,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,241,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect a commitment to efficiency. While our $0 indicates our operational success, it also enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 630 full-time employees and 49 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $370,771,691 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in our portfolio of loans: with $50,634 in used auto loans and $3,657,218,934 in total loans and leases, we are here to help you navigate various sectors of financing.

Solid Financial Foundation

With a net worth of $408,402,198, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $841 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $861,785,420 in used vehicle loans and $209,627,180 in new vehicle loans to help members get on the road with confidence. Whether you're interested in financing a brand-new vehicle or a reliable used option, we have solutions that fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $1,018,865,110 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to offering support through various lending options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $278,326,236, make buying or refinancing simple. We work closely with you to explore all available options and ensure that you find the right loan for your home.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, we encourage you to reach out. Our team is here to guide you through the process and help you understand how refinancing can save you money or improve your financial situation. Feel free to contact us at 215-722-8502 for more information on how our loan offerings can benefit you. You can also visit us at our branch located at 430 Rhawn St Philadelphia PA 19111 or check out our website at American Heritage for more details on applying for a loan. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $126,036,862 in loans helping members manage their finances effectively, our credit cards come with rewards and features designed to enhance your financial experience.

Loan Aggregator

Benefits of Using LendMesh

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American Heritage

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loans That Fuel Growth

Merchant Services Tailored for You

Comprehensive List Of Services

ATM Access & Shared Services

Business Banking Services

Credit Card Rewards

Digital Banking Convenience

Flexible Loan Products

Home Financing Options

Personal Banking Solutions

Digital & Online Banking

Key Services Offered

Mobile Convenience

Financial Strength

Growing Membership Base

Member-Centric Savings

Operational Efficiency

Reinvestment for Growth

Solid Financial Foundation

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community