Best Auto Loans & Quick Personal Banking | American Heritage Philadelphia PA Credit Union

Introduction

Welcome to American Heritage, your trusted financial partner located at 2101 Market St, Philadelphia, PA 19103. Established in 1948, we have proudly served our community for over seven decades, helping more than 315,000 members achieve their financial goals. With total assets exceeding $4.84 billion, we are dedicated to providing a range of services tailored to meet your unique needs. At American Heritage, we understand the importance of financial stability and growth. Our members benefit from a variety of offerings, including personal banking solutions like checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. With a commitment to transparency and member service, our total deposits stand at an impressive $550 million, while our net worth is a robust $408 million. Our leadership team is guided by CEO Bruce Foulke and Board President Gary Weyhmuller, who work tirelessly to ensure that our credit union remains a pillar of support for the community. We also take pride in having a dedicated workforce of 679 employees, all focused on enhancing your banking experience. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 2101 Market Street, Philadelphia, PA 19103. If you have any questions or need assistance, feel free to call us at 215-563-1312. We invite you to explore how American Heritage can help you build a brighter financial future. Visit our website at www.americanheritagecu.org or stop by our branch today!

Branch History & Mission

American Heritage has a proud history that dates back to 1948, when it first opened its doors in Philadelphia, PA. From our humble beginnings, we have grown into a thriving community-focused financial institution with over 315,000 members and total assets exceeding $4.8 billion. Located at 2101 Market St, Philadelphia, PA 19103, our branch is easily accessible for residents and nearby businesses alike. Throughout the decades, American Heritage has remained committed to serving not just our members but also the local community. We have consistently evolved to meet the changing needs of our members by introducing innovative financial products and services while maintaining a personal touch. Our mission is clear: to provide exceptional banking solutions that help individuals and families achieve their financial goals. At American Heritage, we believe in the power of community support. Our initiatives extend beyond traditional banking; we actively engage in outreach programs that foster education, health, and well-being in the neighborhoods we serve. This commitment is reflected in our partnerships with local organizations and schools, where we offer financial literacy workshops and resources to empower our youth. In addition to our strong community ties, we have embraced modern technology to enhance member experience. We offer online and mobile banking options that allow you to manage your finances from anywhere at any time. Whether you need access to your accounts or want to apply for a loan conveniently, we've made it easier than ever. While you can visit us at 2101 Market St, official correspondence should be sent to 2101 Market Street, Philadelphia, PA 19103 if different from the branch address. Our operating hours are designed with your convenience in mind: Monday through Thursday from 8 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 3 PM. American Heritage is not just a bank; it's a partner in your journey toward financial success. With ATM availability right here at our branch and personalized services tailored for both personal and business needs including checking accounts, auto loans, mortgages, and more we're dedicated to helping you thrive. Join us today at American Heritage! Discover how our commitment to service can make a positive impact on your financial future. For more information or assistance, feel free to call us at 215-563-1312 or visit our website at www.americanheritagecu.org. We look forward to welcoming you into our family!

Branch Location & Accessibility

Convenient Access

Parking is available nearby, and our location is compliant with ADA standards to ensure everyone can access our services comfortably. While you're here, you can take advantage of our ATM services, which are readily available for quick cash withdrawals or balance checks.

Operating Hours

We know your time is valuable. That's why we offer flexible banking hours to fit your schedule: Monday through Thursday from 8:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 3:00 PM. Whether you're popping in on your lunch break or planning a weekend visit, we're here when you need us!

Services Offered

At American Heritage, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our online and mobile banking features make managing your finances easier than ever. While members can visit us at 2101 Market St for all their banking needs, official correspondence should be sent to the same address as our mailing address remains unchanged.

Visit Us Today!

We invite you to come experience the friendly atmosphere at American Heritage. If you have any questions or want more information about our services, feel free to give us a call at 215-563-1312. We look forward to welcoming you into our community!

Member Eligibility

Joining the American Heritage family means becoming part of a supportive community that truly cares about its members. To become a member of American Heritage, you'll find that eligibility is quite welcoming. Generally, anyone who lives, works, worships, or attends school in the Philadelphia area can join us. We also extend our arms to immediate family members of existing members. This means that if you're looking for a credit union that values relationships and offers personalized service, you're in the right place! For more specific details on eligibility criteria, feel free to check out our resource at this link. Opening an account is just as simple! You can visit us at our branch located at 2101 Market St, Philadelphia, PA 19103, or give us a call at 215-563-1312 for assistance. If you prefer to start online, you can also learn about account opening options by visiting this page. We're excited to welcome you and help you take your financial journey to new heights!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced market, having reliable merchant services is crucial for success. At American Heritage, we offer practical payment solutions that simplify transactions and enhance customer experiences. Imagine being able to accept payments effortlessly, allowing you to focus on what you do best growing your business. Explore how our comprehensive business banking services can help pave the way for your company's success at our branch located at 2101 Market St Philadelphia Pa 19103 in Philadelphia, PA. Let us partner with you on your journey!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $526 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $174 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,018,865,110, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

We also provide basic ATM access for withdrawals and balance checks so that managing your finances is simple and straightforward. If you have any questions or need assistance, don't hesitate to reach out at (215) 563-1312 during our operating hours: M-Th 8:00 am - 5:00 pm; Fri 8:00 am - 6:00 pm; Saturday 9:00 am - 3:00 pm. At American Heritage, we're committed to helping our members thrive financially through comprehensive services and personalized support. We invite you to visit us or explore more about how we can assist you by visiting our website at https://www.americanheritagecu.org/. Your financial well-being is our top priority!

Business Banking Support

For business owners, we understand that managing finances can be challenging. That's why we offer tailored Business Banking solutions that include Merchant Services & Business Loans. Whether you're just starting or looking to expand your business, we have financing options that will support your goals.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow you to access your accounts anytime and anywhere. You can check balances, transfer funds, and even make payments right from your smartphone. Plus, our ATM & Cash Withdrawal Services ensure you have easy access to your money whenever you need it.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer Checking & Savings Accounts that help you manage everyday expenses while building your savings. For those thinking about purchasing a car, our Auto Loans & Vehicle Financing options make it easy to drive away in the vehicle you want without breaking the bank. Additionally, if you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing options are here to guide you through the process. If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation can provide the financial relief you need. Plus, with our Credit Cards with Rewards, you can earn points on your everyday purchases, making every dollar spent work for you.

Digital & Online Banking

Key Services

Explore our online banking platform at https://www.americanheritagecu.org/ where you can enjoy features like 24/7 online access to your accounts. This means you can check balances, pay bills, and transfer funds whenever it suits you. Our electronic signature authorization makes it simple and safe to sign documents without needing to visit a branch. We also offer e-statements for those who prefer a paperless approach, helping you stay organized while being environmentally friendly. Plus, with our mobile application available for download, you have all these features right at your fingertips. Whether you're making person-to-person transfers or using mobile payments, managing your money has never been easier.

Security and Accessibility

At American Heritage, your security is our priority. Our online banking services are equipped with robust security measures to protect your information. You can rest assured that every transaction is secure. Our user-friendly interface ensures that navigating through your accounts is straightforward, even if you're not tech-savvy. Real-time account management allows you to stay updated on your financial status without any hassle. In summary, the digital and online banking services at American Heritage empower you with the tools needed for effective financial management while prioritizing convenience and security. Join us today and experience banking that fits into your lifestyle!

Financial Strength

At American Heritage, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is strong and well-supported by our commitment to serving you. With a net worth of $408,402,198, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $841 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,322,944,083 in share certificates and $102,002,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,241,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our strength extends beyond numbers. With $370,771,691 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $50,634 in used auto loans and $3,657,218,934 in total loans and leases, our lending capacity supports members' financial goals across various sectors. While our $0 reflects our operational efficiency, it enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 630 full-time employees and 49 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $13,997,062. Total Share and Deposit Accounts: 600,583, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Heritage is your trusted partner. Visit us at 2101 Market St Philadelphia Pa 19103 or call (215) 563-1312 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $861,785,420 in used vehicle loans and $209,627,180 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates to ensure you can find an auto loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,018,865,110 provide the capital needed to grow and expand your ventures. We know how important it is for businesses to have access to funds when they need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $278,326,236, make buying or refinancing simple. We understand that purchasing a home is a significant investment, and our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for any of our products, we're here to help. Our team can work with you to assess your current financial situation and determine the best path forward. At American Heritage located at 2101 Market St, Philadelphia PA 19103, we prioritize your financial well-being and aim to provide personalized service tailored to your needs. For more information about our loan offerings or to speak with one of our representatives, please call us at 215-563-1312. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Take the first step towards achieving your financial goals today!

Unsecured Credit Card Loans

Managing daily expenses has never been easier with our unsecured credit card loans. With a total of $126,036,862 in loans available, we provide flexible terms to help you maintain control over your finances. This option is ideal for those looking to consolidate debt or cover unexpected costs.

Loan Aggregator

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American Heritage

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access

Operating Hours

Services Offered

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Supporting Business Growth

Comprehensive List Of Services

Accessibility and Support

Business Banking Support

Convenient Digital Banking

Personal Banking Solutions

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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