Affordable Vehicle Loans & ATM Services | American Heritage Perkasie PA Credit Union

Introduction

Welcome to American Heritage, your trusted financial partner located at 100 E Walnut St, Perkasie, PA 18944. Since our establishment in 1948, we have been dedicated to providing personalized financial services to our community. With over 315,518 members and $4,841,386,801 in total assets, we are proud to be a cornerstone of support for families and businesses alike. At American Heritage, we understand that your financial needs are unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our team is here to ensure that you receive the best possible service tailored to your goals. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to 100 East Walnut Street, Perkasie, PA 18944 if it differs from our branch address. Our commitment goes beyond just numbers. We believe in making a positive impact within our community. With a solid net worth of $408,402,198 and total deposits reaching $550,829,177, we have the strength and stability to support your financial journey. Our CEO, Bruce Foulke, along with Board President Gary Weyhmuller, leads a dedicated team of 679 employees who are passionate about helping you achieve financial wellness. Whether you're looking for competitive loan rates or innovative online banking features like mobile payments and e-statements, we strive to provide you with the tools needed for success. Feel free to reach out to us at 215-257-4016 or visit our website at American Heritage for more information. Join us today and experience the American Heritage difference where your financial future matters!

Branch History & Mission

At American Heritage, we take pride in our rich history and commitment to serving the community. Established in 1948, our Perkasie branch has grown alongside its members, providing them with reliable financial services and support throughout the years. Located at 100 E Walnut St, Perkasie, PA 18944, our branch is easily accessible for those in the area, allowing us to foster strong relationships within the community. Since our inception, American Heritage has evolved significantly. What began as a small credit union serving a handful of members has blossomed into a robust institution with over 315,000 members and total assets of $4,841,386,801. Our mission is clear: we aim to empower individuals and families by offering personalized banking solutions that fit their needs while contributing positively to our community's growth. Our team is dedicated to providing exceptional service and innovative financial products. We offer a range of services, including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. We also embrace technology to enhance member experiences through online and mobile banking options. In addition to our financial offerings, American Heritage believes in giving back. We actively engage with local organizations and initiatives that uplift our community. Whether it's through partnerships or outreach programs, we strive to make a meaningful impact beyond just banking. While members can visit us at 100 E Walnut St Perkasie Pa 18944, official correspondence should be sent to 100 East Walnut Street, Perkasie, PA 18944. Our operating hours are convenient: Monday through Thursday from 8:00 am to 5:00 pm, Friday from 8:00 am to 6:00 pm, and Saturday from 9:00 am to 3:00 pm. For your convenience, we also provide ATM availability and drive-thru banking services. Join us today at American Heritage! Experience the difference of a credit union that truly cares about its members and community. Whether you're looking for financial guidance or simply need a reliable place for your banking needs, we're here for you every step of the way. Reach out at (215) 257-4016 or visit us online at American Heritage for more information on how you can become part of our family!

Branch Location & Accessibility

Accessibility and Features

At our branch, accessibility is a top priority. We offer ADA-compliant features, including ramps and designated parking spots for individuals with disabilities, ensuring that everyone can enjoy our services without hassle. If you prefer banking on the go, we also provide an ATM right on-site, making cash withdrawals and balance checks straightforward.

Get in Touch

Have questions or need more information? Don't hesitate to give us a call at 215-257-4016. We invite you to visit us at American Heritage your trusted partner in financial well-being right here in Perkasie!

Operating Hours and Services

We understand your busy schedule! That's why we're open Monday through Thursday from 8:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 3:00 PM. Whether you need assistance with personal banking like checking and savings accounts or are looking for options like auto loans or mortgages, our dedicated staff is ready to help. If you can't make it inside the branch, take advantage of our drive-thru banking service for quick transactions without leaving your car. Plus, as a shared service center, we offer basic transactions for members of partner credit unions too!

Member Eligibility

Becoming a member of American Heritage is like joining a warm, welcoming community where your financial needs are prioritized. If you live, work, worship, or attend school in the area, you're likely eligible to join us! We believe that everyone deserves access to personalized banking services that help them thrive. You can find more about our specific eligibility criteria by visiting our website at http://www.americanheritagecu.org/member-services/membership-benefits. Once you see that you qualify, opening an account is straightforward and hassle-free. Simply head over to our account opening page at http://www.americanheritagecu.org/apply-for-a-loan, where you'll find all the details you need to get started. If you have any questions or need assistance, don't hesitate to give us a call at (215) 257-4016. We're excited to welcome you to American Heritage, located at 100 E Walnut St Perkasie Pa 18944, and help you take the next step towards achieving your financial goals!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services that help streamline your operations. Imagine easily accepting payments from customers through various channels whether in-store or online. Our services ensure you can focus on what you do best: running your business. From payment processing to payroll management, we provide the tools you need for smooth transactions and improved cash flow. Visit us at 100 E Walnut St Perkasie Pa 18944 in Perkasie, PA, and discover how American Heritage can be your partner in success!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $526 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $174 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,018,865,110, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick access to cash? Our branch provides ATM & cash withdrawal services, ensuring you can get money when you need it most. Plus, enjoy basic drive-thru banking options for quick deposits or withdrawals without leaving your car.

Business Banking Solutions

If you're a business owner, you'll appreciate our business banking services. We provide essential tools like merchant services and business loans tailored to support your growth and operations. Our goal is to empower local businesses by offering financial solutions that are both effective and affordable.

Credit Cards and Rewards

Explore our credit cards with rewards, designed to help you earn while you spend. From cash back to travel points, these cards offer great benefits for everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With features like mobile payments, person-to-person transfers, and e-statements, managing your finances has never been easier. You can check balances, pay bills, or transfer funds from the comfort of your home or on the go.

Personal Banking Services

Our personal banking offerings include checking and savings accounts that help you manage your finances effectively. You can choose from various account options that fit your lifestyle, whether you're saving for a special occasion or managing daily expenses. Additionally, if you're considering a new vehicle, our auto loans and vehicle financing services provide competitive rates and flexible terms to help you get on the road without breaking the bank. For those planning to buy a home, our mortgage loans and refinancing options make it easier than ever to secure the right mortgage for your needs. We also understand that life can throw unexpected challenges your way, which is why our personal loans and debt consolidation services can assist you in managing expenses more comfortably.

Shared Branch Transactions

As part of a larger network, we also facilitate basic shared branch transactions for partner credit union members. This means you can perform deposits and withdrawals easily at multiple locations. We invite you to visit us at American Heritage in Perkasie, PA, or give us a call at (215) 257-4016. Discover how our comprehensive list of services can enhance your financial journey today! For more information about membership benefits or to apply for a loan online, please visit our website. We look forward to serving you!

Digital & Online Banking

Key Features

To make your banking experience even smoother, we provide electronic signature authorization. This means you can complete transactions securely online without the need for paper forms. Plus, if you prefer to keep track of your account statements digitally, we offer e-statements that are not only environmentally friendly but also easily accessible whenever you need them. For those who enjoy using their smartphones, our mobile application is available for download. With this app, managing your money is right at your fingertips! You can also take advantage of mobile payments and person-to-person transfers directly from your phone making it easier than ever to send money to friends or family instantly.

Security and Accessibility

Your security is our top priority. We ensure that all online transactions are protected with advanced security measures so you can bank with peace of mind. Additionally, our services are designed to be accessible for everyone; whether you're tech-savvy or new to online banking, you'll find everything easy to use. In summary, American Heritage's digital and online banking services provide a convenient way to manage your finances anytime, anywhere. With features like electronic signatures, e-statements, mobile payments, and a dedicated mobile app, staying in control of your money has never been easier!

Financial Strength

Commitment to Growth

Our operational efficiency is reflected in our $5,436,341, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 630 full-time employees and 49 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 600,583, showcasing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $13,997,062.

Member-Centric Savings Options

Members' savings are secured through $1,322,944,083 in share certificates and $102,002,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,241,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $370,771,691 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $50,634 in used auto loans and $3,657,218,934 in total loans and leases.

Solid Financial Health

With a net worth of $408,402,198, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Heritage is your trusted partner. Visit us at 100 E Walnut St Perkasie Pa 18944 or call (215) 257-4016 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $861,785,420 in used vehicle loans and $209,627,180 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the perfect fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,018,865,110 provide the capital needed to grow and expand your business. We understand the challenges that come with running a business and are here to support your journey. In addition to these offerings, we have refinancing options available for those looking to lower their monthly payments or consolidate debt. If you're curious about eligibility or how our loan products can work for you, don't hesitate to reach out! You can contact us at 215-257-4016 or visit us at our branch located at 100 E Walnut St, Perkasie, PA 18944. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let American Heritage help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $278,326,236, making it easier than ever to secure a place you can call home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $126,036,862 in loans helping members manage their finances effectively, our credit cards are designed to provide convenience and peace of mind.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all loan offers are fair and transparent. By pulling information directly from trusted lenders, LendMesh guarantees that users receive accurate and up-to-date rate comparisons.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in your options. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results. - Real-Time Rate Comparisons: You will find the most current loan rates from multiple institutions, empowering you to make well-informed choices. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of LendMesh as a reliable resource for borrowers. Take the next step toward finding the best loan rates for your needs. Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

AMERICAN HERITAGE FEDERAL CREDIT UNION - Perkasie, PA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Perkasie, PA (18944)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Features

Get in Touch

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Lending Solutions

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Business Banking Solutions

Credit Cards and Rewards

Digital Banking Features

Personal Banking Services

Shared Branch Transactions

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Commitment to Growth

Member-Centric Savings Options

Reinvesting in Our Community

Solid Financial Health

Your Trusted Partner

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Loan Comparisons

Key Benefits of Using LendMesh

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