Affordable Vehicle Loans & Drive-Thru Banking | American Heritage New Britain PA Credit Union

Introduction

Welcome to American Heritage, your trusted credit union located at 765 E Butler Ave, New Britain, PA 18901. Since our establishment in 1948, we have proudly served over 315,000 members, offering a wide range of financial services designed to meet the diverse needs of our community. With total assets exceeding $4.84 billion and total deposits amounting to $550,829,177, we are committed to ensuring your financial wellbeing. At American Heritage, we understand that banking is not just about numbers; it's about relationships. Our dedicated team of 679 employees works tirelessly to provide personalized service that helps you achieve your financial goals. Under the leadership of our CEO, Bruce Foulke, and Board President, Gary Weyhmuller, we prioritize transparency and member satisfaction. While you can always visit us at our branch location for in-person assistance, please note that official correspondence should be directed to our mailing address at 765 East Butler Pike, New Britain, PA 18901. Our offerings include everything from personal checking and savings accounts to auto loans and business banking solutions. With a commitment to innovation, we provide online and mobile banking services that make managing your finances easy and convenient. Feel free to reach out by calling us at (215) 489-9301 or visiting our website at www.americanheritagecu.org. We invite you to explore how American Heritage can support your financial journey today!

Branch History & Mission

Community Engagement and Technology

As part of our dedication to serving you better, we embrace technological advancements that improve your experience with us. From mobile payments to online banking services, we've made it easier than ever for you to manage your finances from anywhere. Additionally, all our facilities are ADA compliant because we believe everyone deserves access to quality financial services. Our partnerships within the community allow us to extend our reach and impact even further. By collaborating with local organizations and businesses, we work together towards common goals that uplift everyone involved.

Join Us

We invite you to become a part of the American Heritage family. Experience firsthand how we can help you achieve your financial dreams while also making a positive impact in the community around us. Whether you're looking for personal loans or need assistance with business financing, we're here for you. For more information or to start your journey with us today, please call us at 215-489-9301 or visit our website at American Heritage. Together, let's build a brighter financial future!

Our Mission

At American Heritage, our mission is straightforward: to enhance the financial well-being of our members while fostering strong community ties. We believe in treating each member like family, ensuring they have access to the resources needed for achieving their financial goals. Our commitment goes beyond traditional banking; we actively engage in community outreach programs that support local initiatives and foster growth. While you can visit us at our branch location in New Britain, official correspondence should be sent to our mailing address at 765 East Butler Pike, New Britain, PA 18901. We strive to make banking easy and convenient for everyone offering features like ATM availability and drive-thru banking for those on the go.

Branch Location & Accessibility

Accessibility and Parking

At American Heritage, we prioritize your comfort and accessibility. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can access our services without any hassle. We also offer ample parking for all our members, making it convenient for you to stop by whenever you need assistance.

Connect With Us

Ready to experience top-notch service? Feel free to give us a call at 215-489-9301 or visit us at our New Britain location today! If you prefer official correspondence or mailing inquiries, please send them to 765 East Butler Pike, New Britain, PA 18901. We can't wait to welcome you into the American Heritage family!

Operating Hours

We know your time is valuable, which is why we offer flexible operating hours to fit your busy schedule. Our lobby is open Monday through Thursday from 8:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 3:00 PM. Whether you need help with personal banking or are looking for advice on loans, our dedicated team is here during these hours to assist you.

Services Offered

American Heritage provides a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we are committed to helping you achieve your financial goals. Additionally, we have an ATM available for quick cash withdrawals and other basic transactions. For those who prefer drive-thru banking, we've got you covered with basic services available without leaving your car. If you're looking for more convenience, we also participate in shared services with partner credit unions. This allows you access to deposits and withdrawals even when you're away from our branch.

Member Eligibility

Joining the American Heritage family is more than just opening an account it's about becoming part of a caring community that supports your financial goals. To become a member at our New Britain branch located at 765 E Butler Ave, you'll need to meet some simple eligibility criteria. Generally, individuals who live, work, worship, or attend school in the area are welcome to join us. Plus, if you have family members already with us, you're also eligible! We believe in making banking accessible for everyone, so don't hesitate to reach out for more details. You can find comprehensive information about eligibility on our website at this link. Once you've confirmed your eligibility, opening an account is a breeze! We're here to guide you every step of the way. If you're ready to take this exciting step toward membership or just want to learn more about the process, feel free to visit our account opening page or give us a call at (215) 489-9301. We're eager to help you start your journey with American Heritage!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $526 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $174 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,018,865,110, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

When it comes to making transactions seamless for your customers, our merchant services are here to help. Imagine being able to accept payments effortlessly, whether in-store or online, allowing you to focus on what you do best growing your business. Located at 765 E Butler Ave New Britain Pa 18901, New Britain, PA, our dedicated team is ready to assist you with all your business banking needs. Experience how American Heritage can be a valuable partner on your journey toward success!

Comprehensive List Of Services

Business Banking Support

For our business members, we understand the importance of having reliable financial services at your fingertips. Our business banking features include comprehensive merchant services and business loans, providing everything you need to run your operations efficiently.

Credit Options Tailored for You

Life can come with unexpected expenses, which is why we offer personal loans and debt consolidation solutions. These products are designed to help you manage financial challenges with ease. For those who love rewards, our credit cards with rewards allow you to earn while you spend.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking capabilities, allowing you to access your accounts anytime, anywhere. With features like ATM and cash withdrawal services, managing your finances has never been easier. Our basic drive-thru banking offers quick service for deposits, withdrawals, and other simple transactions.

Personal Banking Solutions

Managing your money should be easy and convenient. That's why we provide a variety of personal banking options, including checking and savings accounts that help you keep track of your finances without any hassle. Need a vehicle? Our auto loans and vehicle financing options make it simple to get behind the wheel of your dream car. If you're considering buying a home, our mortgage loans and refinancing services can guide you through the process smoothly, ensuring you find the right plan for your needs.

Shared Services

We also extend our reach through shared branch transactions, which allow partner credit union members to conduct basic transactions such as deposits and withdrawals without any extra effort. Our ATMs are conveniently located so that checking balances or making withdrawals is always within reach. With all these services available at New Britain, we're dedicated to helping you achieve financial success in every aspect of your life. If you're ready to learn more about how we can assist you or want to explore membership benefits, don't hesitate to contact us at (215) 489-9301 or visit our website at https://www.americanheritagecu.org/. Join us today and experience the difference at American Heritage!

Digital & Online Banking

Accessibility at Your Fingertips

At American Heritage, we believe that banking should be as straightforward as possible. That's why we've created these digital tools to empower you in managing your finances effectively. From electronic signatures to mobile payments and real-time account management, everything is designed to keep your banking experience smooth and stress-free. Explore all these features by visiting https://www.americanheritagecu.org/ today! With American Heritage, banking is not just easier; it's smarter.

Key Services Available

With our online banking platform at https://www.americanheritagecu.org/, you can easily check your account balance, pay bills, and transfer funds day or night. Our 24/7 online banking service ensures that you have access to your accounts whenever you need it. Plus, with features like person-to-person transfers, sending money to friends and family has never been easier! You can also enjoy the benefits of e-statements, which are available for quick and easy access. Say goodbye to paper clutter! And if you need to sign documents without the hassle of printing, our electronic signature authorization makes it simple and secure.

Mobile Banking Made Easy

For those on the go, our mobile application is ready for download! Whether you're making mobile payments or checking your account while waiting in line, everything is right at your fingertips. The app is user-friendly and designed with security in mind, so you can bank with peace of mind.

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 600,583, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $13,997,062, highlighting our capability to support member needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Heritage is your trusted partner. Visit us at 765 E Butler Ave New Britain PA 18901 or call 215-489-9301 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $370,771,691 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $50,634 in used auto loans and a total of $3,657,218,934 in loans and leases.

Member-Centric Savings

Members' savings are secured through $1,322,944,083 in share certificates and $102,002,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,241,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $0 reflects our ongoing commitment to operational efficiency while ensuring that we can still provide competitive products for our members. We also take pride in having 630 full-time employees and 49 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $408,402,198, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 841 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $861,785,420 in used vehicle loans and $209,627,180 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we have financing options tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $1,018,865,110 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support you with customized lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $278,326,236, make buying or refinancing simple. We guide you through every step of the process so you can focus on making your house a home.

Refinancing Options

If you're looking to save on your existing loans or need to consolidate debt, we offer refinancing options that could reduce your monthly payments or lower your interest rates. Our team is ready to discuss eligibility requirements and find a solution that fits your situation. Our branch is conveniently located at 765 E Butler Ave New Britain PA 18901, and you can reach us at 215-489-9301 for any questions or assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our offerings today at American Heritage, and let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $126,036,862 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to quality means that the information you see reflects the latest results from these verified institutions (Source: https://www.ncua.gov), ensuring fair and transparent offers for all users.

Benefits of Using LendMesh

- Verified Data: All loan offers on LendMesh come from legitimate financial institutions. This guarantees transparency, so you can trust the information you receive. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Their goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare options and make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is in delivering valuable insights. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

American Heritage

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement and Technology

Join Us

Our Mission

Branch Location & Accessibility

Accessibility and Parking

Connect With Us

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans for Growth

Merchant Services Made Easy

Comprehensive List Of Services

Business Banking Support

Credit Options Tailored for You

Digital Banking Convenience

Personal Banking Solutions

Shared Services

Digital & Online Banking

Accessibility at Your Fingertips

Key Services Available

Mobile Banking Made Easy

Financial Strength

Growing Together

Investing in Our Future

Member-Centric Savings

Operational Efficiency

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Join Our Community