Low Mortgage Rates & Affordable Auto Loans | American Heritage Lansdale PA Credit Union

Introduction

At American Heritage, located at 750 E Main St, Lansdale, PA 19446, we pride ourselves on being more than just a financial institution; we are a community partner dedicated to your financial well-being. Established in 1948, our commitment to serving our members has grown alongside our membership, which now boasts over 315,518 individuals. We aim to provide a welcoming environment where everyone can feel secure and supported in their financial journey. With total assets exceeding $4.84 billion and total deposits of $550,829,177, we have built a strong foundation that allows us to offer a variety of services tailored to meet your needs. Whether you're looking for auto loans, mortgages, or personal banking solutions, our team is here to guide you every step of the way. Our CEO, Bruce Foulke, along with Board President Gary Weyhmuller, leads a dedicated team of 679 employees who are committed to delivering exceptional service. While members can visit us at our Lansdale branch for all their banking needs, official correspondence should be sent to 750 East Main Street, Lansdale, PA 19446-1141. We understand that your time is valuable; that's why we're open Monday through Thursday from 8:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 3:00 PM. At American Heritage, we believe in building lasting relationships with our members and making a positive impact in the communities we serve. With total loans amounting to 176,174 and net worth standing at $408,402,198, we are here not just for transactions but for your financial goals. Ready to take the next step? Give us a call at 215-368-3685 or visit our website at www.americanheritagecu.org today! Your journey towards financial empowerment starts here!

Branch History & Mission

At American Heritage, we take pride in our rich history and commitment to the community. Founded in 1948, our Lansdale branch has been a cornerstone of financial support for our members for over 75 years. Nestled at 750 E Main St, Lansdale, PA 19446, we have grown from a small credit union into a robust institution with total assets exceeding $4.8 billion and a membership that proudly stands at over 315,000. Our mission is straightforward yet powerful: to empower our members by providing accessible financial services while fostering a spirit of community support. We believe in putting people first offering services that help individuals and families achieve their financial goals. Whether it's through personal banking, auto loans, or mortgage refinancing, we are dedicated to meeting the unique needs of our members. Over the years, American Heritage has embraced technology to enhance member experiences. With features like online banking, mobile payments, and electronic signatures, we ensure that managing your finances is convenient and secure. Our branch also meets ADA compliance standards to serve all members of our community effectively. In addition to our financial services, we actively engage in community outreach programs and partnerships aimed at enriching the lives of those around us. From local sponsorships to educational workshops, we strive to give back and create lasting impacts within Lansdale and beyond. While members can visit us at our branch location for assistance during our operating hours Monday through Thursday from 8:00 am to 5:00 pm, Friday from 8:00 am to 6:00 pm, and Saturday from 9:00 am to 3:00 pm official correspondence should be sent to our mailing address at 750 East Main Street, Lansdale, PA 19446-1141 if it differs. We invite you to join the American Heritage family today! Experience firsthand how we can help you achieve your financial dreams while being part of a supportive community. Visit us online at American Heritage or call us at 215-368-3685 for more information on becoming a member. Let's build a brighter future together!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is key. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces to ensure everyone can visit us comfortably. You'll find ample parking available right by our entrance, making it easy to stop by whether you're running errands or planning a dedicated visit.

Call to Action

Ready to experience hassle-free banking? We invite you to stop by American Heritage at Lansdale today! If you have any questions or need assistance before your visit, feel free to call us at 215-368-3685. Join us as we work together towards achieving your financial goals!

Operating Hours

We want to make banking convenient for you! Our lobby hours are designed to fit into your schedule: Monday through Thursday from 8:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 3:00 PM. We're here when you need us!

Services Offered

At American Heritage, we offer a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is ready to assist you. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your car. For added convenience, we also have ATM access available for cash withdrawals and balance checks.

Member Eligibility

At American Heritage, we believe that becoming a member is like joining a warm, welcoming family that truly cares about your financial well-being. Anyone who lives, works, worships, or attends school in our community can easily join us! We are proud to serve individuals and families who share our values of community support and collaboration. To find out more about the specific eligibility requirements, feel free to visit our website at http://www.americanheritagecu.org/member-services/membership-benefits. Opening an account with us is a straightforward process designed with you in mind. Whether you're looking to save, borrow, or just explore your options, we're here to guide you every step of the way. If you have any questions or need assistance, don't hesitate to call us at (215) 368-3685. We look forward to welcoming you to American Heritage at 750 E Main St Lansdale Pa 19446!

Business Banking & Commercial Services

Merchant Services That Matter

We offer comprehensive merchant services that streamline your payment processes. Imagine having the ability to accept payments easily, whether online or in-store, allowing you to focus more on what you do best running your business. Our tools are tailored to meet the needs of today's entrepreneurs, ensuring that managing finances is simple and efficient. Visit us at 750 E Main St Lansdale Pa 19446, Lansdale, PA to explore how our business banking and commercial services can empower your enterprise! For more information, feel free to call us at (215) 368-3685 or check out our website at https://www.americanheritagecu.org/.

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $526 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $174 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,018,865,110, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer specialized services such as merchant services and business loans tailored to help you succeed in today's competitive market. From starting your own venture to expanding an existing one, we're here to support your goals.

Convenient Access

We recognize that convenience matters. That's why we provide ATM and cash withdrawal services along with basic drive-thru banking for quick deposits and withdrawals. Additionally, if you're part of another credit union, you can take advantage of shared branch transactions right here at Lansdale.

Credit Cards with Rewards

Our credit cards come with rewards programs that let you earn points on everyday purchases. Whether it's groceries or gas, you can enjoy benefits while spending wisely.

Home Financing

For those dreaming of owning a home, our mortgage loans and refinancing options provide the support you need. We understand that buying a home is one of the most significant decisions you'll make, which is why we work closely with you throughout the process to ensure it's smooth and straightforward.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you save money and manage your day-to-day expenses effectively. With easy access through our online and mobile banking platforms, you can check your balance, transfer funds, or deposit checks from the comfort of your home. We also offer auto loans and vehicle financing options that make purchasing a car hassle-free. Imagine driving off in your dream car while knowing you've secured a great deal!

Personal Loans

If you're facing unexpected expenses or planning for a big purchase, our personal loans and debt consolidation options can help lighten the financial load. We believe everyone deserves peace of mind when it comes to managing their finances.

Reach Out Today!

Whether you're visiting us at 750 E Main St Lansdale Pa 19446 or giving us a call at (215) 368-3685, our friendly staff is eager to assist you with all your financial needs. Explore how we can help make your banking experience more convenient and fulfilling by visiting us online at https://www.americanheritagecu.org/. Join our community today!

Digital & Online Banking

Key Features

With 24/7 online banking services, you can check your account balance, pay bills, and transfer funds whenever it suits you. Our mobile application takes convenience a step further, allowing you to manage your finances right from your smartphone. Plus, with our electronic signature authorization feature, signing documents is quick and hassle-free. Want to simplify how you send money? Our person-to-person transfer service makes it easy to send funds to friends or family without needing cash or checks. And if you're looking to go paperless, our e-statements provide a secure way to receive your account statements online.

Security and Accessibility

We prioritize your security while ensuring that all features are straightforward and easy to use. You can feel confident knowing that your financial information is protected with robust security measures. Plus, our mobile payments feature lets you make purchases quickly and safely with just a tap of your phone. At American Heritage, we're committed to providing accessible banking solutions tailored for today's busy lifestyles. Experience the ease of real-time account management and enjoy all the benefits of modern banking at your fingertips!

Financial Strength

A Growing Member Base

Our total share accounts stand at 600,583, showcasing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $13,997,062, reinforcing our ability to meet your needs effectively.

Investing in Your Future

With $370,771,691 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $50,634 in used auto loans and a total of $3,657,218,934 across various loans and leases. Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 630 full-time employees and 49 part-time employees ready to serve you with a knowledgeable, committed team.

Our Solid Financial Foundation

With a net worth of $408,402,198, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $841 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secured Savings for Members

Members' savings are secured through $1,322,944,083 in share certificates and $102,002,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,241,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Heritage is your trusted partner. Visit us at 750 E Main St Lansdale Pa 19446 or call (215) 368-3685 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Offerings

For those interested in business financing, our outstanding commercial loans totaling $1,018,865,110 provide the capital needed to grow and expand your business. We offer various types of credit lines as well, with a total of $1,293,949,532 available for qualified applicants. If you're considering refinancing any existing loans or are curious about eligibility options, we invite you to reach out for personalized assistance tailored to your specific financial situation. Our dedicated team at American Heritage, located at 750 E Main St Lansdale Pa 19446, Lansdale, PA 19,446, is here to support you. If you have questions or want more information about our loan offerings, please call us at (215) 368-3685 during our operating hours: M-Th 8:00 am - 5:00 pm, Fri 8:00 am - 6:00 pm, and Sat 9:00 am - 3:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can help you reach your financial goals today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $861,785,420 in used vehicle loans and $209,627,180 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approval processes to ensure you can drive off in your new vehicle sooner rather than later.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $278,326,236, make buying or refinancing simple. We are here to guide you through every step of the process, whether you're a first-time buyer or looking to refinance your existing mortgage.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $126,036,862 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to suit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh empowers users to make informed decisions without the confusion often associated with loan shopping. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to integrity means users can trust that they are viewing fair and transparent offers. One of the key benefits of using LendMesh is its reliance on verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in the information provided. Additionally, LendMesh has a strict policy against sponsored listings. This means lenders are not prioritized based on paid promotions; rather, the platform aims to deliver truly unbiased results to its users. Another significant feature is real-time rate comparisons. By offering up-to-date loan rates from multiple institutions, LendMesh allows users to quickly assess their options and select the best deal for their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the value and effectiveness of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

American Heritage

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Supporting Your Business Growth

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards with Rewards

Home Financing

Personal Banking Solutions

Personal Loans

Reach Out Today!

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

A Growing Member Base

Investing in Your Future

Our Solid Financial Foundation

Secured Savings for Members

Your Trusted Partner

Loan Offering

Additional Offerings

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Join Our Community