Low Mortgage Rates & Affordable Auto Loans | American Heritage King Of Prussia PA Credit Union

Introduction

Welcome to American Heritage, your trusted partner in financial well-being, located at 720 Moore Rd, King Of Prussia, PA 19406. Since our establishment in 1948, we have proudly served our community with a commitment to providing exceptional financial services tailored to the needs of our 315,518 members. Whether you're looking for personal banking solutions, auto loans, or business financing, we have you covered with a wide array of offerings. At American Heritage, we're not just about numbers; we're about people. With total assets of over $4.84 billion and total deposits reaching $550,829,177, we ensure that your hard-earned money is safe and accessible when you need it. Our strong net worth of $408,402,198 and a cash reserve of $37,476,377 reflect our solid foundation and commitment to stability. Our dedicated team of 679 employees, led by CEO Bruce Foulke and Board President Gary Weyhmuller, works tirelessly to provide personalized service that makes every member feel valued. We understand that banking is not just about transactions; it's about building relationships based on trust and reliability. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to the same address: 720 Moore Rd, King Of Prussia, PA 19406. We invite you to experience the American Heritage difference today. Whether you're interested in opening an account or applying for a loan, please don't hesitate to reach out at 267-668-8380 or visit us online at americanheritagecu.org. Join us as we continue to support our community's financial growth and security!

Branch History & Mission

American Heritage has a rich legacy that spans back to 1948, when it first opened its doors in King Of Prussia, PA. Established with a vision to provide community-focused financial services, American Heritage has grown into a trusted partner for over 315,000 members. Located at 720 Moore Rd, our branch is not just a financial institution; it's a place where relationships flourish and community bonds strengthen. Throughout the years, American Heritage has made significant strides in enhancing its offerings and adapting to the needs of its members. From humble beginnings, we have expanded our total assets to an impressive $4,841,386,801, ensuring we can meet the diverse financial needs of our community. Our commitment is evident in the range of services we provide from personal banking and auto loans to business banking solutions all designed with our members' best interests at heart. Our mission at American Heritage is straightforward: we aim to empower our members by providing them with accessible financial services while actively supporting the communities we serve. We believe that strong communities lead to thriving individuals and families. Therefore, alongside offering competitive rates and innovative products, we engage in various outreach initiatives that focus on education and financial wellness. In keeping with modern advancements, our branch offers convenient features such as ATM availability and drive-thru banking for those on-the-go. We also prioritize accessibility through ADA compliance measures and digital tools like online banking and mobile payments, making it easier for members to manage their finances anytime, anywhere. While members can visit us at 720 Moore Rd, official correspondence should be sent to 720 Moore Rd, King of Prussia, PA 19406. If you ever need assistance or have questions about your account, feel free to reach out to us at 267-668-8380. As we continue this journey together, we invite you to join the American Heritage family. Experience firsthand the benefits of membership that include personalized service and a commitment to helping you achieve your financial goals. Together, let's build a brighter future for ourselves and our community!

Branch Location & Accessibility

Welcome to American Heritage, your friendly credit union located at 720 Moore Rd in King Of Prussia, PA! Our branch is conveniently situated near local favorites like the King of Prussia Mall and the scenic Valley Forge National Historical Park, making it easy for you to stop by while enjoying your day. At American Heritage, we pride ourselves on accessibility. We have ample parking available right outside our doors, and our facility is fully ADA compliant, ensuring that everyone can enjoy our services with ease. Whether you're stopping in for personal banking or looking for assistance with loans and credit cards, our welcoming staff is here to help. We understand that your time is valuable. That's why we offer flexible operating hours: from Monday to Thursday, we're open from 8 AM to 5 PM; on Fridays, we extend our hours until 6 PM; and Saturdays, we're here from 9 AM to 3 PM. Unfortunately, we are closed on Sundays. If you have any questions or need assistance before your visit, don't hesitate to call us at 267-668-8380. In addition to our lobby services, we also provide convenient drive-thru banking for quick transactions like deposits and withdrawals. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it. While members can visit us at 720 Moore Rd for all their banking needs, official correspondence should be sent to the same address: 720 Moore Rd, King of Prussia, PA 19406. We invite you to come experience the community-focused service that sets American Heritage apart. Whether you're a current member or looking to join us, we can't wait to meet you!

Member Eligibility

Becoming a member of American Heritage is like opening the door to a welcoming community that truly cares about your financial well-being. If you live, work, or worship in the area around 720 Moore Rd King Of Prussia Pa 19406, you're likely eligible to join us! We believe in supporting our members with personalized service and tailored financial solutions, ensuring everyone feels right at home. To learn more about specific eligibility requirements, check out our detailed guide at http://www.americanheritagecu.org/member-services/membership-benefits. Once you're ready to take that step, opening an account is simple and straightforward. You can start your journey by visiting our account opening page at http://www.americanheritagecu.org/apply-for-a-loan or by giving us a call at (267) 668-8380 if you have any questions. We're here to help you every step of the way as you become part of the American Heritage family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $526 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $174 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,018,865,110, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments seamlessly from customers, both online and in-person. Our merchant services make this possible. Whether you need a simple card reader or a full-fledged payment processing system, we've got you covered. These tools not only streamline your operations but also enhance customer satisfaction, allowing you to focus on what matters most growing your business. Visit us at 720 Moore Rd King Of Prussia Pa 19406 in King Of Prussia, PA, or call us at (267) 668-8380 to discover how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

Branch Services

For those who prefer in-person interactions, we provide Basic Drive-Thru Banking, where you can easily conduct deposits, withdrawals, and other simple transactions without leaving your car. Our branch staff is always ready to assist with any questions or transactions during our operating hours: Monday through Thursday from 8 am to 5 pm, Friday from 8 am to 6 pm, and Saturday from 9 am to 3 pm. At American Heritage, we're committed to meeting all of your financial needs in one convenient location. If you're ready to explore how we can help you achieve your financial goals or if you have any questions about our services, please don't hesitate to contact us at 267-668-8380 or visit us online at www.americanheritagecu.org. Your financial journey starts here!

Credit Cards and Business Banking

Looking for a credit card that rewards you? Our Credit Cards with Rewards program allows you to earn points or cash back on your everyday purchases, making it easier for you to enjoy life while also benefiting from your spending. For entrepreneurs and business owners, we have a suite of services under our Business Banking category, which includes Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we are here to support your journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your finances anytime, anywhere. With options like mobile payments and person-to-person transfers, banking has never been easier. You can also access our ATM services for quick cash withdrawals and balance checks without any hassle.

Personal Banking and Loans

We understand that managing your personal finances can be challenging. That's why we offer various Personal Banking options, including Checking & Savings Accounts that help you save for the future while keeping your funds accessible. If you're considering purchasing a new vehicle or refinancing an existing one, our Auto Loans & Vehicle Financing make it easy for you to get on the road without breaking the bank. If you're looking to buy a home, our Mortgage Loans & Refinancing services provide competitive rates and flexible terms tailored to fit your lifestyle. Additionally, we offer Personal Loans & Debt Consolidation options that can simplify your finances by consolidating multiple debts into one manageable payment.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.americanheritagecu.org/, you can check balances, pay bills, and transfer funds right from the comfort of your home or on the go. Whether you're using a computer or your smartphone, accessing your account is simple and user-friendly.

Go Mobile with Ease

Our mobile application allows you to take your banking experience even further. Need to make a quick payment? With our mobile payments feature, you can handle transactions in seconds. Plus, if you want to send money to a friend or family member, our person-to-person transfer option makes it easy and fast.

Security You Can Trust

We know that security is a top priority for our members. That's why we offer electronic signature authorization for added peace of mind when signing documents online. You can also opt for e-statements through our secure platform, keeping your financial information safe while reducing paper clutter. At American Heritage, we're committed to providing you with accessible tools that put you in control of your finances. Experience the freedom of real-time account management and enjoy all the benefits that come with modern banking solutions today!

Financial Strength

Dedicated Team

We also take pride in having 630 full-time employees and 49 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts stands at 600,583, showing a strong and growing member base that trusts us with their finances.

Lending Capacity

Our lending capacity is robust with $50,634 in used auto loans and $3,657,218,934 in total loans and leases. Whether you're looking to finance a vehicle or need funds for other personal projects, we're here to help. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Approach

Members' savings are secured through $1,322,944,083 in share certificates and $102,002,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,241,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Growth

With $370,771,691 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.

Strong Financial Health

With a net worth of $408,402,198, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $841 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Heritage is your trusted partner. Visit us at 720 Moore Rd King Of Prussia Pa 19406 or call (267) 668-8380 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Lending Options

For business owners seeking growth opportunities, we have outstanding commercial loans totaling $1,018,865,110 available for your capital needs. These loans are designed to help businesses expand and thrive in today's market. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, please visit this link for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At American Heritage, we're committed to providing personalized solutions that work for you. Don't hesitate to contact us or visit our branch to learn more about how we can assist you with your lending needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $861,785,420 in used vehicle loans and $209,627,180 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates to ensure that you can find a loan that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $278,326,236, designed to support your journey toward owning a home. Whether you're purchasing for the first time or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $126,036,862 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses without relying solely on savings.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency means that all offers displayed on LendMesh are based on the latest results, allowing users to trust that they are viewing fair and reliable options. By working only with verified financial institutions, LendMesh eliminates guesswork and promotes informed decision-making.

Benefits of Using LendMesh

One of the standout features of LendMesh is its focus on providing verified data. The loan offers presented are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not engage in sponsored listings; lenders are not prioritized based on paid promotions. This approach guarantees that users receive unbiased results tailored to their needs. With real-time rate comparisons available from multiple institutions, you can make decisions based on the most up-to-date information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

American Heritage

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Branch Services

Credit Cards and Business Banking

Digital Banking Convenience

Personal Banking and Loans

Digital & Online Banking

Convenient Online Banking

Go Mobile with Ease

Security You Can Trust

Financial Strength

Dedicated Team

Lending Capacity

Member-Centric Approach

Reinvestment in Growth

Strong Financial Health

Your Trusted Partner

Loan Offering

Additional Lending Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Take Action Today

Join Our Community