Best Auto Loans & Top Checking Accounts | American Heritage Cherry Hill NJ Credit Union

Introduction

Welcome to American Heritage in Cherry Hill, NJ! Located at 100 Haddonfield Rd Cherry Hill Nj 08002, our credit union has been a trusted financial partner since 1948. With a strong commitment to our community and our members, we proudly serve over 315,518 individuals, providing them with essential banking services tailored to meet their needs. At American Heritage, we understand that your financial journey is unique. That's why we offer a wide range of services, including personal and business loans, checking and savings accounts, and credit cards with rewards. Our total assets stand at an impressive $4,841,386,801, showcasing our stability and capability to support your financial aspirations. You can rely on us for sound advice and personalized service. Our dedicated team is led by CEO Bruce Foulke and Board President Gary Weyhmuller, both of whom are deeply committed to fostering strong relationships with our members. With a staff of 679 employees, we are here to ensure that you receive top-notch service every time you visit or call us at 856-301-4020. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 826 Church Rd, Cherry Hill, NJ 08002-1451. We invite you to explore the many benefits of membership, including access to over $550,829,177 in deposits and a thriving loan portfolio totaling 176,174 loans. Join us today by visiting our website at American Heritage or stop by our branch to see how we can help you achieve your financial goals. Together, let's build a brighter financial future!

Branch History & Mission

Mission Statement

Our mission is simple yet impactful: to enhance the financial well-being of our members while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals. Through personalized service and innovative solutions, we strive to make banking easy and accessible for all. In addition to financial services, American Heritage is deeply committed to community outreach. We partner with local organizations to support education initiatives, food drives, and other charitable efforts that uplift those in need. Our dedication goes beyond numbers; it's about making a real difference in people's lives.

Modern Banking Experience

To serve you better, we have embraced modern technology while ensuring compliance with ADA standards for accessibility. Our digital tools include online banking, mobile payments, and electronic statements making your banking experience convenient and efficient. For those who prefer face-to-face interactions, our drive-thru service and ATM availability cater to your needs with ease. While members can visit us at 100 Haddonfield Rd, official correspondence should be sent to 826 Church Rd, Cherry Hill, NJ 08002-1451. We invite you to reach out at 856-301-4020 or explore more on our website at American Heritage. As we look toward the future, we remain focused on nurturing our relationships with members and the community alike. Join us today and discover how being a member of American Heritage can enrich your life financially while contributing positively to Cherry Hill's vibrant community spirit!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is crucial for all our members. Our branch features ADA-compliant facilities, including ramps and spacious parking options to ensure everyone can visit us comfortably. For those on the go, we offer a drive-thru banking option for quick deposits and withdrawals without needing to leave your vehicle.

Get in Touch

We invite you to stop by and explore how we can help with your financial journey! If you have any questions or need assistance before your visit, feel free to call us at (856) 301-4020. We're excited to welcome you to the American Heritage family!

Operating Hours

Our friendly staff is ready to assist you during convenient hours: Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to 3 PM. We are closed on Sundays, giving our team time to rest and recharge so they can provide the best service possible when you visit.

Services Offered

At American Heritage, we pride ourselves on offering a variety of services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts, loans for your next vehicle, or credit cards with rewards, we have something for everyone. Plus, with ATM availability right at our branch, accessing cash has never been easier. While members can visit us at 100 Haddonfield Rd Cherry Hill Nj 08002, official correspondence should be sent to our mailing address at 826 Church Rd, Cherry Hill, NJ 08002-1451.

Member Eligibility

Becoming a member of American Heritage is like joining a close-knit family where your financial well-being is our top priority. At our Cherry Hill branch, located at 100 Haddonfield Rd Cherry Hill Nj 08002, we warmly welcome anyone who lives, works, worships, or attends school in Camden County and nearby areas. This means if you're part of the local community, you're already on your way to enjoying all the benefits we have to offer, from competitive loan rates to personalized service tailored just for you. To learn more about the specific eligibility criteria, feel free to check out our detailed guidelines at http://www.americanheritagecu.org/member-services/membership-benefits . When you're ready to take the next step and open an account, the process is simple! Just visit us online through this link: http://www.americanheritagecu.org/apply-for-a-loan , or give us a call at (856) 301-4020 for any questions. We're here to help you become part of something special at American Heritage!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $526 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $174 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,018,865,110, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make daily transactions easier. Imagine being able to accept payments quickly and securely, whether you're at a local event or running your storefront. Our tools help you manage payments efficiently, allowing you more time to focus on what you do best growing your business. Visit us at 100 Haddonfield Rd Cherry Hill Nj 08002 in Cherry Hill, NJ to learn more about how we can partner with you on your journey to success!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, we provide robust Business Banking services including Merchant Services & Business Loans. This means you can focus on growing your business while we take care of the financial aspects.

Connect With Us

If you're ready to explore these services further or have questions about how we can assist you financially, don't hesitate to reach out! You can contact us at (856) 301-4020 or visit our website at Cherry Hill. We look forward to helping you with all your financial needs!

Convenient Banking Experience

We understand that life is busy, so we've made banking as convenient as possible. Whether you prefer visiting us in person or using digital tools, American Heritage offers options like Basic Drive-Thru Banking for quick transactions without stepping inside, and basic ATM access for quick withdrawals and balance checks.

Credit Cards and Rewards

Who doesn't love earning rewards? Our Credit Cards with Rewards program allows you to earn points on everyday purchases, which can be redeemed for exciting perks. It's an excellent way to get more out of your spending while managing your finances effectively.

Loans and Financing

When life presents opportunities or challenges, having the right financing can make all the difference. At American Heritage, we offer various loan options including Auto Loans & Vehicle Financing, making it simpler for you to drive off in a new car. If you're considering buying a home, our Mortgage Loans & Refinancing solutions can help you navigate the process smoothly. For personal needs, such as unexpected expenses or planning a big trip, our Personal Loans & Debt Consolidation options provide flexibility and support.

Personal Banking Services

Managing your finances should be easy and convenient. With our Personal Banking options, you can open Checking & Savings Accounts that suit your lifestyle. Imagine having quick access to your funds with just a few taps on your phone through our Online & Mobile Banking features. Plus, our ATM & Cash Withdrawal Services ensure that you can get cash when you need it most, whether it's for groceries or that last-minute gift.

Digital & Online Banking

Key Services

One of the standout features is our mobile application, which makes banking even more accessible. Whether you're at home or on the go, you can manage your accounts with just a few taps on your smartphone. Plus, with our mobile payments feature, you can make purchases quickly and securely right from your device. If you prefer to handle transactions directly from your computer, our online banking platform has got you covered. You can set up electronic signature authorization for seamless document signing and enjoy e-statements that keep your financial records organized without the clutter of paper.

Security and Accessibility

Your security is our priority. We use advanced encryption technology to protect your personal information while giving you the freedom to conduct transactions safely. Additionally, our person-to-person transfer option allows you to send money to friends or family instantly no cash needed! With everything from bill payments to account management available online or through our app, accessing your finances has never been easier. At American Heritage, we strive to provide a user-friendly experience that fits into your busy lifestyle. Experience the ease and security of digital banking today! For more details about our offerings, visit us at https://www.americanheritagecu.org/ .

Financial Strength

Commitment to Growth

With $370,771,691 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in $50,634 in used auto loans and $3,657,218,934 in total loans and leases, supporting members' financial goals across various sectors.

Community Trust

The trust of our growing member base is evident with 600,583 total share accounts. Our focus remains on delivering exceptional service while safeguarding your investments. Net Shares (Funds available for lending and investments) stand at $13,997,062, further affirming our commitment to sound financial management. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American Heritage is your trusted partner. Visit us at 100 Haddonfield Rd Cherry Hill Nj 08002 or call (856) 301-4020 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $1,322,944,083 in share certificates and $102,002,186 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,241,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our strong operational efficiency is highlighted by a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 630 full-time employees and 49 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $408,402,198, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $841 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $209,627,180 in new vehicle loans and $861,785,420 in used vehicle loans to help our members get on the road with confidence. Whether you're purchasing a brand-new car or a reliable used model, we have options that fit your budget.

Business Loans

If you're a business owner seeking capital to grow and expand your operations, our outstanding commercial loans total $1,018,865,110. These loans are tailored to meet the unique needs of businesses in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process of buying or refinancing your home. We offer Junior Lien 1-4 Family Residential Properties loans totaling $278,326,236, making it easier for you to secure the financing you need for your dream home.

Refinancing Options

We understand that circumstances can change. If you're considering refinancing any of your current loans or want to check your eligibility for our loan products, we encourage you to reach out. Our team is here to guide you through the options available and find what best fits your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to contact us at 856-301-4020 for more information about any of our loan offerings or visit us online at American Heritage for additional details and application processes. Your financial journey starts here!

Unsecured Credit Card Loans

For those looking to manage their finances more effectively, we also provide flexible terms on unsecured credit card loans. With a total of $126,036,862 in unsecured credit card loans available, our offerings are designed to suit your spending habits and help you build credit.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers. Each listed loan option is backed by reliable data, allowing borrowers to feel confident in their choices.

AMERICAN HERITAGE FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans