American First Fullerton CA Credit Union | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to American First in Fullerton, your trusted partner for all your financial needs! Located at 4180 N Harbor Blvd Ste A, Fullerton, CA 92835, our branch has been serving the community since 1989. We pride ourselves on building lasting relationships with our members, making their financial journeys smoother and more rewarding. At American First, we believe that every member deserves personalized service and a strong support system. With over 43,410 members and assets totaling an impressive $995,095,763, we are committed to providing services that cater to your unique needs. Our total deposits stand at $36,800,797, reflecting the trust that our community places in us. Led by our dedicated CEO, Jon Shigematsu, and Board President Tom Cook, our team of 123 employees is always ready to assist you with various services, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. We also offer convenient options like online and mobile banking to make managing your finances easier than ever. While you can visit us at our Fullerton branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: 6 Pointe Dr Ste 400, Brea, CA 92821-6322. We invite you to join our growing family at American First! Whether you're looking for advice on loans or need help setting up an account, we're here for you. Feel free to give us a call at 800-290-1112 or explore more about us at amerfirst.org. Your financial success starts here!

Branch History & Mission

Welcome to the story of American First, a credit union that has proudly served the community of Fullerton, CA since it first opened its doors in 1989. Over the years, we have grown alongside our members, currently boasting a vibrant membership base of over 43,410 individuals who trust us with their financial needs. Our branch is located at 4180 N Harbor Blvd Ste A, a convenient spot for our members, and while you can always visit us there, any official correspondence should be sent to our mailing address at 6 Pointe Dr Ste 400, Brea, CA 92821-6322. From humble beginnings, American First has evolved into a robust institution with total assets reaching an impressive $995,095,763. This growth reflects not only our success but also our commitment to providing accessible financial services. We offer everything from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our mission is clear: we aim to empower our members through responsible financial practices while supporting the community around us. At American First, we believe in more than just numbers; we are deeply rooted in our mission to foster financial wellness and create opportunities for all. Our services are designed with you in mind, ensuring that whether you need assistance with loans or access to digital banking tools like online and mobile payments, we are here for you. We take pride in being ADA compliant and offering various customer-centric initiatives that make banking easier for everyone. Our members enjoy the convenience of ATM availability right at our branch, ensuring you can manage your finances anytime. While we don't currently have drive-thru service, we do offer shared service center access for basic transactions alongside partner credit unions. Our commitment extends beyond just banking; we actively engage in community outreach efforts and partnerships that uplift those around us. Whether it's sponsoring local events or providing educational resources about financial literacy, American First strives to make a positive impact. Our operating hours are designed to accommodate busy schedules: Monday through Thursday from 9 AM to 5 PM, Friday from 10 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you're looking for a supportive financial partner dedicated to your growth and success, we invite you to experience all that American First has to offer. Join us today and become part of a community-focused credit union where your goals matter! For more information on membership or services available at American First, feel free to call us at 800-290-1112 or visit our website at amerfirst.org. Your journey toward better financial health starts here!

Branch Location & Accessibility

Getting Here

Our location is just a stone's throw away from popular landmarks like the Fullerton Arboretum and the bustling downtown area. You'll find ample parking available right outside our entrance, making it easy for you to swing by anytime. For those who may need assistance, our facility is ADA compliant, ensuring that everyone can access our services comfortably.

Operating Hours

At American First, we value your time. Our lobby hours are set to accommodate your busy schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 10 AM to 6 PM, and Saturday from 9 AM to 1 PM. We understand that life can be hectic, so we strive to make banking as convenient as possible.

Services Offered

We offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. You can also take advantage of our online and mobile banking features for added convenience. If you're a member of another participating credit union, feel free to utilize our shared service center for basic transactions.

Stay Connected

If you have any questions or would like more information about what we offer, don't hesitate to reach out! You can call us at 800-290-1112. We look forward to seeing you at American First in Fullerton! Remember, while members can visit us at our branch address, official correspondence should be sent to our mailing address at 6 Pointe Dr Ste 400 in Brea, CA. Come by today and discover how we can help you achieve your financial goals!

Member Eligibility

At American First, we believe that everyone deserves a supportive financial community, and becoming a member is as simple as reaching out. If you live, work, or worship in the areas we serve, you're likely eligible to join us! We welcome individuals from various walks of life and backgrounds, making it easy for you to access our range of services designed just for you. Plus, by becoming a member of American First, you can enjoy benefits such as competitive loan rates and personalized service tailored to your needs. To learn more about the specific eligibility requirements, feel free to check out our detailed resource at https://www.amerfirst.org/bank-with-us/get-started/membership-perks. If you're ready to open an account, the process is straightforward! Just visit our account opening page at https://www.amerfirst.org/bank-with-us/get-started/love-my-credit-union, or give us a call at (800) 290-1112 for assistance. We're excited to help you take this important step toward better financial health at our branch located at 4180 N Harbor Blvd Ste A Fullerton Ca 92835!

Business Banking & Commercial Services

Merchant Services That Work

In addition to our loan options, we provide merchant services designed to simplify daily operations. Imagine having the ability to accept payments quickly and securely, making transactions smoother for both you and your customers. Our services help you focus on what really matters growing your business. Located at 4180 N Harbor Blvd Ste A Fullerton Ca 92835 in Fullerton, CA, we're here to offer personalized support for all your business needs. Whether you're just starting or looking to expand, let us help you achieve your goals. For more information, give us a call at (800) 290-1112 or visit our website at https://www.amerfirst.org/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $386 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $434,850,269, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of that new ride? Our auto loans and vehicle financing options provide competitive rates that can help turn your dream into reality. Whether you're buying a brand-new car or refinancing an existing loan, we offer personalized plans to fit your budget.

Business Banking Services

For small business owners, we offer comprehensive business banking solutions, including merchant services and business loans. Your business deserves the best support, and we're here to help it thrive.

Convenient Access Points

We also provide convenient ATM services for cash withdrawals and balance checks, ensuring that you have access to your money whenever you need it. Plus, if you're a member of partner credit unions, basic shared branch transactions are available right here at American First. If you're ready to take control of your finances or learn more about how we can help meet your needs, give us a call at 800-290-1112 or visit us online at amerfirst.org. Join the American First family today and experience banking designed with you in mind!

Credit Cards with Rewards

With our credit cards featuring rewards, each purchase brings you closer to exciting benefits. Whether it's cash back on groceries or travel points for your next vacation, our rewards program adds value every time you swipe.

Home Financing Options

Looking for a place to call home? Explore our mortgage loans and refinancing services. We understand that buying a home is one of the biggest decisions you'll make, which is why we guide you every step of the way from application to closing making the process as smooth as possible.

Personal Banking Solutions

Our personal banking services are designed with you in mind. With various checking and savings accounts, we make it easy to manage your finances. Imagine having the flexibility to access your funds anytime, anywhere through our online and mobile banking options. You can easily check balances, transfer money, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to simplify your finances, consider our personal loans and debt consolidation options. These services allow you to manage multiple debts more effectively by combining them into one manageable payment, helping you regain control over your financial situation.

Digital & Online Banking

Key Features

One of the standout features is our mobile application. With this handy tool, you can manage your accounts directly from your smartphone. Plus, we provide mobile payments for easy transactions on the go. Need to send money to a friend? Our person-to-person transfer feature makes it quick and hassle-free. For those who prefer going paperless, e-statements are readily available. This option not only helps you stay organized but also contributes to a greener planet by reducing paper waste. And while we don't currently support electronic signature authorization, rest assured that our security measures keep your information safe. Banking shouldn't be complicated or stressful. At American First, we aim to make every transaction smooth and straightforward so you can focus on what matters most in your life. Experience the ease of modern banking with us today!

Financial Strength

At American First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to know that your finances are in good hands. That's why we're proud to highlight our strong financial position, which is designed to serve your needs today and into the future. With a net worth of $103,848,229, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,043 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $107,519,135 in share certificates and $256,304,664 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $145,493,112, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $101,385,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $4,975 in used auto loans and $800,507,917 in total loans and leases. Our operational efficiency is reflected in our $1,810,926, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 115 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 85,364, showing a strong and growing member base that trusts us with their finances. With net shares (funds available for lending and investments) at $0, we are well-prepared to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American First is your trusted partner. Visit us at 4180 N Harbor Blvd Ste A Fullerton Ca 92835 or call (800) 290-1112 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $112,013,152 in used vehicle loans and $47,579,174 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, our team is here to guide you through the process and ensure you find the best loan option for your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $434,850,269 provide the capital needed to grow and expand. We are dedicated to supporting local businesses by offering competitive rates and personalized service. In addition to these loan products, we have refinancing options available for many of our loans. If you're interested in exploring eligibility criteria or would like more information about any of our offerings, please don't hesitate to reach out. You can visit us at our branch located at 4180 N Harbor Blvd Ste A Fullerton Ca 92835, or give us a call at 800-290-1112 during our operating hours: 9 AM - 5 PM Monday through Thursday; 10 AM - 6 PM Friday; and 9 AM - 1 PM Saturday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At American First, we're here to help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,825,988, make buying or refinancing simple. We know that securing a mortgage can be overwhelming, but our experienced staff will work closely with you to find a plan that fits your budget and long-term financial goals.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,688,720 in loans helping members manage their finances effectively. These credit cards can provide you with the purchasing power you need while allowing you to build or improve your credit score.

Loan Aggregator

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American First