American First Buena Park CA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to American First, your trusted financial partner located at 6011 Lincoln Ave Ste B, Buena Park, CA 90620. Established in 1989, we have proudly served our community for over three decades, growing to a strong membership base of 43,410 individuals who value not just banking services, but the sense of belonging that comes with being part of a credit union. At American First, we believe in empowering our members through personalized financial solutions. With total assets exceeding $995 million, we are committed to providing competitive rates on loans and deposits. Our portfolio includes 11,680 loans and leases, ensuring that you have access to the funds you need for everything from buying a new car to financing your dream home. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 6 Pointe Dr Ste 400, Brea, CA 92821-6322. Under the leadership of CEO Jon Shigematsu and Board President Tom Cook, our dedicated team of 123 employees is here to assist you with a range of services. From personal banking options like checking accounts and auto loans to business banking services that support local entrepreneurs, we strive to meet every financial need. Our commitment extends beyond numbers; it's about building relationships within our community. We take pride in being a member-focused institution where your financial health is our priority. Ready to take the next step? Visit us today or give us a call at 800-290-1112. Let's work together towards achieving your financial goals! For more information about our services and how we can help you thrive financially, check out our website at amerfirst.org.

Branch History & Mission

Community Engagement

American First actively participates in community outreach programs that foster growth and support local initiatives. By partnering with schools and organizations in Buena Park and beyond, we aim to create a positive impact that extends beyond just banking. We invite you to experience the difference at American First. Join us today to take advantage of our personalized financial solutions tailored just for you! If you're ready to become part of something bigger than just a bank visit us or call 800-290-1112 for more information about how we can help you achieve your financial goals.

Our Evolution

From humble beginnings, American First has continually evolved to meet the needs of our community. Over the years, we've expanded our services and adopted digital advancements to ensure that banking remains accessible and convenient. Today, we offer a range of personal banking options including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking services. Our drive-thru banking may not be available, but we pride ourselves on providing excellent service through online and mobile banking platforms.

Our Mission

At the heart of American First is our mission: to empower individuals and families by providing reliable financial services while supporting community growth. We strive to create lasting relationships built on trust and transparency. Whether it's helping you secure your first home or offering guidance on managing debt, our dedicated team is here to support you every step of the way. While members can visit us at 6011 Lincoln Ave Ste B, official correspondence should be sent to 6 Pointe Dr Ste 400, Brea, CA 92821-6322. We are committed to accessibility for all; hence we are proud to be ADA compliant and offer shared service center options for even more convenience.

Branch Location & Accessibility

Convenient Access and Features

Our branch is designed with your convenience in mind. While we don't have drive-thru banking, our friendly staff is ready to assist you inside during our operating hours. We are open from 9 AM to 5 PM Monday through Thursday and extend our hours until 6 PM on Fridays for your convenience. If you're looking for cash, we also have an ATM available on-site for quick and easy transactions. Parking is ample and accessible, ensuring that everyone can visit us without hassle. Our facilities are ADA compliant, featuring ramps and other accessibility options so that all members of our community feel welcome.

Services Tailored for You

At American First, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. If you're a business owner, we provide merchant services and business loans as well. Plus, with online and mobile banking available, managing your finances has never been easier! While members can visit us at 6011 Lincoln Ave Ste B, official correspondence should be sent to our mailing address: 6 Pointe Dr Ste 400, Brea, CA 92821-6322. We invite you to come by or give us a call at 800-290-1112 if you have any questions or need assistance. Our team is excited to help you achieve your financial goals!

Member Eligibility

At American First, we believe that becoming a member is like joining a family that supports each other through every financial journey. To qualify for membership, you simply need to live, work, worship, or attend school in certain areas of California or have an immediate family member who is already part of our community. We strive to make the membership process as welcoming as possible, so if you think you might be eligible, we encourage you to check out the detailed criteria at this link. Once you're ready to take the next step, opening an account is straightforward! Just visit us at our Buena Park location: 6011 Lincoln Ave Ste B, Buena Park, CA 90620. If you have any questions or need assistance, feel free to give us a call at 800-290-1112. We're here to help you every step of the way and can't wait for you to experience all the great benefits of being part of American First!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $386 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $434,850,269, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a payment solution that makes it easier for your customers to buy from you. Our merchant services simplify transactions and enhance customer experience. Whether you're a local coffee shop or a growing tech startup, these services ensure you can accept payments effortlessly, allowing you to focus on what you do best running your business. Located at 6011 Lincoln Ave Ste B Buena Park Ca 90620 in Buena Park, CA, we're here to help your business reach its full potential. For more information, give us a call at (800) 290-1112 or visit us online at https://www.amerfirst.org/. Let's work together to fuel your business dreams!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services are easily accessible, allowing you to withdraw cash or check balances without hassle. Plus, if you're a member of partner credit unions, you can enjoy basic shared branch transactions like deposits and withdrawals. At American First, we prioritize convenience and accessibility because we know life can get busy. That's why our digital banking features are designed with you in mind making it easy for you to manage your finances anytime, anywhere. If you're ready to explore all these fantastic services and see how we can assist you further, give us a call at (800) 290-1112 or visit us at 6011 Lincoln Ave Ste B Buena Park Ca 90620 in Buena Park, CA. Join us today and take control of your financial future!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. With competitive rates and flexible terms, you can find a plan that works for you. Plus, our quick approval process means you can be on your way to driving your dream car in no time.

Business Banking

For our entrepreneurial members, we provide robust business banking services that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business goals.

Credit Cards with Rewards

Want more out of your spending? Our credit cards with rewards allow you to earn points for everyday purchases. Imagine racking up rewards just by buying groceries or filling up your gas tank! It's a great way to make your money work harder for you.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. Our team at American First is here to guide you through the process with our mortgage loans and refinancing options. Whether you're a first-time homebuyer or looking to refinance an existing loan, we provide personalized service to help you navigate your choices.

Personal Banking

When it comes to managing your day-to-day finances, we offer a variety of personal banking options. Our checking and savings accounts are tailored for every lifestyle, whether you're saving for a big purchase or just looking for a safe place to keep your money. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms. You can check your balance, transfer money, and even make deposits from the comfort of your home.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans, you don't have to face them alone. Need to consolidate debt? We offer solutions that simplify your finances while potentially lowering your monthly payments.

Digital & Online Banking

At American First, we understand that managing your finances should be as easy and secure as possible. That's why we've put together a range of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, you can access your accounts anytime, anywhere. One of the standout features we offer is our robust online banking platform, accessible through https://www.amerfirst.org/. This service allows you to check your balances, pay bills, and transfer money with just a few clicks. Plus, with 24/7 availability, you're never out of touch with your finances. If you're looking for convenience in making payments, our mobile payments feature is perfect for you. It allows you to make quick transactions directly from your phone, simplifying the way you handle everyday purchases. And for those who prefer an app-based experience, our mobile application makes it easy to manage your accounts right from your smartphone. Keeping track of your financial activity is also simple with our e-statements option. You'll receive electronic statements that are not only environmentally friendly but also easily accessible whenever you need them. Plus, our person-to-person transfer service lets you send money to friends and family quickly and securely, eliminating the hassle of cash or checks. Security is a top priority at American First. While we do not offer electronic signature authorization at this time, rest assured that all your transactions are protected by advanced security measures to keep your information safe. Overall, whether you're using a computer or a mobile device, our digital banking services provide an easy and secure way to manage your finances on your terms. Embrace the convenience today with American First!

Financial Strength

Investing Back into You

With $101,385,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,975 in used auto loans and $800,507,917 in total loans and leases.

Operational Efficiency

Our $1,810,926 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 115 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $107,519,135 in share certificates and $256,304,664 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $145,493,112, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $103,848,229, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,043 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

With a total of 85,364 share accounts, it's clear that our growing member base trusts us with their finances. Net Shares available for lending and investments stand at $0, showing our readiness to support your financial needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American First is your trusted partner. Visit us at 6011 Lincoln Ave Ste B Buena Park Ca 90620 or call (800) 290-1112 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $112,013,152 in used vehicle loans and $47,579,174 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your next vehicle purchase as affordable as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $434,850,269 provide the capital needed to grow and expand. We understand the challenges businesses face and are here to help you navigate them with confidence. At American First in Buena Park (6011 Lincoln Ave Ste B), we pride ourselves on providing personalized service and expert guidance throughout the loan process. If you're interested in exploring refinancing options or learning about eligibility requirements for any of our loan products, don't hesitate to reach out at 800-290-1112. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,825,988, make buying or refinancing simple. We offer various financing solutions tailored to your unique situation and financial goals.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,688,720 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards while keeping your budget in check.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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American First