American First Brea CA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to American First, your trusted partner in financial well-being, located at 6 Pointe Dr Ste 400, Brea, CA 92821. Since our establishment in 1989, we've been dedicated to serving our community with a member-first approach that prioritizes your financial goals. With over 43,410 members and a robust portfolio of assets totaling $995,095,763, we take pride in being a reliable resource for all your banking needs. At American First, we believe in empowering our members through tailored financial solutions. Whether you're looking to finance your dream car with one of our competitive auto loans or need guidance on saving for your future, our experienced team is here to help. Our total deposits amount to $36,800,797, reflecting the trust and confidence our members place in us. Our leadership team, led by CEO Jon Shigematsu and Board President Tom Cook, is committed to ensuring that every interaction you have with us is positive and productive. We strive to make banking easy and accessible offering services like online and mobile banking for your convenience. While you can visit us at our branch for personalized service, official correspondence should be sent to the same address: 6 Pointe Dr Ste 400, Brea, CA 92821-6322. For inquiries or assistance, don't hesitate to give us a call at 800-290-1112. Join us at American First today and discover how we can support your financial journey! Visit our website at amerfirst.org or check out our membership perks here. We look forward to welcoming you into our community!

Branch History & Mission

Join Us

If you're looking for a financial partner that truly cares about your needs and invests in your future, look no further than American First. With nearly ${total_membership} members trusting us with their finances, we're excited about what's ahead! Explore the benefits of membership by visiting us today or checking out our website at American First. Together, let's build a brighter financial future!

Our Journey

American First began with a simple mission: to provide accessible and affordable financial services while prioritizing the needs of our members. Over the years, we have achieved significant milestones that have shaped who we are today. Our total assets have reached an impressive $995,095,763, reflecting our commitment to responsible growth and stability. We continually strive to enhance our offerings, ensuring they meet the diverse needs of our membership. Throughout our history, we have embraced innovation while maintaining a strong focus on personal service. From auto loans and mortgages to business banking solutions, we have expanded our services to help members achieve their financial goals. We believe in building lasting relationships with our members and supporting them every step of the way.

Our Mission

At American First, our mission is clear: we aim to empower our members by providing exceptional financial services and fostering community support. We understand that when one member succeeds, it strengthens us all. That's why we actively engage in outreach initiatives that uplift those around us. Whether through sponsorships or volunteer efforts, we are dedicated to making a positive impact on our community. While members can visit us at 6 Pointe Dr Ste 400 Brea Ca 92821, official correspondence should be sent to 6 Pointe Dr Ste 400, Brea, CA 92821-6322. We invite you to experience a range of modern conveniences at our branch, including online and mobile banking options that make managing your finances easier than ever. Although we currently do not offer ATM or drive-thru services, our friendly team is always ready to assist you during operating hours from 6:30 AM to 8:00 PM Monday through Friday.

Branch Location & Accessibility

Welcome to American First, your friendly neighborhood credit union located at 6 Pointe Dr Ste 400, Brea, CA 92821. Nestled in the heart of Orange County, our branch is easily accessible and conveniently situated near popular landmarks, making it a great spot for all your banking needs. Whether you're grabbing a quick coffee from a nearby café or visiting the local shops, stopping by to manage your finances has never been easier! At American First, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ramps to ensure that everyone can enjoy our services comfortably. Plus, there's ample parking available so you won't have to worry about finding a spot during your visit. We're here for you during the week! Our lobby hours run from 6:30 AM to 8:00 PM, Monday through Friday, providing flexibility for those with busy schedules. If you need assistance or have questions, don't hesitate to give us a call at 800-290-1112. We're always ready to help! While members can visit us at our physical address for all banking services including personal banking options like checking and savings accounts, auto loans, and mortgage refinancing please note that official correspondence should be sent to the same address: 6 Pointe Dr Ste 400, Brea, CA 92821-6322. Currently, we do not offer ATM services or drive-thru banking; however, our online and mobile banking platforms make it easy for you to manage your accounts anytime and anywhere. We're committed to providing you with the tools you need to bank efficiently. So why wait? Visit American First today at our Brea location or call us for more information. We look forward to welcoming you into our credit union family!

Member Eligibility

Becoming a member of American First is like joining a family that truly cares about your financial well-being. If you're looking for a supportive community and personalized service, you'll be pleased to know that eligibility is quite straightforward. Generally, anyone who lives, works, or worships in the area surrounding our branch at 6 Pointe Dr Ste 400 Brea Ca 92821 can join us. We also welcome family members of existing members, making it easy to share the benefits of credit union membership. For full details on eligibility criteria, feel free to check out our resource at https://www.amerfirst.org/bank-with-us/get-started/membership-perks. Opening an account with us is just as simple! You can start your journey toward membership by visiting this link: https://www.amerfirst.org/bank-with-us/get-started/love-my-credit-union or give us a call at (800) 290-1112 if you have any questions. Our friendly team is here to guide you every step of the way!

Business Banking & Commercial Services

At American First, we understand that running a business is no small feat. Every decision counts, and having the right financial partner can make all the difference. Imagine having access to tailored commercial loan options that empower you to expand your operations, hire new staff, or invest in cutting-edge technology. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $386 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $434,850,269, we continue to drive economic growth by financing new and expanding businesses. But that's not all our merchant services are designed to help streamline your payment processes, making transactions smoother for both you and your customers. From point-of-sale solutions to online payment processing, we equip you with tools that enhance customer experience and boost sales. Located at 6 Pointe Dr Ste 400 Brea Ca 92821 in Brea, CA, we invite you to reach out at (800) 290-1112 to learn how our business banking services can elevate your company. Let's grow together!

Comprehensive List Of Services

Business Banking Services

For our local entrepreneurs, Business Banking solutions are designed to support your growth and success. From Merchant Services that simplify payment processing to tailored Business Loans, we understand what it takes to thrive in today's competitive market.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we've invested in robust Online & Mobile Banking platforms that allow you to manage all aspects of your accounts effortlessly. From tracking transactions to making payments and sending money through person-to-person transfers, everything you need is just a few taps away.

Easy Access to Cash

Although we currently don't have ATM services at our branch, our commitment remains strong in providing exceptional service during lobby hours from 6:30 AM - 8:00 PM, Monday through Friday. Feel free to reach out via phone at (800) 290-1112 if you have any questions or need assistance with accessing cash withdrawal services through other means. At American First, we're more than just a credit union; we're part of your community dedicated to helping you achieve financial success. Visit us today at 6 Pointe Dr Ste 400 Brea Ca 92821, explore all our services, and see how we can assist you on your financial journey! Ready to take the next step? Join us today!

Financial Freedom with Personal Loans

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation options to help you manage those costs effectively. Whether it's consolidating debt or covering an emergency expense, our straightforward application process makes it easy for you to access the funds you need.

Personal Banking Solutions

Managing your everyday expenses is easier with our Personal Banking options, which include both checking and savings accounts. Imagine having a flexible checking account that fits your lifestyle, along with a savings account designed to help you reach your financial goals faster. Our online and mobile banking features make it simple to check balances, transfer funds, and even pay bills from the comfort of your home or on the go. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options can help you drive off with confidence. We offer competitive rates and terms that cater to your budget. For those dreaming of owning a home, our Mortgage Loans & Refinancing services provide various solutions to make that dream a reality while ensuring you get the best deal possible.

Rewarding Credit Options

With our Credit Cards with Rewards, every purchase can bring you closer to exciting rewards. Enjoy cash back or travel points simply by using your card for everyday shopping. It's an effortless way to earn benefits while managing your expenses responsibly.

Digital & Online Banking

Conclusion

With American First, accessing and managing your finances is straightforward and stress-free. From mobile payments to real-time account management through our online banking services, we've got what you need to stay in control of your financial life. Experience the ease of modern banking today!

Key Services

With our online banking platform, accessible at https://www.amerfirst.org/, you can check your account balances, transfer money, and pay bills 24/7. This means you can handle your banking needs whenever it suits you, without waiting in line or adhering to traditional bank hours. Plus, for those who prefer a mobile experience, our user-friendly mobile application lets you take your banking wherever you go. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just a few taps on your smartphone can get funds where they need to be no hassle involved. And if you're looking to stay organized, our e-statements allow you to view your financial documents electronically, keeping everything neat and tidy while helping the environment. Security is always a top priority for us. Your transactions are protected with state-of-the-art technology so you can bank confidently. Even though we currently do not offer electronic signature authorization, we ensure that all other aspects of your online banking experience are secure and reliable.

Financial Strength

Member-Centric Savings

Members' savings are secured through $107,519,135 in share certificates and $256,304,664 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $145,493,112, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,810,926 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 115 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $101,385,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is also evident through our lending capacity $4,975 in used auto loans and $800,507,917 in total loans and leases show our dedication to helping you achieve your dreams.

Solid Financial Foundation

With a net worth of $103,848,229, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,043 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 85,364, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American First is your trusted partner. Visit us at 6 Pointe Dr Ste 400 Brea Ca 92821 or call (800) 290-1112 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $112,013,152 in used vehicle loans and $47,579,174 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we are here to guide you through the process and make it as straightforward as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $434,850,269 provide the capital needed to grow and expand. We understand that every business has unique needs, which is why we work closely with our members to tailor financing solutions that fit their specific requirements.

Credit Card Loans

For those looking for flexible spending options, we also offer unsecured credit card loans. With a total of $7,688,720 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $23,825,988, making buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home without unnecessary stress.

Refinancing Options

If you're considering refinancing your existing loans or exploring eligibility options for any of our products, please don't hesitate to reach out. Our team is ready to assist you in navigating these opportunities so you can maximize your financial potential. At American First, we're committed to supporting our members with transparent services tailored just for them. For more information about our loan offerings or to speak with one of our representatives directly, please call us at 800-290-1112. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that users receive fair and transparent offers tailored to their needs. One of the standout features of LendMesh is its Verified Data. All loan offers are sourced from legitimate financial institutions, which fosters trust and transparency in the comparison process. Unlike many comparison tools, LendMesh prioritizes user interests over potential profits there are No Sponsored Listings. This means lenders are not prioritized based on paid promotions; instead, users receive unbiased results that help them make informed decisions. Another key benefit is the Real-Time Rate Comparisons provided by LendMesh. Users can access up-to-date loan rates from multiple institutions quickly and efficiently. This feature allows individuals to navigate their options easily and find a loan that fits their financial situation. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials illustrate how LendMesh has positively impacted many people's financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

American First