American 1 Credit Union Spring Arbor MI | Low Mortgage Rates & Auto Loans

Introduction

At American 1, we believe that every member deserves a financial partner they can trust. Located at 6580 Spring Arbor Rd, Spring Arbor, MI 49283, our branch has been proudly serving the community since 1980. With a strong commitment to our members, we have grown to support over 66,000 individuals and families, providing them with access to a wide range of financial services. While you can always visit us at our Spring Arbor location, please note that official correspondence should be sent to our mailing address at 718 E Michigan Ave, Jackson, MI 49201. As of now, our total assets stand impressively at $670,242,910, with total deposits reaching $151,737,150. We are dedicated to lending support where it matters most, boasting a total loan portfolio of 54,041 loans and leases. Our net worth is an impressive $101,561,233, reflecting our solid foundation and commitment to your financial well-being. Led by our CEO Martha Fuerstenau and Board President Philip Hoffman, our team of 280 employees is here to ensure you receive exceptional service tailored to your needs. We offer a variety of products including checking and savings accounts, auto loans, mortgages, and business banking solutions all designed with you in mind. We invite you to explore everything we have to offer by visiting our website at American 1 Credit Union. Whether you're looking for personal banking solutions or need assistance with business loans, we're here for you every step of the way. Don't hesitate to give us a call at 517-212-9186 or stop by during our convenient hours: - Monday - Thursday: 9 am - 6 pm - Friday: 9 am - 7 pm - Saturday: 9 am - 2 pm Join us as we work together toward achieving your financial goals!

Branch History & Mission

Commitment to Community

American 1's mission extends beyond just banking; we believe in giving back to the communities we serve. Through various outreach programs and partnerships with local organizations, we work tirelessly to support initiatives that enhance the lives of those around us. Our goal is not only to help individuals manage their finances but also to contribute positively to the overall well-being of Spring Arbor. We understand that each member's journey is unique. That's why we offer personalized services tailored to meet individual needs. Whether you're looking for auto loans, credit cards with rewards, or business banking solutions, we're here to support you. While members can visit us at 6580 Spring Arbor Rd, official correspondence should be sent to 718 E Michigan Ave, Jackson, MI 49201.

Join Us

As we look ahead, our commitment remains strong to provide innovative financial products while nurturing a spirit of community among our members. We invite you to join American 1 today and experience firsthand the benefits of being part of a credit union that truly cares about your success. Visit us during our operating hours Monday through Thursday from 9 AM to 6 PM, Friday from 9 AM to 7 PM, and Saturday from 9 AM to 2 PM or give us a call at 517-212-9186. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings, American 1 has evolved into a trusted financial partner for many families and businesses in the area. Our mission is clear: to empower our members with accessible financial solutions that help them achieve their goals. Whether it's personal banking needs like checking and savings accounts or larger aspirations such as homeownership through mortgage loans, we are here to guide you every step of the way. Our branch is equipped with modern amenities including an ATM for easy access to your funds and drive-thru banking for quick transactions. We also ensure our facilities are ADA compliant so that everyone can enjoy our services comfortably.

Branch Location & Accessibility

Additional Features

For those who prefer convenience, we also provide drive-thru banking services for quick deposits and withdrawals without leaving your car. While members can visit us at 6580 Spring Arbor Rd, please note that official correspondence should be sent to our mailing address at 718 E Michigan Ave, Jackson, MI 49201.

Call to Action

We invite you to come visit us at the American 1 branch in Spring Arbor! Whether you're looking to open an account or need assistance with a loan application, our team is here for you. Feel free to give us a call at 517-212-9186 if you have any questions or need further assistance. We look forward to welcoming you soon!

Nearby Landmarks & Accessibility

When visiting us, you'll find ample parking available, making it simple to stop by for your banking needs. Our location is fully ADA compliant, with features such as ramps ensuring accessibility for all members of our community. Whether you're coming in for a quick transaction or need assistance with your financial plans, our friendly staff is ready to help.

Operating Hours & Services

Our lobby hours are designed to fit your busy schedule. We're open Monday through Thursday from 9 AM to 6 PM, Friday until 7 PM, and Saturday from 9 AM to 2 PM. This flexibility allows you to bank when it's most convenient for you. At American 1, we offer a range of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Need cash? Our ATM is available for quick withdrawals and balance checks anytime during operating hours.

Member Eligibility

At American 1, we believe that becoming a member is more than just opening an account; it's about joining a welcoming community that supports your financial goals. If you live, work, or worship in the area around 6580 Spring Arbor Rd Spring Arbor Mi 49283, you're likely eligible to become part of our family! We love to serve everyone, so whether you're a first-time account holder or looking to switch banks for better service, we have something for you. To find out the specific eligibility criteria, feel free to check out our detailed information at . Joining us is simple! You can easily start your membership journey by visiting our website or calling us at (517) 212-9186. Our friendly staff is here to help you through every step of the process. Plus, as a member of American 1, you'll enjoy numerous benefits designed to enhance your banking experience. So why wait? Join us today and take advantage of everything we have to offer! For more details on how to open your account, visit http://www.american1cu.org/loan-application.

Business Banking & Commercial Services

Financing Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $448,081, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine making transactions easier for your customers while streamlining your operations. Our merchant services are designed to do just that. From card processing solutions to mobile payment options, we provide tools that help you manage sales effortlessly. This means more time for you to focus on what truly matters growing your business. Located at 6580 Spring Arbor Rd Spring Arbor Mi 49283 in Spring Arbor, MI, our dedicated team is here to guide you through every step of the process. Let's work together to turn your business dreams into reality! For inquiries, feel free to call us at (517) 212-9186.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? At American 1, we offer competitive auto loans and vehicle financing options. Picture driving off in your dream car with a loan that fits comfortably within your budget. Our team will work closely with you to find the right financing solution that meets your needs.

Business Banking Services

For our business members, we offer comprehensive banking solutions including merchant services and business loans. Running a business comes with its challenges, but having a trusted partner like American 1 makes it easier to manage finances and grow.

Convenient Access Options

We understand that convenience is key in today's fast-paced world. That's why we offer ATM services for easy cash withdrawals and balance checks anytime you need them. Plus, our basic drive-thru service allows you to handle deposits and simple transactions without leaving your car perfect for those busy days! With all these services available at American 1, you'll find everything you need under one roof. For more information or assistance, feel free to reach out at (517) 212-9186 or visit us in person at 6580 Spring Arbor Rd Spring Arbor Mi 49283 in Spring Arbor, MI. Ready to take the next step? Explore how our services can benefit you today!

Credit Cards with Rewards

Our credit cards come with exciting rewards that can enhance your spending experience. Use them for everyday purchases and earn points towards future travel, shopping, and dining experiences. It's like getting rewarded just for using your card!

Mortgage Loans & Refinancing

If you're planning to buy a home or refinance your existing mortgage, we are here to help. Our mortgage loans come with flexible terms designed to make home ownership more affordable. Imagine reducing your monthly payments or accessing cash for home improvements through refinancing our mortgage specialists can guide you every step of the way.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we have the perfect options for you. Our personal banking services ensure that you can manage your finances effectively. Imagine being able to set aside money for a rainy day while also having quick access to funds when you need them. With our user-friendly online and mobile banking, you can check your balance, transfer funds, and pay bills from anywhere.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our personal loans come in handy. Whether it's for emergency repairs, medical bills, or debt consolidation, we provide options that can help ease your financial stress. You'll appreciate having access to funds when emergencies arise without breaking the bank.

Digital & Online Banking

Convenience at Your Fingertips

Need to send money to a friend or family member? Our person-to-person transfer option allows you to quickly and easily send funds directly from your account without any hassle. And if you're someone who enjoys using mobile payments, you'll be pleased to know that we support this feature as well making it simple to pay for purchases with just a tap. At American 1, we believe that banking should fit into your life, not the other way around. With our comprehensive digital offerings, you can take control of your finances with ease while enjoying peace of mind knowing that your information is secure. Join us today and experience how convenient banking can be!

Key Features

Our 24/7 online banking services give you the freedom to check balances, transfer funds, and pay bills without having to visit a branch. Whether you're at home or on the go, you'll have real-time access to your financial information. Plus, our mobile application makes it even more convenient to manage your accounts right from your smartphone. Worried about security? We've got you covered! Our electronic signature authorization feature adds an extra layer of protection when signing documents online, ensuring that your transactions are safe and secure. You can also enjoy the ease of e-statements, which not only help keep your information organized but also contribute to a greener planet by reducing paper waste.

Financial Strength

At American 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in where your money is placed, and we're proud to share the robust financial health of our credit union. With a net worth of $101,561,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,504 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $107,611,241 in share certificates and $63,623,230 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $56,195,133, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $89,539,654 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $17,945 in used auto loans and $465,910,355 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident with a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 276 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,057,731. Total Share and Deposit Accounts: 142,496, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American 1 is your trusted partner. Visit us at 6580 Spring Arbor Rd Spring Arbor Mi 49283 or call (517) 212-9186 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Offerings

For business owners in our community, our outstanding commercial loans totaling $448,081 provide the capital needed to grow and expand. We understand how important it is for local businesses to thrive and are committed to supporting entrepreneurial efforts through tailored financing solutions. If you're interested in learning more about any of these products or would like assistance determining eligibility or applying for a loan, please give us a call at 517-212-9186. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit our website at American 1 for more information on all our services.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $276,058,074 in used vehicle loans and $20,153,468 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that can fit into any budget. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our team is here to help you navigate the financing process smoothly.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,261,561, make buying or refinancing simple. We work closely with you to find the best solution for your needs and ensure you understand every step of the process. Plus, if you're considering refinancing your current mortgage, ask us about your options we may have solutions that can save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $103,573,641 in loans helping members manage their finances effectively. Our credit cards come with rewards and low interest rates that can help you make purchases without worrying about high fees. This is an excellent option if you want to keep track of your spending while enjoying the benefits of cash back or other rewards.

Loan Aggregator

Benefits of Using LendMesh

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American 1