American 1 Credit Union Milan MI | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to American 1, your trusted partner in financial growth located at 108 W Main St, Milan, MI 48160. Since opening our doors in 1980, we have been dedicated to serving our community with a variety of personal and business banking solutions tailored to meet your needs. With a total membership of 66,032 members and assets exceeding $670 million, we pride ourselves on being a solid financial institution that prioritizes the well-being of our members. At American 1, we understand the importance of community. Our commitment goes beyond just banking; we aim to make a positive impact in Milan and its surrounding areas. With total deposits of $151,737,150 and a net worth of $101,561,233, we ensure that your funds are secure while providing you access to various lending options. Whether you're looking for an auto loan, mortgage financing, or business loans, we've got you covered with over 54,000 loans and leases issued. Our team is led by Martha Fuerstenau, our CEO, alongside Philip Hoffman as Board President. Together, they embody the values of integrity and dedication that define American 1. We employ 280 professionals who are ready to assist you with friendly service whether you visit us in person or connect online. While members can visit us at our branch address, feel free to reach out via phone at 734-439-0630 for any inquiries or assistance. We invite you to explore more about what we offer by visiting our website at American 1. Come see how we can help you achieve your financial goals today!

Branch History & Mission

Commitment to Innovation

In addition to our traditional services, American 1 embraces modern technology to enhance your banking experience. We offer online and mobile banking options for convenience and accessibility. Our members can manage their finances anytime and anywhere through user-friendly platforms. Plus, our ATM availability ensures that you have access to your money when you need it most. Our facilities are also ADA compliant and equipped with drive-thru banking for added convenience. While members can visit us at 108 W Main St, official correspondence should be sent to the same address as there is no separate mailing address.

Join Us

As we continue our journey into the future, we invite you to join the American 1 family. Experience firsthand how we blend tradition with innovation while placing our community at the forefront of everything we do. Visit us today or call us at 734-439-0630 to learn more about how we can assist you on your financial journey!

Our Mission

At American 1, our mission goes beyond just providing financial services; we aim to empower our members and enrich our community. We believe that everyone deserves access to quality financial products that can help them achieve their goals. Our offerings include checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. We pride ourselves on being a member-focused organization. Our dedication to community support is reflected in numerous outreach programs and partnerships designed to uplift those around us. From sponsoring local events to providing educational resources on financial literacy, we strive to make a positive impact in every way we can.

Branch Location & Accessibility

Convenient Access

Our branch is easily accessible with ample parking available right outside, ensuring that you can visit us without any hassle. For those who require special accommodations, we are committed to being ADA compliant and have features like ramps for easy access. Plus, if you're looking for quick transactions, we offer a drive-thru service where you can take care of your banking needs without leaving your vehicle.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your schedule: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you need assistance with personal banking or want to explore loan options, our friendly staff is here during these hours to help you.

Services Offered

At American 1, we offer a variety of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our ATM is available for cash withdrawals and balance checks whenever you need it. If you're looking for basic drive-thru banking services such as deposits or simple transactions, we've got that covered too! If you have any questions or need assistance before your visit, feel free to call us at 734-439-0630. We can't wait to welcome you at the American 1 branch in Milan! Come see how we can help you achieve your financial goals today!

Member Eligibility

Joining the American 1 community is more than just opening an account; it's about becoming part of a family that values you and your financial journey. At our branch located at 108 W Main St, Milan, MI 48160, we welcome anyone who lives, works, worships, or attends school in our area. This means if you're connected to our vibrant community in any way, you're eligible to become a member! The process is straightforward and friendly just visit us or call us at 734-439-0630 for more information. For detailed eligibility criteria, feel free to check out our resource at this link. Once you're ready to join, opening an account is easy! Just head over to our account opening page, where you'll find all the guidance you need to get started. As a member of American 1, you'll enjoy competitive rates on loans and savings, personal service tailored just for you, and access to a wide range of banking options designed with your needs in mind. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer robust merchant services that make transactions easy and efficient. Imagine running your business with seamless payment processing that allows you to focus on what you do best serving your customers. Our solutions help streamline cash flow, making it easier for you to manage day-to-day operations. Discover how American 1 can be your partner in success at our branch located at 108 W Main St Milan Mi 48160, Milan, MI. For inquiries, feel free to call us at (734) 439-0630. Let's build a brighter future together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $448,081, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we understand the importance of reliable financial solutions. Our business banking services include merchant services and business loans designed to help you grow your company efficiently. Whether you're starting a new venture or expanding an existing one, we have the tools to assist you.

Convenient Access

We know that convenience is key in today's busy world. That's why we provide online and mobile banking options for all our members. You can handle transactions from the comfort of your home or on-the-go with just a few taps on your smartphone. Our basic drive-thru banking service allows for quick deposits, withdrawals, and simple transactions without needing to leave your car. At American 1, we're more than just a credit union; we're a community partner committed to helping you achieve financial success. Explore all the ways we can assist you by visiting us or giving us a call today at (734) 439-0630. Let's work together towards a brighter financial future!

Credit Options

When life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the support you need. We also offer credit cards with rewards that allow you to earn points on everyday purchases turning spending into savings!

Personal Banking

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds through online and mobile banking, allowing you to check balances, make transfers, and pay bills from anywhere. With our ATM and cash withdrawal services available, you can get cash when you need it without any hassle. If you're considering purchasing a vehicle, we offer auto loans and vehicle financing that make it easier than ever. Picture driving off in your dream car with a financing plan tailored just for you. Additionally, our mortgage loans and refinancing options ensure that owning a home becomes a reality for many of our members.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our 24/7 Online Banking Services, you can check your account balances, review transactions, and transfer funds whenever it suits you. No more rushing to the bank before closing time; you have full control right from your smartphone or computer. For members who prefer using mobile technology, our Mobile Application is available, providing all the features you need at your fingertips. Plus, with Mobile Payments, making purchases has never been simpler just tap and go! We also prioritize security in everything we do. With Electronic Signature Authorization, you can complete transactions safely without needing to visit a branch. And if you're looking to go paperless, our E-Statements Availability allows you to receive your statements electronically, keeping your financial information secure and easily accessible. Need to send money to a friend? Our Person-to-Person Transfers feature lets you quickly and securely send money without hassle. Whether splitting a bill or sending a gift, it's all done in just a few taps. At American 1, we are committed to making banking as easy as possible for you. Explore all these features and more by visiting us online at https://www.american1cu.org/. Experience the freedom of managing your finances on your terms!

Financial Strength

Commitment to Growth

With $89,539,654 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,945 in used auto loans and $465,910,355 in total loans and leases.

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 276 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 142,496, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $1,057,731, allowing us to support even more members like you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American 1 is your trusted partner. Visit us at 108 W Main St Milan Mi 48160 or call (734) 439-0630 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $107,611,241 in share certificates and $63,623,230 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $56,195,133, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $101,561,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,504 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $448,081 provide the capital needed to grow and expand. We believe that supporting local businesses is essential for community growth and prosperity. If you're interested in refinancing options or want to know if you're eligible for any of our loan products, please reach out to us. Our friendly staff at American 1 can assist you in understanding your options and finding the right solution for your needs. For more information about our loan offerings or to apply today, visit us at 108 W Main St Milan Mi 48160 in Milan, or give us a call at (734) 439-0630. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $276,058,074 in used vehicle loans and $20,153,468 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in your dream vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,261,561, make buying or refinancing simple. We understand that purchasing a home is one of the biggest financial decisions you'll ever make, and our team is dedicated to guiding you through each step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $103,573,641 in loans helping members manage their finances effectively. These cards provide you with the convenience and purchasing power you need while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that you can trust. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and easily. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights the practical benefits of using this reliable comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory standards ensures fair and transparent offers for all users.

American 1

Introduction

Branch History & Mission

Commitment to Innovation

Join Us

Our Mission

Branch Location & Accessibility

Convenient Access

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Practical Merchant Services

Tailored Loan Options

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Options

Personal Banking

Digital & Online Banking

Key Features of Our Digital Banking Services

Financial Strength

Commitment to Growth

Efficient Operations

Growing Membership Base

Secure Savings Options

Strong Financial Health

Loan Offering

Additional Services

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community