American 1 Credit Union Michigan Center MI | Best Auto Loans & Easy Online Banking

Introduction

Welcome to American 1, your trusted credit union located at 4400 Page Ave, Michigan Center, MI 49254. Since our establishment in 1980, we have proudly served a growing community of over 66,000 members. With total assets exceeding $670 million, we are dedicated to providing quality financial services tailored to meet the diverse needs of our members. At American 1, we believe in fostering strong relationships with our community. Our commitment is evident not just in numbers like our impressive $151 million in total deposits and a robust net worth of $101 million but also in the personalized service we offer every day. Under the leadership of our CEO, Martha Fuerstenau, and Board President, Philip Hoffman, we strive to maintain a supportive environment where every member feels valued. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 718 E Michigan Ave, Jackson, MI 49201. Explore a range of services from checking and savings accounts to auto loans and mortgages. We also provide modern conveniences like online and mobile banking, ensuring you can manage your finances with ease. Feel free to reach out to us at 517-212-9447 or visit our website at American 1 for more information. Whether you're looking for a new loan or need assistance with your existing accounts, we're here to help! Join us today and experience the difference at American 1 Credit Union!

Branch History & Mission

American 1 has been a cornerstone of financial support in Michigan Center, MI, since its establishment in 1980. Over the years, our commitment to serving the community has only grown stronger. Located at 4400 Page Ave, our branch is easily accessible and surrounded by familiar landmarks that make it a trusted destination for both new and existing members. From humble beginnings, American 1 has evolved into a robust financial institution with over 66,000 members and total assets reaching $670,242,910. This growth reflects our unwavering dedication to providing exceptional financial services and fostering strong community relationships. Our mission is clear: we aim to empower individuals and families through personalized banking solutions while supporting local initiatives that uplift our community. At American 1, we believe in making banking convenient for everyone. We offer comprehensive services including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Our commitment to modern banking is evident through our online and mobile platforms that make transactions easier than ever. Additionally, we provide ATM access and drive-thru banking for added convenience. While members can visit us at 4400 Page Ave for all their banking needs, official correspondence should be sent to our mailing address at 718 E Michigan Ave, Jackson, MI 49201. As we look back on our history, we are proud of the partnerships we've built within the community. Our outreach efforts focus on supporting local schools and charitable organizations, reinforcing our commitment to making a positive impact beyond financial services. With operating hours designed to accommodate busy schedules Monday through Thursday from 9 AM to 6 PM, Friday from 9 AM to 7 PM, and Saturday from 9 AM to 2 PM there's always an opportunity for you to connect with us. Whether it's through a friendly chat with one of our knowledgeable staff or utilizing our digital tools for your banking needs, American 1 is here for you. Join us today and experience how American 1 can help you achieve your financial goals while being part of a community-focused institution. Together, let's continue building a brighter future! For more information or to become a member, give us a call at 517-212-9447 or visit us online at american1cu.org.

Branch Location & Accessibility

Accessibility & Parking

Our branch features ample parking for your convenience, making it easy to stop by whether you're running errands or coming in for a meeting. We are committed to accessibility with ADA-compliant facilities including ramps and designated parking spaces for those who need them.

Banking Hours

We understand that life can get busy! That's why we offer flexible hours to serve you better. Our lobby is open Monday through Thursday from 9 AM to 6 PM, Friday from 9 AM to 7 PM, and Saturday from 9 AM to 2 PM. Whether you prefer stopping by during the week or on the weekend, we're here when you need us.

Finding Us

You can visit us at our main address: 4400 Page Ave, Michigan Center, MI 49254. If you need to send official correspondence, please use our mailing address at 718 E Michigan Ave, Jackson, MI 49201.

Get in Touch

If you have any questions or need assistance, don't hesitate to give us a call at 517-212-9447. Our dedicated staff is ready and waiting to help you with all your financial needs. We look forward to welcoming you soon at American 1!

Services Offered

At American 1, we provide a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! Need quick access? Our ATM is available on-site for withdrawals and balance checks whenever you need cash. Plus, we offer drive-thru banking for those simple transactions without leaving your car.

Member Eligibility

At American 1, we believe that becoming a member is like joining a close-knit family where your financial needs are truly understood. If you're interested in joining us, the good news is that membership is open to many! You can become a member if you live, work, or worship in the communities we serve. Additionally, we welcome family members of current members, ensuring that everyone can enjoy our supportive services. For a detailed overview of eligibility criteria, feel free to visit our website at . Joining is straightforward and welcoming. Simply reach out to us at (517) 212-9447 or visit us at our branch located at 4400 Page Ave Michigan Center Mi 49254. If you're ready to take the next step, you can easily start the account opening process by visiting our online application page here: http://www.american1cu.org/loan-application. We look forward to having you as part of our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. This funding empowers local entrepreneurs to innovate and thrive in their industries. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for those outside our membership.

Merchant Services

In addition to loans, we offer merchant services designed to streamline everyday operations. Imagine having a reliable partner who simplifies payment processing, allowing you to focus on what really matters growing your business. With our user-friendly systems, you can accept payments easily and securely, paving the way for better customer experiences. Explore how American 1 can be your trusted partner in navigating the financial landscape of business ownership!

Outstanding Portfolio

With an outstanding commercial loan portfolio of $448,081, we continue to drive economic growth by financing new and expanding businesses. Each loan represents a partnership where we invest in the success of local enterprises, contributing to the vitality of Michigan Center, MI.

Comprehensive List Of Services

Business Banking Services

For our local business owners, we offer a range of business banking services including merchant services and business loans. We understand how important it is for businesses to have access to reliable financial support, and we're dedicated to helping you thrive in your endeavors.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. You can easily check your balances, transfer money, pay bills, and even send money to friends with just a few taps on your phone. Plus, our ATM services ensure you have access to cash when you need it most.

Credit Cards with Rewards

Enjoy shopping while earning rewards! Our credit cards come with great benefits, allowing you to earn points or cash back on your purchases. This means every transaction could bring you one step closer to something special.

Drive-Thru and ATM Services

For those who prefer traditional banking methods, our basic drive-thru service allows for quick deposits and withdrawals without leaving your car. Additionally, our ATM facilities are available for quick cash withdrawals and balance checks whenever you need them. At American 1, located at 4400 Page Ave Michigan Center Mi 49254 in Michigan Center, MI, we aim to make banking simple and accessible for everyone in the community. If you have any questions or need assistance, don't hesitate to give us a call at (517) 212-9447. Join us today at Michigan Center and discover how we can assist you in achieving your financial goals!

Personal Banking Solutions

We understand that managing personal finances can be overwhelming at times. That's why our personal banking services include checking and savings accounts designed to fit your lifestyle. Need a new car? Our auto loans and vehicle financing options make it easy to drive away in the vehicle you want without breaking the bank. If home ownership is on your mind, our mortgage loans and refinancing solutions can help turn that dream into reality. Additionally, our personal loans and debt consolidation services provide you with flexible options to manage your financial obligations effectively.

Digital & Online Banking

Conclusion

At American 1, we're committed to providing user-friendly and secure digital banking solutions that fit your lifestyle. With all these tools at your fingertips, managing your finances is not just easy; it's also enjoyable. Explore our online banking options today and see how we can help simplify your financial life!

Enhanced Security and User Experience

Security is at the heart of everything we do. We utilize electronic signature authorization to keep your transactions secure while simplifying the process for you. Additionally, e-statements are available, helping you stay organized while reducing paper clutter. Need to send money to friends or family? Our person-to-person transfer feature allows you to do just that with ease. Whether it's splitting a bill or sending a gift, transferring money has never been simpler.

Key Services

With our online banking platform available at https://www.american1cu.org/, you can effortlessly check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our 24/7 online banking services ensure you have access whenever you need it, without the hassle of waiting in line. Our mobile application takes this convenience a step further. You can manage your accounts right from your smartphone, making banking as easy as tapping a few buttons. Plus, with features like mobile payments, you can make purchases quickly and securely without needing cash or cards.

Financial Strength

Growing Trust

Total Share Accounts stand at 142,496, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $1,057,731. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American 1 is your trusted partner. Visit us at 4400 Page Ave Michigan Center Mi 49254 or call (517) 212-9447 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $107,611,241 in share certificates and $63,623,230 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $56,195,133, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 276 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $89,539,654 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $17,945 in used auto loans and $465,910,355 in total loans and leases to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $101,561,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,504 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options and Support

If you're considering refinancing any of these loans, we have options available to suit your needs. Our dedicated team is ready to assist you with eligibility inquiries and help you navigate through the application process smoothly. At American 1, we pride ourselves on transparency and customer support. For more information about our loan offerings or to apply today, feel free to reach out at 5172129447 or visit us at 4400 Page Ave, Michigan Center, MI 49254. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $276058074 in used vehicle loans and $20153468 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Credit Lines

For those who need additional flexibility, our credit lines provide easy access to funds when you need them most. With total credit lines amounting to $45000000, we can help you cover unexpected expenses or make larger purchases without the hassle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7261561, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $103573641 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs that make everyday purchases more rewarding.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs.

American 1