American 1 Credit Union Jackson MI | Top Checking & Auto Loans

Introduction

Welcome to American 1, your trusted partner in financial success located at 1238 E Mcdevitt Ave, Jackson, MI 49203. Since our establishment in 1980, we have proudly served over 66,000 members, helping them achieve their financial dreams through a wide range of personalized services. As a member-focused credit union, we are committed to providing you with the tools and support you need to thrive. At American 1, we understand that every member's financial journey is unique. With total assets exceeding $670 million and total deposits of $151,737,150, we maintain a strong foundation that allows us to offer competitive rates on loans and savings. Our comprehensive suite of services includes personal banking, auto loans, mortgages, business banking solutions, and more all designed with your needs in mind. Our dedicated team, led by CEO Martha Fuerstenau and Board President Philip Hoffman, is here to guide you through every step of your financial journey. With 280 employees working tirelessly to ensure your satisfaction, you can count on us for reliable service and expert advice. While members can visit us at our branch for friendly face-to-face service or utilize our online resources at American 1 Credit Union, we encourage you to reach out via phone at 517-784-0227 for any questions or assistance you may need. Join the American 1 family today and experience the difference a community-driven credit union can make in your financial life!

Branch History & Mission

A Journey Through Time

American 1 began with a simple yet powerful vision: to provide accessible and affordable financial services to everyone in our community. Over the decades, we have achieved remarkable milestones that reflect our commitment to this mission. From expanding our services to include auto loans, mortgages, and business banking options, we have continually adapted to meet the changing needs of our members. Our branch is conveniently situated near key landmarks in Jackson, making it easy for you to stop by during your busy day. We understand that life can be hectic, which is why we offer operating hours designed to accommodate your schedule: Monday through Thursday from 9 a.m. to 6 p.m., Friday from 9 a.m. to 7 p.m., and Saturday from 9 a.m. to 2 p.m. Whether you prefer visiting us in person or using our digital banking options like mobile payments and online banking, we are here for you.

Join Us Today!

As we look towards the future, we invite you to become part of the American 1 family. Experience firsthand how we blend innovative technology with personalized service tailored just for you. Whether you're looking for assistance with loans or simply want expert advice on managing your finances, we're ready to help. Contact us today at (517) 784-0227 or visit our website at American 1 Credit Union to learn more about becoming a member. Together, let's build a brighter future!

Our Mission

At American 1, our mission goes beyond just offering financial products; we strive to uplift and empower our community. We believe that by providing exceptional financial services ranging from personal banking accounts to credit cards with rewards we can help our members achieve their dreams and goals. We also take pride in being an active part of Jackson's vibrant community. Our partnerships with local organizations allow us to support various outreach efforts aimed at improving lives right here at home. We are committed not only to your financial well-being but also to the overall health of our community. While members can visit us at 1238 E Mcdevitt Ave Jackson Mi 49203, official correspondence should be sent to the same address as there is no separate mailing address provided.

Branch Location & Accessibility

Accessibility Features

At American 1, we pride ourselves on being inclusive. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces to ensure everyone can access our services without any hassle. We also offer drive-thru banking for those who prefer to stay in their vehicles ideal for quick deposits or withdrawals.

Operating Hours

We know that life can get busy, so we've tailored our hours to fit your schedule. Our lobby is open Monday through Thursday from 9 a.m. to 6 p.m., and on Fridays, we're here until 7 p.m. Need to visit us on the weekend? Come by Saturday from 9 a.m. to 2 p.m. we're always ready to assist!

Services Offered

American 1 provides a variety of personal and business banking services designed with you in mind. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions to help you manage your finances effectively. Plus, with ATM availability on-site and basic drive-thru services for simple transactions, accessing your money has never been easier. Whether you're a long-time member or considering joining us for the first time, we invite you to visit our branch at 1238 E Mcdevitt Ave or give us a call at 517-784-0227. Discover how American 1 can support your financial journey today!

Member Eligibility

At American 1, we believe that becoming a member means joining a caring community that's dedicated to helping you thrive. If you're looking to become part of our family, it's easier than you might think! Membership is open to anyone who lives, works, worships, or attends school in our local area. This means you can enjoy the benefits of being a member no matter your background or situation. By joining us at American 1, you gain access to a range of services tailored to fit your needs, from competitive loan rates to personalized financial advice. If you're ready to take the next step, opening an account with us is simple and straightforward. You can learn more about the eligibility criteria by visiting our website. Should you have any questions or need assistance, feel free to give us a call at (517) 784-0227. We're here to help guide you through the process and ensure that you feel right at home with us!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. Our competitive rates and personalized service ensure you receive the financial backing needed to turn your vision into reality.

Merchant Services

Imagine having a smooth payment process that keeps your customers happy while you focus on running your business. Our merchant services provide just that efficient payment solutions that help you manage transactions easily. This means less hassle for you and more time to engage with your clients.

Why Choose Us?

With an outstanding commercial loan portfolio of $448,081, we continue to drive economic growth by financing new and expanding businesses in the community. At American 1, located at 1238 E Mcdevitt Ave Jackson Mi 49203 in Jackson, MI, we're dedicated to being a partner in your success. Let's work together to achieve your business goals! For more information, call us at (517) 784-0227 or visit our website at https://www.american1cu.org/.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, our auto loans and vehicle financing make it simple to drive away in your dream vehicle. Imagine hitting the road in style without breaking the bank our competitive rates ensure you get the best deal possible.

Business Banking

For small business owners, we offer comprehensive business banking services, including merchant services and business loans. We understand the challenges of running a business and provide the support needed to help you thrive.

Contact Us Today!

At American 1, we believe in making banking accessible and straightforward for everyone in Jackson and surrounding areas. If you want to learn more about how we can assist you financially, please don't hesitate to reach out! Call us at 517-784-0227 or visit us online at American 1. Let us help you achieve your financial dreams today!

Convenient Access Options

We also prioritize convenience with our ATM and cash withdrawal services, available 24/7 at various locations. Need quick access? Our basic drive-thru banking allows you to perform simple transactions like deposits and withdrawals without leaving your car.

Credit Cards with Rewards

For those who enjoy earning rewards while spending, our credit cards with rewards program allows you to earn points on everyday purchases. Imagine using those points for travel, merchandise, or cash back it's a smart way to get more from your spending!

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans and refinancing options can guide you through the process smoothly. Picture yourself stepping into your new home, knowing you have secured a great interest rate and manageable monthly payments.

Personal Banking

Starting with our personal banking options, we offer various checking and savings accounts designed to fit your lifestyle. Are you saving for a vacation or planning for future expenses? Our savings accounts can help you reach your goals efficiently. With easy access through our online and mobile banking platforms, managing your finances has never been easier.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We aim to provide solutions that ease financial stress, helping you manage bills more effectively.

Digital & Online Banking

Convenience and Security

We also prioritize your safety. All transactions are protected with robust security measures, giving you peace of mind while managing your money online. If you want to send money to friends or family quickly, our person-to-person transfer service makes it simple and straightforward. At American 1, we believe that banking should be accessible and user-friendly. That's why our online banking services not only provide real-time account management but also enhance your overall banking experience. Embrace the future of finance with us!

Key Services

With our user-friendly online banking platform, accessible at https://www.american1cu.org/, you can easily check balances, transfer funds, and pay bills from anywhere with an internet connection. Our mobile application further enhances this experience, allowing you to manage your finances right from your smartphone. Plus, if you prefer using electronic signatures for documents, we've got you covered with our electronic signature authorization feature. For those who like to keep their statements organized and eco-friendly, e-statements are available for hassle-free access to your financial records anytime you need them. And if you're out shopping or dining, take advantage of our mobile payments feature to make quick purchases without the need for cash or cards.

Financial Strength

A Solid Foundation

With a net worth of $101,561,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further supported by our net worth ratio of 15.04%, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed to Excellence

Our operational efficiency is reflected in our $551,079, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 276 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

With a growing member base of 142,496, we are dedicated to building long-lasting relationships with you. Our net shares available for lending stand at $1,057,731, showcasing our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American 1 is your trusted partner. Visit us at 1238 E Mcdevitt Ave Jackson Mi 49203 or call (517) 784-0227 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

We believe in investing back into our community. With $89,539,654 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $17,945 in used auto loans and $465,910,355 in total loans and leases.

Securing Your Savings

Your savings are secure with us. We have $107,611,241 in share certificates and $63,623,230 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $56,195,133, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

At American 1, we understand that everyone has unique financial needs. Whether you're looking to buy a new car, purchase a home, or manage day-to-day expenses, we offer a variety of loan products tailored to help you achieve your goals. Located at 1238 E Mcdevitt Ave, Jackson, MI 49203, our branch is dedicated to serving our members with competitive rates and personalized service. With over 54041 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly noteworthy; looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $276,058,074 in used vehicle loans and $20,153,468 in new vehicle loans already helping members get on the road. If homeownership is on your mind, our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $7,261,561, designed to meet your needs and fit your budget. For those needing additional flexibility in managing expenses, we also provide unsecured credit card loans. With a total of $103,573,641 in loans available, our credit cards come with flexible terms that can help you manage your finances effectively. We also cater to business owners with outstanding commercial loans totaling $448,081, providing the capital needed to grow and expand your business. At American 1, we believe that financing should be straightforward and accessible. If you're interested in refinancing options or want to learn about eligibility for any of our loan products, don't hesitate to reach out to us at 517-784-0227. Our team is here to guide you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you find the right loan solution today!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures fair and transparent offers, allowing you to compare loans with confidence.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions without delays or outdated information. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the platform's reliability and effectiveness. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

AMERICAN 1 CREDIT UNION - Jackson, MI

Type of Loan Offerings

Home Equity Loans

Personal Loans

Compare Loan Rates Near You

Loan rates in Jackson, MI (49203)