American 1 Credit Union Jackson MI | Quick Personal Loans & Auto Financing

Introduction

Welcome to American 1, your trusted financial partner located at 930 W North St, Jackson, MI 49202. Since our establishment in 1980, we have been dedicated to empowering our community through exceptional financial services tailored to meet your needs. With a robust membership of over 66,000 and total assets reaching an impressive $670,242,910, we pride ourselves on being a reliable resource for both personal and business banking. At American 1, we understand the importance of community support. That's why our commitment goes beyond just numbers; it's about building lasting relationships and providing solutions that make a difference in your life. Whether you're looking for an auto loan from our extensive portfolio of 54,041 loans or seeking a safe place to grow your savings with our total deposits of $151,737,150, we are here for you every step of the way. Our team of 280 dedicated employees is led by CEO Martha Fuerstenau and Board President Philip Hoffman, who are both passionate about fostering a welcoming environment for all members. You can count on us to provide personalized service that prioritizes your financial well-being. While members can visit us at our branch location, we also offer convenient online and mobile banking options to ensure you can manage your finances anytime, anywhere. Explore our website at American 1 for more information on our services including checking accounts, credit cards with rewards, and business loans. If you have any questions or need assistance, please don't hesitate to call us at 517-784-7191. We're here to help you achieve your financial goals!

Branch History & Mission

Community Commitment

American 1 is not just about numbers; it's about people. We take pride in being involved in community outreach efforts that strengthen the fabric of Jackson. By collaborating with local charities and initiatives, we aim to give back and uplift those around us. While members can visit us at 930 W North St Jackson Mi 49202, official correspondence should be sent to nan, nan, nan nan if applicable. For more information about our services or how you can become part of our family, please call us at (517) 784-7191 or visit us online at American 1. Join us at American 1 and discover how together we can achieve your financial goals while building a brighter future for our community!

Our Journey

American 1 started as a small credit union with a mission to provide accessible financial services to the local community. Through hard work and dedication, we've transformed into a trusted partner for individuals and businesses alike. Our journey has been marked by key milestones that reflect our commitment to growth and innovation while maintaining a personal touch. We believe in not just providing financial solutions but also fostering a sense of belonging among our members. From auto loans and mortgage financing to rewarding credit cards and business banking services, we aim to empower our members through every stage of their financial journey.

Our Mission

At American 1, our mission is clear: We exist to serve you. We strive to offer reliable financial services that enrich the lives of our members while actively engaging with the community. Whether it's through educational workshops or partnership initiatives that support local organizations, we are dedicated to making a positive impact. Our operating hours are designed for your convenience: Monday through Friday from 9 a.m. to 7 p.m., and Saturday from 9 a.m. to 4 p.m., allowing you ample time to access essential services. Additionally, we provide an ATM and drive-thru banking options for those on the go.

Branch Location & Accessibility

Convenient Access

At American 1, we understand the importance of accessibility. Our branch is equipped with ADA-compliant features to ensure that everyone can easily access our services. We also offer ample parking right outside, so you can park your vehicle without any hassle. Plus, if you prefer not to come inside, we have a drive-thru service available for quick transactions like deposits and withdrawals.

Operating Hours

We want to make banking as convenient as possible for you. Our lobby hours are Monday through Friday from 9 a.m. to 7 p.m., and on Saturdays, our drive-thru is open from 9 a.m. to 4 p.m. This flexibility means you can visit us when it suits your schedule best.

Services Offered

American 1 offers a range of services tailored to meet your financial needs. From checking and savings accounts to mortgage loans and credit cards with rewards, we aim to provide comprehensive solutions under one roof. Need cash quickly? You'll find an ATM onsite for withdrawals and balance checks. While our primary address is at 930 W North St Jackson Mi 49202, please note that official correspondence should be directed to our mailing address if it's different. Feel free to give us a call at (517) 784-7191 if you have any questions or need assistance; we're always happy to help! We invite you to visit us at American 1 on North St in Jackson. Experience friendly service and discover how we can assist you with your financial goals!

Member Eligibility

Joining the American 1 family is more than just opening an account; it's about becoming part of a community that values your financial well-being. At American 1, we welcome individuals who live, work, worship, or attend school in Jackson County, MI. If you meet these criteria, you're eligible to become a member! Our membership offers you access to a range of benefits designed to help you manage your finances effectively and achieve your goals. Getting started is simple! You can find all the details about eligibility and the easy steps to open an account on our website at American 1. If you have any questions or need assistance along the way, feel free to give us a call at (517) 784-7191. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $448,081, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine effortlessly managing payments while keeping track of sales data. Our merchant services are designed to simplify payment processing, allowing you to focus on what truly matters growing your business. With options that integrate seamlessly into your operations, you can accept payments from various platforms while gaining insights into customer preferences. Visit us at 930 W North St Jackson Mi 49202 or call us at (517) 784-7191 to learn how we can support your business journey!

Comprehensive List Of Services

Business Banking

For our business members, we provide essential services through our Business Banking offerings. This includes Merchant Services & Business Loans that can help your company thrive. Whether you need financing for equipment or cash flow management, we have options that can cater to your business needs.

Commitment to Accessibility

At American 1, we pride ourselves on being accessible to all members of the community. With extended hours from Monday through Friday (9 a.m. - 7 p.m.) and Saturday (9 a.m. - 4 p.m.), we're here when you need us most. If you have questions or would like more information about any of our services, don't hesitate to reach out at 517-784-7191. We invite you to experience the difference at American 1 today! Visit us online at www.american1cu.org or stop by our branch in Jackson let's work together toward achieving your financial goals!

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features. With these tools, you can manage your accounts from anywhere at any time check balances, transfer funds, pay bills, and even send money to friends or family using our Person-to-Person payment service. Additionally, our ATM and cash withdrawal services ensure that access to your funds is never far away. Need assistance with quick transactions? Our Basic Drive-Thru Banking allows you to make deposits and withdrawals without ever leaving your car.

Credit Cards and Rewards

Our Credit Cards with Rewards program is designed for those who want to make their spending work for them. You can earn points on purchases that can be redeemed for various rewards, making everyday expenses more rewarding.

Personal Banking

We understand that managing finances can sometimes feel overwhelming. That's why our Personal Banking options are tailored to help you navigate your financial journey. From Checking & Savings Accounts that make it easy to keep track of your money, to Auto Loans & Vehicle Financing that help you get on the road with confidence, we are here for you every step of the way. If you're thinking about buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services offer competitive rates and knowledgeable staff to guide you through the process. For those unexpected expenses or larger purchases, consider our Personal Loans & Debt Consolidation, which can simplify your payments and lower your interest rates.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services available at https://www.american1cu.org/, you can manage your accounts at your convenience. Whether you want to check balances, transfer funds, or pay bills, it's all just a click away. You can rest easy knowing that your information is secure with us.

Easy Transactions

Our electronic signature authorization makes signing documents a breeze, allowing you to complete transactions without the hassle of printing or mailing paperwork. Plus, with e-statements available, you can view your financial statements online whenever you need them saving trees and keeping everything organized in one place.

Mobile App & Payments

Take your banking on the go with our mobile application! It's user-friendly and packed with features that let you manage your accounts right from your smartphone. Want to make quick payments? Our mobile payments feature allows you to pay for purchases directly from your account, making everyday transactions simpler than ever.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer service makes it easy to share funds without any fuss. Just a few taps on your device and the money is sent securely. At American 1, we believe that managing your finances should be as effortless as possible. With our digital banking services, you have everything you need right at your fingertips securely and conveniently. Join us today and experience the ease of modern banking!

Financial Strength

Commitment to Growth

With $89,539,654 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $17,945 in used auto loans and $465,910,355 in total loans and leases.

Member Trust

Total Share and Deposit Accounts: 142,496, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $1,057,731. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American 1 is your trusted partner. Visit us at 930 W North St Jackson Mi 49202 or call (517) 784-7191 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 276 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $107,611,241 in share certificates and $63,623,230 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $56,195,133, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $101,561,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,504 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $276,058,074 in used vehicle loans and $20,153,468 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new model or a reliable pre-owned vehicle, we have options that will fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $448,081 provide the capital needed to grow and expand your business. We're dedicated to supporting local entrepreneurs by offering tailored solutions that suit various business needs. If you're considering refinancing any existing loans or exploring eligibility options for any of our products, don't hesitate to reach out. We're here to answer your questions and provide guidance tailored just for you. For more information about our loan offerings or to get started on your application today, please contact us at (517) 784-7191 or visit us at 930 W North St Jackson MI 49202. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how American 1 can help empower your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $7,261,561, making it easier for you to secure a place to call your own. Our team is here to guide you through every step of the process, ensuring you understand all available options and eligibility requirements.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $103,573,641 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or simply need extra purchasing power for unexpected costs, our credit card options can help you stay on track.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By tapping into verified financial institutions, LendMesh guarantees that every loan offer presented is legitimate, promoting an environment of trust.

Benefits of Using LendMesh

- Verified Data: All loan offers come from established financial institutions, ensuring users can trust the information they receive. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results for users. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, allowing users to assess their options quickly and accurately. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can have a significant impact on your financial choices. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. --- Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

American 1