American 1 Credit Union Jackson MI | Convenient Drive-Thru & ATM Services

Introduction

Welcome to American 1, your trusted financial partner located at 203 N Perrine St, Jackson, MI 49201. Since our establishment in 1980, we have been dedicated to serving our community with reliable and personalized banking solutions. With a strong membership base of over 66,000 members, we pride ourselves on being more than just a credit union we're a vital part of your financial journey. At American 1, we understand that every member's financial needs are unique. That's why we've built a solid foundation with total assets amounting to an impressive $670,242,910 and total deposits reaching $151,737,150. Our commitment to you is further reflected in our robust lending capabilities, having facilitated over 54,041 loans and leases tailored to meet diverse needs. Under the leadership of our CEO, Martha Fuerstenau, and Board President, Philip Hoffman, we strive to create an inclusive environment where members feel valued and supported. Our dedicated team of 280 employees is always ready to assist you with everything from simple transactions at our drive-thru service to more complex financial planning. While members can visit us at our branch for all their banking needs, official correspondence should be sent directly to the same address mentioned above. If you have questions or need assistance, don't hesitate to reach out at (517) 787-6510. Explore the many services we offer by visiting our website at American 1 Credit Union. Whether you're looking for a new loan or simply want to learn about managing your finances better, we invite you to join us in making informed decisions that benefit you and your family. Your trust is important to us, and we're here to help you succeed financially!

Branch History & Mission

A Legacy of Growth

American 1 began as a small credit union dedicated to providing personalized financial services to the residents of Jackson. Over the years, we have evolved significantly while staying true to our mission of improving the lives of our members. Our branch located at 203 N Perrine St, Jackson, MI 49201 stands as a testament to our dedication and resilience. We are proud to offer essential banking services that are accessible and tailored to meet the unique needs of our community. As we reflect on our journey, key milestones such as expanding our services and embracing technological advancements highlight our focus on customer satisfaction. We understand that modern banking requires convenience and accessibility. That's why we provide features like online banking, mobile payments, and ATM access for all your banking needs.

Join Us Today!

As we continue on this journey together with our valued members, we invite you to become part of the American 1 family. Experience firsthand how we can assist you in achieving your financial goals while enjoying the benefits of being part of a supportive community-focused credit union. Visit us or check out more about our offerings at American 1 Credit Union. We look forward to serving you!

Our Mission: Community First

At American 1, our mission is simple yet powerful: to enhance the financial lives of our members while actively supporting the communities we serve. We believe in building strong relationships based on trust and transparency. By offering various financial products from loans to savings accounts we aim to empower individuals and families in their financial journeys. Our commitment extends beyond banking; we engage in numerous community outreach initiatives aimed at uplifting those around us. Whether it's sponsoring local events or partnering with organizations focused on improving the quality of life in Jackson, we strive to make a positive impact wherever possible. While you can visit us at 203 N Perrine St, official correspondence should be sent directly to this address as there is no separate mailing address. If you need assistance or have questions about our services, feel free to reach out at 517-787-6510 during our operating hours: Monday through Friday from 8 a.m. to 7 p.m., and Saturday from 8 a.m. to 3 p.m.

Branch Location & Accessibility

Nearby Landmarks and Accessibility Features

Nestled in the heart of Jackson County, our branch is just a stone's throw away from local favorites like the beautiful Ella Sharp Park and the bustling Jackson Crossing shopping center. You'll find plenty of parking available right outside our doors, making your visit hassle-free. We also prioritize accessibility, ensuring that our facilities meet ADA standards with ramps and other features that make it easy for everyone to bank with us.

Operating Hours and Services Offered

We're open Monday through Friday from 8 a.m. to 7 p.m., and on Saturdays from 8 a.m. to 3 p.m., giving you ample time to come in and take care of your financial needs. While you're here, take advantage of our drive-thru banking services for quick deposits and withdrawals without leaving your car. Additionally, we offer ATM services, so you can access cash easily whenever you need it. If you have any questions or would like to know more about how we can serve you better, don't hesitate to call us at 517-787-6510. We're excited to welcome you into our community-focused banking family at American 1!

Member Eligibility

At American 1, we believe that becoming a member means joining a caring community where your financial well-being is our priority. If you're looking to be part of something special, you'll be pleased to know that membership is open to anyone who lives, works, or worships in the areas we serve. Plus, family members of existing members are always welcome! This inclusive approach ensures that our community continues to grow and thrive together. For more details on eligibility, you can check out our website at . Getting started is simple! All you need to do is visit us at 203 N Perrine St Jackson Mi 49201, or give us a call at (517) 787-6510 for any questions you may have. When you're ready, you can easily open an account online by visiting http://www.american1cu.org/loan-application . We can't wait to welcome you into the American 1 family, where you'll find personalized service and a range of benefits designed just for you!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $448,081, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having the ability to accept payments quickly and efficiently, allowing you to focus on what you do best running your business. Our merchant services provide just that, ensuring seamless transactions for your customers. With easy access to cash flow management tools, you can keep track of your finances without added stress. For businesses in Jackson, MI, we're here to support you every step of the way. Visit us at 203 N Perrine St Jackson Mi 49201 or give us a call at (517) 787-6510 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Digital Convenience

In today's fast-paced world, having digital banking options is crucial. While our branch focuses on essential services, we encourage members to explore additional online features available through our website at Drive Thru. You can easily manage your accounts from anywhere with online banking and mobile payment options. Whether you're paying bills or transferring money to friends through person-to-person services, everything is designed with ease and accessibility in mind.

Personal Banking Made Easy

One of the standout features at American 1 is our ATM Services Only, which allows you to access your funds whenever you need them. Whether you're making a quick withdrawal or checking your balance, our ATMs are readily available to serve you. Imagine being out and about in Jackson and needing cash for a spontaneous outing our ATMs make it easy to grab what you need without delay. For those who prefer face-to-face interactions but still want the convenience of quick transactions, we offer Basic Drive-Thru Banking. This service includes deposits, withdrawals, and other simple transactions, all from the comfort of your car. It's perfect for busy days when time is tight but your banking needs remain essential.

We’re Here for You

At American 1, we understand that every member's financial journey is unique. Our services are crafted not just for transactions but to support your goals whether it's saving for a big purchase or ensuring you have access to your funds whenever necessary. If you have questions or need assistance navigating our services, don't hesitate to reach out to us at (517) 787-6510. In conclusion, whether you're stopping by for an ATM visit or using our drive-thru service on a busy day, know that we are committed to providing you with exceptional service. Join us at American 1 today and discover how we can help you achieve your financial aspirations! Ready to get started? Visit us at 203 N Perrine St Jackson Mi 49201 or check out more on our website: Visit Us Online. Your financial wellness is just a step away!

Digital & Online Banking

Key Features

With just a few clicks at https://www.american1cu.org/ , you can take advantage of our online banking services that are available 24/7. This means you can check your balance, pay bills, and transfer funds whenever it suits you. No more rushing to the bank before closing time! Security is a top priority for us. Our electronic signature authorization feature allows you to sign documents securely from the comfort of your home, ensuring your sensitive information remains protected. Plus, with e-statements available, you can keep track of your financial activities without the clutter of paper statements.

Mobile Banking at Your Fingertips

Our mobile application makes banking on-the-go even easier. You can enjoy mobile payments, allowing you to make purchases directly from your phone, and person-to-person transfers that let you send money to friends or family quickly and easily. Whether you're out shopping or need to split a dinner bill, our app has got you covered. With all these features combined, managing your finances has never been simpler or more efficient. Join us at American 1 and experience the ease of digital banking tailored to fit your lifestyle!

Financial Strength

Commitment to Member Growth

With $89,539,654 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $17,945 in used auto loans and $465,910,355 in total loans and leases, showcasing our lending capacity across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 142,496, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,057,731. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American 1 is your trusted partner. Visit us at 203 N Perrine St Jackson Mi 49201 or call (517) 787-6510 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operations reflect our commitment to efficiency, as shown by our $0 which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 276 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $107,611,241 in share certificates and $63,623,230 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $56,195,133, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $101,561,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,504 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $276,058,074 in used vehicle loans and $20,153,468 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, we've got you covered. Plus, our refinancing options can help you lower your monthly payments if you already have an auto loan elsewhere.

Commercial Loans

If you're a business owner looking for funding options, our outstanding commercial loans totaling $448,081 provide the capital needed to grow and expand your business. We understand the challenges faced by entrepreneurs and are committed to offering solutions that help businesses thrive. At American 1, we're not just about lending; we're about building lasting relationships with our members. Our experienced team is ready to assist you with any questions regarding eligibility or refinancing options. You can reach us at (517) 787-6510 or visit us at our branch located at 203 N Perrine St Jackson Mi 49201 in Jackson, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan products can work for you today!

Credit Lines and Credit Cards

For those who need flexibility in managing their finances, we offer total credit lines amounting to $45,000,000. This can serve as a safety net for unexpected expenses or larger purchases. Additionally, we provide flexible terms on unsecured credit card loans, with a total of $103,573,641 helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs designed to fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,261,561, make buying or refinancing simple. We know that securing a mortgage can be daunting, which is why our dedicated team is here to guide you through the process, ensuring that you find the best solution for your situation.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You won't find misleading information or hidden fees in your comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means every lender is treated equally, allowing you to focus on what matters most: finding the best rate for your needs. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. You can see how offers stack up against each other at a glance. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the impact LendMesh has had on helping individuals secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that the offers presented are fair and transparent. Each loan comparison reflects accurate rates, so users can trust they are getting legitimate offers.

AMERICAN 1 CREDIT UNION