American 1 Credit Union Jackson MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to American 1, your trusted financial partner located at 1521 W Parnall Rd, Jackson, MI 49201. Established in 1980, we have proudly served over 66,000 members, providing a wide range of financial services designed to meet your needs. With total assets exceeding $670 million and total deposits reaching $151.7 million, our commitment to member satisfaction and community support remains strong. At American 1, we believe in building lasting relationships with our members. Our experienced team, led by CEO Martha Fuerstenau and Board President Philip Hoffman, is dedicated to helping you achieve your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts, or financing options such as auto loans and mortgages, we've got you covered. While members can visit us at our Parnall branch, we encourage you to explore our website at American 1 Credit Union for more information on our services and online banking options. With a total loan portfolio of 54,041 loans and leases, including competitive rates on auto loans and credit cards with rewards, we strive to provide the best value for our members. As part of the Jackson community, we're not just about numbers; we're about making a difference. Our team is here to assist you with your financial journey every step of the way. If you have any questions or need assistance, feel free to give us a call at 517-768-8255 or stop by during our lobby hours: Monday through Thursday from 9 AM to 6 PM, Friday from 9 AM to 7 PM, and Saturday from 9 AM to 2 PM. Join us today at American 1 where your financial success is our priority!

Branch History & Mission

Commitment to Excellence

We understand that accessibility is key in today's fast-paced world. That's why we offer convenient operating hours Monday through Thursday from 9 a.m. to 6 p.m., Friday from 9 a.m. to 7 p.m., and Saturday from 9 a.m. to 2 p.m. along with ATM services and drive-thru banking for your convenience. We are proud to provide digital banking options that allow you to manage your finances anytime, anywhere. Our team is dedicated not only to providing excellent financial services but also engaging with local organizations and initiatives that uplift our community. Whether through sponsorships or volunteer work, we strive to make a positive impact beyond just banking.

Join Us!

As we continue on this journey together, we invite you to become part of the American 1 family. Experience the difference of being valued as an individual rather than just another number in the system. Together, let's build a brighter financial future for you and your loved ones! For more information or to get started today, call us at 517-768-8255 or visit our website. Welcome home!

Our Journey

From humble beginnings, American 1 has evolved significantly over the decades. We started with a mission to make financial services accessible and affordable for everyone in our community. Today, we manage total assets of approximately $670 million, reflecting our growth and the trust placed in us by our members. As we expanded our offerings, we remained focused on building relationships that enrich lives one member at a time.

Our Mission

At American 1, our mission is simple yet profound: to enhance the financial well-being of our members while fostering a sense of community. We believe in empowering individuals through a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We also prioritize financial education and community support initiatives to help our members make informed decisions about their finances. While members can visit us at 1521 W Parnall Rd, official correspondence should be sent to PO Box 1500 Jackson, MI 49204 if necessary.

Branch Location & Accessibility

Nearby Landmarks and Accessibility Features

Our branch is just a stone's throw away from local landmarks such as the beautiful Ella Sharp Park, which makes us a familiar stop for many residents. You can easily swing by after enjoying a day outdoors. With both drive-thru banking and an ATM available on-site, we ensure that you have quick access to your funds without needing to step inside if you're in a hurry.

Operating Hours That Suit Your Schedule

We understand that life can get busy, which is why we offer flexible operating hours. You can visit us Monday through Thursday from 9 a.m. to 6 p.m., Friday from 9 a.m. to 7 p.m., and Saturday from 9 a.m. to 2 p.m. Our friendly staff is here during these hours to assist you with personal banking needs, auto loans, mortgages, credit cards, and more!

Services Tailored for You

At American 1, we pride ourselves on providing comprehensive services designed with our members in mind. From checking and savings accounts to vehicle financing and business banking options, there's something for everyone. We also offer online and mobile banking for those who prefer managing their finances on the go. We invite you to come in or give us a call at 517-768-8255 if you have any questions or need assistance. We look forward to serving you at American 1!

Member Eligibility

Becoming a member of American 1 is like joining a friendly community where your financial well-being is our top priority. If you live, work, worship, or attend school in the areas we serve, you're likely eligible for membership! We believe everyone deserves access to affordable financial services and the opportunity to thrive. To get started, simply visit us at our branch located at 1521 W Parnall Rd Jackson Mi 49201, or give us a call at (517) 768-8255 if you have any questions. For more detailed information on eligibility requirements, feel free to check out our website at . Joining is easy, and we're here to support you every step of the way!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. This financial backing allows local enterprises to invest in new equipment, hire additional staff, or expand their operations. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various business needs.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy Saturday at your shop where customers can pay easily with various options, ensuring they have a smooth experience while shopping with you. Our services help streamline transactions so you can concentrate on delivering excellent customer service. Visit us at 1521 W Parnall Rd Jackson Mi 49201 or call us at (517) 768-8255 to learn how we can help take your business to the next level!

Outstanding Support for Growing Businesses

With an outstanding commercial loan portfolio of $448,081, we continue to drive economic growth by financing new and expanding businesses within Jackson, MI. Our loans not only provide capital but also bring peace of mind so you can focus on what matters most running your business.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options are designed to help you get behind the wheel without the stress of high-interest rates. We work closely with you to find a plan that fits your budget, making it easier than ever to drive away in the car you want.

Business Banking Services

For our entrepreneurial members, we offer comprehensive Business Banking solutions including merchant services and business loans. We know how vital it is for businesses to have reliable financial partners, and our team is ready to support your growth every step of the way.

Convenient Access and Support

We prioritize convenience for all our members. With access to an ATM right here at the branch and basic drive-thru banking services available for deposits and withdrawals, banking has never been easier. Plus, if you prefer face-to-face interaction, our friendly staff is always ready to assist during lobby hours: Monday through Thursday from 9 a.m. to 6 p.m., Friday from 9 a.m. to 7 p.m., and Saturday from 9 a.m. to 2 p.m. In conclusion, whether you're in need of personal finance support or business banking solutions, American 1 offers an array of services designed with your needs in mind. If you'd like more information about any of these offerings or are ready to get started on your financial journey with us today, please call us at (517) 768-8255 or visit us online at Parnall. We look forward to serving you!

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase earns you points that can be redeemed for exciting rewards. This means when you're spending on everyday items, you're also earning benefits that enhance your experience.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make, and at American 1, we're here to guide you through it. Our Mortgage Loans & Refinancing services provide competitive rates and personalized assistance. Whether you're a first-time homebuyer or looking to refinance your current mortgage for better terms, we have solutions that can help make your dream home a reality.

Personal Banking

We understand that managing your money is important. That's why we offer Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. Imagine having the flexibility to access your funds anytime through our convenient online and mobile banking platforms. You can check balances, transfer money, and pay bills with just a few taps on your smartphone.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation options can provide you with the financial relief you need. We understand that life can throw surprises your way, and we're here to support you in managing those challenges effectively.

Digital & Online Banking

Key Features

We prioritize your security and ease of use. You can enjoy the peace of mind that comes with electronic signature authorization for quick and secure transactions. Prefer to go paperless? Take advantage of our e-statements feature that provides you with instant access to your account statements without cluttering your mailbox. When it comes to making payments, our mobile payments feature allows you to pay for goods and services using just your phone. It's simple and fast! Additionally, sending money to friends or family is a breeze with our person-to-person transfers no cash needed.

Why Choose Us?

At American 1, we believe that managing your money should be straightforward. With user-friendly interfaces and real-time account management, you'll always be in control of your finances. Whether you're at home or out and about, our digital banking options ensure that you have access to all the tools you need. Join us today at American 1 and experience the convenience of modern banking tailored just for you!

Financial Strength

At American 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial health, reassuring you of our reliability and commitment to serving your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $101,561,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,504 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $107,611,241 in share certificates and $63,623,230 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $56,195,133, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our $89,539,654 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $17,945 in used auto loans and $465,910,355 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Though our current net income is $0, it reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 276 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,057,731. Total Share and Deposit Accounts: 142,496, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American 1 is your trusted partner. Visit us at 1521 W Parnall Rd Jackson Mi 49201 or call (517) 768-8255 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $276,058,074 in used vehicle loans and $20,153,468 in new vehicle loans already helping members get on the road. We have flexible financing options that make it easy for you to get behind the wheel without stretching your budget.

Credit Lines and Unsecured Loans

If you're looking for additional flexibility in managing your finances, we offer total credit lines of $45,000,000. Our unsecured credit card loans total $103,573,641, providing members with tools to handle unexpected expenses while earning rewards along the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,261,561, make buying or refinancing simple. We provide personalized service to guide you through every step of the mortgage process so that you can feel confident in your investment.

Refinancing Options

Don't forget about our refinancing options! If you already have a loan but want to take advantage of better rates or adjust your payment terms, we can help you explore those possibilities. Our branch located at 1521 W Parnall Rd Jackson Mi 49201 is ready to assist you with any questions or concerns regarding our loan offerings. Feel free to call us at 517-768-8255 during our operating hours: M-TH from 9 a.m. - 6 p.m., F from 9 a.m. - 7 p.m., and Sat from 9 a.m. - 2 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At American 1, we strive to ensure that you have access to the best loan products tailored just for you!

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers, minimizing confusion in the loan selection process.

American 1