American 1 Credit Union Jackson MI | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to American 1, your trusted financial partner located at 718 E Michigan Ave, Jackson, MI 49201. Since our establishment in 1980, we have proudly served our community with dedication and care. With a total membership of over 66,000 members, we're not just a credit union; we're a vibrant part of the Jackson community. At American 1, we understand that every member has unique financial needs. That's why we offer a range of services including personal banking, auto loans, mortgage loans, and business banking solutions designed to help you achieve your goals. Our total assets stand at an impressive $670,242,910, and we manage $151,737,150 in deposits to ensure your money is safe and working for you. Led by our CEO, Martha Fuerstenau, and Board President Philip Hoffman, our team of 280 dedicated employees is here to provide personalized service every step of the way. Whether you're looking for assistance with loans totaling 54,041 or simply want to explore our online banking options, we're ready to help. While members can visit us at our branch location for in-person services or support, official correspondence should be sent to the same address: 718 E Michigan Ave, Jackson, MI 49201. We invite you to connect with us at American 1's website or by calling us directly at 517-787-6510. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

Join Us

As we continue to grow and adapt with the changing needs of our members, we invite you to become part of the American 1 family. Experience firsthand how we can help you achieve your financial dreams while making a difference in our community. Visit us today or give us a call at (517) 787-6510 let's embark on this journey together!

Our Mission

Our mission is simple yet impactful: to provide exceptional financial services while fostering a sense of community. We believe that everyone deserves access to the resources they need to achieve their goals whether it's buying a new home, financing a vehicle, or saving for the future. At American 1, we strive to create an inclusive environment where members feel valued and understood. In addition to our core banking services including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards we actively engage with our community through outreach programs and partnerships. We understand the importance of giving back and support local initiatives that enhance the lives of those around us. While members can visit us at 718 E Michigan Ave Jackson Mi 49201, official correspondence should be sent to 718 E Michigan Ave, Jackson, MI 49201. We also offer convenient services such as ATM availability and online banking features like mobile payments and person-to-person transfers, ensuring that you have access to your finances anytime, anywhere.

Branch Location & Accessibility

Welcome to American 1, your trusted credit union located at 718 E Michigan Ave in the heart of Jackson, MI. Our branch is easy to find and conveniently situated near local landmarks, making it a great spot for our members. Whether you're stopping by for personal banking or exploring loan options, we're here to help you every step of the way. At American 1, we pride ourselves on accessibility. Our location is designed with your comfort in mind, featuring ADA-compliant facilities and ample parking to ensure a hassle-free visit. While members can visit us at 718 E Michigan Ave, official correspondence should be sent to the same address for consistency. We understand that your time is valuable. That's why we offer extended operating hours from Monday through Friday from 9 a.m. to 7 p.m., and on Saturdays from 9 a.m. to 3 p.m. This flexibility allows you to manage your finances at a time that works best for you. For those who prefer cash transactions, we have an ATM available on-site, providing quick access to your funds without any stress. While we currently do not offer drive-thru banking, our friendly staff is always ready to assist you inside. Feel free to reach out to us at 517-787-6510 if you have any questions or need assistance with our services. We offer everything from checking and savings accounts to auto loans and personal loans all designed with your needs in mind. Come visit us today at American 1! We're excited to serve you and help you achieve your financial goals!

Member Eligibility

At American 1, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is easy and welcoming! If you live, work, or attend school in our local area, you're likely eligible to become a member. We proudly serve individuals who share our commitment to building a brighter financial future together. Not only will you gain access to a range of personalized banking services, but you'll also enjoy competitive rates and member-only benefits that can make a real difference in your financial journey. To learn more about the specific eligibility criteria, feel free to visit this page. If you're ready to open an account or have any questions, don't hesitate to reach out! You can call us at (517) 787-6510. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $448,081, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's fast-paced market, having reliable merchant services can set your business apart. Imagine being able to accept payments easily, whether online or in-store, allowing your customers the convenience they expect. At American 1, we provide practical solutions that help streamline transactions, making it easier for you to focus on what you do best running your business. If you're ready to explore how our business banking solutions can benefit you, visit us at 718 E Michigan Ave Jackson Mi 49201 in Jackson, MI or call us at (517) 787-6510. Let's work together to take your business to new heights!

Comprehensive List Of Services

Business Banking Services

If you run a business or are planning to start one, look no further than our Business Banking solutions. From Merchant Services that simplify payment processing to Business Loans that help fund your next venture, we are committed to supporting local businesses in their growth efforts.

Convenient Digital Banking Features

With today's fast-paced world, having access to your finances anytime is crucial. That's why we provide robust Online & Mobile Banking services, allowing you to manage your accounts from anywhere at any time. You can check balances, transfer funds, and even pay bills all from the convenience of your smartphone or computer. Need cash? Our ATM & Cash Withdrawal Services ensure you have easy access to your funds whenever you need them. With basic ATM access available for withdrawals and balance checks, managing your money has never been more convenient. At American 1, we're committed to offering not just financial products but also valuable resources that empower our members. We invite you to explore all these services by visiting us at our branch or giving us a call at (517) 787-6510. Let us be your partner in achieving financial success!

Credit Cards and Rewards

We know that managing expenses can be challenging, which is why our Credit Cards with Rewards program offers cash back and other benefits, making every purchase work harder for you. Enjoy flexibility while reaping rewards on your everyday spending.

Personal Banking Solutions

For those seeking to manage their day-to-day finances, we offer comprehensive Personal Banking options. You can choose from various Checking & Savings Accounts designed to fit your lifestyle and help you save for future goals. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing services make it easy to drive away with the car you want without breaking the bank. When it comes to buying a home, our Mortgage Loans & Refinancing options provide competitive rates and personalized service to ensure you find the right fit for your budget. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services are here to offer financial relief.

Digital & Online Banking

Enhanced Security and User-Friendly Experience

At American 1, we prioritize the safety of your financial information. Our electronic signature authorization feature allows you to sign documents securely online, saving you time while ensuring that your data remains protected. Additionally, our e-statements provide a convenient way to view your account statements digitally no more paper clutter! If you want to send money to friends or family easily, our person-to-person transfer option makes it simple and fast. Just a few taps on your device, and you're set!

Online Banking Features

Our online banking service offers a range of features to keep you connected to your money. You can check your account balances, transfer funds, and pay bills all from the comfort of your own home. With 24/7 access, you're in control of your finances whenever it suits you. For those who prefer mobile banking, our mobile application is available for download, making it even easier to manage your accounts right from your smartphone. Plus, with the added capability of mobile payments, you can make purchases quickly and securely without needing cash or cards.

Why Choose Us?

Choosing American 1 means choosing accessibility and ease-of-use in managing your finances. Our intuitive interface ensures that whether you're tech-savvy or just getting started with online banking, you'll find everything straightforward and easy to navigate. We invite you to explore all these features at https://www.american1cu.org/ and discover how our digital banking services can simplify your life!

Financial Strength

Growing Together

Our community is growing stronger every day! Total Share Accounts stand at 142,496, showing a robust member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American 1 is your trusted partner. Visit us at 718 E Michigan Ave Jackson Mi 49201 or call (517) 787-6510 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $107,611,241 in share certificates and $63,623,230 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $56,195,133, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. With 276 full-time employees and 4 part-time employees, we ensure our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $101,561,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,504 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for You

With $89,539,654 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to provide you with the best products tailored to meet your needs.

Supporting Your Goals

Our lending capacity supports members' financial goals across various sectors with $17,945 in used auto loans and $465,910,355 in total loans and leases. We understand that each member has unique needs, whether it's financing a vehicle or securing funds for personal projects.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $276058074 in used vehicle loans and $20153468 in new vehicle loans already helping members get on the road. We provide financing options that are flexible and tailored to your budget, ensuring that you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $448081 provide the capital needed to grow and expand. We understand the challenges that come with running a business and are committed to supporting our local entrepreneurs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7261561, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we can help you find the right solution for your situation.

Refinancing Options

If you're considering refinancing any of your current loans or credit lines, we encourage you to reach out. Our team can discuss eligibility options and help you explore ways to save money through lower interest rates or adjusted payment plans. At American 1, we pride ourselves on providing exceptional service and competitive rates across all our loan products. If you're ready to take the next step towards achieving your financial dreams or have any questions about our offerings, feel free to contact us at 517-787-6510 during our operating hours: Monday-Friday from 9 a.m. - 7 p.m., and Saturday from 9 a.m. - 3 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $103573641 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, making it easier for you to stay on top of your expenses while earning benefits along the way.

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American 1