American 1 Credit Union Brooklyn MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to American 1, your trusted financial partner located at 11301 Brooklyn Rd, Brooklyn, MI 49230. Since our establishment in 1980, we have dedicated ourselves to serving our community with integrity and care. With a thriving membership of over 66,000 individuals, we are proud to be a cornerstone of support for our members' financial needs. At American 1, our commitment goes beyond just banking. We manage a robust total asset base of $670,242,910, ensuring that we can provide competitive services tailored to your unique circumstances. With total deposits amounting to $151,737,150, we prioritize the security and growth of your savings. Our strength is reflected in our net worth of $101,561,233 and cash reserves of $11,914,012, allowing us to invest in the best solutions for you. Whether you're looking for personal banking options like checking accounts or auto loans, or business services including merchant solutions and business loans, we have you covered. We understand that every member's journey is different; that's why we offer a variety of products designed to help you reach your financial goals. Led by our experienced CEO Martha Fuerstenau and Board President Philip Hoffman, our team is passionate about fostering strong relationships with each member. Together with our dedicated staff of 280 employees, we strive to create an environment where everyone feels valued and supported. While members can visit us at 11301 Brooklyn Rd, please note that official correspondence should be sent directly to this location as well. For any inquiries or assistance, feel free to reach out at 517-592-3017 during our operating hours: Monday through Friday from 9 a.m. to 7 p.m., and Saturday from 9 a.m. to 2 p.m. Join us at American 1 today experience the difference that community-focused banking can make! Visit us online at American 1 Credit Union or stop by for personalized service tailored just for you!

Branch History & Mission

Commitment to Accessibility and Innovation

American 1 is dedicated to ensuring ADA compliance in all our facilities. This commitment reflects our belief that everyone deserves equal access to quality financial services. Additionally, our drive-thru service may not be available; however, our team is always ready to assist you during regular business hours Monday through Friday from 9 a.m. to 7 p.m., and Saturday from 9 a.m. to 2 p.m. Join us in experiencing the benefits of being part of a credit union that truly cares about its members and the community it serves. At American 1, you're not just another account holder; you're part of a family dedicated to helping each other thrive financially. Whether you're looking for personal banking solutions or need assistance with loans or mortgages, we're here for you every step of the way. We invite you to become a member today and see firsthand how American 1 can make a difference in your life! For more information or to get started on your financial journey with us, please contact us at 517-592-3017 or visit our website.

Our Mission

Our mission at American 1 is simple yet powerful: to provide our members with exceptional financial services while fostering community support. We believe that by helping individuals achieve their financial goals, we contribute to the overall well-being of our neighborhoods. Our commitment extends beyond just banking; we actively engage in community outreach programs and partnerships that uplift those around us. We understand that modern banking requires convenience and accessibility. That's why we offer various digital services including online banking and mobile payments, ensuring that you can manage your finances anytime, anywhere. Our ATM availability further enhances this convenience for all members. While you can visit us at our branch address, please note that official correspondence should be sent to the same location unless otherwise specified.

Branch Location & Accessibility

Accessibility Features

At American 1, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and wide entryways to ensure everyone can access our services comfortably. Whether you're coming in for personal banking or need assistance with loans, our team is here to help you every step of the way.

Call to Action

Ready to experience convenient banking? We invite you to visit us at American 1 today! If you have any questions or need further information before stopping by, don't hesitate to give us a call at 517-592-3017. We're excited to help you achieve your financial goals!

Operating Hours

We understand that life can get busy, so we offer flexible operating hours to fit your schedule. Visit us Monday through Friday from 9 a.m. to 7 p.m., or stop by on Saturday from 9 a.m. to 2 p.m. Our dedicated staff is ready to assist you during these hours with a range of services tailored to meet your needs.

Services Offered

At American 1, we provide various financial services designed for both personal and business banking. From checking and savings accounts to auto loans and mortgage refinancing, we have options that suit everyone. Plus, with ATM availability on-site, you can quickly access your funds whenever needed. If you prefer banking from home, take advantage of our online and mobile banking services for easy account management at your fingertips.

Member Eligibility

At American 1, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming. If you live, work, or worship in the area or have family members who are already part of our credit union, you're likely eligible to join us! We're here to help you navigate your financial journey with services designed just for you, from checking accounts to auto loans. You can find more detailed eligibility information by visiting this link: . Once you're ready to take the next step, opening an account is easy! Just head over to our website at http://www.american1cu.org/loan-application to get started. If you have any questions along the way, feel free to give us a call at (517) 592-3017. Join us at American 1 located at 11301 Brooklyn Rd Brooklyn Mi 49230, where we're excited to support you in achieving your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. This means local entrepreneurs can access the funds they need to purchase equipment, hire staff, or open new locations. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions and improve cash flow. Imagine a busy Saturday at your shop our payment processing solutions allow you to accept credit cards seamlessly, making it easier for customers to make purchases while you focus on providing excellent service. With an outstanding commercial loan portfolio of $448,081, we continue to drive economic growth by financing new and expanding businesses right here in Brooklyn, MI. Partner with us at American 1, located at 11301 Brooklyn Rd Brooklyn Mi 49230, and let's work together towards your business success! For more information, call us at (517) 592-3017.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services ensure that you have access to funds whenever needed. With basic ATM access for withdrawals and balance checks, we keep things simple so you can focus on what's important. At American 1, we're more than just a credit union; we're your trusted partner in achieving financial success. If you're ready to explore our comprehensive list of services further or have questions about how we can assist you, don't hesitate to reach out! Call us at (517) 592-3017 or visit us online at Brooklyn. We're here to help!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it simple for you to get behind the wheel without breaking the bank. With flexible terms and competitive rates, we help you find a payment plan that fits your budget. Picture yourself driving off in your dream car while knowing you're making smart financial choices.

Business Banking

For small business owners, American 1 offers specialized business banking services including merchant services and business loans. We understand the unique challenges faced by entrepreneurs and aim to support your goals with tools and resources that make managing cash flow easier.

Credit Cards with Rewards

Our credit cards come with rewarding benefits that make everyday spending more enjoyable. Imagine earning points for travel, dining, or shopping just by using your card for regular purchases. Our rewards program is designed to give back while keeping your finances in check.

Mortgage Loans & Refinancing

When it comes to buying a home or refinancing your existing mortgage, American 1 has got you covered. We offer various mortgage solutions tailored to fit your lifestyle and financial situation. Whether you're a first-time homebuyer or looking to lower your monthly payments through refinancing, our experienced team is here to guide you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills right from your smartphone perfect for busy lifestyles!

Personal Banking

Whether you're opening a new checking or savings account, our personal banking services are tailored to help you manage your money effectively. Imagine having an account that not only keeps your funds safe but also helps you grow them over time. With our competitive interest rates and low fees, banking with us is both affordable and rewarding.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at you, and that's where our personal loans come in handy. If you're looking to consolidate debt or cover personal costs, we provide straightforward loan options with clear terms. This means less stress for you as you focus on what matters most.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our robust online banking platform, accessible at https://www.american1cu.org/, you can take control of your finances with just a few clicks. Our 24/7 online banking services let you check balances, transfer funds, and pay bills whenever it suits you. Plus, if you're on the go, our mobile application makes accessing your accounts even easier right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that quickly and easily. And for those who appreciate going paperless, we offer e-statements so you can view your account activity without the clutter of physical statements.

Security and Ease of Use

We prioritize your security with features like electronic signature authorization, ensuring that all transactions are safe and verified. Our platform is user-friendly, designed with you in mind. Whether you're tech-savvy or just starting out with online banking, you'll find navigating our services straightforward.

Stay Connected Anytime

With mobile payments enabled, making purchases is as easy as tapping your phone. You can manage everything on-the-go without missing a beat. If you ever need assistance or have questions about our digital services, feel free to reach out we're here for you. In today's fast-paced world, American 1 brings the bank to you. Experience the convenience of modern banking while enjoying peace of mind knowing that your financial information is secure and easily accessible. Join us today!

Financial Strength

At American 1, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you effectively. With a net worth of $101,561,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,504 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $107,611,241 in share certificates and $63,623,230 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $56,195,133, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $89,539,654 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is evident with $17,945 in used auto loans and $465,910,355 in total loans and leases, supporting your financial goals across various sectors. While our net income of $0 reflects our operational efficiency, it also enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 276 full-time employees and 4 part-time employees who are always ready to assist you with their knowledge and dedication. Net Shares (Funds available for lending and investments): $1,057,731. Additionally, the total number of share accounts stands at 142,496, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, American 1 is your trusted partner. Visit us at 11301 Brooklyn Rd Brooklyn Mi 49230 or call (517) 592-3017 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $276,058,074 in used vehicle loans and $20,153,468 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in the car you want.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $103,573,641 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that cater to your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $7,261,561. We simplify the buying or refinancing process so you can focus on making your house a home.

Personal and Business Loans

For business owners looking to expand their operations, we provide outstanding commercial loans totaling $448,081. These loans offer the capital needed for growth and success. If you're interested in refinancing or have questions about eligibility for any of our loan products, don't hesitate to reach out. You can contact us at 517-592-3017, or visit our website at American 1 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can support your journey today!

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that all offers displayed are legitimate and adhere to regulatory guidelines, ensuring fair and transparent offers for users.

American 1