Affordable Vehicle Loans & Business Banking | America First West Valley City UT Credit Union

Introduction

Welcome to America First, your trusted partner in financial services since 1939. Located at 3253 W 3500 S, West Valley City, UT 84119, our branch is dedicated to serving our community with care and integrity. With over 1.4 million members and total assets exceeding $21 billion, we pride ourselves on being a solid choice for all your banking needs. At America First, we understand the importance of financial stability and growth. Our team is here to support you with a range of services, including personal banking, auto loans, mortgage options, and business financing. With a robust portfolio that includes over $21 billion in total deposits and a net worth of $2.2 billion, we are well-equipped to help you achieve your financial goals. Our CEO, Thayne Shaffer, along with our Board President, Linda Carver, leads a committed team of 3,368 employees who are ready to assist you. Whether you visit us in person or connect with us through our website at americafirst.com, we strive to provide exceptional service tailored to your individual needs. While members can visit us at 3253 W 3500 S, official correspondence should be sent to the same address. Feel free to reach out by phone at 801-215-3080 during our operating hours Monday through Friday from 9 am to 6 pm and Saturday from 9 am to 3 pm. Join us as we work together towards a brighter financial future. We invite you to experience the America First difference today!

Branch History & Mission

America First has a rich legacy rooted in community service and member support. Established in 1939, our West Valley branch has been a cornerstone for financial services in West Valley City, UT. Located at 3253 W 3500 S, this branch has evolved significantly over the decades to meet the changing needs of its members while staying true to its mission of promoting financial well-being. Since opening its doors, America First has grown to serve over 1.4 million members, offering a wide range of financial products and services. With total assets amounting to an impressive $21,352,783,826, we are committed to providing accessible banking solutions that empower our community. Our operating hours are designed with convenience in mind; we're open Monday through Friday from 9 am to 6 pm and Saturdays from 9 am to 3 pm. Additionally, we offer drive-thru banking and ATM access for quick transactions. At the heart of America First's mission is a commitment to not just financial success but also community enrichment. We believe that strong communities build strong members. This philosophy drives us to engage in various outreach efforts, ensuring that our services not only meet financial needs but also uplift those around us. Our partnerships with local organizations have made it possible to support education initiatives, promote financial literacy, and provide resources for those in need. While members can visit us at our branch address, official correspondence should be sent to our mailing address: 3253 W 3500 S, West Valley City, UT 84119-2631. In addition to traditional banking services such as checking and savings accounts or auto loans, we have embraced digital advancements like mobile payments and online banking. This allows us to serve you better while ensuring all operations comply with ADA standards for accessibility. We invite you to join America First Credit Union and experience firsthand the benefits of being part of a member-focused organization dedicated to your financial health and community growth. Reach out today at 801-215-3080 or visit us online at http://www.americafirst.com to learn more about how we can help you achieve your financial goals!

Branch Location & Accessibility

Comprehensive Services

At America First, we provide a variety of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgage options, we've got you covered. Plus, if you're on the go, our ATM is available for quick cash withdrawals and balance checks. If you need assistance or have questions about our offerings, don't hesitate to reach out! You can give us a call at 801-215-3080. We're here to help you every step of the way. While members can visit us at 3253 W 3500 S, official correspondence should be sent to the same address for consistency. We look forward to welcoming you at America First where your financial goals become our priority!

Convenient Access

Our branch offers ample parking and is fully equipped with accessibility features, ensuring that all members can visit us comfortably. If you prefer a speedy experience, take advantage of our drive-thru service, where you can handle deposits and withdrawals without leaving your vehicle.

Operating Hours That Fit Your Schedule

We understand that life can get busy, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. This gives you plenty of time to stop by when it's most convenient for you!

Member Eligibility

At America First, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that cares for your financial well-being. If you're looking to become a member, you'll be pleased to know that eligibility is open to those who live, work, worship, or attend school in the areas we serve. This means if you're part of our community in West Valley City or nearby, you're already on the right track! You can find all the specific details about membership eligibility by visiting our website at . Once you're ready to take the next step and open an account, the process is straightforward and welcoming. You can easily start your journey with us by checking out our account opening details online at . Should you have any questions or need assistance along the way, don't hesitate to reach out! Our team is here to help at (801) 215-3080, ensuring that your experience is as smooth as possible. We look forward to welcoming you into the America First family!

Business Banking & Commercial Services

Commercial Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, efficient payment processing is key to customer satisfaction. Our merchant services equip you with tools to accept payments easily, whether in-store or online. Imagine a busy Saturday at your café: customers can pay quickly using their mobile devices or credit cards, allowing you to serve more people and boost sales. Visit us at 3253 W 3500 S West Valley City Ut 84119 in West Valley City, UT or call us at (801) 215-3080 to discover how our business banking solutions can be tailored to meet your needs. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we also provide tailored solutions to meet your needs. Our business banking services, including merchant services and business loans, are designed to support growth and streamline operations. We know that running a business requires reliable financial backing, and we're proud to be your partner in this journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking features that let you manage your finances from anywhere at any time. With capabilities like ATM access for cash withdrawals, balance checks, and person-to-person payments, staying on top of your financial health is simple and stress-free.

In-Person Service

If you prefer face-to-face interactions, visit us during our lobby hours from Monday to Friday, 9 AM to 6 PM, or Saturday from 9 AM to 3 PM. Our friendly staff is ready to assist with all types of transactions through our basic drive-thru banking service or right inside the branch. At America First, we are more than just a credit union; we are a community-focused organization committed to serving our members' diverse needs. With us by your side, managing your finances becomes an empowering experience rather than a daunting task. For any questions about our services or how we can help you achieve your financial goals, please reach out to us at (801) 215-3080. We look forward to serving you!

Personal Banking Solutions

Managing your finances has never been easier with our personal banking services. We offer checking and savings accounts that fit your lifestyle, allowing you to keep track of your spending and save for what matters most. If you're considering a new vehicle, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. For those bigger dreams, like buying a home, our mortgage loans and refinancing options provide flexibility and competitive rates. Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play, helping you manage unforeseen costs or simplify your existing debts into one manageable payment. Plus, with our credit cards that offer rewards, you can earn while you spend!

Digital & Online Banking

Key Features

Want to sign documents without the hassle of printing? Our electronic signature authorization makes it simple for you to handle important paperwork online. Plus, you can go paperless with e-statements, helping you stay organized while being environmentally friendly. For those on the go, our mobile application lets you manage your finances right from your smartphone. You can even enjoy the convenience of mobile payments, making transactions easier than ever. Have friends or family that need cash? With our person-to-person transfers, sending money is quick and straightforward. At America First, we're committed to making banking accessible and efficient for our members. So whether you're at home or out and about, rest assured that managing your finances is just a tap away!

Financial Strength

Dedicated Team Ready to Serve You

We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 3,097,747, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 3253 W 3500 S West Valley City Ut 84119 or call (801) 215-3080 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Reinvesting for Your Benefit

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Safe Savings Options

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We are committed to supporting your financial goals with $316,583 in used auto loans and $15,267,227,347 in total loans and leases. This lending capacity allows us to assist you across various sectors while ensuring your needs are met effectively.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored for every budget.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to expand operations and invest in new ventures. We understand the unique challenges faced by businesses today and are committed to providing support through tailored financing solutions. It's important to note that refinancing options may be available for many of our loan products. If you're looking for a better rate or want to consolidate debt into one manageable payment plan, don't hesitate to ask about eligibility options when you visit us. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At America First Credit Union, we're dedicated to helping you navigate your financial journey with ease and confidence. Reach out today for more information on how we can help you take the next step!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445. These competitive rates allow you to explore various home financing solutions that fit your lifestyle and future plans.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping members manage their finances effectively. This option allows you to cover unexpected costs while enjoying the benefits of low-interest rates.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh serves as a trusted resource for borrowers seeking to make informed decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers without the noise of misleading claims. One key benefit of using LendMesh is Verified Data. All loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information they receive. Additionally, LendMesh stands out because there are No Sponsored Listings; lenders are not prioritized based on paid promotions. This commitment to unbiased results reinforces LendMesh's goal of providing an honest comparison experience. The platform also provides Real-Time Rate Comparisons, meaning users can access up-to-date loan rates from multiple institutions. This feature enables borrowers to make informed choices quickly and effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can have a significant impact on a borrower's financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

AMERICA FIRST FEDERAL CREDIT UNION - West Valley City, UT