Best Auto Loans & Quick Personal Banking | America First Vineyard UT Credit Union

Introduction

Welcome to America First at our Vineyard branch, where your financial well-being is our top priority! Nestled in the heart of Vineyard, UT, at 758 E Mill Rd, our dedicated team is here to serve you with a range of banking solutions tailored to meet your needs. Since opening our doors in 1939, we have grown into a trusted financial partner for over 1,470,249 members. With assets totaling an impressive $21,352,783,826, we are committed to providing secure and reliable services. At America First, we believe in making banking accessible and convenient. That's why we offer everything from checking and savings accounts to auto loans and mortgage refinancing. Our commitment to you extends beyond just numbers; it's about building relationships and fostering community trust. Under the leadership of CEO Thayne Shaffer and Board President Linda Carver, our team works diligently to ensure that each member feels valued and supported. While you can visit us at our Vineyard address for all your banking needs, please send any official correspondence to our mailing address at 758 E Mill Rd, Vineyard, UT 84058. Feel free to reach out with questions or for assistance at 801-223-7950 during our lobby hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Join us today and discover how America First can help you achieve your financial goals! Whether you're looking for personal loans, business services, or online banking options, we are here for you every step of the way. Visit us online at americafirst.com or stop by our branch we can't wait to assist you!

Branch History & Mission

At America First, we take pride in our rich history and strong community ties. Opened in 1939, our Vineyard branch has grown alongside the vibrant community it serves. Located at 758 E Mill Rd, Vineyard, UT 84059, we have become a trusted partner for many families and individuals, providing essential financial services that help them achieve their goals. Over the years, America First has evolved significantly. From our humble beginnings to now serving over 1.4 million members with total assets exceeding $21 billion, we have consistently focused on empowering our members through quality financial solutions. Our commitment to excellence is reflected not only in our growing membership but also in the comprehensive range of services we offer from personal banking and auto loans to business banking and mortgage options. Our mission is clear: to provide exceptional financial services while fostering a supportive community environment. We believe in making banking accessible and beneficial for everyone. This mission guides us as we strive to innovate and enhance our offerings, ensuring that each member's experience is personalized and fulfilling. While members can visit us at our Vineyard address, official correspondence should be sent to our mailing address at 758 E Mill Rd, Vineyard, UT 84058. Our operating hours are convenient for your busy life: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. In addition to offering traditional banking services, America First provides modern conveniences like online and mobile banking, allowing members to manage their finances anytime and anywhere. Our commitment to accessibility extends beyond technology; we ensure ADA compliance across all our facilities so that everyone can enjoy our services. We also take pride in giving back to the community through various outreach programs and partnerships with local organizations. By investing in local initiatives, we aim to uplift those around us and create a thriving environment for all residents of Vineyard. If you're looking for a credit union that prioritizes its members and community, we invite you to join us at America First. Experience firsthand the benefits of being part of a cooperative institution dedicated to your financial well-being. Call us today at 801-223-7950 or visit our website at americafirst.com to learn more about becoming a member!

Branch Location & Accessibility

Welcome to America First in Vineyard! Located conveniently at 758 E Mill Rd, our branch is here to serve you with a friendly atmosphere and accessible banking solutions. Whether you're stopping by for personal banking needs or looking to explore our loan options, we're just a short drive from local landmarks like the beautiful Utah Lake State Park, making it easy to fit us into your day. At America First, we prioritize accessibility. Our branch is fully ADA compliant, featuring ramps and designated parking spaces for those with mobility challenges. You can expect an inviting environment that makes your visit comfortable. If you're in a hurry, take advantage of our drive-thru banking services, where you can handle deposits and withdrawals quickly without leaving your car. For your convenience, we're open Monday through Friday from 9 AM to 6 PM and on Saturdays from 9 AM to 3 PM. This flexible schedule allows you to visit us at a time that works best for you. If you have questions or need assistance, don't hesitate to call us at 801-223-7950. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 758 E Mill Rd, Vineyard, UT 84058. We also offer ATM availability for quick cash withdrawals and balance checks whenever you need them. Come by America First in Vineyard today! We look forward to welcoming you and helping with all your banking needs.

Member Eligibility

At America First, becoming a member means joining a warm and welcoming community where your financial needs come first. If you live, work, or worship in the area around 758 E Mill Rd Vineyard Ut 84059, you're likely eligible to become a member! We embrace individuals from diverse backgrounds, so whether you're looking for personal banking solutions, auto loans, or just a place to save, you'll find that we cater to your unique needs. Our friendly team is ready to help guide you through the simple membership process. To learn more about the specific eligibility requirements, feel free to check out our detailed guidelines at . If you're ready to take the next step or have questions, don't hesitate to give us a call at (801) 223-7950! Joining us is not just about opening an account it's about becoming part of a supportive network that truly cares.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it's not just about loans; we offer essential merchant services designed to make transactions easier for your business. Picture this: your customers can pay with ease, whether they're using credit cards or mobile payments. With our reliable systems in place, you can focus on what really matters growing your business. Located at 758 E Mill Rd Vineyard Ut 84059 in Vineyard, UT, we're here to partner with you on your journey toward success. For more information or to get started, call us at (801) 223-7950 today!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer a comprehensive range of Business Banking solutions. From merchant services that make transactions smooth for your customers to business loans tailored for growth, we're here to help your enterprise thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we emphasize our robust Online & Mobile Banking features. With these tools, you can manage your accounts anytime, anywhere whether you're paying bills from home or checking balances on the go. Plus, our ATM services make cash withdrawals quick and straightforward.

Credit Cards and Rewards

Looking for a credit card that rewards you? Our Credit Cards with Rewards program offers perks that can enhance your spending experience. Whether it's cash back on groceries or points for travel, we have options that suit various lifestyles.

Customer-Centric Approach

At America First, we pride ourselves on our customer service. Our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions without leaving your vehicle. If you prefer face-to-face interactions, our friendly staff is always ready to assist during lobby hours.

Final Thoughts

We invite you to explore all that America First has to offer at our branch located in Vineyard, UT. For any questions or to learn more about how we can assist you with your financial needs, please call us at (801) 223-7950. Let us partner with you in achieving your financial dreams!

Personal Banking Solutions

Managing your day-to-day finances is made easy with our Personal Banking options, which include checking and savings accounts designed for convenience and growth. Imagine having easy access to your funds through online banking, mobile applications, and ATMs it's as simple as a tap or click! When it comes to larger purchases like a car or home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing give you flexible options that can fit any budget. We understand that life can be unpredictable, so our Personal Loans & Debt Consolidation services are here to help you streamline your finances and reduce stress.

Digital & Online Banking

Accessibility and Ease-of-Use

We believe that banking should empower you rather than complicate things. Our services are designed to be accessible for everyone, no matter where you are or what device you're using. Whether you're at home or out running errands, our platform lets you manage your finances in real-time. With features like 24/7 online access and the ability to quickly review transactions or set up recurring payments, you'll always feel in control of your money. Join us at America First today to experience how easy banking can be!

Key Features

Our online banking includes user-friendly features that prioritize security while making your banking experience smooth. For instance, you can authorize electronic signatures with ease, ensuring that your transactions are both quick and safe. Plus, with e-statements available, you can keep track of your financial activities without the clutter of paper documents. Managing payments is also hassle-free. If you're on the go, our mobile application allows for easy access to all your accounts right from your smartphone. You can even make mobile payments or send money directly to friends and family through our person-to-person transfer feature. It's simple just a few taps on your screen, and you're done!

Financial Strength

Commitment to Growth

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $316,583 in used auto loans and $15,267,227,347 in total loans and leases.

Member Trust

Total Share and Deposit Accounts: 3,097,747, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $34,785,848. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 758 E Mill Rd Vineyard Ut 84059 or call (801) 223-7950 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

In addition to these popular loan products, we also offer various credit lines designed for personal or business use, amounting to $8,183,573,305. Our goal is to provide flexible solutions that cater to diverse financial needs. If you're considering refinancing or want more information about eligibility for any of our loan products, don't hesitate to reach out. You can contact us at (801) 223-7950, visit us at 758 E Mill Rd Vineyard Ut 84059, or check out our website at America First for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right financing solution!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we have options that fit your budget and lifestyle.

Business Loans

If you're a business owner, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to grow and expand your operations. We're committed to supporting local businesses and helping them thrive in today's economy.

Credit Card Loans

For those looking to manage day-to-day expenses or unexpected costs, we also offer flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping members manage their finances effectively. Our credit card options come with competitive rates and rewards that can benefit you every time you swipe.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple. We aim to provide you with the support and resources needed to navigate the home-buying process smoothly.

Loan Aggregator

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AMERICA FIRST FEDERAL CREDIT UNION - Vineyard, UT