Affordable Vehicle Loans & Quick Personal Loans | America First Tooele UT Credit Union

Introduction

Welcome to America First, your trusted financial partner located at 972 N Main St, Tooele, UT 84074. Since our establishment in 1939, we've dedicated ourselves to serving the community with a focus on personal banking solutions that fit your needs. With a proud membership of over 1.4 million individuals, we are more than just a credit union; we are a community cornerstone, committed to enhancing the financial well-being of those we serve. At America First, we understand that managing your finances can be challenging. That's why we're here to help you navigate everything from checking and savings accounts to auto loans and mortgages. Our total assets of $21.35 billion and total deposits amounting to $2.18 billion reflect our strong foundation and commitment to safeguarding your money while offering competitive rates. Led by our CEO, Thayne Shaffer, and Board President, Linda Carver, our team is dedicated to providing personalized service and expert guidance. We pride ourselves on having a workforce of 3,368 employees who are always ready to assist you, whether you're visiting our branch or reaching out via phone at 435-843-6685. While members can visit us at our Tooele location for face-to-face support, official correspondence should be sent to our mailing address: 972 North Main Street, Tooele, UT 84074. We also offer convenient online services that allow you to manage your account anytime, anywhere through our website at americafirst.com. As part of our ongoing commitment to the community, we aim not only to provide quality financial products but also to make a positive impact on the lives of our members. Whether you're looking for loans or savings options, America First is here to support your journey toward financial success. We invite you to stop by or call us today! Your financial future starts with America First let's build it together.

Branch History & Mission

A Legacy of Service

Over the years, America First has evolved significantly. From humble beginnings, we have expanded our offerings to meet the diverse needs of our members. Today, with total assets exceeding $21.3 billion, we provide a wide range of services, including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We take pride in being more than just a financial institution; we are a community resource that supports our members' financial goals. Our branch is conveniently located near local landmarks and is easily accessible for those in Tooele and surrounding areas. While you can visit us at our main address for all your banking needs, official correspondence should be sent to 972 North Main Street, Tooele, UT 84074 if it differs from your visit.

Commitment to Innovation

As part of our commitment to excellence, America First embraces modern technology to make banking easier for you. With features like online banking, mobile payments, and electronic signatures available, managing your finances has never been more convenient. We also prioritize accessibility by ensuring compliance with ADA standards.

Join Us Today!

If you're looking for a credit union that prioritizes your needs and values community engagement, look no further than America First. Visit us during our operating hours Monday through Friday from 9 am to 6 pm and Saturday from 9 am to 5 pm to explore how we can support your financial journey. Give us a call at 435-843-6685 or check out our website at America First for more information about joining us as a member! Together, let's build a brighter future for you and our community!

Our Mission

At America First, our mission goes beyond providing traditional banking services. We strive to empower our members by offering personalized financial solutions that enhance their lives. Our goal is to build strong relationships within the community while ensuring that everyone has access to high-quality financial products. We are dedicated to promoting financial education and community outreach initiatives that foster economic growth and stability. By partnering with local organizations and supporting various community programs, we aim to make a positive impact on the lives of our members.

Branch Location & Accessibility

Welcome to America First at Tooele Macey's, your friendly neighborhood credit union located right on N Main St in the heart of Tooele, UT. Our address is 972 N Main St, making it easy for you to find us. We're conveniently situated near popular local spots, so whether you're running errands or just out for a stroll, we're here to serve your financial needs. At America First, we prioritize accessibility for all our members. Our branch is designed to be welcoming and easy to navigate, featuring ADA-compliant entrances and pathways. You'll find ample parking available nearby, ensuring that your visit is as hassle-free as possible. We know how busy life can get, which is why we offer flexible operating hours. You can drop by Monday through Friday from 9 AM to 6 PM, and on Saturdays from 9 AM to 5 PM. If you have any questions or need assistance, feel free to give us a call at 435-843-6685. Our friendly staff is ready to help with any banking inquiries you might have. Additionally, America First provides ATM services for quick and easy cash withdrawals whenever you need them. While we currently do not have drive-thru banking available at this location, our team is always here inside the branch to assist you directly. For official correspondence, please send mail to our mailing address: 972 North Main Street, Tooele, UT 84074. We invite you to come visit us soon! Whether you're looking for personal banking options like checking and savings accounts or exploring loans and credit cards with rewards, America First has something for everyone. Your financial journey starts here let's take it together!

Member Eligibility

At America First, we believe that becoming a member is like joining a close-knit family where everyone supports each other. To be part of our community, you just need to meet some simple eligibility criteria, which generally include living, working, or worshiping in our local area. It's our way of ensuring that we serve those who are truly connected to us. If you're ready to take the next step, opening an account is a breeze! You can find all the details on how to get started by visiting this link: . Should you have any questions or need assistance, feel free to give us a call at (435) 843-6685. For more information about the specific eligibility requirements, check out this resource: . We can't wait to welcome you into the America First family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine being able to accept payments seamlessly while keeping track of sales and inventory effortlessly. Our merchant services offer just that, allowing you to focus on what matters most running your business. From point-of-sale systems to online payment processing, we provide tools that simplify transactions and enhance customer experiences. Visit us at 972 N Main St Tooele Ut 84074, Tooele, UT, or call us at (435) 843-6685 to learn more about how our business banking and commercial services can help you thrive.

Comprehensive List Of Services

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at America First, we have invested in robust Online & Mobile Banking platforms. Access your accounts anytime, anywhere! Whether you're checking balances, transferring funds, or making payments on-the-go, our digital tools are designed for ease and accessibility. Additionally, we provide ATM & Cash Withdrawal Services throughout the area so that you can access your money whenever you need it. With basic ATM access for withdrawals and balance checks available at multiple locations, managing your cash has never been easier.

Credit and Business Services

With our Credit Cards with Rewards, every purchase earns you benefits that can be redeemed for travel, merchandise, or cash back. This is just one way we help our members maximize their spending power while maintaining financial health. For entrepreneurs and business owners in our community, we offer comprehensive Business Banking services, including Merchant Services and Business Loans. We know running a business comes with its own set of challenges, and we're here to provide the tools necessary for your success.

Get Started Today!

No matter where you are in your financial journey, America First is dedicated to supporting your needs with personalized service and a wide range of offerings. We invite you to visit us at 972 N Main St Tooele Ut 84074 in Tooele, UT or give us a call at (435) 843-6685. Let us help you achieve your financial goals today! For more information about our services or to learn more about becoming a member, check out our website at Tooele Macey's.

Personal Banking Solutions

For those seeking reliable banking options, we offer Personal Banking services, including both Checking and Savings Accounts. These accounts help you manage your day-to-day finances while saving for future goals. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing can get you behind the wheel with competitive rates and flexible terms. Are you considering buying a home? Our Mortgage Loans & Refinancing options make it easier than ever to secure the financing you need. Plus, if you're looking to consolidate debt or finance a personal project, our Personal Loans & Debt Consolidation services provide affordable solutions tailored to your budget.

Digital & Online Banking

Key Features

Security is paramount in everything we do. Our electronic signature authorization feature allows you to sign documents securely without the hassle of paper forms. Plus, with e-statements available, you can view and manage your financial documents digitally helping you stay organized while also being environmentally friendly. Need to send money to a friend? Our person-to-person transfer service makes it simple and quick. You can send money directly from your account using just their email or phone number. And if you're out shopping, our mobile payments feature lets you pay with ease using your smartphone. For those who prefer managing their finances on their mobile devices, our mobile application is available for download. It offers all the essential features of online banking at your fingertips, allowing you to handle transactions whenever it suits you best. At America First, we believe that banking should fit into your lifestyle not the other way around. With our suite of digital services, managing your money has never been easier or more secure!

Financial Strength

Efficient Operations for Better Service

Our $167,577,866 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Total Share and Deposit Accounts: 3,097,747, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 972 N Main St Tooele Ut 84074 or call (435) 843-6685 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $316,583 in used auto loans and $15,267,227,347 in total loans and leases.

Member-Centric Savings Opportunities

Members' savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $2,277,865,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle. Plus, if you're considering refinancing an existing auto loan for better terms or lower payments, we have options available as well.

Business Loans

For business owners, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to grow and expand. If you're interested in financing options for your business needs be it for equipment purchases or operational expenses our team can guide you through the process. In addition to these offerings, we encourage you to explore our eligibility options and refinancing opportunities available at America First. We pride ourselves on delivering personalized service to help you navigate through your financial journey confidently. To learn more about our loan products or start an application today, visit us at our branch located at 972 N Main St Tooele Ut 84074, or give us a call at 435-843-6685. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards financial empowerment starts here!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your spending experience while providing the financial support you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple. We offer various mortgage products tailored to suit different budgets and situations. Whether you're a first-time homebuyer or looking to refinance your current mortgage for better rates, our team is ready to assist you every step of the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that you can trust. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in helping individuals secure better financial outcomes. Take control of your borrowing experience. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance means that users receive fair and transparent offers without hidden conditions.

AMERICA FIRST FEDERAL CREDIT UNION - Tooele, UT