Affordable Vehicle Loans & Top Checking | America First Springville UT Credit Union

Introduction

Welcome to America First, your trusted financial partner located at 660 S 1750 W, Springville, UT 84663. Established in 1939, we have been dedicated to serving our community for over eight decades. As a proud member of the America First Credit Union family, we are committed to providing personalized banking solutions that cater to your unique needs. With a total membership of 1,470,249, we strive to foster a strong sense of community and trust among our members. Our branch is not just a place for transactions; it's a hub for financial empowerment and support. We proudly manage assets totaling $21,352,783,826 and have loans exceeding 917,592 in number, demonstrating our commitment to facilitating growth and opportunity for our members. At America First, we believe that every member deserves access to quality financial services. With total deposits amounting to $2,179,824,396 and a net worth of $2,277,865,463, we ensure that your funds are secure and working hard for you. Our friendly team is here to help with everything from personal banking services like checking and savings accounts to auto loans and mortgage refinancing. Under the leadership of CEO Thayne Shaffer and Board President Linda Carver, our dedicated staff of 3,368 employees is ready to assist you with a smile. Whether you're looking to open an account or explore our various loan options, we're here for you six days a week Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 5 PM. While members can visit us at 660 S 1750 W, official correspondence should be sent to the same address. For any inquiries or assistance, don't hesitate to call us at 801-223-3980 or check out our website at America First. Join us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Community Focus and Innovation

As we look back on our history, it's clear that community involvement is a key aspect of who we are. We actively partner with local organizations and initiatives that uplift our neighborhoods. Our outreach programs focus on education, financial literacy, and supporting local causes that make a difference. In addition to traditional banking services, we've embraced technology to enhance your experience. With features like online banking, mobile payments, and e-statements, we're making it easier than ever for you to manage your finances securely and conveniently. Our commitment extends to ensuring accessibility for all members of the community.

Join Us!

If you're looking for a credit union that prioritizes your needs while actively contributing to the community's growth, America First is here for you. Visit us during our operating hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 5 PM or call us at 801-223-3980. Experience firsthand how America First can empower you financially while fostering a sense of belonging in Springville. Join us today and become part of a legacy dedicated to serving its members and enriching the community!

Our Mission

At the heart of America First lies a mission that goes beyond just banking; we aim to improve the financial well-being of our members and the communities we serve. Our mission statement emphasizes offering comprehensive financial solutions tailored to meet the diverse needs of our members, from personal banking and auto loans to mortgage refinancing and business services. While members can visit us at 660 S 1750 W, official correspondence should be sent to the same address for your convenience. We are committed to being there for you every step of the way.

Branch Location & Accessibility

Accessibility Features

At America First, we prioritize accessibility for everyone. Our branch is designed with features that cater to all members of our community. We have ample parking available right outside our door, along with ADA-compliant ramps and entrances to ensure everyone can access our services without any hassle.

Call to Action

We invite you to come visit us at America First in Springville! Our dedicated team is eager to assist you with whatever you need. Feel free to give us a call at 801-223-3980 if you have any questions or require more information before your visit. We look forward to serving you!

Operating Hours

We understand that life can get busy, so we offer flexible operating hours to fit your schedule. You can visit us from Monday through Friday between 9 AM and 6 PM, and on Saturdays from 9 AM to 5 PM. Whether you need assistance with personal banking, loans, or credit card services, our team is ready to help during these hours.

Services Offered

At America First, we provide a range of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing options, we cover all aspects of personal banking. Plus, our online and mobile banking services make it easy for you to manage your finances anytime, anywhere. If you prefer cash transactions, we also have an ATM on-site for quick withdrawals and balance checks.

Member Eligibility

Joining the community at America First is like stepping into a world of support and opportunity! To become a member, you simply need to meet some friendly eligibility criteria. Generally, individuals who live, work, worship, or attend school in certain areas can join. This means that if you're part of our local community in Springville or surrounding regions, you're likely eligible to benefit from our services. Plus, being a member comes with its perks like access to personalized banking options and lower rates on loans that can help you achieve your financial goals. If you're ready to take the next step, opening an account is easy! You can find all the details you need by visiting us at 660 S 1750 W Springville Ut 84663, or feel free to give us a call at (801) 223-3980 for any questions. For more specifics on eligibility requirements, check out this resource: . We can't wait to welcome you to the America First family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions and enhance your customer experience. Imagine running your business smoothly with secure payment processing solutions that cater to both in-person and online sales. Our services ensure you can focus on what you do best growing your business. Visit us at 660 S 1750 W Springville Ut 84663 in Springville, UT, or call us at (801) 223-3980 to explore how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,503 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,389,809,869, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why we've invested in robust Online & Mobile Banking solutions that allow you to bank anytime, anywhere. Whether you're making payments, checking balances, or transferring funds between accounts, our secure platforms make it all possible with just a few clicks or taps on your phone. Don't forget about our ATM services! With access to ATMs for cash withdrawals and balance checks, managing your finances has never been easier. We invite you to explore all that America First has to offer. With friendly staff ready to assist you at every step, we're here not just as a credit union but as a part of the community focused on empowering our members financially. For more information about our services or how we can assist you further, feel free to reach out at (801) 223-3980 or visit us online at Springville Walmart. Let us help you achieve your financial dreams today!

Personal Banking Made Easy

When it comes to personal banking, we offer a variety of options to help you manage your money effectively. Our Checking & Savings Accounts cater to different needs, whether you're looking for easy access to your funds or ways to save for future goals. Imagine having a checking account that not only helps you keep track of your spending but also offers convenient online and mobile banking features. If you're considering buying a car, our Auto Loans & Vehicle Financing options provide competitive rates that fit your budget. Picture driving off in your dream vehicle with financing that feels right for you. We also offer Mortgage Loans & Refinancing, helping you turn the dream of homeownership into reality or saving you money on your current mortgage with our refinancing solutions.

Support for Your Financial Goals

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy. Whether it's a medical bill or a home repair, we can help you consolidate debt into manageable payments. Plus, our Credit Cards with Rewards allow you to earn while you spend it's like getting paid back for everyday purchases! For small business owners, we haven't forgotten about you! Our Business Banking services include essential tools like Merchant Services and Business Loans tailored to help your business grow and thrive.

Digital & Online Banking

Convenient Online Services

Our online banking services, available at http://www.americafirst.com , allow you to check your balances, pay bills, and transfer funds with just a few clicks. You have 24/7 access to your accounts, making it easy to keep track of your finances on your own schedule. Plus, with e-statements available, you can go paperless and access your monthly statements right from your device saving trees and keeping things organized.

Mobile Banking Made Easy

On the go? Our mobile application makes banking as convenient as possible. You can make mobile payments easily and even send money to friends or family with our person-to-person transfer feature. Need to check an account balance while you're out? No problem! Everything you need is right in the palm of your hand. With our digital banking services, you can enjoy real-time account management while feeling confident that your information is protected. Whether you're sitting on the couch or out running errands, America First ensures that banking is always within reach. Join us today and experience the ease of modern banking!

Secure Transactions at Your Fingertips

Security is a top priority at America First. With electronic signature authorization, you can sign documents securely online without the hassle of printing or mailing. Whether you're applying for a loan or opening a new account, the process is quick and safe.

Financial Strength

Growing Together

Total Share Accounts: 3,097,747, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $34,785,848 underscores our commitment to making your money work harder for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, America First is your trusted partner. Visit us at 660 S 1750 W Springville Ut 84663 or call (801) 223-3980 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Your Future

With $111,310 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $316,583 in used auto loans and $15,267,227,347 in total loans and leases.

Member-Centric Savings

Your savings are secured through $6,025,606,919 in share certificates and $5,923,664,297 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $15,786,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $167,577,866, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3,164 full-time employees and 204 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Metrics

With a net worth of $2,277,865,463, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,709,426,997 in used vehicle loans and $1,416,032,601 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have flexible options that can suit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $1,389,809,869 provide the capital needed to grow and expand. We understand that businesses require unique solutions, and our team is dedicated to supporting your journey with tailored loan options. At America First, we're committed to making borrowing straightforward and accessible. If you're considering refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. Our knowledgeable staff is here to guide you through every step of the process. For more information or assistance, contact us at (801) 223-3980, or visit us at 660 S 1750 W Springville Ut 84663 in Springville, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial future today!

Credit Lines and Unsecured Credit Cards

In addition to auto and mortgage loans, we also offer flexible terms on unsecured credit card loans, with a total of $932,190,935 in loans helping members manage their finances effectively. If you're looking for an easy way to cover unexpected expenses or make everyday purchases more manageable, our unsecured credit lines are designed with your needs in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,565,575,445, make buying or refinancing simple. We work closely with our members to provide personalized service and competitive rates so you can feel confident about your investment.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing guarantees that users receive fair and transparent offers tailored to their needs.

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